Steven Guarascio is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and 37 years of industry experience. He has been with Cetera Wealth Services, LLC since 2013 and operates Guarascio Consultants, LLC, a registered investment advisory firm he founded in 2001. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, employer-sponsored retirement, corporate, charitable, and institutional clients nationwide. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform, with a mix of discretionary and non-discretionary account management across numerous program structures.

Matthew Killip is a Series 66-licensed advisor at J.P. Morgan Securities with 15 years of industry experience. He has worked at JPMorgan Chase Bank and J.P. Morgan Securities since 2015. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, offering asset-allocation advice, investment manager searches, and customized performance reporting through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and incorporates an ESG eligibility framework when recommending investment strategies.

George Brakatselos is a financial advisor at J.P. Morgan Securities with 24 years of industry experience. He holds a Series 66 designation and has been with J.P. Morgan Securities since 2012, also working with JPMorgan Chase Bank since 2011. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with affiliated brokerage, distribution, and investment management capabilities.

Michael Tortora is a financial advisor with Merrill in Paramus, NJ, holding Series 63 and Series 66 credentials and over 32 years of industry experience. He has been with Merrill since 2009 and has a longstanding association with Bank of America dating back to 2004. Outside of his advisory role, he is involved as an owner and overseer of BFC Realty LLC, which focuses on buying and selling real estate. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Lawrence Rosen is a financial advisor with Ameriprise in Suffern, NY, holding Series 63 and Series 65 licenses and 21 years of industry experience. He has been with Ameriprise and its predecessor entity since 2010. Outside of his advisory role, he owns a consulting business, LJR Consulting. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendations and ongoing annual planning focused on reliable income sources and tax-aware withdrawal strategies for clients nearing or in retirement.

Peter Manke is a Series 66-licensed financial advisor with 16 years of industry experience. He has been with Thrivent Investment Management since 2009 and Thrivent Financial for Lutherans since 2010. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofits through a network of financial advisors. The firm offers holistic, goal-based financial planning on a one-time or ongoing basis, separate from its managed-account programs, and does not provide portfolio management for institutional clients.

Kevin Bishop is a financial advisor at Wells Fargo Clearing with three years of industry experience. He holds the Series 66 designation and previously worked at UBS Financial. Outside of his advisory role, he is involved in youth sports coaching as a volunteer with the Jersey Colts Ice Hockey Club, where he helps develop hockey players. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a broad investment menu that includes insurance-related vehicles and bank deposit sweep options.

Vincent Rago is a financial advisor with J.P. Morgan Securities holding a Series 66 license and three years of industry experience. His prior roles include positions at Bank of America, Merrill, American Income Life, and ExxonMobil. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with additional market-facing registrations and functions.

Jeffrey Astor is a financial advisor at Edward Jones with over 16 years of industry experience. He holds a Series 66 designation and has previously worked at Broad Financial and as president of Y Astor & Associates, where he is also a writer. He has been with Edward Jones since 2024. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including households, pension plans, corporate clients, and charitable organizations. The firm offers a range of advisory programs and investment strategies, operating under a fiduciary standard and managing approximately $1.01 trillion in assets with a large nationwide network of advisors and branches.

Anthony Estrada is a CFP® professional with 10 years of industry experience. He has been with Edelman Financial Engines since 2025 and previously worked at Financial Engines Advisors L.L.C. and EF Legacy Securities, LLC. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm uses a committee-driven, proprietary modeling process combined with planner delivery and online tools, offering both discretionary and non-discretionary investment management with an emphasis on diversified model portfolios and long-term strategies.

Eamonn Gaffney is a financial advisor at Osaic with 10 years of industry experience. He holds a Series 66 designation and has previously worked at Lincoln Financial Advisors and AXA Advisors. Gaffney also operates a business offering fixed annuities, long-term care insurance, fixed indexed annuities, and traditional life insurance. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations through a large network of affiliated advisors and multiple advisory platforms. The firm provides integrated brokerage and investment advisory services using a range of tools and third-party offerings to construct and manage portfolios across various asset classes.

Robert Caralyus is a Series 66 licensed financial advisor with one year of industry experience, currently with Cetera. His prior work includes roles at Cetera Investment Services LLC, public works, retail, and hospitality. He also holds a notary commission. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services with multiple program options and access to third-party managers.

Mary O'Brien is a Series 66 licensed financial advisor with Merrill in Paramus, NJ, with 17 years of industry experience. She has worked at Merrill since 2009 and concurrently at Bank of America N.A. since 2007. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Christopher Franzese is a financial advisor with LPL Financial in Ramsey, NJ, holding a Series 65 credential and one year of industry experience. He has also been associated with Franzese & Balian since 2015. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers various advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Marie Green is a financial advisor with Edward Jones in Cortlandt Manor, NY, holding a Series 63 designation and over 21 years of industry experience. She has been with Edward Jones since 2004. Outside of financial advising, she is a part-owner of the New Jersey Pride professional outdoor lacrosse team, where she participates in budget, hiring, and marketing decisions. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices.

Carlos Flores is a financial advisor at Fidelity with five years of industry experience. He holds the Series 66 designation and has worked at Fidelity Brokerage Services LLC, Charles Schwab & Co., Inc, and TD Ameritrade. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm manages various fund advisory roles and model portfolios, incorporating systematic methodologies and oversight controls.

Ian Smolinski is a financial advisor at LPL Enterprise with one year of industry experience. He holds the Series 66 designation and previously worked at JPMorgan Chase & Co. and Prudential Insurance Co. Outside of his advisory role, he is involved in project management through E2 Project Management LLC. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, consulting, and access to various managed portfolio programs. The firm’s integrated platform combines advisory services with brokerage and insurance product sales and includes participation in LPL’s collateralized lending program.

Barima Anyane Yeboah is a Series 66 licensed financial advisor with LPL Enterprise, where he has worked since 2025. He has one year of industry experience and previously worked at the University of Mount Saint Vincent for 14 years. Outside of his advisory role, Yeboah is involved in athletic training and holds a vice president position for membership at African American Franchise Brands. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering a range of advisory and brokerage services supported by model portfolios, third-party asset management, and an integrated platform of financial products.

Richard Hodgman is a financial advisor with Cetera who holds Series 63 and Series 65 registrations and has 33 years of industry experience. He has been with Cetera Investment Advisers, LLC since 2017 and Cetera Financial Specialists LLC since 2005. In addition to his advisory work, he is a managing partner at an accounting and tax consulting firm and serves in leadership roles for several nonprofit and community organizations, including as president of the Board of Trustees for the Emerson Public Library and as Grand Knight of a local Knights of Columbus council. Cetera Investment Advisers LLC is an SEC-registered adviser serving a wide range of clients, including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers diversified portfolio management, financial planning, and access to various third-party managers through a multi-manager platform with over $256 billion in assets under management.

Sean Durkin is a financial advisor at J.P. Morgan Securities with 19 years of industry experience. He holds Series 63 and Series 66 designations and previously worked at Morgan Stanley and Morgan Stanley Private Bank. His current role at J.P. Morgan includes both the Securities and Chase Bank divisions. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, focusing on asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory capabilities with brokerage and investment management services, delivering recommendations on a non-discretionary basis while clients retain final decision authority.