Matthew Germscheid is a financial advisor at OSAIC with 21 years of industry experience. He previously worked at Woodbury Financial Services Inc. for 15 years before joining OSAIC in 2024. Germscheid holds a Series 66 designation and is also the owner of Solid Ground Wealth Management, a partnership formed through a recent business name change. Outside of his advisory work, he serves as treasurer for the Northwest Alpine Ski Team, a club his children participate in. OSAIC serves a wide range of retail and institutional clients through a large network of affiliated advisors. The firm offers integrated financial services and employs various portfolio construction and management tools, providing access to diverse investment options and third-party managed account solutions.

Barbara Mcfee Peisert is a CFP® professional with 11 years of industry experience, currently affiliated with Cetera. She has previously worked with Voya Financial Advisors and serves as Chief Compliance Officer at McFee Financial Group. In addition to her advisory roles, she is the Treasurer of the Financial Planning Association of Minnesota and holds a volunteer finance director position with the Alpha Omicron Pi fraternity. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients, including individuals, employer-sponsored retirement plans, and institutional accounts. The firm offers a multi-manager platform combining model portfolios, third-party managers, and bespoke strategies across discretionary and non-discretionary programs.

Joseph Hanson is a financial advisor with Morgan Stanley in Wayzata, MN, holding a Series 66 designation and nine years of industry experience. His prior roles include positions at RBC Capital Markets, City National Bank, and Merrill. He serves as a board member and investment committee member for True Friends, a nonprofit focused on health and welfare for children and youth. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutions, offering tailored financial planning supported by firm-approved tools and extensive asset management.

Donna Bailey is a Series 63-registered financial advisor at Morgan Stanley with 31 years of industry experience. She has worked at Morgan Stanley Smith Barney since 2009 and at Morgan Stanley Private Bank, National Association since 2015. Bailey serves as a board member for the National Association of Stock Plan Professionals, overseeing Midwest chapters and collaborating with the organization. Morgan Stanley Wealth Management provides a wide range of advisory programs to both individual and institutional clients, offering tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and delivers services through its Financial Advisors and Estate Planning Strategies Group.

Taylor Ripka is a CFP® professional with 16 years of experience in the financial industry. He is currently with LPL Financial and previously worked for over a decade at Berthel Fisher & Company Planning, Inc. In addition to advisory work, he is involved in non-variable life insurance sales through Taylor Insurance. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base, including individuals, retirement plans, and institutions, offering a range of financial planning and investment advisory services through a national network of representatives.

Caleb Quenzer is a financial advisor at UBS Financial Services with 17 years of industry experience. He holds the Series 66 designation and has been with UBS since 2009. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, including fee-based financial planning, discretionary and non-discretionary portfolio management, and distribution of mutual funds and alternative products. The firm integrates institutional trading capabilities with wealth management services and utilizes proprietary capital market assumptions and research to tailor client plans.

John Hatton is a Series 66 licensed financial advisor with Wells Fargo Advisors in Wayzata, MN, with three years of industry experience. Before joining Wells Fargo Advisors in 2026, he worked at UBS Financial Services for four years and has held various roles including positions with the St. Louis Blues and Saint Mary's University of Minnesota. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services and uses proprietary research and tools to develop tailored recommendations, delivering these through client meetings and summary letters.

Bradley Shrader is a financial advisor at OSAIC with 38 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Royal Alliance since 2012. Outside of advisory work, he operates a sole proprietorship focused on the sales and maintenance of individual life insurance products and small group health insurance. OSAIC serves a diverse client base, including retail and institutional investors, offering integrated brokerage and advisory services alongside financial planning and retirement consulting. The firm employs a range of asset-allocation tools and third-party platforms to manage portfolios that include stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Jason Bauerly is a financial advisor with Ameriprise in Maple Grove, MN, holding a Series 66 designation and 26 years of industry experience. He has been with Ameriprise since 2003, including his current role since 2020. Bauerly serves as Treasurer on the Board of Directors for the District 279 Foundation. Ameriprise offers retirement-income planning services primarily for individuals approaching or in retirement who meet specific asset criteria, providing written Recommendation Reports that address income, Social Security options, and tax-smart withdrawal strategies. The firm employs a centralized retirement-income consulting team and utilizes algorithmic automation alongside research and modeling to generate tailored recommendations.

