Takuya Arai is a financial advisor at Benkei Asset Management with 3 years of industry experience. He holds a Series 65 designation and has been associated with Benkei Asset Management since 2011. Outside of his advisory role, Arai is the CEO of an online newsletter focused on U.S. stocks for Japanese investors. Benkei Asset Management is an independent registered adviser serving affluent individual and business clients in the U.S. and abroad, particularly in Japan. The firm employs a combination of fundamental valuation and quantitative analysis to construct concentrated portfolios aimed at long-term capital appreciation.

Michael Maranslicht is the sole advisor at Lanmar Capital Management, an independent firm based in Rock Hill, NY. He holds Series 65 and Series 63 licenses and has been with the firm since its founding in 2014. Lanmar Capital Management provides discretionary, custom portfolio management to individuals, trusts, estates, charitable organizations, and business entities. The firm emphasizes tactical allocation and utilizes growth-stock selection based on the CANSLIM methodology combined with fundamental and technical analysis, actively managing portfolios with a range of instruments including equities, options, and futures.

Michael Hodgson is a financial advisor at LVZ, Inc. with 23 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Next Financial Group Inc for 12 years before joining LVZ in 2021. Outside of his advisory role, he serves as president of Safe Harbor Investments Inc, which offers fixed life and long-term care insurance. LVZ, Inc. provides investment management, financial planning, consulting, and third-party manager selection for a diverse client base including individuals, high-net-worth clients, trusts, estates, charitable organizations, corporations, and qualified retirement plans. The firm manages approximately $1.125 billion across 2,400 client relationships and employs a team-based approach with 17 advisors.

Linda Barriger is a financial advisor with Prospera Financial Services, Inc. in Monticello, NY, holding Series 63 and Series 66 licenses and bringing 41 years of industry experience. She has been with Prospera since 2009. Outside of her advisory role, she serves as a board member of the Kiwanis Club of Monticello, contributing to community service activities. Prospera Financial Services, Inc. is a multi-team firm with 271 advisors managing approximately $14.4 billion in client assets. The firm serves individuals, retirement plans, trusts, estates, charitable organizations, and other entities, offering financial planning, portfolio management, and access to multiple advisory programs and platforms.

Karen Detorres is a Certified Financial Planner (CFP®) and Chartered Financial Consultant (ChFC®) with 27 years of industry experience. She has worked at Private Advisor Group, LLC since 2016 and LPL Financial since 2010. Outside of her advisory roles, she is involved in a family business and partners in a marina operation. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans, offering a range of portfolio management and financial planning services. The firm employs a fiduciary-based advisory model, leveraging technology and third-party managers to tailor investment strategies to client goals and risk tolerances.

Bret Contreras is a financial advisor with Transamerica Retirement Advisors, LLC and holds the Series 66 designation. He has 21 years of industry experience, including previous roles at LORD, ABBOTT, AND CO. and Voya Financial Partners, LLC. Outside of his advisory work, he serves as a board member and coach for the Pine Bush Little League. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners, offering managed advice programs and investment education focused on asset allocation and retirement planning. The firm utilizes Morningstar Investment Management’s proprietary tools and model portfolios to provide both discretionary and non-discretionary guidance to a broad client base.

Sarah Vatier is a financial advisor at Oppenheimer with six years of industry experience. She holds a Series 66 designation and has worked at Oppenheimer & Co. Inc since 2017, following a year at NUS Consulting and four years at Mercy College. Oppenheimer is a registered investment adviser and broker-dealer that serves individuals, corporations, pension and profit-sharing plans, charitable organizations, pooled investment vehicles, and IRAs. The firm offers a broad range of programs across equity, balanced, and fixed-income portfolios, using both discretionary and non-discretionary approaches tailored to client objectives.

David Skurowitz is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 65 credentials and 15 years of industry experience. He has been with Citigroup since 2015. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering investment advisory programs alongside broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies and integrates in-house research and execution capabilities, supporting complex and large-scale client relationships.

Bonnie Rule is a financial advisor with Edward Jones in Pine Bush, NY, holding a Series 66 designation and three years of industry experience. Prior to joining Edward Jones, she held roles at Copart, Color Street, Visionary Real Estate Solutions, and PartyLite Gifts Inc. She was the owner and manager of a real estate flipping business, which is currently dormant. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a broad range of advisory programs and investment solutions. The firm is known for its extensive retail advisor and branch network and offers affiliated services including a trust company and securities-based lending.

Alissa Provanzana is a financial advisor with Cetera who holds Series 63 and Series 66 credentials and has 16 years of industry experience. Her prior work history includes roles at Rhinebeck Bank and Infinex Investments, among others. She serves as a board member for Wallkill Youth Lacrosse and the Inspire Foundation, supporting youth athletics and fundraising for individuals with disabilities. Cetera Investment Advisers LLC is an SEC-registered adviser offering a broad range of portfolio management, financial planning, and retirement services to individuals, employer-sponsored plans, corporate, charitable, and institutional clients. The firm operates a multi-manager platform with access to affiliated and third-party model portfolios and manages over $256 billion in assets through a network of more than 10,000 advisors.

