Retirement Planning is what we do best. We develop custom strategies for retirement income planning, investment management, and tax planning opportunities to support your retirement. We started North Haven Financial because we see a great need to help people in achieve financial security so they can live a life that supports their values and their goals in retirement. If you are approaching retirement or have recently retired, we want to simplify the important decisions you need to make so you can feel confident in a plan that focuses on the priorities and values that are most important to you. We do not sell products or make commissions. We offer retirement planning, tax planning, and investment management, with a focus on retirement income. - Tax Planning - Health Insurance Planning (Medicare, ACA) - Social Security Claiming Strategies - Proactive Aging & Long-Term Care Planning - Estate Planning - Withdrawal Strategies / Pension Payout Options - Guaranteed Income Strategies - Charitable Giving Take a look at our services page for more details on how we can help you.

Michael Perna is a CFA® charterholder and holds a Series 66 license, with eight years of industry experience. He is the Managing Member of Flying Point Advisors and provides business consulting, accounting, and tax planning services alongside investment management. Prior to founding Flying Point Advisors, he worked at The Wanderlust Group for seven years. Flying Point Advisors offers financial planning and discretionary portfolio management primarily to individual and high-net-worth clients. The firm uses long-term, tax-aware investment strategies centered on broad diversification and low-cost index funds and ETFs, and uniquely combines advisory services with accounting and tax planning.

Bradley Mccurtain is a financial advisor at Maine Securities Corporation with 48 years of industry experience. He has been with Maine Securities Corporation since 1985. Outside of his advisory role, he is the sole owner of a coffee importing business that sells green and roasted coffee in the United States. Maine Securities Corporation provides investment advisory and portfolio management services primarily to individual clients, with a focus on quantitative value investing and the use of listed options for income and hedging. The firm operates a combined RIA and affiliated broker-dealer structure, offering discounted commission rates and occasional underwriting roles, along with an affiliated life and health insurance agency.

John Duffy is the sole advisor at Intent Advice, Inc. in Yarmouth, ME, holding Series 63 and Series 66 licenses with 27 years of industry experience. His prior roles include positions at Broad Cove Capital, Cribstone Capital Management, and Purshe Kaplan Sterling Investments. Intent Advice, Inc. provides consulting and investment-advisory services to a limited client base including high-net-worth individuals, small businesses, charities, endowments, trusts, and estates. The firm offers written financial plans and ongoing advice tailored to each client’s investment profile, typically reviewing clients quarterly, and operates with a fee structure based on negotiated fixed fees and hourly rates rather than assets under management.

Laurie Bachelder is a financial advisor at Freedom Wealth Advisors, LLC with 25 years of industry experience. She holds a Series 66 designation and has led her independent advisory firm since 2012. Outside of advisory services, she is a managing member involved in coordinating real estate development projects. Freedom Wealth Advisors is a single-advisor independent firm serving individuals, trusts, estates, corporations, and employer-sponsored retirement plans. The firm focuses on non-traditional assets and secured, short-term loans, especially to local real estate developers and alternative assets in self-directed IRAs, managing accounts primarily on a non-discretionary basis using a combination of fundamental, technical, and cyclical analysis.

Alan Eskandari is a CFP® and holds a Series 65 license, with 10 years of experience in the financial advisory industry. He has worked at Harvest Asset Group, LLC from 2015 to 2022 and has been with Able Money LLC since 2021. Able Money LLC provides integrated financial planning and discretionary investment management to individuals, families, trusts, estates, charitable organizations, and small businesses on a fee-only basis. The firm emphasizes diversified, asset-allocation driven portfolios using passive ETFs and no-load mutual funds, values-based investing, and planning for retirement transitions.

Jon Wesley Davis is a CFA® charterholder with 15 years of industry experience. He has been with Cornerstone Wealth Planning since 2019 and has also worked with LPL Financial since 2015. He provides investment advisory services through Cornerstone Wealth Planning, an independent registered investment advisor firm. Cornerstone Wealth Planning serves individual investors, including both high-net-worth and non-HNW clients, offering portfolio management and comprehensive financial planning. The firm uses a team approach with CFP®- and CFA‑credentialed professionals to construct asset allocations and model portfolios, combining behavioral, fundamental, technical, charting, and cyclical analysis with a generally long-term orientation.

Matthew Bennett is a financial advisor with Bennett Selby Investments, L.P. in Falmouth, ME. He holds Series 63 and Series 66 licenses and has 20 years of industry experience. Bennett has been with Bennett Selby Investments since 2005. Bennett Selby Investments provides discretionary portfolio management for individual clients, including high-net-worth households, and offers pension consulting and ERISA Section 3(38) fiduciary services for qualified retirement plans. The firm follows a long-term, value-oriented approach with concentrated equity holdings and selective use of options strategies within separately managed accounts.

Patricia Barnes is a financial advisor with Maine Advisory Associates in Falmouth, ME, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. She has worked with Maine Advisory Associates and its predecessor entities since 2006. Maine Advisory Associates serves individual clients, trusts, estates, charitable organizations, and business entities with discretionary asset management and standalone financial consulting. The firm emphasizes personalized account supervision and a long-term, low-turnover investment approach using fundamental and technical analysis.

Kimberly Volk is a financial advisor with Maine Advisory Associates and holds a Series 65 designation. She has 12 years of industry experience, including roles at Aurora Financial Group and her own firm, Volk Financial LLC. Ms. Volk serves on the board of directors and as treasurer for the nonprofit Maine Jewish Film Festival. Maine Advisory Associates provides discretionary asset management and financial consulting services to individuals, trusts, estates, charitable organizations, and business entities. The firm emphasizes personalized account supervision and employs a long-term, low-turnover investment approach using individual stocks and bonds, ETFs, and mutual funds.

