Joshua Benet is a CFP® professional with 23 years of experience in the financial services industry. He is affiliated with Commonwealth Financial Network and is a 50% owner and manager of Harvest Wealth Management, where he has been active since 2009. His work history includes two separate tenures at Commonwealth Financial Network totaling 16 years. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients, providing a range of advisory programs and support services including investment management, compliance, and practice management. The firm offers access to diverse investment products and discretionary model portfolios, positioning itself as a platform and operations provider for affiliated advisors.

Matthew Ryan is a CFP® with 30 years of industry experience, currently serving at Focus Partners Wealth, LLC. His prior work includes almost two decades at G.W. & Wade, Llc and G.W. & Wade Asset Management Company, Inc., along with roles at Uvest Financial Services Group, Inc. and Ryan Advisors, Inc. Focus Partners Wealth serves individuals, high-net-worth families, family offices, and institutional clients, offering a broad range of wealth management, advisory, and planning services. The firm’s investment approach combines active and passive strategies within an enhanced open architecture framework that emphasizes tax- and fee-sensitive portfolio construction.

Lindsy Owens is a CFP® professional with two years of industry experience. She is currently affiliated with Harvest Wealth Management, LLC and Commonwealth Financial Network, having previously worked for ThomasPartners, Inc. for ten years. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing about $212.7 billion in client assets. The firm offers a broad adviser-support platform including managed-account programs, access to third-party asset managers, retirement and plan consulting, and custody/clearing services.

Kimberly Clouse is a financial advisor with Hightower Advisors, holding Series 63, 65, and 66 licenses and bringing 24 years of industry experience. Her prior roles include positions at Mariner Platform Solutions, AdvicePeriod, Via Global Advisors, and Fiduciary Trust International. She serves as a board member and head of the women's recruiting initiative for YPO Gold New England and participates on the Vanguard Advisor Steering Committee. Hightower Advisors provides investment advisory and planning services to a diverse client base, including individuals, institutions, and pooled investment vehicles. The firm’s approach emphasizes manager selection and multi-manager solutions, offering access to affiliated and third-party managers alongside proprietary research and a range of investment options.

Samuel Bohmiller is a financial advisor at Guardian Life with eight years of industry experience. He holds a Series 66 designation and has previously worked at Park Avenue Securities and AXA Advisors. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management and a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a combination of advisor-led discretionary management and model-based strategies, along with access to insurance products and alternative investments through its connection with Guardian Life.

Ryan Jordan is a financial advisor with TIAA-CREF in Boston, MA, holding Series 63 and Series 66 credentials and possessing 17 years of industry experience. He has been with TIAA-CREF since 2016. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning, discretionary managed account programs, and broker-dealer services primarily to individuals connected to TIAA-administered employer retirement plans, as well as trusts, estates, partnerships, and small retirement plans. The firm provides both point-in-time planning and ongoing discretionary management, including customized portfolios managed under client-approved investment policy statements.

Peter Leddy is a financial advisor with Guardian Life and Park Avenue Securities, holding Series 63 and Series 65 licenses and having 22 years of industry experience. He has worked with Park Avenue Securities and Guardian Life Insurance Company since 2004 and has been associated with the Bulfinch Group since 2002. His other business activities include offering insurance products outside of Guardian Life. Park Avenue Securities LLC, a wholly owned subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm combines advisor-led discretionary management with model-based strategies, offering a range of consulting and financial planning services supported by proprietary programs and third-party solutions.

Erin Nicholls is a financial advisor at Breckinridge Capital Advisors Inc with six years of industry experience. She has held roles at Breckinridge since 2017 and previously worked at J.P. Morgan from 2015 to 2017. Nicholls holds a Series 65 designation and is based in Boston, MA. Breckinridge Capital Advisors manages over $50 billion in separately managed accounts and sub-advisory arrangements for a diverse client base, including high net worth individuals, charitable organizations, and corporations. The firm offers a range of fixed income and equity strategies, combining top-down macro analysis with bottom-up fundamental research, and emphasizes tax-aware services and portfolio customization.

Max Byron is a financial advisor at Voya Financial Advisors, Inc. based in Boston, MA. He holds a Series 66 designation and has recently started his career in the financial services industry. Prior to joining Voya Financial Advisors in 2026, Max attended Bentley University and worked at Hannaford. Voya Financial Advisors, Inc. is an enterprise-scale advisory and broker-dealer affiliate that offers financial planning, portfolio management, and retirement advisory services to individuals, institutions, and corporate clients. The firm combines in-house and external strategists with technology-enabled tools to provide a range of managed account solutions, often operating with a primarily non-discretionary approach.

William O Malley Jr. is a financial advisor with Guardian Life and Park Avenue Securities, holding Series 63 and Series 66 licenses and bringing eight years of industry experience. Prior to his current role, he worked for the Department of Defense and has been operating Patriot Tax Service, a CPA and tax preparation business, since 2003. He also provides power of attorney services for family members. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, offers brokerage and advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm employs a combination of advisor-led discretionary management and model-based strategies, providing access to proprietary programs, third-party advisory solutions, and integrated lending options.

