Joseph Skornicka is a financial advisor with LPL Financial, holding a Series 66 designation and three years of industry experience. He previously worked at Schwartz Investment Counsel, Inc. for nine years and was retired from 2021 to 2023. Skornicka is also involved with Skornicka Financial Advisory LLC, a business entity for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and third-party asset management, with a platform supported by extensive resources and technology.

Dianne George is a financial advisor at Morgan Stanley with 41 years of industry experience. She holds the Series 63 and Series 65 designations and has been with Morgan Stanley Smith Barney LLC since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through corporate financial planning agreements.

Jordan Burton is a Series 66-licensed financial advisor at Merrill with approximately one year of experience. His career includes roles at Bank of America and Merrill, as well as involvement in entrepreneurial activities such as operating JMB Lawn Care. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

John Loveland is a financial advisor with Ameriprise in Plymouth, MI, holding a Series 66 designation and 21 years of industry experience. He has worked at Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2004. Outside of his advisory role, he co-owns Clarity Tax Professionals, LLC, a tax preparation business, and provides consulting services to another financial advisor’s practice. Ameriprise offers retirement-income planning services primarily for clients approaching or in retirement with substantial investable assets, delivering tailored recommendation reports that incorporate income sources, Social Security options, and tax-efficient withdrawal strategies. As a large institutional firm, Ameriprise provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Amy Siu is a financial advisor with Primerica Advisors in Farmington Hills, MI. She holds Series 65 and Series 63 credentials and has 11 years of industry experience. Her prior work includes a one-year tenure at CliftonLarsonAllen LLP and ongoing roles with Primerica Advisors, Primerica Financial Services, and Accuworks, LLC. In addition to her advisory duties, she is involved in sales of loan products and home security referrals through affiliated companies. Primerica Advisors manages a wrap-fee asset management program primarily serving individual investors, as well as corporate and charitable clients. The firm employs model-driven strategies through a large network of advisors and offers discretionary portfolio management with support from third-party asset managers and custodians.

Daniel Yuhn is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and 39 years of industry experience. He has been with LPL Financial since 1997. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolios, third-party asset management, and institutional platforms.

Gary Wales is a CFP® professional with 43 years of experience in the financial services industry. He is currently an advisor at OSAIC and has previously worked at Sagepoint Financial, Inc. In addition to his advisory role, he is president of Spectrum Financial Services, where he is involved in tax preparation and insurance sales. OSAIC Wealth serves a diverse client base, including individual investors, retirement plan sponsors, charities, and corporate clients. The firm employs a model-based investment approach with various advisory and brokerage services, leveraging a large multi-advisor platform and multiple affiliated entities.

Robert Rosin is a financial advisor at Merrill in Farmington Hills, MI, holding a Series 66 designation with 17 years of industry experience. He has been with Bank of America and Merrill Lynch since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary strategies to individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Elizabeth Vanhecke is a Certified Financial Planner (CFP®) with 25 years of industry experience. She has been with Morgan Stanley since 2009 in their Farmington Hills, MI office. Outside of her advisory role, she serves as a board member for Notre Dame Preparatory School in Pontiac, Michigan. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, providing tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning processes that include firm‑approved tools and modeling techniques.

Eric Messner is a financial advisor with LPL Financial based in Novi, Michigan. He holds Series 63 and Series 65 licenses and has 29 years of industry experience, including 21 years with Cambridge Investment Research and 4 years with LPL Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, utilizing model portfolios, third-party subadvisors, and customized strategies supported by technology tools.

Dominik Kudzma is a financial advisor at OSAIC with five years of industry experience. He holds a Series 66 designation and previously worked at Woodbury Financial Services. Outside of his advisory role, he owns ModInteractive, a business that builds and designs websites for small businesses. OSAIC Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients, offering a range of brokerage and advisory services. The firm’s investment approach centers on model-based asset allocation and portfolio optimization through a multi-advisor platform.

Steven Nelson is a financial advisor at J.P. Morgan Securities with 24 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at JPMorgan Chase Bank, N.A. and Chase Investment Services Corp. prior to his current role. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm combines quantitative screens and qualitative research to develop model asset allocations, incorporating ESG frameworks and offering broader derivatives and commodities capabilities.

Austin Accettura is a financial advisor with LPL Financial based in Farmington, MI, holding Series 63 and Series 65 credentials. He has two years of industry experience and has also been involved with Accettura & Hurwitz as a law clerk since 2019. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Katharine Maliga is a Financial Consultant at Fidelity Investments, a role she has held since 2026. She has been with Fidelity Investments since 2018, progressing through various positions including Investment Consultant, Planning Consultant, Relationship Manager, and Financial Representative. Prior to joining Fidelity, she worked at Amegy Bank as a Financial Analyst from 2005 to 2017 and as a Sales Assistant from 1997 to 2005. Katharine brings over twenty years of experience in the financial services industry. Her expertise includes wealth accumulation, retirement planning, and addressing income needs. She emphasizes partnering with clients and their families to work towards their financial goals. Outside of her professional work, Katharine's personal interests include art, beach activities, cooking and baking, family activities, hiking, and traveling.

Joseph Anastasio is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. He has worked at Wells Fargo since 2016 and was previously with UBS Financial Services from 2010 to 2016. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party databases.

Theresa Pasquin is a financial advisor with Primerica Advisors in Wixom, MI, holding Series 63 and Series 65 licenses and bringing 14 years of industry experience. She has worked with PFS Investments Inc. and Primerica Financial Services since 2011 and previously served at UAW-GM Legal Services Plan for over three decades. In addition to her advisory role, she is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management primarily through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and selective separately managed accounts. The firm employs third-party asset managers vetted through independent due diligence and offers a tiered wrap-fee structure rather than fixed fees.

Amanda Pelton is a Senior Financial Advisor with Merrill Lynch Wealth Management, specializing in family wealth management strategies, managing new wealth, personal retirement planning, and women and wealth. She joined the Kulhavi Team in May 2017 and works as part of a 16-member team that provides comprehensive and creative guidance focusing on clients' financial goals. Amanda holds a Bachelor's degree in Communications and English Literature from the University of Michigan and a Master's degree in Business Communications from Boston College, where she participated in varsity volleyball at both institutions. She has earned professional designations including Certified Financial Planner (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Outside of her professional role, Amanda resides in Commerce Township with her husband and their two children. She is involved with the Angels of Hope community organization and is a member of professional groups such as the Alumni Association of the University of Michigan and The Detroit Tradesmen. Her personal interests include football, golfing, hiking, reading, and volleyball.

Tonya Pirker is a financial advisor at Merrill with 17 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Merrill Lynch since 1999. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jaclynn Parent is a financial advisor at Morgan Stanley with 26 years of industry experience. She has held previous roles at J.P. Morgan Securities and Chase Investment Services Corp. Jaclynn serves as a trustee and holds power of attorney roles in trust-related matters. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery processes and firm-approved tools.

Jonathan Hunter is a financial advisor at Ameriprise with 29 years of industry experience. He holds Series 63, 65, and 66 designations and has been with Ameriprise and its affiliated entities since 2009. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement with significant investable assets. The firm employs a centralized consulting team to provide written, non-discretionary recommendations that incorporate research, modeling, and tax-efficiency analysis, with an emphasis on assets held in Ameriprise-managed accounts.