Sarah Irwin is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. She has worked at Merrill since 2022 and previously spent six years at Bank of America. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Michael Kofman is a financial advisor with Cetera holding the ChFC® and Series 66 designations and has eight years of industry experience. He has previously worked with Avantax Advisory Services and HD Vest Investment Services. In addition to his advisory role, he is associated with Martin S. Kofman, CPA, where he prepares tax returns and performs accounting work for individuals and businesses. Cetera Investment Advisers LLC is an SEC-registered firm providing services through a nationwide network of independent advisors, serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers various portfolio management and financial planning solutions, utilizing a multi-manager platform with both affiliated and third-party managers, and oversees more than $256 billion in assets.

Gabriel Goodhope is a CFP® and ChFC® with 25 years of industry experience. He has been with Edelman Financial Engines and its predecessor entities since 2016, including eight years at Financial Engines Advisors L.L.C. prior to the firm's merger. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm uses a committee-driven, proprietary modeling process combined with planner delivery and online tools, offering both discretionary and non-discretionary investment management with an emphasis on diversified portfolios and long-term strategies.

Michael Schwartz is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2009 and with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs focused on tailored financial planning and manages approximately $2.74 trillion in client assets.

David Javaheri is a financial advisor with Morgan Stanley in Wellesley, MA, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. He has been with Morgan Stanley since 2009, including a role at Morgan Stanley Private Bank, National Association since 2015. Outside of advisory work, he is involved as an officer in investment ventures related to commercial real estate. Morgan Stanley Wealth Management serves both individual and institutional clients with a wide array of advisory programs, providing tailored financial planning supported by firm-approved tools and managed assets totaling approximately $2.74 trillion.

Paul Henry is a CFP®-designated financial advisor with over 31 years of industry experience. He has been with LPL Financial since 2017 and previously worked at Citizens Securities, Inc. from 2015 to 2017. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, and retirement plan consulting, providing both discretionary and non-discretionary management along with access to model portfolios and research from multiple sources.

Erin O’Brien is a financial advisor at Charles Schwab with a Series 66 credential and two years of industry experience. Her prior roles include positions at Charles Schwab Bank, University of Massachusetts Amherst, and Mass General Brigham. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program, offering both non-discretionary and discretionary investment management backed by a multi-asset strategic allocation approach and centralized operational infrastructure.

Sun Ho Ma is a Financial Consultant I with extensive experience in financial advisory services. From 2017 to 2025, Sun Ho served as a Financial Advisor at Morgan Stanley, where they developed expertise in understanding clients' unique priorities and translating them into actionable financial plans. Their approach focuses on simplifying complex financial matters and providing clarity to help clients move forward with confidence. Sun Ho Ma is committed to serving as a trusted partner for clients, ensuring their financial strategies align with what matters most in their lives. Outside of their professional role, Sun Ho enjoys activities such as fitness, golf, hiking, skiing, traveling, and spending time with pets.

Ryan Mcconnell is a financial advisor at Edelman Financial Engines with four years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Fidelity Investments and Equitable Advisors. Prior to his advisory career, he was employed in various roles including at Quincy College and Quirk Auto Dealers. Edelman Financial Engines provides technology-enabled investment advisory services for workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages model-based and customized portfolios and supports a large client base through both advisor-led and online offerings.

Jackson Odams is a financial advisor at Ameriprise with Series 66 credentials and one year of industry experience. Prior to joining Ameriprise, he worked at Baystate Financial and has experience in the hospitality sector, including a role at Jake N Joe's Sports Grill. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on written recommendations and ongoing retirement-income planning advice. The firm uses investment research and algorithmic tools to provide asset allocation and withdrawal strategy guidance, with enrollment criteria requiring a minimum level of investable assets and managed account participation.

Ashlyn Kelly is a financial advisor at LPL Enterprise with a Series 66 credential and two years of industry experience. Prior to joining LPL Enterprise, Kelly held roles at Fidelity and has been involved with several other businesses, including a financial planning activity under Clarity Wealth Advisors and a non-variable insurance agency. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage services. The firm offers financial planning, access to model portfolios, third-party asset management, and a range of brokerage and insurance products, operating an integrated platform that includes lending programs and co-investment relationships.

