Timothy Forman is a financial advisor with LPL Financial who holds Series 63 and Series 65 licenses and has 35 years of industry experience. His prior roles include positions at Community Bank, INVEST Financial Corporation, and Citizens Securities, Inc. He is located in Tupper Lake, NY. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by advanced operational and research tools.

Stuart Nichols is a financial advisor with Osaic, holding Series 63 and Series 65 credentials and 42 years of industry experience. He previously worked for Sagepoint Financial, Inc. for 14 years before joining Osaic in 2023. Nichols also serves as a notary public and operates a sole proprietorship insurance agency selling life and health insurance. Osaic Wealth, Inc. serves a broad range of retail and institutional clients through a large network of affiliated advisors and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, utilizing sophisticated asset-allocation tools and third-party solutions to manage portfolios across various asset classes.