Nathan Tomkiewicz is the principal of Tomkiewicz Wealth Management and holds the CFP® designation and Series 65 license. He has nine years of industry experience, including seven years at Berkshire Money Management and full-time work in education prior to his financial advisory career. Tomkiewicz Wealth Management, LLC is an independent, fee-only registered investment adviser providing discretionary wealth management and integrated financial planning to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and businesses. The firm employs a combination of fundamental and technical analysis with modern portfolio theory, using both passive and active investment strategies.

Carl Kempf is a CFP® professional and Series 63 license holder with one year of experience in financial advisory services. He is the principal of Carissima Capital LLC and has a background that includes legal practice as a solo attorney since 2019, as well as prior roles with the County of Rensselaer and The Research Foundation for SUNY. Kempf maintains an active solo law practice alongside his advisory work. Carissima Capital LLC serves individuals, trusts, estates, charitable organizations, family foundations, family offices, corporations, and other entities by providing investment advisory, financial planning, co-advisory services, and evaluation of unaffiliated private funds. The firm’s approach involves top-down macroeconomic analysis to guide asset allocation and constructs client-specific portfolios with ongoing monitoring, often including discretionary management. It integrates financial planning with legal and tax coordination, and uniquely offers separate legal services when requested.

Matthew Sauer is a financial advisor at MDS Wealth Advisors, LLC, holding a Series 65 credential with 20 years of industry experience. He is also the founder, president, publisher, and chief investment officer of Mutual Fund Investor Guide, LLC, a subscription-based financial publication providing educational and analytical content. Sauer practices law and occasionally offers related advice or products to clients outside of his advisory role. MDS Wealth Advisors offers discretionary portfolio management and investment advisory services to individuals, including high-net-worth clients, as well as pension and profit-sharing plans. The firm employs a long-term trading approach, utilizing fundamental, technical, cyclical, and quantitative analyses alongside modern portfolio theory to guide investment decisions.

Helen Carroll is a CFP® with 12 years of industry experience, currently serving as an advisor at Mussett Wealth Management, LLC since 2014. The firm provides personalized financial planning, investment management, and consulting services to individuals, charitable organizations, businesses, and pension and profit-sharing plans. Mussett Wealth Management manages approximately $110.4 million in assets and offers ERISA 3(38) and 3(16) plan services, using a strategic asset allocation approach with a core-and-satellite mix of actively and passively managed funds.

Olivia Mussett is a CFP® professional with eight years of industry experience and over 15 years at Mussett Wealth Management, LLC. She previously worked at Wells Fargo Clearing for two years. Mussett Wealth Management provides personalized financial planning, investment management, and consulting services to individuals, charitable organizations, businesses, and pension and profit-sharing plans. The firm manages approximately $110 million in assets and emphasizes a strategic asset allocation approach using a mix of actively and passively managed funds, along with ERISA 3(38) and 3(16) plan services.

Matthew Cowie is a financial advisor with MDS Wealth Advisors, LLC in Williamstown, MA, holding a Series 65 designation and 10 years of industry experience. He has been with MDS Wealth Advisors since 2015 and is also associated with Mutual Fund Investor Guide, LLC. The firm provides discretionary portfolio management and investment advisory services to individuals, including high-net-worth clients, as well as pension and profit-sharing plans. MDS Wealth Advisors employs a long-term trading approach using fundamental, technical, cyclical, and quantitative analysis alongside modern portfolio theory.

William Bresett Jr. is a financial advisor at Financial Transparency with 24 years of industry experience. He holds a Series 66 designation and has worked at Envision Financial Transparency, LLC since 2018, following prior roles at Cssc Brokerage Services, Inc. and CSSC Insurance Services, Inc. He is also an owner and officer of Giardina & Bressett, a certified public accounting firm providing tax planning, accounting, auditing, and business consulting services. Financial Transparency offers investment advisory and financial planning services to individuals, families, retirement plans, businesses, and other organizations through a network of independent advisory representatives. The firm employs an investment approach based on Modern Portfolio Theory and the Efficient Market Hypothesis, utilizing both passive and active strategies tailored through programs ranging from entry-level to customized managed accounts.

Paolo La Pietra is a CFP® professional at Bouchey Financial Group, Ltd. in Troy, NY, with six years of industry experience. He has worked at Bouchey Financial Group since 2018 and previously held positions at Morgan Stanley and KeyBank. Bouchey Financial Group advises individuals, high-net-worth clients, retirement plans, trusts, estates, business entities, and charitable organizations. The firm offers wealth management, investment management, discretionary portfolio management, financial planning, and retirement plan advisory services, using a long-term investment approach with tactical adjustments as needed.

Douglas Keenholts is a financial advisor at Fagan Associates Inc with a Series 65 credential and experience spanning roles at Purshe Kaplan Sterling Investments, Inc and Wealth Advisory Group, LLC. He has been with Fagan Associates since 2024. Fagan Associates provides discretionary portfolio management and financial planning services to individuals, pension plans, trusts, estates, charitable organizations, and corporations. The firm emphasizes asset allocation strategies informed by fundamental, technical, and cyclical analysis, and offers tax advice and income tax preparation alongside ongoing investment management.

Steven Bouchey is a CFP® with six years of industry experience and is affiliated with Bouchey Financial Group, Ltd., where he has worked since 1995. He is part of an 11-advisor team based in Troy, NY. Bouchey Financial Group, Ltd. serves individuals, high-net-worth clients, retirement plans, trusts, estates, business entities, and charitable organizations with wealth management, investment management, financial planning, and retirement plan advisory services. The firm employs a primarily long-term investment approach across mutual funds, equities, fixed income, ETFs, and unaffiliated Independent Managers, complemented by ongoing oversight and tactical adjustments as needed.

