John Ruddy is a Senior Financial Advisor at Merrill Lynch Wealth Management, focusing on helping affluent individuals and their families navigate today's financial challenges. He provides personalized attention and disciplined, customized financial strategies aligned with clients' goals, liquidity needs, time horizon, and risk tolerance. John manages portfolios on a discretionary basis, incorporating individual stocks and bonds, model portfolios, and third-party investment strategies. John has many years of experience as a financial advisor, including prior work in the insurance industry. He holds the Certified Plan Fiduciary Advisor® (CPFA®) designation, is a qualified Portfolio Manager, and also has the Personal Investment Advisor (PIA) and Retirement Accredited Financial Advisor (RAFA) designations. He earned a Bachelor of Science in Business from John Carroll University and graduated from Fenwick High School in Oak Park, Illinois. A Chicago native, John lives in Glenview, Illinois, with his two sons. He is an avid baseball fan and is actively involved in the community as a coach for Blaze Buddy Ball and Glenview Youth Baseball.

Matthew Atristain is a financial advisor at Merrill with a Series 66 credential and three years of industry experience. Prior to his current role, he worked at Bank of America and has held various positions outside finance, including roles at Jimmy Johns and Mariano's. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Connor Terry is a financial advisor at J.P. Morgan Securities with a Series 66 designation and three years of industry experience. He has worked at several firms including Bank of America, Merrill, and Wells Fargo Advisors. J.P. Morgan Securities primarily serves institutional clients and retirement plan sponsors, providing investment consulting and advisory services through a structured approach that combines quantitative asset-allocation modeling with centralized due diligence. The firm incorporates an ESG eligibility framework in its recommendations and operates within a broader banking and broker-dealer organization.

Anastasia Thermos is a financial advisor at Fidelity with 25 years of industry experience. She holds Series 63 and Series 66 licenses and has worked previously at U.S. Bancorp Investments, Inc., Cuna Brokerage Services, Inc., and Abbott Laboratories Ecu. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and model portfolio delivery. The firm integrates proprietary research, quantitative analysis, and systematic methodologies in its investment process and serves as an adviser to multiple registered investment companies and fund-of-funds.

Garrett Wano is a financial advisor at Stifel with a Series 66 designation and just under two years of industry experience. Prior to joining Stifel, he held roles including substitute teaching at Conant High School and positions in education and investment-related fields. Stifel serves a broad range of clients, including individuals, institutional investors, and charitable organizations, offering both brokerage and investment advisory services. The firm’s investment approach relies on proprietary methodologies developed by its Investment Strategy Group that use forward-looking capital market assumptions and probabilistic modeling.

Jeffrey Fehrmann is a financial advisor at Morgan Stanley with 10 years of industry experience. He holds a Series 66 designation and has previously worked at Valic Financial Advisors, J.P. Morgan Securities, and OptionsHouse. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides planning services without individual security recommendations as part of standalone plans.

Fradi Dababneh is a Financial Advisor at Merrill Lynch Wealth Management. He is dedicated to working closely with clients to define their financial goals and develop portfolio strategies tailored to their individual needs. Fradi emphasizes ongoing advice and portfolio adjustment to align with clients' changing circumstances. His areas of expertise include college and education planning, executive compensation, family wealth management strategies, managing new wealth, personal retirement planning, socially responsible and ESG investing, tax minimization, and retirement income. He holds professional designations such as Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Fradi completed an Accredited Certificate Program at the College of Lake County. Outside of his professional role, Fradi enjoys basketball, boxing, fishing, pickleball, running, and spending time with his family. He is involved in his community through church security work.

Gary Heymann is a financial advisor with Edward Jones in Deerfield, IL, holding a Series 66 credential and 20 years of industry experience. He has been with Edward Jones since 2006. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary managed solutions, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

David Tofilon is a financial advisor with Morgan Stanley in Barrington, IL, holding a Series 66 designation and 15 years of industry experience. He has been with Morgan Stanley since 2010 and has worked at Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients with a wide range of advisory programs, including tailored financial planning using firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers services directly to individuals and through employer-sponsored financial planning agreements.

Brandon Chapel is a financial advisor with J.P. Morgan Securities in Mundelein, Illinois. He holds a Series 66 designation and has six years of industry experience. Outside of his advisory role, he works as a freelance DJ under the name dB Stereo, performing at corporate events, weddings, and nightclubs. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors.

