Gilbert Cardillo is a financial advisor at Peconic Asset Planning with 41 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Investacorp and Securities America prior to his current role. Cardillo serves as a volunteer trustee for Suffolk County Parks, where he evaluates land purchases for parkland potential. Peconic Asset Planning provides discretionary investment management and advisory services to individuals, high net worth clients, trusts, and estates. The firm constructs customized portfolios using ETFs, mutual funds, stocks, and bonds, emphasizing continuous personal client contact and employing both fundamental and technical analysis to manage primarily long-term portfolios.

Daniel Smith is a financial advisor at Freemind Financial Advisory with two years of industry experience. He holds a Series 65 designation and previously worked at Lazard Frères & Co. LLC, Jefferies, and Wolfe Research. Outside of his advisory role, he is the founder of Freemind Consumer Products LLC, an online retail business unrelated to investment services. Freemind Financial Advisory serves individuals, high-net-worth clients, businesses, and charitable organizations by offering asset management, financial planning, estate planning, retirement plan services, accounting, tax, and fractional CFO services. The firm employs a fundamental analysis-based investment approach and combines retirement plan consulting with accounting and CFO services, managing approximately $7 million for a specialized client base.

Griffin Schulz is a financial advisor at FlexIncome Fund with one year of industry experience. He holds a Series 65 designation and previously worked at BHG Financial, Black Eagle Asset Management, and Symmetry Financial Group. Schulz also had self-employment experience prior to joining FlexIncome Fund. FlexIncome Fund provides discretionary portfolio management and investment planning to high-net-worth individuals, institutions, businesses, and retail investors. The firm manages customized portfolios focused on equities, ETFs, and options, utilizing both fundamental and technical analysis alongside dividend-oriented and options strategies for income and risk management.

Peter Creedon is a CFP® and ChFC® with 13 years of industry experience. He is the principal advisor at Crystal Brook Advisors, which he has led since 2014, following roles at HSBC Securities and Kovack Advisors. He also serves as a moderator for online courses at The American College and works as an Enrolled Agent providing tax preparation services. Crystal Brook Advisors serves individuals, small businesses, charitable organizations, and retirement plans by offering financial planning, investment consultation, and portfolio management. The firm uses a combination of fundamental and technical analysis to construct diversified, tax-aware portfolios and sponsors a wrap-fee investment program, with a focus on non-profit and retirement-plan clients.

Steven Kaczmarek is the sole advisor at East End Wealth Management in Hampton Bays, NY, holding Series 63 and Series 65 licenses with 20 years of industry experience. He has been with East End Group Wealth Management since 2012 and served as president of East End Group, Inc., which is engaged in insurance sales and securities trading, since 2006. East End Wealth Management provides discretionary fixed-income portfolio management primarily to individuals, as well as consulting and assets-under-advisement services to investment advisers, pension plans, corporations, and charitable organizations. The firm focuses on customized short-term investment-grade bond strategies with ongoing monitoring and employs multiple methods of analysis to guide investment decisions.

Richard Sponholz is the sole advisor at R.O.S. Asset Management in Bellport, NY, with 19 years of industry experience. He holds the CFA® designation along with Series 63 and 65 licenses and has been with R.O.S. Asset Management since 1990. R.O.S. Asset Management provides discretionary, fee-only portfolio management and investment advice to individual and business clients, focusing on a long-term, buy-and-hold strategy grounded in fundamental analysis. The firm typically manages concentrated portfolios and uses no-load mutual funds for certain market segments while operating with discretionary authority under client limited power of attorney.

Catharine Chandler is a financial advisor at Benjamin Securities, Inc. with 12 years of industry experience. She holds a Series 65 designation and has been with Benjamin Securities since 2012. Benjamin Securities, Inc. provides investment management and brokerage services to individuals, high-net-worth clients, trusts, foundations, corporations, and retirement plans. The firm’s investment approach focuses on long-term portfolio strategies using fundamental and cyclical analysis, with customizable accounts for tax considerations and socially conscious restrictions.

Lisa Kelly is a CFP® and PFS™ credentialed advisor at Federmann Financial Advisors Inc. with four years of industry experience. She has been a licensed CPA since 2011 and has been affiliated with Federmann Financial Advisors since 2006. Federmann Financial Advisors serves individual and high-net-worth clients with discretionary portfolio management, financial planning, and consulting services. The firm employs a range of investment strategies across bonds, mutual funds, and ETFs, and provides in-house tax preparation services through its CPA and enrolled agent.