Edward Rich is a CFP® with 31 years of industry experience, currently advising at Empower Advisory Group. His prior roles include positions at Advisor Group and SII. He holds Series 63 and Series 65 licenses. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and participants, delivering services through an integrated model connected to Empower’s recordkeeping and administrative platforms. The firm offers point-in-time financial plans and optional managed account solutions within plan lineups selected by plan sponsors.

Cary Geller is a CFP® and PFS™ credentialed advisor with 28 years of industry experience. He has worked at The Colony Group, LLC since 2012 and previously spent 14 years at Mintz Levin Financial Advisors LLC. He is based in Wellesley, MA and is affiliated with Focus Partners Wealth, LLC. Focus Partners serves individuals, high-net-worth families, family offices, and institutional clients with a broad range of wealth management and advisory services. The firm employs a long-term, tax- and fee-sensitive investment approach using a blend of active and passive strategies within an enhanced open architecture framework.

Alexander Scheier is a Series 66-licensed financial advisor with Goldman Sachs Wealth Services, based in Boston, MA. He has 13 years of industry experience, including prior roles at The AYCO Company, L.P./Mercer Allied from 2014 to 2021 and Goldman Sachs & Co. LLC since 2021. Outside of his advisory work, he is involved with Luck Wingfield LLC, a timber production company, where he assists with investing cash generated by the business. Goldman Sachs Wealth Services provides financial planning, investment management, and advisory support to a diverse client base, including high-net-worth individuals, corporate participants, and institutional clients. The firm utilizes centralized investment resources and a range of discretionary and non-discretionary managers, offering tailored solutions such as Executive Wealth and Private Family Office support within a large integrated financial group.

Jeffrey St. Mary is a CFA® charterholder with 20 years of industry experience, currently serving as a financial advisor at Cerity Partners LLC. His prior roles include positions at Prio Wealth and Seaward Management, as well as experience at Lehman Brothers. He serves on the Investment Committee for the Hingham High School Scholarship Committee. Cerity Partners advises a diverse client base, including high-net-worth individuals, families, trusts, and institutional investors, managing approximately $166.2 billion in assets. The firm offers customized wealth management services that integrate proprietary quantitative screening, manager selection, and direct security selection, along with access to alternative and private market solutions for qualified clients.

Nathan Sullivan is a financial advisor at Guardian Life and affiliated with Park Avenue Securities. He holds a Series 66 designation and has one year of industry experience. His prior roles include positions at Fidelity Investments and Eden Advisory Services. Outside of finance, Nathan has experience working with Thundercat Sports Camps and Littleton Parks and Recreation. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management and a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a blend of advisor-led discretionary management and model-based strategies, along with access to proprietary programs and third-party solutions.

William Jordan is a financial advisor at Goldman Sachs Wealth Services based in Boston, MA. He holds a Series 66 designation and has two years of industry experience, including previous roles at Goldman Sachs and JM Family Enterprises. His work history also includes diverse experiences in education and franchise operations. Goldman Sachs Wealth Services advises a broad client base ranging from individual investors to institutional clients, offering financial planning, portfolio management, and specialized services such as Private Family Office and Executive Wealth programs. The firm employs strategic allocation models and proprietary analytics, integrating capabilities across the Goldman Sachs ecosystem to provide tailored advisory solutions.

Nicholas Kane is a financial advisor with Voya Financial Advisors, Inc., holding a Series 66 designation and currently based in Boston, MA. He has one year of industry experience, having joined Voya in 2026. Prior to his advisory role, his work history includes positions outside the financial industry. Voya Financial Advisors, Inc. is a large enterprise-scale advisory and broker-dealer affiliate serving individuals, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm offers financial planning, portfolio management, unified managed account and wrap programs, as well as access to third-party money managers, using a combination of in-house and external strategists along with technology-enabled tools to implement client recommendations.

Cary Florio is a financial advisor at Schwab Wealth Advisory with 11 years of industry experience. He holds the CFP® certification and Series 66 license. His prior experience includes roles at Bank of America, N.A., and Merrill Lynch. Outside of his advisory work, he was previously involved as a manager and partner in a food and beverage production LLC that did not become active. Schwab Wealth Advisory serves clients in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice and financial planning based on Schwab’s proprietary asset allocation models and research. The firm offers at-least-annual reviews tailored to client goals and risk tolerance and advises on a range of investment options without exercising discretionary trading authority.

Spencer Plassman is a financial advisor with Guardian Life and Park Avenue Securities, holding Series 63 and Series 65 licenses and having one year of industry experience. Prior to his advisory role, he was the owner and operator of Genuine Audio Inc., a non-investment-related business. Park Avenue Securities, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, institutions, and nonprofit organizations. The firm offers a range of tailored wealth management solutions including discretionary and non-discretionary mandates, access to proprietary and third-party investment programs, and integrated financial planning and consulting services.

Bradley Cohen is a financial advisor at William Blair in Boston, MA, with 12 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at Morningstar Investment Services LLC and Putnam Retail Management. William Blair’s Private Wealth Management division offers discretionary and non-discretionary investment management, financial planning, and wealth services to individuals, foundations, pension, and corporate clients. The firm employs active, research-driven strategies across multiple asset classes and provides access to proprietary models, third-party sub-managers, and private investment opportunities.