John Jawor is a Senior Financial Advisor with Merrill Lynch Wealth Management. In his role, he serves the financial needs of corporations, senior executives, and their families by providing strategic and purposeful wealth management services. John focuses on areas such as corporate equity and compensation awards, including the design and administration of Rule 144 and 10b5-1 trading plans. He has also consulted Fortune 1000 companies on their Corporate Owned Life Insurance (COLI) requirements. John offers detailed advice to individuals and families, addressing multiple aspects of wealth, including long-term strategy, portfolio design, tax-minimization, retirement income modeling, and trust and estate planning. His integrated approach aims to create customized frameworks that align with each client’s unique priorities and goals. He holds the titles of Equity Plan Consultant and Portfolio Manager, managing personalized or defined investment strategies on a discretionary basis. John began his career in 1992 at Morgan Stanley as a Financial Advisor and Senior Vice President before joining Merrill Lynch in 2008. He earned a Bachelor’s degree in economics from the University of Montana. Outside of his professional work, John dedicates time to community involvement as a Governing Member of the Chicago Symphony Orchestra and supports multiple organizations including the University of Montana, Lincoln Park Zoo, World Vision International, DePaul University, Shriners Hospitals for Children, and HighSight. He is also a music enthusiast who has participated in flamenco guitar competitions.

Constantine Kartsimas is a financial advisor at Edelman Financial Engines with nine years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked with firms including Northwestern Mutual and Guardian Life Insurance Company. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm combines proprietary modeling with planner delivery and online tools, offering diversified portfolios and both discretionary and non-discretionary management options.

Laura Cardinal is a financial advisor with Morgan Stanley in Deerfield, Illinois, holding Series 63 and Series 65 licenses and 22 years of industry experience. She previously worked at Fifth Third Securities for 12 years before joining Morgan Stanley Smith Barney LLC in 2022. Outside of her advisory role, she serves as an AV Coordinator for Faith United Methodist Church in Orland Park, Illinois. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs and tailored financial planning to individual and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and models to support client goals.

Ryan Lindgren is a financial advisor with UBS Financial Services in Barrington, IL, holding a Series 66 designation and 25 years of industry experience. He has been with UBS since 2009. Lindgren serves as President and board member of The Patrick Grange Memorial Foundation. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Susan Hall is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 credentials and offering 41 years of industry experience. She has been associated with Raymond James since 1999 and holds the Certified Divorce Financial Analyst (CDFA) designation since 2013. In addition to her advisory role, she also conducts non-variable insurance sales. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm uses risk profiling and analytical tools to deliver tailored, non-discretionary planning and supports a broad advisor network with municipal and public-finance expertise.

Dane Pinter is a CFP® and Series 66 licensed advisor with 19 years of industry experience. He has worked at Raymond James & Associates since 2022 and was previously with Edward Jones for 16 years. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser serving individuals, institutional clients, pension plans, charitable organizations, and government entities. The firm offers financial planning and consulting services through a range of portfolio management styles and is notable for its municipal advisory services and extensive affiliate network.

Eric Boutelle is a financial advisor with LPL Financial in Barrington, IL, holding Series 63 and Series 65 licenses and bringing 15 years of industry experience. His prior roles include positions at BMO Harris Bank, PNC Bank, PNC Investments, and Thrivent Financial. He has worked at LPL Financial since 2018. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, with advisors utilizing various strategies supported by LPL’s research and operational tools.

Richard Moras is a CFP® professional with 20 years of industry experience, currently affiliated with Wells Fargo Advisors. He has worked within various Wells Fargo entities since 2015. Outside of his advisory role, he serves as Treasurer for the Northwestern Memorial Foundation’s Digestive Health Institute for Northwestern Medical School. Wells Fargo Advisors is a broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services and integrates advisory offerings with other financial products and referral channels.

Bruce Karman is a financial advisor with Equitable Advisors in Northbrook, IL, holding Series 63 and Series 65 licenses and 38 years of industry experience. He has been with Equitable Advisors and its predecessor, Axa Advisors, LLC, since 1999. Outside of his advisory role, he conducts outside insurance brokerage through entities DBA Karman & Associates and Infinity Strategic Partners, LLC. Equitable Advisors serves individual clients, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement consulting, and asset management programs. The firm’s approach involves personalized risk assessment and utilizes a mix of firm-offered and third-party advisory models without sponsoring its own wrap fee program.

Ann Kenik is a financial advisor with Morgan Stanley in Deerfield, IL, holding Series 63 and Series 66 licenses and bringing 42 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs, including tailored financial planning that utilizes structured discovery conversations and advanced modeling tools.