Melissa Holmes is a CFP® professional with eight years of experience in financial planning. She is the sole advisor at Black Harbor Financial, an independent firm based in Boothbay Harbor, Maine. In addition to her financial advisory role, she owns Whitt Law, a sole proprietorship providing legal services in estate planning, elder law, and business law. Black Harbor Financial offers customized financial planning, discretionary asset management, and pension plan advisory services to individuals and small-business retirement plans. The firm emphasizes asset allocation and diversification, often using low-cost index funds, mutual funds, and ETFs, and also serves as an ERISA 3(21) co-fiduciary for 401(k) plans.

William Goldenberg is the sole advisor at Shoreline Capital Corporation in Boothbay Harbor, ME, holding Series 63 and Series 65 licenses with 24 years of industry experience. He has been with Shoreline Capital since 2001. Shoreline Capital Corporation provides personalized, discretionary portfolio management primarily to high-net-worth individuals and associated trusts. The firm employs a fundamental, value-based equity selection process and manages concentrated portfolios, maintaining a small client base to allow for focused oversight by its principal advisor.

William Westfield is a CFP® professional with 18 years of industry experience. He has been with August Wealth Group, Inc. since 2009. Westfield is also a licensed insurance agent. August Wealth Group, Inc. provides investment management and financial planning services to individuals, families, trusts, and foundations. The firm customizes portfolios based on client objectives and maintains a discretionary management approach with ongoing monitoring, primarily using mutual funds and ETFs.

Brandon Clark is a financial advisor at Rossby Financial, LLC with seven years of industry experience. He holds a Series 66 designation and has previously worked at Cambridge Investment Research Advisors and Ameriprise. Outside of his advisory role, he is the owner of Reexamine Wealth LLC, where he provides leadership and mindset coaching. Rossby Financial is a Registered Investment Adviser serving individuals, trusts, charitable organizations, pension/profit-sharing plans, and corporate entities. The firm manages approximately $358.6 million across 800 client relationships, offering portfolio management, financial planning, and retirement consulting with a range of investment approaches tailored to client risk tolerance and objectives.

Kathie Gallagher is a financial advisor with GWN Securities Inc. and holds Series 63 and Series 65 licenses. She has 21 years of industry experience, including previous roles at Ameritas Investment Corp. and Capital Choice firms. Gallagher also co-hosts a podcast that discusses business challenges and personal growth, partnering with coaches and yoga instructors. GWN Securities provides investment advisory services to individual and corporate clients through managed account programs and financial planning, using a combination of affiliated and unaffiliated sub-advisers and model-based allocations. The firm employs both traditional and tactical investment strategies, including market-timing and momentum-based approaches.

David Beemer is a financial advisor with Osaic Wealth, Inc., holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He previously worked at Securities America Advisors and Securities America, Inc. outside of his advisory role, Beemer serves as Vice President of the Experimental Aircraft Association Chapter 87 and is engaged in building an experimental aircraft. He is also licensed as a marriage officiant and performs notary public duties. Osaic Wealth, Inc. serves a wide range of retail and institutional clients through a large network of affiliated advisors, offering integrated brokerage, investment advisory, financial planning, and retirement consulting services. The firm employs asset-allocation tools, efficient-frontier analysis, and automated rebalancing to manage diverse portfolios including stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Jeffrey Guenther is a Series 66-licensed financial advisor with Edward Jones in Bath, Maine, and has nine years of industry experience. He has been with Edward Jones for ten years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households and charitable organizations. The firm offers a range of advisory programs and investment strategies, operates under a fiduciary standard, and manages approximately $1.01 trillion in assets.

Elizabeth Farmer is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and 17 years of industry experience. She has been with Primerica Advisors and Primerica Financial Services since 2008. In addition to her advisory work, she owns and operates Libby Farmer Tax Solutions, providing tax preparation services part-time. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, focusing on model-delivery strategies and a limited number of discretionary separately managed accounts for individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap-fee structure, delegating trading to BNY Mellon Advisors and custody to Pershing and Primerica Brokerage Services.

Amy Lacavera is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and over 13 years of industry experience. She has worked at Cetera since 2025 and owns Tax Wise Financial Services, LLC, where she performs tax preparation as an Enrolled Agent. Lacavera also serves on the board of the Maine Association of Professional Accountants, assisting with seminars and acting as an IRS liaison. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers varied portfolio management and financial planning services through a large network of independent advisors and employs a multi-manager platform with diverse program options.

Susan Peters is a financial advisor with LPL Enterprise and holds Series 63 and Series 66 registrations. She has nine years of industry experience and has worked at firms including Sharegain Securities Inc., Carver Edison Capital, and First Liberties Financial. Outside of her advisory role, she is also involved in quilt making and occasionally finishes quilting projects for clients. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, retirement plans, and institutional entities. The firm employs a model-driven investment approach using portfolios developed by internal research and third-party strategists, and offers access to financial planning, third-party asset managers, and affiliated insurance and trust services.

Walter Weil III is a financial advisor with Morgan Stanley in Southport, ME, holding Series 63 and Series 66 designations and bringing 55 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including financial planning supported by structured processes and proprietary tools, managing approximately $2.74 trillion in client assets.

Jean Huber is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and 23 years of industry experience. He has worked with Cetera Investment Advisers since 2018 and has prior experience at First Federal Savings & Loan Association of Bath and INVEST Financial Corp. Outside of his advisory role, Huber serves as a branch manager and is involved in community activities including acting as a ballot clerk during elections and selling quilt items. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management, financial planning, and retirement services utilizing multi-manager platforms, third-party money managers, and a variety of program structures.

William Holly is a financial advisor at Merrill with Series 63 and Series 65 credentials and 41 years of industry experience. He has worked at Merrill since 1984 and has been affiliated with Bank of America, N.A. since 2011. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

James Cook is a financial advisor at Cetera with five years of industry experience. He holds Series 63 and Series 66 designations and has worked at firms including WEX Inc., Keybank, and First Federal Savings & Loan Association of Bath. Cetera Investment Advisers LLC serves a wide range of clients including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers portfolio management, financial planning, and access to various program platforms through a large network of independent advisors.

Thomas Perkins is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 credentials and 34 years of industry experience. He has worked with Raymond James Financial and related entities since 2009 and also serves on the Boothbay Harbor CSD School Board. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and charitable organizations, using tailored non-discretionary planning and analytical tools.

Jeffrey Labbe is a financial advisor with Edward Jones in Bath, Maine, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. He has been with Edward Jones since 2008. Outside his advisory role, he is a member of the Bath Rotary, where he participates in fundraising and attends weekly meetings. Edward Jones is a full-service wealth management firm serving a diverse client base, including individual and institutional investors. The firm offers a broad range of advisory programs and investment solutions, supported by a large national network of financial advisors and branch offices.

Scott Lemieux is a financial advisor with Ameriprise, holding Series 63 and Series 66 designations and 28 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he is involved in tax preparation through co-ownership of BPCP Tax Advisors, LLC, and owns several business entities related to office space leasing and property management. Ameriprise provides a retirement-income planning service targeted at individuals approaching or in retirement with significant investable assets, delivering detailed, research-driven recommendations that include income sources, Social Security options, and tax-efficient withdrawal strategies. As a large institutional firm, Ameriprise offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Matthew Crane is a financial advisor at Edward Jones with two years of industry experience. He holds a Series 66 designation and previously worked at Coastal Maine Botanical Gardens and Kents Hill School. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a broad range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.