Michael Hearn is a financial advisor with Genesee Capital Advisors, LLC in Auburn, NY, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He previously worked at Purshe Kaplan Sterling Investments for 11 years. Hearn serves on the advisory board of the Skaneateles Lake Association, an environmental nonprofit. Genesee Capital Advisors provides investment management, financial planning, and retirement plan advisory services to individuals, trusts, estates, charitable organizations, and businesses. The firm uses a primarily long-term investment approach with diversified model portfolios and applies an internal due-diligence process that considers custodial and tax constraints.

Ryan Pine is a financial advisor with Genesee Capital Advisors, LLC, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. He has worked at Genesee Capital Advisors since 2013 and was previously employed at Purshe Kaplan Sterling Investments. Outside of his advisory role, he is an insurance agent and a member of a real estate review partnership. Genesee Capital Advisors serves individuals, trusts, estates, retirement plans, charitable organizations, and businesses with discretionary and non-discretionary investment management, financial planning, and retirement plan advisory services. The firm utilizes model portfolios primarily composed of mutual funds and ETFs, combining fundamental and technical analysis in a long-term investment approach while accommodating shorter-term trades for rebalancing, tax management, or cash needs.

James Durso is a financial advisor at Blackridge Asset Management, LLC with 42 years of industry experience. He holds the Series 63 and Series 65 credentials. His prior work includes roles at Cadaret, Grant & Co., Inc. and Invest Financial Corporation. Outside of advising, he operates a separate financial advisory business and serves as a notary public in New York. Blackridge Asset Management provides financial planning, investment management, and consulting services to individuals, high-net-worth clients, trusts, estates, corporations, retirement plans, and charitable organizations. The firm offers tailored portfolio management through a network of advisers and utilizes affiliated platforms for portfolio management and trading.

Richard Lavoie is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and 23 years of industry experience. He has been with Commonwealth since 2014 and currently operates StillWater Planning Group. Outside of advisory work, he is involved in fixed insurance sales and owns several private entities related to securities and real estate management. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs and comprehensive back-office support, allowing advisors discretion in portfolio construction alongside managed model portfolios and personalized investment solutions.

Paul Kato II is a financial advisor with Principal Financial Services, holding a Series 66 designation and two years of industry experience. Prior to joining Principal Securities and Principal Life Insurance Company in 2025, he worked at Equitable Advisors and spent over two decades at Avantor. In addition to his advisory role, he is involved in outside sales of various insurance products including life, disability income, annuities, health, long-term care, dental, Medicare, and medical insurance. Principal Securities offers brokerage and registered investment advisory services to a diverse client base, including individuals, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty military personnel. The firm’s advisory services feature direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Andrew Bartholomew is a financial advisor at Key Investment Services LLC with 19 years of industry experience. He holds Series 65 and Series 66 licenses and has worked at Key Investment Services since 2016, following two years at LPL Financial. Key Investment Services LLC is an SEC-registered investment adviser and wrap-fee program sponsor serving individuals, trusts, estates, small businesses, and institutional plan clients. The firm offers portfolio management and model-based advisory products through a multi-provider platform, integrating services from affiliated entities such as KeyBank and KeyBanc Capital Markets.

Joseph Hayes is a financial advisor with Principal Financial Services and holds a Series 66 designation. He has two years of industry experience, with prior roles at Equitable Advisors, Starbridge Inc, and Principal Life Insurance Co. Outside of his advisory duties, he serves as a board member of Compeer Rochester, a nonprofit organization, and volunteers with The Dove Block Project, a community arts center in Geneva, NY. Principal Securities provides brokerage and registered investment advisory services to a diverse client base including individuals, retirement plans, trusts, and corporations. The firm offers direct advisory programs, financial planning, and access to third‑party money manager solutions through various advisory and promoter arrangements.

Pamela Tierney is a financial advisor with Guardian Life in Geneva, NY, holding a Series 63 designation and over 31 years of industry experience. She has been with Guardian Life since 1999 and also has a longstanding affiliation with Pony Express & Company since 1993. Beyond her advisory role, she serves as an estate administrator for her family and manages a cottage rental through Airbnb. Guardian Life’s subsidiary, Park Avenue® Wealth Management, provides investment advisory and brokerage services to individuals, retirement plan sponsors, and charitable organizations, combining advisor-led discretionary management with model-based strategies and offering access to insurance products, alternative investments, and various financial planning solutions.

