William Hoffman is a CFP®-certified financial advisor with 25 years of industry experience, currently with Edelman Financial Engines. He has worked at several affiliated firms since 2013 and serves as a trustee of the Rise School of Austin, a Texas nonprofit. He is also a limited partner in a family limited partnership, WJ Hoffman Investments, Ltd. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm offers a combination of committee-driven proprietary modeling and planner delivery, serving a large client base with diversified portfolios and a fiduciary standard for retirement accounts.

Brandon Kanagy is a financial advisor at Fidelity with 28 years of industry experience. He holds Series 63 and Series 65 designations and has worked at various Fidelity entities since 1997, including Fidelity Brokerage Services, Fidelity Personal and Workplace Advisors, and Fidelity Investments. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and charitable funds. The firm employs a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction, and it utilizes systematic methodologies for model portfolio development.

Daniel Carroll is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 10 years of industry experience. Prior to joining LPL Financial in 2024, he worked at Mutual of America Securities LLC and Mutual of America Life Insurance Company from 2018 to 2024. Outside of advising, he serves as a committee member at Midlothian Country Club. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, with management approaches supported by proprietary and third-party research.

Matthew Rosner is a CFP® with 28 years of industry experience, currently serving as a financial advisor at Cetera in Lombard, IL. He has worked at Cetera since 2019 and previously held roles at Foresters Advisory Services and Foresters Financial Services. Outside of his advisory work, he owns and manages Skyline Wealth Partners and the Rosner Family LLC, which involves managing rental properties. Cetera Investment Advisers LLC is an SEC-registered firm offering a multi-manager platform that serves individuals, employer-sponsored plans, corporate and charitable clients, and institutional accounts. The firm provides a range of portfolio management and financial planning services, with access to both affiliated and third-party managers across discretionary and non-discretionary programs.

Matthew Fowler is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 credentials and with 16 years of industry experience. His prior roles include positions at Prudential Insurance Company of America, Pruco Securities, LLC, THE O.N. Equity Sales Company, and Ohio National Financial Services. He is involved in Medicare supplemental insurance sales and fixed life insurance sales. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, consulting, access to model wealth portfolios, third-party asset management, and various brokerage and insurance products.

James Karnik is a financial advisor at J.P. Morgan Securities with 18 years of industry experience. He holds the Series 63 and Series 66 licenses and has worked at various J.P. Morgan entities since 2007. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with additional market-facing registrations and functions, delivering services on a non-discretionary basis.

Brian Hayes is a financial advisor with Charles Schwab who holds Series 63 and Series 66 licenses and has 20 years of industry experience. His career includes roles at Charles Schwab since 2017 and earlier positions at optionsXpress, Inc. and Wolverine Execution Services, LLC. Outside of his advisory work, he is a landlord of a rental property in his local neighborhood in Evergreen Park, IL. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, offering both non-discretionary advice and access to discretionary separately managed accounts within a large integrated platform.

Kurt Lindemann is a financial advisor at Morgan Stanley with 13 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2012. Outside of his advisory work, he owns a personal website dedicated to the Dave Matthews Band where he posts photos and blogs. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and offers planning tools that incorporate market assumptions and scenario modeling.

Maureen Wright is a Certified Financial Planner® (CFP®) with eight years of experience in wealth management. She is currently with Morgan Stanley, having worked in various Morgan Stanley entities since 2023. Her prior experience includes roles at Savant Wealth Management and Huber Financial Advisors. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a broad range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools supported by its Global Investment Committee to model financial outcomes.

Jeffrey De Young is a financial advisor with RBC Capital Markets in Oakbrook Terrace, IL, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He previously worked at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities Inc. for 13 years. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a range of advisory programs with customizable investment strategies implemented through various in‑house and third‑party managers, supported by RBC’s capital markets capabilities and affiliated asset managers.

