Kevin Obrien is the president and owner of Creative Financial Strategies, Inc. in Littleton, NH, where he has worked since 1993. He holds Series 63 and Series 65 licenses and has 46 years of industry experience. In addition to his advisory role, Obrien serves as treasurer and board member of Mountain Top Telecom, Inc., a wireless internet service provider. Creative Financial Strategies, Inc. provides financial planning, investment management, tax preparation, business advisory, and insurance product services to individuals, small businesses, retirement plans, trusts, estates, and charitable organizations. The firm offers a range of engagement types and delivers advice primarily on a non-discretionary basis, managing portfolios both directly and through third-party platforms.

Gerard Jones is the principal of Gerard Asset Management, L.L.C. in Waterford, Vermont, with 30 years of industry experience. He has led his independent firm since 1994. In addition to his advisory role, he maintains a part-time law practice specializing in estate planning, elder and disabled persons law, and financial planning. Gerard Asset Management provides discretionary investment management and supervisory services to individuals, trusts, estates, business entities, and charitable organizations. The firm tailors investment programs to clients’ financial goals and risk tolerance, using a combination of fundamental, charting, and technical analysis, and conducts quarterly account reviews.

Bruce Mclaren is a financial advisor with Kingswood Wealth Advisors, LLC, holding Series 63, 65, and 66 licenses and bringing 11 years of industry experience. He previously worked at Chalice Wealth Advisors, LLC from 2018 to 2023 and Mascoma Wealth Management from 2015 to 2018. Kingswood Wealth Advisors serves a diverse clientele, including individual and high-net-worth investors, retirement plan sponsors, and institutions. The firm offers portfolio management, financial planning, ERISA plan advisory, and consulting services, utilizing an open-architecture platform with both discretionary and non-discretionary investment approaches.

Robert Thompson is a financial advisor at OSAIC Institutions, Inc. in St. Johnsbury, Vermont, holding Series 63 and Series 65 licenses with seven years of industry experience. His prior roles include positions at Passumpsic Financial Advisors, Passumpsic Bank, LPL Financial, CETERA Advisor Networks LLC, Community Financial Service Group, and Northern Lights Credit Union. Thompson's background includes working within both broker-dealer and investment advisory environments. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, retirement plans, trusts, estates, and corporate clients through a large network of investment adviser representatives. The firm offers customized advisory services, financial planning, and access to alternative investments, operating with a hybrid adviser/broker-dealer structure that combines discretionary and non-discretionary account management.

Ryan Thompson is a financial advisor with OSAIC Institutions, Inc., holding a Series 66 designation and seven years of industry experience. His work history includes roles at Infinex Investments, Passumpsic Savings Bank, Citizens Inc, Merrill, and Edward Jones. OSAIC Institutions, Inc. serves individuals, ERISA plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm offers customized advisory services, financial planning, ERISA plan services, and access to alternative investments and lending solutions, operating with a hybrid adviser/broker-dealer structure and a mix of discretionary and non-discretionary account management.

Teo Ufford Chase is a financial advisor at OSAIC Institutions, Inc. with a Series 66 credential and one year of industry experience. His prior roles include positions at Passumpsic Financial Advisors, Passumpsic Bank, Momentum Solar, and the Providence School District. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, retirement plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm offers customized advisory services, financial planning, ERISA plan services, wrap programs, and access to alternative investments, operating a hybrid adviser/broker-dealer structure with notable third-party promoter affiliations.

Staci Smith Lantagne is a financial advisor with Stifel, holding Series 63 and Series 66 licenses and 26 years of industry experience. She has been with Stifel Niclaus & Co Inc since 2009. Outside of her advisory role, she serves on the Development Committee and Board of the St. Johnsbury History and Heritage Center and is a member of the Pension Committee for the Town of St. Johnsbury. Stifel serves a wide range of clients, including individuals, institutions, charitable organizations, and municipal entities, offering brokerage and advisory services based on a proprietary investment methodology developed by its Investment Strategy Group.

Jason Robinson is a financial advisor with Raymond James Financial, holding a Series 66 designation and 11 years of industry experience. He previously worked at Edward Jones for 10 years and serves in the U.S. Army National Guard. Outside of finance, he owns and operates Silver Cricket Christmas Tree Farm in Lancaster, NH. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual and institutional clients, including high-net-worth individuals and corporations. The firm offers tailored, non-discretionary planning and uses advanced analytical tools to support client goals, with notable services in municipal and public finance advisory.

Deborah Williams is a financial advisor at Stifel with 44 years of industry experience. She has been with Stifel Nicolaus & Co. Inc. since 2009. Outside of her advisory role, she serves as a board member of the Waterford Springs Homeowners' Association and is also a Vermont notary public. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm’s investment approach is based on proprietary analysis from its Investment Strategy Group, providing guidance that clients may use to make informed decisions.