Martin Shields is a CFP® with 14 years of experience at Bouchey Financial Group, Ltd. in Troy, NY. He has been with the firm since 2012 and holds a Series 65 license. Bouchey Financial Group, Ltd. provides wealth management, investment management, and financial planning services to individuals, high-net-worth clients, retirement plans, trusts, estates, business entities, and charitable organizations. The firm employs a multi-advisor team structure and manages approximately $1.6 billion in assets, emphasizing a long-term investment approach with tactical adjustments as needed.

John Millet is a Series 65-licensed financial advisor with Bouchey Financial Group, Ltd. in Troy, NY, where he has worked for four years. He has a total of two years of industry experience and previously spent seven years at Bouchey & Clarke Benefits, Inc. Outside of his advisory role, he devotes a portion of his time to insurance sales. Bouchey Financial Group, Ltd. serves individuals, high-net-worth clients, retirement plans, trusts, estates, business entities, and charitable organizations. The firm provides wealth management, investment management, financial planning, and retirement plan advisory services, employing a long-term investment approach while allowing tactical adjustments to meet client objectives.

Catherine Buck is a CFP® professional at Bouchey Financial Group, Ltd. in Troy, NY, with two years of industry experience. Prior to joining Bouchey Financial Group, she worked at Canton Potsdam Hospital and Key Bank NA. Bouchey Financial Group, Ltd. serves individuals, high-net-worth clients, retirement plans, trusts, estates, business entities, and charitable organizations with wealth and investment management, financial planning, and retirement plan advisory services. The firm employs a multi-advisor team approach and primarily allocates client assets among mutual funds, equities, fixed income, ETFs, and independent managers, combining financial planning with portfolio oversight.

Vincenzo Testa is a CFP® professional with three years of industry experience, currently serving at Bouchey Financial Group, Ltd. He has prior experience at KPMG LLP, BST & Co CPAs LLP, and Cusack and Company CPAs. In addition to his advisory role, Testa operates a sole proprietorship tax practice, providing tax preparation and compliance services. Bouchey Financial Group, Ltd. serves individuals, high-net-worth clients, retirement plans, trusts, estates, business entities, and charitable organizations. The firm offers wealth management, investment management, and retirement plan advisory services, employing a blend of long-term portfolio strategies with tactical adjustments and ongoing oversight of independent managers.

Aaron Fagan is an advisor at Fagan Associates Inc with 15 years at the firm and four years of industry experience. The firm operates as a team of two advisors based in Troy, NY. Fagan Associates provides discretionary portfolio management and financial planning to a diverse client base, including high-net-worth individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm’s investment approach combines fundamental, technical, and cyclical analysis, with portfolios tailored through detailed client interviews and managed on a discretionary or non-discretionary basis.

Thomas Giardina is a financial advisor at Financial Transparency with 24 years of industry experience. He holds a Series 66 designation and has worked at firms including Envision Financial Transparency and CSSC Brokerage Services. Giardina is also president of Giardina & Bressett, a CPA firm providing financial statement and income tax preparation services. Financial Transparency offers investment advisory and financial planning services to individuals, families, businesses, and retirement plans through a team of independent advisory representatives. The firm employs asset allocation strategies based on Modern Portfolio Theory and the Efficient Market Hypothesis, using both passive and active models tailored to client needs.

Harmony Wagner is a CFP® professional at Bouchey Financial Group, Ltd. in Troy, NY, with five years of industry experience. She has been with Bouchey Financial Group since 2016. Bouchey Financial Group, Ltd. advises individuals, high-net-worth clients, retirement plans, trusts, estates, business entities, and charitable organizations, offering wealth management, investment management, financial planning, and retirement plan advisory services. The firm employs a multi-advisor team structure and combines financial planning with portfolio management, allocating assets primarily among mutual funds, equities, fixed income, ETFs, and unaffiliated Independent Managers.

Samantha Masey is a CFP® professional with three years of experience in the financial industry. She has been with Bouchey Financial Group, Ltd. since 2021, following four years at PetroSkills Oil and Gas Training. Bouchey Financial Group, Ltd. serves individuals, high-net-worth clients, retirement plans, trusts, estates, business entities, and charitable organizations. The firm offers wealth management, investment management, discretionary portfolio management, and financial planning services, with a multi-advisor team approach and approximately $1.6 billion in assets under management.

Dennis Fagan is a financial advisor at Fagan Associates Inc in Troy, NY, with 11 years of industry experience. He holds a Series 63 designation and has been with Fagan Associates since 1989. The firm provides discretionary portfolio management and financial planning to a diverse client base including high-net-worth individuals, pension plans, trusts, and charitable organizations. Fagan Associates uses a structured investment approach based on client goals and risk tolerance, employing fundamental, technical, and cyclical analysis in managing portfolios both discretionary and non-discretionary.

David Clarke Jr. is a financial advisor at Bouchey Financial Group, Ltd. in Troy, NY, holding Series 63 and Series 65 designations with 14 years of industry experience. He previously worked at Ayco, a Goldman Sachs Company, for eight years before joining Bouchey Financial Group in 2020. Clarke also serves as a compensated board member of the Capital Hockey Association. Bouchey Financial Group advises individuals, high-net-worth clients, retirement plans, trusts, estates, business entities, and charitable organizations, offering wealth management, investment management, discretionary portfolio management, and financial planning services. The firm employs a primarily long-term investment approach with tactical adjustments and operates as a multi-advisor team managing approximately $1.6 billion in assets.