Lucyna Gavrylyuk is a financial advisor at Morgan Stanley with 11 years of industry experience. She holds a Series 66 designation and has previously worked at Fifth Third Securities, Fifth Third Bank, Cetera, and MB FINANCIAL Investments. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning processes supported by the Global Investment Committee’s research.

Larry Handley is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has been with Primerica Advisors since 1986 and Primerica Financial Services since 1991. Outside of his advisory role, he has been involved with Little Peoples Institute Day Care since 1980. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and a limited number of separately managed account options to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered, percentage-based wrap fee structure.

Eric Breunig is a financial advisor with Wells Fargo Advisors in Oakbrook Terrace, IL, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has worked with Wells Fargo Advisors and its affiliated entities since 2009. Outside of his advisory role, he is a 50% owner of The R-B Financial Group and serves as co-trustee for its 401(k) plan, in addition to trustee roles for family trusts. Wells Fargo Advisors serves individual, trust, and institutional clients, offering a broad range of investment and financial planning services that include cash-flow, retirement, education, and wealth-transfer planning, along with specialized services such as business-owner transition and special-needs planning. The firm combines advisory services with other financial products and referral channels through a large network of advisors.

Niki Condos is a financial advisor with RBC Capital Markets in Oakbrook Terrace, IL, holding a Series 66 designation and 24 years of industry experience. She has been with RBC Dain Rauscher since 2004. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers a variety of wrap fee advisory programs with tailored investment strategies implemented through a combination of in-house and third-party managers.

Robert Haynes is a financial advisor with J.P. Morgan Securities in Chicago, IL, holding Series 63 and Series 66 licenses and possessing 11 years of industry experience. He has been with JPMORGAN Chase Bank, N.A. and J.P. Morgan Securities since 2015. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, offering asset-allocation advice, investment manager searches, and customized performance reporting through a non-discretionary service model. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Anthony Brown is a financial advisor with Equitable Advisors in Oak Brook, IL, holding a Series 66 designation and 23 years of industry experience. He has been with Equitable Advisors since 2002, including time under its former name Axa Advisors. Equitable Advisors serves a broad client base, including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and asset-management programs. The firm utilizes a network of Investment Adviser Representatives and incorporates third-party asset managers and advisory programs in its advice and implementation.

Michael Kolnicki is a CFP® professional affiliated with Cetera who has 31 years of experience in the financial services industry. His career includes long-term roles at Cetera Financial Specialists LLC since 1995 and Kpw Financial Services since 2012. In addition to his advisory work, he operates several accounting and tax-related businesses. Cetera Investment Advisers LLC serves a wide range of clients including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform that allows advisors to implement model portfolios, third-party manager selections, or custom strategies.

Anthony Avino is a financial advisor at Fidelity with one year of industry experience. He holds a Series 66 designation and has previously worked at JPMorgan Chase, PNC Bank, and UPS Store, as well as owning a business called Avino Electric Inc. from 2018 to 2022. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management, fund advisory, and consulting. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, and is noted for its advisory roles with registered investment companies and use of advanced technologies such as AI in its research processes.

Kimberly Cisneros is a financial advisor with Primerica Advisors in Lombard, IL, holding Series 63 and Series 65 licenses and bringing six years of industry experience. She has been with Primerica Advisors since 2020 and Primerica Financial Services since 2019. Prior to her financial services career, she worked at Advocate for 27 years. Cisneros is involved in selling investment-related products and receives compensation for referral services related to home security and automation products. Primerica Advisors serves primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable entities. The firm offers a wrap-fee asset management program that relies on model-delivery strategies managed by unaffiliated asset managers, supported by discretionary account options and institutional trade execution and custody services.

Carl King is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has eight years of industry experience. He has been affiliated with Cetera and its related entities since 2016. Outside of his advisory role, he is associated with King & Moran, LTD, an accounting and tax firm. Cetera Investment Advisers LLC is a large SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts, offering portfolio management, financial planning, and access to third-party managers through a multi-manager platform.