Zachary Albert is a financial advisor with RBC Capital Markets, LLC, holding a Series 66 designation and having 10 years of industry experience. He has been with RBC Capital Markets since 2016 and also works at City National Bank since 2019. Outside of his advisory role, he operates a photography business and volunteers as a financial management mentor. He is also involved with Hebrew Senior Life as a trustee and member of the finance committee. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charities. The firm offers various wrap fee advisory programs that provide portfolio management, financial planning, and brokerage services, tailoring investment strategies to clients' risk profiles through a combination of in-house and third-party managers.

Elizabeth Deniker is a financial advisor at Equitable Advisors with one year of industry experience. She holds a Series 66 designation and has a diverse background including roles at Lifetime Fitness and Enterprise Holdings. Outside of finance, she is involved in non-investment activities such as cake decorating through White Mountain Creamery and serves as a social media manager for Interpreter Training Programs. Equitable Advisors serves a broad range of clients including individuals, high-net-worth, retirement plans, corporate, charitable, and institutional clients, offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as a dual-registered SEC investment adviser and broker-dealer, working extensively with program sponsors and third-party managers to provide advisory and brokerage solutions.

Jonathan Albano is a financial advisor at Cetera with 25 years of industry experience. He holds the CFP® designation as well as Series 63 and Series 65 licenses. Since 2013, he has been affiliated with Cetera ADVISORS LLC and currently serves as a co-trustee for several client trusts. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Justin Kern is a financial advisor at Morgan Stanley with 21 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2022. Prior to that, he spent over a decade with E*TRADE Capital Management LLC and E*Trade Securities LLC. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by proprietary tools and models.

Marcella Santos is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Her prior roles include positions at Ameriprise and Merrill Lynch, Bank of America. Outside of finance, she worked as a fitness instructor at Bentley University. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, using a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across mutual funds, ETFs, and ETPs.

Dominic Collamati is a financial advisor with Fidelity in Westwood, MA, holding Series 63 and Series 66 designations and 24 years of industry experience. He has been with various Fidelity affiliates since 2001 and currently serves as a director for Final 2%, a nonprofit supporting Xavier University student athletes. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that integrates fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs.

Meaghan Harper is a financial advisor at Ameriprise with three years of industry experience. She holds a Series 66 designation and has worked at Ameriprise since 2017, following prior roles at Bath Savings Institution and Bentley University. Outside of her advisory work, she is involved with Array Services, LLC, through which she manages her advisory business. Ameriprise offers a retirement-income planning service tailored to individuals nearing or in retirement with substantial investable assets. The firm provides a range of advisory, brokerage, and insurance solutions and uses a combination of research, modeling, and tax-efficiency analysis to develop personalized retirement-income recommendations.

Jeremy Moss is a CFP®-certified financial advisor with 11 years of industry experience, currently practicing at Ameriprise in Westwood, MA. He has been with Ameriprise and its affiliated entities since 2014. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement with significant investable assets, providing detailed recommendation reports that incorporate tax-smart strategies, Social Security options, and income source analysis. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary advice through a centralized consulting team.

Robert Edmunds is a CFP® professional with 21 years of industry experience, currently serving as a financial advisor at Wells Fargo Advisors since 2016. He previously worked at UBS Financial Services from 2011 to 2016. Outside of his advisory role, Edmunds holds a leadership position as District Deputy Grand Assistant Treasurer for the Grand Lodge of Masons in Massachusetts, where he oversees financial statement reviews and reporting. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutions. The firm offers a broad range of investment and financial planning services tailored to clients who meet specific net-worth thresholds, utilizing proprietary research and planning tools to develop personalized recommendations.

Weliton Sousa is a financial advisor with Morgan Stanley in Westborough, MA, holding a Series 66 license and four years of industry experience. Prior to joining Morgan Stanley in 2021, he worked at Putnam Investments and Cruz Solutions, and he attended Bates College. Outside of his advisory role, Sousa is involved as a summer camp counselor at Ron Burton Training Village. Morgan Stanley Wealth Management serves both individual and institutional clients, providing tailored financial planning and a range of advisory programs supported by structured discovery processes and firm-approved planning tools.

Edward Mc Auliffe is a financial advisor at Merrill with 35 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Bank of America and Merrill since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Shaun Fitzpatrick is a financial advisor at Morgan Stanley with 23 years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley since 2009, including 11 years with Morgan Stanley Private Bank, National Association. Morgan Stanley Wealth Management (MSWM) is an SEC-registered investment adviser and broker-dealer providing advisory programs and financial planning services to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and utilizes a structured financial planning process supported by firm-approved tools and modeling techniques.

Erica Chafkin is a financial advisor at Morgan Stanley with 20 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Morgan Stanley since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by firm-approved tools and structured discovery conversations.

Nora Yousif is a CFP® with 14 years of industry experience, currently affiliated with RBC Capital Markets and City National Bank. She serves on the boards of the Easton Lion’s Club, the Women’s Boston Bar Foundation, and the Women’s Foundation of Boston. These roles involve fundraising, community outreach, and supporting access to justice and empowerment for underserved women and families. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a range of advisory programs with tailored investment strategies implemented through in-house and third-party managers, alongside features such as tax management and responsible investing options.

Miranda D'Addario is a Series 66-licensed financial advisor with Merrill, where she has worked for 10 years. She has eight years of industry experience and previously worked at Marathon Sports and Wellesley College. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Noah Bleakley is a financial advisor with MassMutual Investors Services, holding a Series 66 designation and three years of industry experience. He previously worked at Equitable Advisors, LLC and has been involved in community and business roles including at Franconia Golf Course and the Mental Health Association. Outside of finance, he is co-owner of On Cape Clothing, LLC, where he oversees brand strategy, product design, marketing, and operations. MassMutual Investors Services operates as a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers, offering financial planning, asset management, and educational programs.

Todd Mulligan is a CFP®-certified financial advisor with Morgan Stanley in Wellesley, MA, bringing 19 years of industry experience. He has worked with Morgan Stanley Private Bank and Morgan Stanley since 2015. Outside of his advisory role, Mulligan is involved in financial education, serving as an independent contractor reviewing CFP study materials for John Wiley & Sons and contributing to professional education programs at Boston University. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with tailored financial planning and wealth management services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and research from its Global Investment Committee.

Scott Maccausland is a financial advisor with LPL Financial in Westborough, MA, holding Series 63 and Series 65 credentials and 29 years of industry experience. He has been with LPL Financial (formerly LINSCO/PRIVATE LEDGER CORP.) since 1997. In addition to his advisory role, he is involved in independent insurance sales focusing on long-term care insurance and fixed annuities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a broad range of advisory programs, retirement plan consulting, brokerage services, and utilizes various model portfolios and research to support discretionary and non-discretionary management across its offerings.

Peter O'Donnell is a financial advisor at Equitable Advisors with 17 years of industry experience. He holds the Series 66 designation and has been with Equitable Advisors since 2005, previously associated with Axa Advisors. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm operates a hybrid referral and implementation model that combines advisory and brokerage/insurance channels to deliver client recommendations.

Kailey White is a Planning Consultant at Fidelity Investments, where she collaborates with Financial Consultants and the wealth management team to support clients' comprehensive financial planning needs. She partners with clients to understand their priorities, align their goals and values, and ensure their financial plans reflect what matters most to them. Kailey has been with Fidelity Investments since 2018. She began her career as a Financial Representative and progressed to the role of Relationship Manager before becoming a Planning Consultant in 2023.