Peter Mahoney is a financial advisor with Fidelity, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. His career includes positions at Fidelity Brokerage Services, Inc. since 1996 and Fidelity Personal and Workplace Advisors since 2018. He is currently based in Dover, MA. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including advisory roles for registered investment companies and multi-manager fund structures. The firm combines proprietary fundamental research with quantitative and algorithmic portfolio construction, utilizing systematic methodologies and long-term asset allocation benchmarks.

Liam Peck is a financial advisor at OSAIC with a Series 65 designation and one year of industry experience. He previously worked at Boston Wealth Management and has a background that includes education at Xaverian Brothers High School and Bentley University. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers a range of services such as investment advisory, financial planning, retirement consulting, and access to third-party money managers, utilizing asset-allocation tools and automated rebalancing to construct portfolios across various asset classes.

Joshua Hyman is a CFP® with 23 years of industry experience, currently affiliated with LPL Financial since 2022. He previously worked at Securities America Advisors and NATIONAL PLANNING CORPORATION. Outside of his advisory role, he serves as a board member for Wayland Dads, a for-profit organization. LPL Financial is an SEC-registered investment adviser and broker-dealer providing a range of financial planning, advisory programs, and brokerage services to individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers both discretionary and non-discretionary management, supported by model portfolios and research from LPL Research and third-party subadvisors.

Timothy Callahan is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2012. In this role, he helps clients create and maintain financial plans designed to pursue their goals, focusing on growing, preserving, and utilizing their assets. His approach centers on developing plans that clients are comfortable with, confident in, and understand. Mr. Callahan holds a California Insurance License. Outside of his professional work, he enjoys baseball, camping, family activities, and traveling.

Ryan Giordano is a financial advisor at Fidelity with a Series 66 designation and less than one year of industry experience. His prior work experience includes roles at HomeSense, GNC, and The Home Depot, as well as positions during and after his time at the University of New Hampshire. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a process that combines proprietary research, quantitative analysis, and algorithmic portfolio construction. The firm manages portfolios through systematic methodologies and oversees multiple affiliated and unaffiliated sub-advisers.

James Corrente is a financial advisor with Equitable Advisors in Wellesley, MA, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He has been with Equitable Advisors and its predecessor, Axa Advisors, since 1999. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement plan support, and access to asset management through LPL programs and various third-party asset managers. The firm uses a hybrid referral and implementation model, offering both advisory and brokerage channels to tailor services based on clients’ goals, risk tolerance, and time horizons.

Richard Ringler is a financial advisor with Primerica Advisors in Mansfield, MA, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 1990. Outside of his advisory role, he occasionally acts as a notary and is involved in referrals for home security and automation products through affiliated companies. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, which includes model-delivery strategies and a limited number of separately managed account options for individual and high-net-worth clients. The firm focuses on curated third-party asset managers and uses a tiered wrap fee structure rather than fixed fees.

Arnold Servais is a CFP®-designated financial advisor with Morgan Stanley in Wellesley, MA, bringing 44 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2009. Outside of his financial career, he performs as a singer and instrumentalist in a musical trio called Cool Blue Water. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services supported by structured processes and advanced modeling tools.

David Wang is a Senior Financial Advisor at Merrill Lynch Wealth Management with over 19 years of experience in the financial services industry. He began his career as a Senior Associate at KPMG Financial Advisory in 2007, where he gained foundational experience in financial analysis and advisory services. Prior to joining Merrill, David served as Vice President and Private Client Advisor at J.P. Morgan Chase, advising high net worth clients on customized financial planning and investment solutions. In his current role, David focuses on developing personalized wealth management strategies and providing investment guidance for individuals, families, and businesses nationwide. He leverages Merrill's broad investing capabilities, insights from BofA Global Research, and a full suite of banking and lending solutions. His expertise encompasses investment management, portfolio construction, retirement planning, insurance and annuity strategies, tax-efficient planning, and lending solutions including mortgage, home equity, and commercial financing. David holds a bachelor's degree from Eastern Connecticut State University, a master's degree in accounting and taxation from the University of Hartford, and a professional certificate in finance from New York University. He maintains Series 7 and 66 FINRA registrations as well as licenses in life, annuity, long term care, and health insurance. Fluent in Mandarin Chinese, David serves clients across the United States, frequently traveling to California to connect with clients and communities there. Outside of work, he enjoys traveling, filmmaking, producing electronic music, biking, hiking, music, photography, racquetball, and spending time with his family.