Joseph Montalbano is a CFP®-certified financial advisor with 21 years of industry experience, currently affiliated with Cetera. His career includes roles at Maple Pharmacy/CarePax and Cetera Advisors LLC. Outside of finance, he is involved in managing a modeling and talent agency and serves as director of coaching and scheduling for a local travel baseball organization. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers diverse portfolio management and financial planning services through a multi-manager platform that provides a range of program structures and access to affiliated and third-party managers.

Darren Mccarthy is a financial advisor with OSAIC who holds a Series 66 designation and has 11 years of industry experience. He previously worked at Securities America Advisors and National Planning Corporation. Outside of his advisory role, he owns Learning Ears, a reading program for parents of children with learning challenges, and provides marketing consulting services for property and casualty businesses. OSAIC serves a diverse group of retail and institutional clients through a large network of affiliated advisers and offers a range of integrated brokerage and advisory services, including financial planning, retirement consulting, and access to third-party money managers. The firm utilizes asset-allocation tools, risk-tolerance assessments, and automated rebalancing to construct portfolios across various asset classes, managing accounts on discretionary or non-discretionary bases.

Catherine Coombe is a CFP® professional with over 31 years of experience in the financial services industry. She is currently with LPL Financial and has previously operated Coombe, Bender & Company LLC since 2000 and Coombe Financial Services, Inc. since 1994. She serves as secretary and finance committee chair on multiple insurance company boards. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, financial institutions, and corporations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, providing both discretionary and non-discretionary management with research and model portfolio support.

Jason Perry is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. He has worked in various roles within JPMorgan Chase entities since 2013 and also spent three years at Ruby Tuesday. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, focusing on asset-allocation advice, investment manager searches, and customized performance reporting through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Philip Coombe III is a CFP® professional with 42 years of industry experience. He is currently with LPL Financial since 2024, having previously operated Coombe Financial Services, Inc. for 23 years. Coombe is also a co-owner and managing member of CBC HOLDCO LLC, a real estate rental business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, providing both discretionary and non-discretionary management supported by research and model portfolios.

Jarryd Killian is a financial advisor at LPL Financial with one year of industry experience and holds a Series 66 designation. His prior work includes roles at Coombe, Bender & Co, BNP Paribas Asset Management, and Ovations. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, banks, and charitable organizations through a national network of investment adviser representatives. The firm offers various advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Ryan Strobach is a financial advisor at Edelman Financial Engines with a Series 65 credential and one year of industry experience. Prior to joining Edelman Financial Engines, he held roles at Allstate Financial Services and Northwestern Mutual. Outside of finance, he has work experience in the hospitality and recreation sectors, including positions at Cosimo's Restaurant and Yogi Bear's Jellystone Park. Edelman Financial Engines provides technology-enabled investment advisory services focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages both model-based and customized portfolios and offers sub-advisory services to other financial institutions, supporting a large participant base through advisor-led and online platforms.

Senta Curran is a financial advisor with OSAIC, holding the CFP® and ChFC® designations and over 30 years of industry experience. She has worked with firms including Securities America, Inc., Cambridge Investment Research, and National Planning Corporation. Curran is also a board member of the Pine Bush Public Library. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisors, offering brokerage and investment advisory services, financial planning, and access to third-party money managers. The firm employs asset-allocation tools and automated rebalancing to manage diversified portfolios across a range of investment types.

Ali Iftikhar is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 registrations and nine years of industry experience. He has worked at J.P. Morgan Securities from 2012 to 2017 and from 2022 to the present, and has been with JPMorgan Chase Bank, N.A. since 2007. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, utilizing a process that combines quantitative asset-allocation modeling and centralized due diligence, with an ESG eligibility framework applied in its recommendations.

Andrea Morris is a financial advisor at Mass Mutual Investors Services with 10 years of industry experience. She holds the Series 66 designation and has previously worked at Edward Jones, LPL Financial, and First Midwest Bank. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, focusing on collaborative, annual planning relationships using firm-approved analytic tools.

Lori Simon is a financial advisor at Morgan Stanley with 35 years of industry experience. She has been with Morgan Stanley since 2014 and holds a Series 63 designation. Outside of her advisory role, she is a partner in DruttyHop, LLC, a business involved in rental property management. Morgan Stanley Wealth Management offers a broad range of advisory programs and financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm utilizes structured planning tools and a variety of investment strategies to support its clients.

Ryne McEvoy is a Planning Consultant who works closely with clients to define their personal and financial priorities and develop financial plans aimed at helping them achieve their goals. He focuses on understanding his clients' family needs and concerns to maintain attention on their long-term objectives and personal financial goals. Ryne's professional experience includes roles at Fidelity Investments, where he served as an Investment Consultant from 2019 to 2021, a Relationship Manager from 2018 to 2019, and a Financial Representative from 2016 to 2018. Prior to this, he worked as a Personal Banker at Bank of America from 2014 to 2016.