Gregory Schmitter is a financial advisor at Edward Jones in Seneca Falls, NY, holding a Series 66 designation with one year of industry experience. Prior to joining the firm, he served with the New York State Police for 18 years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Michelle Raymond is a financial advisor at Morgan Stanley with Series 63 and Series 66 designations and 15 years of industry experience. She has worked with Morgan Stanley since 2009 and specifically with Morgan Stanley Private Bank, National Association since 2015. Outside of her advisory role, she organizes community donation drives through the youth and community organization Hwa Rang Kwan in Geneva, New York. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services through Financial Advisors and its Estate Planning Strategies Group.

Henry Sandlas V is a CFP® and Series 66-registered financial advisor with Edward Jones, based in Seneca Falls, NY. He has seven years of industry experience, including positions at Lockheed Martin Corporation and JMS Industries Inc. Prior to his financial services career, he attended Cedarville University. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages over $1 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Wendy Morasco is a financial advisor at OSAIC with 24 years of industry experience. She holds Series 63 and Series 65 credentials and has previously worked at Lincoln Financial Advisors Corporation and LPL Financial. Outside of her advisory role, she participates in a family-owned siding business, handling financial record keeping. OSAIC serves a diverse client base, including individual investors, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, utilizing asset-allocation tools and third-party money managers to construct portfolios across various asset classes.

Daniel Figueiredo is a financial advisor with LPL Financial in Auburn, NY, holding a Series 66 designation and 12 years of industry experience. His prior roles include positions at Ameriprise and Axa. Outside of advising, he is involved in coaching youth soccer and owns a business called We Make Footballers Syracuse. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and asset management solutions, including model portfolios and third-party subadvisor access, supported by advanced operational tools.

Louis Tabone is a financial advisor at Mass Mutual Investors Services with 22 years of industry experience. He has held roles at Mass Mutual Investors Services since 2017 and previously worked at Metlife Securities, Inc. for 13 years. His career also includes longstanding experience with Agway, Inc. since 1983. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, using firm-approved analytical tools to develop written recommendations tailored to client goals.

Karyn Dallas is a financial advisor with UBS Financial Services in Aurora, NY, holding a Series 63 designation and 25 years of industry experience. She has been with UBS since 2015. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm provides fee-based financial planning, portfolio management, and access to proprietary research and capital markets services.

Christopher Rheaume is a financial advisor at Edward Jones in Auburn, NY, holding a Series 66 designation with 16 years of industry experience. He has been with Edward Jones since 2009. Outside of his advisory role, he is the sole member of two LLCs. Edward Jones is a wealth management firm serving a broad client base, including individuals, institutions, and charitable organizations, with approximately $1.01 trillion in assets under management. The firm offers a range of advisory services, including discretionary and non-discretionary strategies, and maintains affiliated capabilities such as a trust company and mutual funds.

Samuel Vasile is a financial advisor at RBC Capital Markets with Series 63 and Series 65 credentials and two years of industry experience. His prior roles include positions at Morgan Stanley Private Bank, Morgan Stanley, and City National Bank. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers a variety of advisory programs that provide discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services tailored to clients’ risk profiles.

Charles Shaw is a financial advisor at Equitable Advisors with 14 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Equitable Advisors since 2012, including prior tenure at AXA Advisors. He serves as Treasurer for the Knights of Columbus Home Corp in Auburn, NY. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to a diverse clientele ranging from individuals to institutional clients. The firm offers a variety of advisory programs through a network of Investment Adviser Representatives and emphasizes the use of third-party asset managers and program sponsors.

Michele Wilck is a financial advisor with LPL Financial in Geneva, NY, holding Series 63 and Series 65 licenses. She has 34 years of industry experience and has worked at LPL Financial since 2018. Her prior experience includes roles at Community Bank, NA, INVEST Financial Corp, and HSBC Securities (USA) Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a wide range of investment solutions, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Adam Rayburn is a financial advisor with Edward Jones in Geneva, NY. He holds a Series 66 designation and has seven years of industry experience, including prior work at Paychex Inc. since 2019, he has been with Edward Jones. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a broad range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a large nationwide network of financial advisors and branch offices.