Michael Green is a Series 66-licensed financial advisor at Edward Jones with three years of industry experience. Prior to joining Edward Jones, he worked in veterinary and music-related roles. He is also the owner and manager of The Original Rebel LLC, a music entertainment business providing services for public and private events. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages over $1 trillion in assets and offers a range of advisory programs with discretionary and non-discretionary strategies, supported by a large network of financial advisors and branch offices nationwide.

Michael Mac Connell is a financial advisor at Raymond James & Associates with six years of industry experience. He holds the Series 66 designation and previously worked for Learfield IMG College. Outside of his advisory role, he works part-time at a local ski area operating a ski lift on weekends. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base, including individuals, institutions, and municipal entities. The firm offers financial planning and consulting services through a range of portfolio management styles, supported by an extensive network of affiliated research and sub-advisers.

Stacey Randall is a Series 66 licensed financial advisor with LPL Financial, based in Saint Johnsbury, VT. She has four years of industry experience, including eight years at Wells Fargo Advisors Financial Network prior to joining LPL Financial. Outside her advisory work, she is employed part-time with North Country Vending. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, wrap and model portfolio programs, and access to third-party asset management, supported by both discretionary and non-discretionary investment strategies.

Thomas O'Reilly is a financial advisor at Edward Jones with one year of industry experience. He holds a Series 66 designation and previously worked as a consultant and at YBA Kanoo Group and Dell Technologies. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large network of financial advisors and branch offices across the country.

Steven Bissonnette is a CFP® with 19 years of industry experience, currently advising at Ameriprise Financial Services, LLC. His prior roles include positions at LPL Financial and Edward Jones. Outside of financial services, he is an ordained minister, serves as chairman of a local bus board, and crafts custom-built guitars. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service that provides tailored planning advice and written recommendations focused on dependable income sources and tax-aware withdrawal strategies.

Kim Shillieto is a financial advisor with Edward Jones in Littleton, NH, holding Series 63 and Series 66 licenses and with 24 years of industry experience. She has been with Edward Jones since 2002. Outside of her advisory work, she serves as chairman of the board for Profile School in Bethlehem, NH and is president of Old Hops Farm Inc. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and corporate entities. The firm offers a range of advisory strategies and maintains a large nationwide network of financial advisors and branch offices.

Timothy Curran is a CFP® with 36 years of industry experience. He has worked at MassMutual Investors Services since 2017 and was previously with Metlife Securities Inc. for nearly three decades. Additionally, he is an independent insurance agent with Curran Financial Group, LLC, focusing on life, disability, property and casualty, and other insurance products. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, and educational seminars, using firm-approved tools to create tailored recommendations for clients.

Jacob Lavely is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 22 years of industry experience. His prior roles include positions at Wells Fargo Advisors, Wells Fargo Clearing, and A. G. Edwards & Sons, Inc. He operates under the DBA Ridgeline Wealth Management LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services through a large network of advisors and utilizes model portfolios, third-party subadvisors, and customized strategies.

Alan Marcelle is a financial advisor with LPL Financial holding Series 63 and Series 66 licenses and has seven years of industry experience. His prior work history includes roles at Community Services Financial Group and time spent with various firms and positions in unrelated fields. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting advisors with a range of investment strategies and operational tools.

Jamie Fagan is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 credentials and over 40 years of industry experience. He has been with J.P. Morgan Securities since 2008 and also serves as an employee of JPMorgan Bank, enabling him to offer certain bank deposit and credit products. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, delivering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines institutional advisory operations with brokerage and investment management capabilities, offering non-discretionary programs supported by centralized due diligence and ESG eligibility processes.

Shawn Millerick Sr. is a financial professional with 28 years of industry experience, currently affiliated with Cetera. He holds Series 63 and Series 65 credentials and has worked at firms including Voya Financial Advisors and Millerick & Associates, where he serves as president. In addition to his advisory work, he is a board member and treasurer for the nonprofit Next Level Living, overseeing its financial and governance matters. Cetera Investment Advisers LLC is an SEC-registered advisor serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management services, allowing advisors to utilize model portfolios, third-party managers, or bespoke strategies.

Barbara Howard is a financial advisor at Stifel with 17 years of industry experience. She holds the Series 66 designation and has been with Stifel since 2009. Outside of her advisory work, she is involved with The Justin R Howard Memorial Fund, which provides micro grants to youth and young adults in sports and academics. Stifel serves a diverse client base, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies.

James Benoit is a financial advisor at Edward Jones in Lancaster, NH, holding a Series 66 designation with three years of industry experience. Prior to joining Edward Jones, he worked for seven years at Portsmouth Naval Shipyard. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs and investment strategies. The firm manages approximately $1.01 trillion in assets through a large network of advisors and branch offices nationwide.