Ashley White is a Series 65-licensed financial advisor with Federmann Financial Advisors Inc., bringing one year of industry experience. Prior to joining Federmann Financial Advisors in 2022, White worked five years at Coastline Wealth Management and spent six years at North Country Limousine. Federmann Financial Advisors serves individual and high-net-worth clients with discretionary portfolio management, financial planning, and consulting. The firm employs a mix of long-term, short-term, and trading strategies across bonds, mutual funds, and ETFs, and offers in-house tax preparation services through its CPA and enrolled agent.

Christopher Skutnik is a CFP®-certified financial advisor with six years of industry experience. He has worked at East End Financial Group, Inc. and Osaic Wealth, Inc. since 2026 and previously held positions at Ameriprise Financial Services, LLC and BNY Mellon. Outside of his advisory role, he serves on the board of directors for The League Of Yes and is involved in hospitality roles at Rose Hill Vineyards & Inn and Main & Mill House. East End Financial Group, Inc. serves individuals, high-net-worth clients, trusts, estates, charitable organizations, municipalities, businesses, and retirement plans. The firm employs a primarily long-term, customized investment approach, utilizing fundamental, technical, and cyclical analysis to build diversified portfolios with an emphasis on low-cost mutual funds and ETFs, while also offering retirement-plan consulting and fiduciary services.

Ernest Vorpahl is a CFP® with 30 years of experience in the financial industry. He has worked with East End Financial Group, Inc. since 1999 and has held additional roles at American Portfolios Advisors, Inc. and American Portfolios Financial Services, Inc. Outside of his advisory duties, Mr. Vorpahl serves as treasurer for The Kendall Madison Foundation and operates a business improvement and consulting firm, Ernie Vorpahl, Inc. East End Financial Group, Inc. is an SEC-registered advisory firm serving individuals, high-net-worth clients, trusts, estates, charitable organizations, municipalities, businesses, and retirement plans. The firm offers customized, primarily long-term investment management, financial planning, and retirement-plan consulting, utilizing a diversified approach that includes low-cost mutual funds, ETFs, individual equities, and other securities.

Jeffrey Connolly is a CFA® charterholder with 14 years of industry experience. He is currently with East End Financial Group, Inc., where he has worked since 2017, and previously held positions at American Portfolios Financial Services, Inc. and Value Line, LLC. He serves as a trustee on the Mattituck-Cutchogue Union Free School District Board of Education. East End Financial Group, Inc. is an SEC-registered advisory firm that serves individuals, high-net-worth clients, trusts, estates, charitable organizations, municipalities, businesses, and retirement plans. The firm offers customized, long-term investment management and financial planning, emphasizing diversified portfolios with primarily low-cost mutual funds and ETFs, while also providing services to municipalities and retirement-plan sponsors.

Raymond Passaro is a financial advisor at Snyder Wealth Group with 36 years of industry experience. He holds a Series 63 designation and has worked at Mark J Snyder Financial Services Inc. since 2021 and Royal Alliance Associates, Inc. since 2002. Outside of his advisory role, he owns a youth sports photography business and serves as an assistant wrestling coach at his local high school. Snyder Wealth Group advises individuals, business entities, trusts, estates, charitable organizations, and retirement plans, providing discretionary portfolio management and retirement consulting. The firm customizes allocations based on clients’ objectives and risk profiles, utilizing various investment vehicles and platforms.

Mary LaFemina is a financial advisor with East End Financial Group, Inc. in Riverhead, NY, holding a Series 66 designation and 23 years of industry experience. She has been with East End Financial Group since 2011 and also holds a registered representative role with American Portfolios Financial Services, Inc. Additionally, she is a licensed insurance agent with Kosinski Associates, Inc. East End Financial Group is an SEC-registered advisory firm serving individuals, high-net-worth clients, trusts, estates, charitable organizations, municipalities, businesses, and retirement plans. The firm offers customized, primarily long-term investment management and financial planning services, emphasizing diversified portfolios with low-cost mutual funds and ETFs, and provides specialized retirement-plan consulting for plan sponsors and municipalities.