Michelle Lamb is a CFP® with eight years of industry experience, currently advising at Maine Advisory Associates since 2020. Her prior roles include positions at Cornerstone Financial Planning, LLC and Aurora Financial Group, LLC. Maine Advisory Associates serves individual clients, trusts, estates, charitable organizations, and business entities with discretionary asset management and standalone financial consulting. The firm offers tailored portfolios across various asset classes and focuses on long-term, low-turnover management with personalized account supervision.

Melinda Davis is a CFP® professional with 29 years of industry experience, currently serving as an advisor at Cornerstone Wealth Planning since 2019. She has also been affiliated with LPL Financial since 2008. Cornerstone Wealth Planning serves individual investors, including both high-net-worth and non-HNW clients, offering portfolio management and comprehensive financial planning through a team approach that incorporates behavioral, fundamental, technical, charting, and cyclical analysis. The firm manages approximately $88 million across about 193 client relationships and sponsors its own open-architecture wrap fee program, Strategic Wealth Management.

Mark Selby is a financial advisor with Bennett Selby Investments, L.P., holding a Series 65 designation and over 20 years of industry experience. He has served as Chief Executive Officer of Canada Nickel Corporation since 2020 and previously worked at RNC Minerals from 2015 to 2019. Bennett Selby Investments provides discretionary portfolio management for individual and high-net-worth clients, as well as pension consulting and ERISA Section 3(38) fiduciary services for qualified retirement plans. The firm employs a long-term, value-oriented investment approach with concentrated equity holdings and selective use of options strategies within separately managed accounts.

Aaron Rugh is a financial advisor with RM Financial Services, LLC, holding Series 63 and Series 66 licenses and bringing 32 years of industry experience. He has worked at RM Financial Services since 2006 and PKS Investments since 2023. Outside of his advisory role, he serves as a board member of the Down East Yacht Club, a nonprofit organization. RM Financial Services, LLC provides investment advisory and financial planning services to individuals, high-net-worth clients, trusts, estates, charities, businesses, and pension plans. The firm offers discretionary portfolio management, written financial plans, and consulting engagements, employing a fiduciary approach that integrates fundamental and technical analysis with ongoing portfolio monitoring and tactical adjustments.

Andrew Snider is a financial advisor at Maiden Cove Capital with five years of industry experience. He holds a Series 65 designation and has worked at firms including Fidelity Investments and National Financial Services LLC. He is also involved with AS Consulting, LLC. Maiden Cove Capital is a boutique registered investment adviser serving individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and business entities. The firm offers customized, asset-allocation driven portfolios combined with business advisory services such as valuation and exit planning, managing approximately $150 million in client assets.

Cayla Moore is a financial advisor at RM Financial Services, LLC with five years of industry experience. She holds the Series 66 designation and has worked at Purshe Kaplan Sterling Investments and NEXT Financial Group, Inc. In addition to her advisory role, she serves as treasurer for Stone Bar, Inc., a restaurant business. RM Financial Services, LLC provides investment advisory and financial planning services to individuals, high-net-worth clients, trusts, estates, charities, businesses, and pension plans. The firm offers discretionary portfolio management and retirement advice with a fiduciary approach, combining fundamental and technical analysis in a primarily long-term investment process.

James Murphy is a financial advisor with J. Murphy Asset and Tax Management, holding Series 63 and Series 65 licenses and possessing 26 years of industry experience. He has worked at Cambridge Investment Research Advisors and Cambridge Investment Research, and has operated his own tax preparation and accounting practice since 1988. In addition to his advisory role, he manages a tax preparation and planning business. J. Murphy Asset and Tax Management provides fee-based investment management, financial planning, and consulting services to individual and high-net-worth clients, as well as business entities. The firm uses a combination of fundamental, technical, and cyclical analysis to construct and monitor portfolios, offers discretionary portfolio management, and sponsors a wrap fee program, while also maintaining an affiliated tax preparation practice.

Cass Gilbert is the sole advisor at Gilbert Capital Group in North Yarmouth, ME, holding the CFA® designation with 22 years of industry experience. He has led the firm since its founding in 1998. Gilbert Capital Group provides discretionary investment management and portfolio advisory services to individuals, families, retirement plans, trusts, charitable organizations, and corporate accounts. The firm combines fundamental analysis with quantitative research, emphasizing active management and diversification, while tailoring portfolios to clients' specific financial needs and preferences.

Bree Simmons is a financial advisor at Kovack Advisors, Inc. with nine years of industry experience. She holds a Series 66 designation and has worked at Kovack Advisors and Kovack Securities since 2022, following prior roles at Securities America Advisors and Investacorp Inc. Simmons also operates Simmons Financial, her own financial services business in Gray, ME. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves a diverse client base including individuals, pension plans, charitable organizations, banks, and government entities, using a combination of internally developed and third-party investment models.

Matthew Arey is a financial advisor at ValMark Advisers, Inc. with 11 years of industry experience. He holds Series 63 and Series 65 credentials and has been with ValMark Advisers since 2017. Outside of his advisory role, Arey serves as an assistant swim coach at Cheverus High School and is a member of the Portland Regional Chamber of Commerce Finance Committee. He is also a partner at Lebel & Harriman, LP & LLP, where he oversees fiduciary service practices and client acquisition strategies. ValMark Advisers provides investment management, financial planning, and retirement plan advisory services to individuals, plan sponsors, and institutional clients through a network of approximately 280 investment advisory representatives. The firm utilizes diversified, goal-based model portfolios primarily implemented with mutual funds, ETFs, and approved third-party managers, and offers a range of proprietary and third-party investment programs.