Jordyn Anderson is a financial advisor at Morgan Stanley in Wayzata, MN, holding a Series 66 designation with three years of industry experience. Prior to joining Morgan Stanley in 2025, Anderson worked at UBS Financial Services for four years and has a diverse background including roles with the Minnesota Vikings, Minnesota Twins, and University of Minnesota Athletic Department. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients, offering a range of advisory programs and tailored financial planning services.

Sean Wenham is a financial advisor at Wells Fargo Advisors with 22 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at LPL Financial, MidWestOne Bank, and U.S. Bank. He also serves as Vice President and Regional Trust Manager at MidWestOne Bank. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services tailored to clients meeting a net-worth threshold, using Wells Fargo research and tools to develop and deliver recommendations.

Caroline Camp is a CFP®-designated financial advisor with 10 years of industry experience. She is currently with Morgan Stanley, having previously worked at Merrill Lynch and UBS Financial Services. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving individual and institutional clients with a wide range of advisory programs, including tailored financial planning supported by firm-approved analytical tools.

Alexander Bowland is a financial advisor at Fisher Investments with 10 years of industry experience. He holds the Series 66 designation and previously worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC. Outside of his advisory role, he has worked as an independent contractor driver for Uber during non-business hours. Fisher Investments serves a global client base including institutional and high-net-worth individuals, providing discretionary portfolio management across various asset classes. The firm uses a centralized investment process combining quantitative and qualitative research, with tax-aware strategies and risk management techniques.

Peter Fox is a financial advisor at Edward Jones with eight years of industry experience. He holds a Series 66 designation and previously worked at Wells Fargo from 2014 to 2017. Peter has been with Edward Jones since 2017. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fee solutions, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard and managing approximately $1.01 trillion in assets.

Arjun Wickremasinghe is a financial advisor at Charles Schwab with a Series 66 designation. He has held various roles in the financial industry since 2016, including positions at First Foundation Bank, Blue Street Capital, and Partners Capital Group. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a blend of non-discretionary and discretionary investment management with multi-asset model portfolios and access to alternative investments.

Daniel Rauchman is a financial advisor with Edward Jones in Minneapolis, Minnesota. He holds the CFP® designation and a Series 66 license, and has six years of industry experience. Prior to joining Edward Jones in 2019, he worked at Bank of America and BMO Harris Bank. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets through a nationwide network of over 23,700 financial advisors, offering a range of advisory programs and affiliated investment products.

Josef Minnich is a financial advisor with Ameriprise in Golden Valley, MN, holding a Series 63 designation and 18 years of industry experience. He has been with Ameriprise and its related entities since 2007. Outside of his advisory role, he serves as Secretary on the Board of Directors for the Golden Valley Little League. Ameriprise offers a retirement-income planning service targeting individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations. The firm also provides a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Benjamin Hovland is a financial advisor at OSAIC with 19 years of industry experience. He holds a Series 66 designation and previously worked for SagePoint Financial, Inc. for 13 years before joining OSAIC in 2023. He owns a sole proprietorship focused on insurance sales and servicing for new and existing clients. OSAIC serves a broad mix of retail and institutional clients, providing integrated brokerage and investment advisory services through a large network of affiliated advisers and multiple platforms. The firm employs asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to construct diversified portfolios and offers access to third-party money managers and wrap programs.

James Walburg is a financial advisor with Thrivent Investment Management, holding Series 63 and Series 65 designations and bringing 15 years of industry experience. He has been with Thrivent Financial and its affiliated entities since 2010. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive written recommendations on topics such as retirement, tax, estate, and special needs planning. The firm emphasizes goal-based analyses and maintains separation between planning and managed-account services.

Michel Melendez is a financial advisor with J.P. Morgan Securities in Minneapolis, MN, holding Series 65 and Series 63 licenses and having 19 years of industry experience. He has worked within various J.P. Morgan entities since 2014. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment recommendations.