Joseph Gallant is a CFP® professional with 20 years of experience in the financial services industry. He is currently with Cetera and has held positions at VOYA Financial Advisors and Cetera Wealth Services. Outside of his advisory roles, he is an independent insurance agent and a partner in several financial services ventures. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that includes both affiliated and third-party managers.

Travis Grosse is a financial advisor with LPL Financial in Saint Johnsbury, VT, holding a Series 66 designation and four years of industry experience. His prior roles include positions at Fidelity Investments and Danville School. Outside of his advisory work, he has experience in lawn care services and education. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and portfolio management solutions supported by advanced research tools and a large network of over 22,800 advisors.

Lawrence Cipollone is a financial advisor with Edward Jones in St Johnsbury, VT, holding Series 63 and Series 66 credentials and possessing 30 years of industry experience. He has been with Edward Jones since 1995. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs and maintains a large national network of advisors and branch offices.

Shaina Calhoun is a financial advisor at Edward Jones with eight years of industry experience. She previously worked at TD Bank for five years before joining Edward Jones in 2018. Calhoun serves as a board member of the St. Johnsbury Chamber of Commerce, where she participates in promoting the downtown area. Edward Jones is a full-service wealth management firm serving individual and institutional clients with over $1 trillion in assets under management. The firm offers a range of advisory services, including discretionary and non-discretionary strategies, and operates a nationwide network of financial advisors and branches.

Danielle Knowlton is a financial advisor with Raymond James & Associates holding Series 63 and Series 65 designations and has five years of industry experience. Her prior roles include positions at Fidelity Investments and the Wildcat Investment Value Fund. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutions, pension plans, and charitable organizations, offering financial planning and investment consulting through a variety of portfolio management styles and research resources.

Eric Wilson is a financial advisor at Edward Jones with 24 years of industry experience. He holds the CFP® designation and has been with Edward Jones since 2009. Outside of his advisory role, he has royalty income from a documentary related to East Burke LLC. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs and investment solutions supported by a nationwide network of over 23,700 financial advisors.

Julia Prisco is a CFP®-designated financial advisor with Raymond James Financial, based in Littleton, NH. She has eight years of industry experience, including previous roles at Terrie O'Connor Realtors and Beacon Wealth Management. In addition to her advisory work, she owns Buttonwood Point, a non-investment related business. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, institutions, and charitable organizations, using tailored non-discretionary planning supported by analytical modeling and risk profiling.

Lauren Stinehour is a Series 66 licensed financial advisor with Edward Jones, based in St. Johnsbury, VT. She has three years of industry experience, all with Edward Jones. Prior to her advisory career, she spent four years at J. Sargeant Reynolds Community College. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Marc Prisco is a CFA® charterholder with 11 years of industry experience, currently serving as a financial advisor at Raymond James Financial. His prior roles include positions at iCapital Markets LLC, JP Morgan & Co, and various affiliates of Raymond James. Outside of finance, he owns Buttonwood Services LLC, a farm-related business producing maple sugar products and woodworking for a limited clientele. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm uses tailored, non-discretionary planning and analytical tools to align investment strategies with client goals and supports municipal and public finance work through an affiliated municipal advisor.

Elysia Daigneault is a Series 66 licensed financial advisor with seven years of industry experience. She is currently with LPL Financial, where she has worked for six years. Prior to joining LPL, she was employed at Wells Fargo Advisors and Passumpsic Savings Bank. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Tyler Cahoon is a Series 66-licensed financial advisor with LPL Financial in Saint Johnsbury, Vermont, bringing 12 years of industry experience. He previously worked at Wells Fargo Advisors for six years before joining LPL Financial in 2020. Outside of his advisory role, Cahoon serves as a board member of Cahoon Motorsports, a nonprofit organization. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolios and third-party asset managers.

Ashley Ball is a financial advisor at Cetera with three years of industry experience. She holds the Series 66 designation and has worked with Joseph C. Gallant as an operations manager, handling client servicing and administrative duties. Ball's background includes roles in healthcare and staffing prior to her current financial services positions. Cetera is an SEC-registered adviser serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management, financial planning, and retirement services using multiple program structures and investment approaches.

Glenn Gardner is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and over 36 years of industry experience. His previous roles include positions at SCF Securities, Inc., SCF Investment Advisors, Inc., Next Financial, and Sentra Securities Corporation. Outside of his advisory work, Gardner is involved in tax preparation and accounting through Union Street Advisors LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a wide range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management access, and institutional platforms.

Steven Aiken is a financial advisor with LPL Financial based in Littleton, NH, holding Series 63 and Series 65 credentials and 24 years of industry experience. His prior experience includes roles at Commonwealth Financial Network, Infinex Investments, Meredith Village Savings Bank, and Cetera Investment Services. Outside of advising, he serves as a Select Board Member with the Town of Meredith. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services supported by extensive resources, including model portfolios, third-party asset management, and various financial products.