Kyle Bredice is a financial advisor with Charles Schwab in Chestnut Hill, MA, holding CFP® and Series 66 designations and bringing 11 years of industry experience. He previously worked at T. Rowe Price for six years before joining Charles Schwab and Charles Schwab Bank in 2020. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals, offering a combination of non-discretionary and discretionary investment advisory services through its Schwab Wealth Advisory wrap fee program and affiliated managed accounts. The firm integrates advisory, brokerage, custody, and cash management services within a centralized operational structure.

Sarah Irwin is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. She has worked at Merrill since 2022 and previously spent six years at Bank of America. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Michael Kofman is a financial advisor with Cetera holding the ChFC® and Series 66 designations and has eight years of industry experience. He has previously worked with Avantax Advisory Services and HD Vest Investment Services. In addition to his advisory role, he is associated with Martin S. Kofman, CPA, where he prepares tax returns and performs accounting work for individuals and businesses. Cetera Investment Advisers LLC is an SEC-registered firm providing services through a nationwide network of independent advisors, serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers various portfolio management and financial planning solutions, utilizing a multi-manager platform with both affiliated and third-party managers, and oversees more than $256 billion in assets.

Gabriel Goodhope is a CFP® and ChFC® with 25 years of industry experience. He has been with Edelman Financial Engines and its predecessor entities since 2016, including eight years at Financial Engines Advisors L.L.C. prior to the firm's merger. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm uses a committee-driven, proprietary modeling process combined with planner delivery and online tools, offering both discretionary and non-discretionary investment management with an emphasis on diversified portfolios and long-term strategies.

Michael Schwartz is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2009 and with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs focused on tailored financial planning and manages approximately $2.74 trillion in client assets.

David Javaheri is a financial advisor with Morgan Stanley in Wellesley, MA, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has worked at Morgan Stanley since 2009, including 11 years with Morgan Stanley Private Bank, National Association, and previously spent four years at Merrill. Javaheri is co-president of Fizgegg LLC, a commercial real estate investment company. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by firm-approved tools and processes. The firm manages approximately $2.74 trillion in client assets and provides services that include relationships with investment companies, private funds, and principal trading activities.

Paul Henry is a financial advisor with LPL Financial in Watertown, MA, holding the CFP® designation and Series 63 and 65 licenses. He has 31 years of industry experience, including prior roles at Citizens Securities, Inc. and earlier tenure with LPL Financial. LPL Financial is a national broker‑dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and portfolio management options, using both its own research and third-party strategies across various allocation models.

Erin O’Brien is a financial advisor at Charles Schwab with a Series 66 credential and two years of industry experience. Her prior roles include positions at Charles Schwab Bank, University of Massachusetts Amherst, and Mass General Brigham. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program, offering both non-discretionary and discretionary investment management backed by a multi-asset strategic allocation approach and centralized operational infrastructure.

Sun Ho Ma is a Financial Consultant I with extensive experience in financial advisory services. From 2017 to 2025, Sun Ho served as a Financial Advisor at Morgan Stanley, where they developed expertise in understanding clients' unique priorities and translating them into actionable financial plans. Their approach focuses on simplifying complex financial matters and providing clarity to help clients move forward with confidence. Sun Ho Ma is committed to serving as a trusted partner for clients, ensuring their financial strategies align with what matters most in their lives. Outside of their professional role, Sun Ho enjoys activities such as fitness, golf, hiking, skiing, traveling, and spending time with pets.

Ryan Mcconnell is a financial advisor at Edelman Financial Engines with four years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Fidelity Investments and Equitable Advisors. Prior to his advisory career, he was employed in various roles including at Quincy College and Quirk Auto Dealers. Edelman Financial Engines provides technology-enabled investment advisory services for workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages model-based and customized portfolios and supports a large client base through both advisor-led and online offerings.

Jackson Odams is a financial advisor at Ameriprise with a Series 66 designation and two years of industry experience. He has worked at Ameriprise since 2023 and previously was employed by Baystate Financial and Jake N Joe's Sports Grill. Odams completed his studies at Bentley University, graduating in 2024. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement income planning, with recommendations supported by proprietary research and third-party data.

Ashlyn Kelly is a financial advisor at LPL Enterprise with a Series 66 designation and two years of industry experience. She has previously held roles at Fidelity and has been involved in diverse business activities including a financial planning role with Clarity Wealth Advisors and non-variable insurance in Webster, MA. LPL Enterprise provides investment advisory and brokerage services to a wide range of clients, including individuals, high-net-worth investors, and institutional entities. The firm employs a model-driven investment approach, offering financial planning, access to third-party asset managers, and a Model Wealth Portfolios wrap program.

Peter Mahoney is a financial advisor at Fidelity with 34 years of industry experience. He holds Series 63 and Series 65 designations and has worked within various Fidelity divisions since 1996. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction, and serves as an advisor to multiple registered investment companies and fund-of-funds.

Liam Peck is a financial advisor at OSAIC with one year of industry experience. He holds the Series 65 designation and has worked at Boston Wealth Management since 2024. Prior to his advisory role, he was affiliated with Xaverian Brothers High School and Bentley University for nine years. OSAIC is a multi-advisor platform serving retail and institutional clients, including high-net-worth individuals, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services, using model-based asset allocation and portfolio optimization supported by technology and third-party managers.

Joshua Hyman is a CFP® professional with 23 years of industry experience, currently affiliated with LPL Financial since 2022. He previously worked at Securities America Advisors and National Planning Corporation. Outside of his advisory role, Hyman serves as a board member for Wayland Dads, a nonprofit organization. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset managers, supported by extensive technology and a broad network of over 22,800 advisors.

Timothy Callahan is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2012. In this role, he helps clients create and maintain financial plans designed to pursue their goals, focusing on growing, preserving, and utilizing their assets. His approach centers on developing plans that clients are comfortable with, confident in, and understand. Mr. Callahan holds a California Insurance License. Outside of his professional work, he enjoys baseball, camping, family activities, and traveling.

Ryan Giordano is a financial advisor at Fidelity with a Series 66 designation and less than one year of industry experience. His prior work experience includes roles at HomeSense, GNC, and The Home Depot, as well as positions during and after his time at the University of New Hampshire. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a process that combines proprietary research, quantitative analysis, and algorithmic portfolio construction. The firm manages portfolios through systematic methodologies and oversees multiple affiliated and unaffiliated sub-advisers.

James Corrente is a financial advisor at Equitable Advisors with 49 years of industry experience. He has held Series 63 and Series 65 credentials and has worked at Equitable Advisors and its predecessor, Axa Advisors, since 1999. Equitable Advisors serves a broad range of clients including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset-management programs through a network of Investment Adviser Representatives, utilizing both firm-offered and third-party advisory solutions.

Richard Ringler is a financial advisor with Primerica Advisors in Mansfield, MA, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 1990. Outside of his advisory role, he occasionally acts as a notary and is involved in referrals for home security and automation products through affiliated companies. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, which includes model-delivery strategies and a limited number of separately managed account options for individual and high-net-worth clients. The firm focuses on curated third-party asset managers and uses a tiered wrap fee structure rather than fixed fees.

Arnold Servais is a CFP®-designated financial advisor with Morgan Stanley in Wellesley, MA, bringing 44 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2009. Outside of his financial career, he performs as a singer and instrumentalist in a musical trio called Cool Blue Water. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services supported by structured processes and advanced modeling tools.