Eric Taitz is a financial advisor with Snyder Wealth Group, holding Series 63 and Series 65 designations and 42 years of industry experience. He has been with Mark J. Snyder Financial Services Inc. and Royal Alliance Associates since 2010. Outside of his advisory role, he is the owner of RACLA, a corporation unrelated to investment activities, and is a member of the McArthur Business Alliance, a nonprofit organization. Snyder Wealth Group advises individuals, business entities, trusts, estates, charitable organizations, and retirement plans, providing discretionary portfolio management and retirement consulting. The firm customizes portfolios based on clients’ objectives and risk tolerance, employing various investment vehicles and managing accounts through platforms such as VISION2020 and WMAP SMA/UMA programs.

Jack Kosinski is a CFP® certificant with 19 years of industry experience, currently serving as a wealth advisor at East End Financial Group, Inc. He worked previously at American Portfolios Financial Services, Inc. for 14 years and has been with Osaic since 2024. Outside of his advisory work, he is a managing member of 3KZ, LLC, a real estate management company. East End Financial Group, Inc. is an SEC-registered advisory firm serving individuals, high-net-worth clients, trusts, estates, charitable organizations, municipalities, businesses, and retirement plans. The firm offers discretionary and non-discretionary investment management, financial planning, and retirement-plan consulting through a primarily long-term, customized investment approach utilizing diversified portfolios with low-cost mutual funds and ETFs.

Joseph Kosinski is a financial advisor with East End Financial Group, Inc. He holds the CFP® and ChFC® designations and has 22 years of industry experience. Kosinski has been with East End Financial Group since 2005 and previously worked with American Portfolios Financial Services, Inc. He serves on the board of the Gwen L. Kosinski Foundation, a nonprofit focused on brain cancer research, and holds a board position with the East Moriches Union Free School District. East End Financial Group, Inc. is an SEC-registered advisory firm serving individuals, high-net-worth clients, trusts, estates, charitable organizations, municipalities, businesses, and retirement plans. The firm offers long-term, customized investment management and financial planning through a diversified approach that includes mutual funds, ETFs, equities, fixed income, and retirement-plan consulting, with a notable emphasis on serving municipalities and plan sponsors.

Amy Fosbenner is a financial advisor at DAI Wealth, LLC with eight years of industry experience. She holds a Series 66 designation and has worked at firms including Concorde Investment Services and Concorde Asset Management, LLC. Fosbenner is also the president and founder of Fosbenner Financial, LLC. DAI Wealth, LLC manages approximately $330 million in assets and serves a diverse client base including high-net-worth individuals, institutions, and retirement plans. The firm combines advisor-led customization with third-party models and platforms to deliver investment management, financial planning, and retirement-plan advisory services.

Daniel Salazar is a financial advisor at Bull Harbor Capital LLC with 16 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Park Avenue Securities and Guardian Life Insurance Company. Outside of his advisory role, he is co-owner of FIN Creative, a graphic design firm. Bull Harbor Capital LLC provides investment advisory and financial planning services to individuals, high-net-worth clients, trusts, estates, businesses, charitable organizations, and retirement plans. The firm emphasizes long-term strategic asset allocation with tactical adjustments and employs a variety of investment vehicles, including mutual funds, ETFs, individual equity, fixed income, and covered options.

Mark Poitras is a Certified Financial Planner® with 18 years of industry experience. He is an investment advisor representative with East End Financial Group, Inc., where he has worked since 2017, and previously held roles at American Portfolios Advisors, Inc. and HSBC Bank USA, N.A. Outside of his advisory work, Mr. Poitras volunteers as an advanced emergency technician and instructor with the SAG Harbor Volunteer Ambulance and serves as chairman of the North Haven Village Zoning Board of Appeals. He is also involved in youth basketball coaching and fundraising through Youth Hoop of Sag Harbor and participates in community service initiatives with the Sag Harbor Lions Club. East End Financial Group, Inc. is an SEC-registered advisory firm serving individuals, high-net-worth clients, trusts, estates, charitable organizations, municipalities, businesses, and retirement plans. The firm offers customized, long-term investment management and financial planning, emphasizing diversified portfolios with primarily low-cost mutual funds and ETFs, and provides specialized retirement-plan consulting to plan sponsors alongside fiduciary services.