David Deraddo is a CFP®-credentialed financial advisor with 14 years of industry experience. He is affiliated with LPL Financial and has worked there since 2011, concurrently serving at Lyons National Bank. He operates a DBA under the name LNB Financial Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and asset management solutions, leveraging technology and a broad platform that includes institutional programs and multiple investment strategies.

Gillian Dimora is a financial advisor at Equitable Advisors with 14 years of industry experience. She holds Series 63 and Series 66 credentials and has been with Equitable Advisors since 2012, including its predecessor firm AXA Advisors. Outside of her advisory role, she serves as Treasurer and Board Member for the Auburn Hockey Club. Equitable Advisors serves a range of clients from individuals to institutional investors, providing financial planning, retirement plan consulting, and asset management programs. The firm employs various advisory models through third-party sponsors and offers a mix of proprietary and external investment solutions.

Jason Swartley is a financial advisor at OSAIC with 14 years of industry experience. His career includes roles at MML Investors Services, Hornor Townsend & Kent, and Securities America. Outside of advising, he serves as an elected committee member for the Seneca County Republican Party in the Town of Fayette. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations through a broad network of affiliated advisers. The firm offers integrated brokerage and advisory services with an investment approach that includes portfolio construction using asset-allocation tools, risk assessment, and automated rebalancing.

Andrew Coughlin is a financial advisor with LPL Financial in Seneca Falls, NY, holding a Series 66 designation and three years of industry experience. Prior to joining LPL Financial, he worked at MassMutual Life Insurance Co and Mass Mutual Investors Services. Outside of his advisory role, he owns and coaches at Full-Stretch Goalkeeping Academy, a sports and fitness business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Donald Rayburn Jr. is a Series 66-licensed financial advisor with Edward Jones in Geneva, NY, where he has worked since 2014, accumulating 11 years of industry experience. Outside of his advisory role, he owns and oversees Waters Edge Bed and Breakfast Resort and manages operations for North Shore Wellness Club. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary strategies, and offers affiliated mutual funds and a proprietary money market fund. The firm manages approximately $1.01 trillion in assets with a large network of advisors and branch offices nationwide.

Earl Phillips is a financial advisor at LPL Enterprise with 38 years of industry experience. He holds a Series 63 designation and has worked at Prudential Insurance Company of America since 1987, including a tenure at Pruco Securities, LLC. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and other entities through a network of investment adviser representatives. The firm’s investment approach is model-driven, offering access to third-party asset managers and financial planning services.

Jeremy Fredenburg Sr. is a financial advisor at Ameriprise with 28 years of industry experience. He holds the ChFC® designation as well as Series 63 and Series 65 licenses. Prior to his current role, he worked at Ameriprise Financial Services, Inc. for 15 years. Outside of his advisory work, he owns WSGB, LLC, through which he engages in educating, coaching, consulting, and research on financial industry topics. Ameriprise offers a retirement-income planning service tailored to individuals approaching or in retirement with significant investable assets, combining research and modeling with tax-efficient strategies. The firm provides a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Alex Crouch is a financial advisor at Edward Jones in Auburn, NY, holding a Series 66 designation with two years of industry experience. Prior to joining Edward Jones, he worked at Lockheed Martin for five years. Outside of his advisory role, he owns Plains Moving, LLC, where he counsels operations on his days off. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a nationwide network of financial advisors and branch offices.

Anthony Bianchi is a financial advisor at Morgan Stanley with six years of industry experience. He holds a Series 66 designation and has worked at Merrill Lynch, Pierce, Fenner & Smith Incorporated before joining Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC. Outside of his advisory role, he serves as president of the Buffalo/Rochester VMI Alumni Association, organizing events and supporting alumni engagement. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer offering a broad range of advisory programs to individual and institutional clients, including tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and investment committee guidance to model client outcomes.

John Resch is a financial advisor at Morgan Stanley with 22 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2015. Outside of his advisory role, Resch serves as a board member and finance committee participant for the Victor Farmington Food Cupboard in Victor, New York. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a wide range of advisory programs to individuals and institutional clients, providing tailored financial planning and managing approximately $2.74 trillion in client assets.