Roya Moltaji is a financial advisor with MassMutual Investors Services in Minneapolis, MN, holding CFP® and ChFC® designations and 22 years of industry experience. She has worked at MassMutual Investors Services since 2017 and previously spent 14 years with Metlife Securities, Inc. Moltaji serves as co-chair of a capital campaign and is a member of a nonprofit finance committee, participating in leadership and financial advisory roles for local organizations. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management to individuals, business owners, trusts, estates, and charitable organizations. The firm provides collaborative annual planning engagements using firm-approved tools and offers additional planning services including divorce, estate settlement, and employer-sponsored programs.

Davis Johnson is a CFP® with 10 years of industry experience, currently serving as a financial advisor at RBC Wealth Management since 2015. He holds a Series 66 license and is based in Minneapolis, MN. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers a variety of advisory programs with discretionary and non-discretionary portfolio management, tailored strategies, and access to both in-house and third-party investment managers.

Brian Schulte is a financial advisor at Edward Jones with 21 years of experience in the industry. He holds Series 63 and Series 66 designations and has worked at Edward Jones since 2018. Prior to that, he was with UVest Financial Services Group, Inc. and TCF National Bank/TCF Insurance. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Christopher Schwartz is a financial advisor at UBS Financial Services with 13 years of industry experience. He has been with UBS since 1999. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and leverages proprietary research and model-based asset allocations to tailor advice to clients.

Michael Brown is a financial advisor with Raymond James Financial in Minneapolis, MN, holding a Series 63 designation and over 40 years of industry experience. He has been with Raymond James Financial Services, Inc. since 1992 and also serves as an officer and president of Birch Cove Group, Ltd., a private client wealth management firm he has been involved with since 2009. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individuals, high-net-worth clients, pension plans, corporations, charitable organizations, and institutional clients. The firm employs risk profiling and analytical tools to tailor its advisory services and supports a large network of advisors and affiliated firms with specialized programs including municipal and public finance advisory work.

Shane Horihan is a financial advisor with Wells Fargo Clearing in Minneapolis, MN, holding a Series 66 designation and 14 years of industry experience. He has worked at Wells Fargo in various capacities since 2006. Outside of his advisory role, he is the lead content writer for The Learned Manager LLC and is involved in grape growing through his ownership of Saoirse Vineyards LLC. Wells Fargo Advisors is a national securities firm that provides investment advisory, financial planning, and retirement plan consulting services to individual, corporate, and institutional clients, operating with over 14,000 advisors and roughly $671 billion in assets under management.

Bryan Mastenbrook is a financial advisor with Thrivent Investment Management in Minneapolis, MN. He holds a Series 66 designation and has recently begun his career in the industry, joining Thrivent Investment Management in 2025. Prior to this, he held roles at Thrivent Financial and has experience in various other fields, including education and retail. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm focuses on holistic, goal-based planning across multiple financial topics and offers clients the option to combine planning with managed-account services under a consolidated billing arrangement.

Calvin Jackson is a financial advisor at Wells Fargo Advisors with six years of industry experience. He holds the Series 63 and Series 66 licenses. His prior experience includes roles at J.P. Morgan Securities LLC, U.S. Bank, and Wells Fargo entities. Outside of his advisory work, he owns Qualitino LLC, a business engaged in Amazon merchandise. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services and integrates advisory services with other financial products and referral channels.

Nicholas Olmedo is a financial advisor with Ameriprise in Minneapolis, MN, holding a Series 66 designation and beginning his advisory career in 2026. Prior to joining Ameriprise, he was involved with several other businesses, including International Cigars and Minuteman Press. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement-income planning through written recommendation reports and ongoing advice centered on dependable income sources and tax-aware withdrawal strategies.

Thor Nelson is a Series 66 licensed financial advisor with Ameriprise in Minneapolis, MN, bringing 20 years of industry experience. He has been with Ameriprise and its related entities since 2014. Outside of advisory duties, he is a member of an investment real estate LLC and owns a rental unit managed by an outside company. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning focused on dependable income sources and tax-aware withdrawal strategies.

Rebecca Bown is a financial advisor at Morgan Stanley with 25 years of industry experience. She holds Series 63 and Series 66 designations and has been with Morgan Stanley since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a wide range of advisory programs to individuals and institutional clients. The firm emphasizes structured financial planning and offers access to various investment products and strategies, managing approximately $2.74 trillion in client assets.

Sor Her is a financial advisor with J.P. Morgan Securities who holds Series 63 and Series 65 licenses and has 15 years of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank, N.A., Sor Her worked at Bank of America and Merrill for 10 years. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Jeffrey Daugherty is a financial advisor with Ameriprise Financial Services in Minneapolis, MN, holding a Series 66 designation and nine years of industry experience. He has been with Ameriprise and its related entities since 2016. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service, which provides detailed recommendations and ongoing guidance focused on dependable income sources and tax-aware withdrawal strategies.

Tejwant Singh is a financial advisor with Wells Fargo Clearing in Minneapolis, MN, holding Series 63, Series 65, and Series 66 credentials and has seven years of industry experience. He has worked at several major firms, including J.P. Morgan Chase, Merrill, Bank of America, and Principal Financial Group. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven approach is grounded in modern portfolio theory and includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Jack Murphy is a financial advisor at RBC Capital Markets in Minneapolis, MN, holding a Series 66 designation with six years at RBC and a total of four years in the industry. His prior work experience includes roles at Aldi and the University of Wisconsin-Eau Claire. Outside of finance, he was involved with Exceed Hockey for six years. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a variety of wrap fee advisory programs and customizes investment strategies based on each client’s risk profile, utilizing both internal and third-party managers.

Michael Rutter is a CFP® with 19 years of industry experience currently with Cetera. He has held roles at firms including Securian Financial Services, Minnesota Life Insurance, and CRI Securities. In addition to his advisory work, he is a partner in Prospect Holdings LLC, which manages Anytime Fitness franchises, and is involved in ownership and financial management activities for that business. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Tyler Vogel is a financial advisor at Ameriprise in Minneapolis, MN, holding a Series 66 designation with one year of industry experience. Prior to joining Ameriprise, he was involved with the University of Minnesota Student Union Association and has volunteered with the Roseville Area Youth Hockey Association. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, with a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Daniel Tenney is a financial advisor with Wells Fargo Clearing in Minneapolis, MN, holding Series 63 and Series 65 designations and bringing 33 years of industry experience. He has worked at Wells Fargo Bank and Wells Fargo Clearing Services since 2017 and was previously with Scottrade from 2015 to 2017. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and employs more than 14,000 advisors, offering both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Amy Stern is a financial advisor with RBC Capital Markets in Minneapolis, MN, holding Series 63 and Series 65 credentials and 27 years of industry experience. She has been with RBC Capital Markets since 2008. Stern serves as a board member on the Minnesota Security Board and is also on the board of directors for Camp Fire Minnesota, an organization that runs nature programs for youth. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations, offering tailored advisory programs with a range of portfolio management and financial planning services.

Eun Jung Lee Kim is a financial advisor with Wells Fargo Clearing, holding Series 65 and Series 63 licenses and bringing 12 years of industry experience. She has worked with Wells Fargo Advisors LLC and Wells Fargo Bank NA, where she has been employed for over 25 years. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions, utilizing research from the Wells Fargo Investment Institute and third-party sources.