Maggie Sayers is a CFP® and Series 65-licensed advisor with over 13 years of industry experience. She is the principal of Tendful Wealth Planning, an independent firm based in Rome, NY, and previously worked at Gunther Wealth Management from 2011 to 2024. In addition to advising, she provides virtual paraplanning support through Method Financial Planning. Tendful Wealth Planning offers fee-only financial planning and discretionary investment management to individuals and high-net-worth clients. The firm combines fundamental analysis with Modern Portfolio Theory to construct diversified portfolios using active and passive funds, and incorporates ESG options upon request.

David Hamlin is a CFP® professional with 10 years of experience in financial advising. He is currently with Caruso McLean & Co., Inc. and also works with Empire Retirement Plans, LLC. Outside of his advisory roles, he serves as a notary public. Caruso McLean & Co., Inc. serves individual clients, trusts, pension and profit-sharing plans, charitable organizations, and business entities, offering services including asset management and financial planning. The firm uses model portfolios based on modern portfolio theory, investing primarily in mutual funds and ETFs, and manages approximately $249 million in assets across 104 client relationships.

Chad Carstensen is a financial advisor at Ballast Capital Advisors, LLC with nine years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Ballast since 2016. He is also a board member of the Mohawk Valley Community Action Agency, a nonprofit organization based in Utica, NY. Ballast Capital Advisors primarily serves high-net-worth individuals and institutional clients through discretionary investment management and comprehensive financial planning. The firm emphasizes a liability-driven investment approach focused on fixed income and offers bespoke, bond-centric portfolios to a concentrated client base.

Frances Parent is a CFP® with 34 years of industry experience, currently with Adirondack Financial Services Corp. She has held roles at Hazard & Siegel Inc. and has longstanding involvement with Greenleaf Contracting, Inc. and the Sagamore Institute. Outside of finance, she owns Blue Line Coffee House in Inlet and Old Forge, NY. Adirondack Financial Services provides investment advisory and portfolio management services to individual and institutional clients, employing a client-specific investment process that integrates quantitative screening with qualitative manager and security review. The firm manages approximately $412 million in assets across nearly 600 clients.

Clinton Kane is a financial advisor at Kane Financial with 17 years of industry experience. He holds the Series 66 designation and has worked at Kane Financial since 2017, following five years at Cadaret, Grant & Co., Inc. and Strategic Financial Services. Kane Financial serves individual clients, pension and profit-sharing plans, and small businesses by offering discretionary investment management, financial planning, and retirement-plan consulting. The firm employs a primarily passive investment approach, combining fundamental analysis with index mutual funds and ETFs, and provides financial planning to all investment management clients without additional charge.

Michael Hayduk is a financial advisor at Nathan G. Hanna, LLC with five years of industry experience. He holds a Series 66 designation and has previously worked at firms including Robert W. Baird & Co. Incorporated and MML Investors Services, LLC. Outside of his advisory role, he coaches varsity boys basketball at Clinton High School and serves on the financial committee for St. Louis Gonzaga Church. Nathan G. Hanna, LLC provides investment supervisory services and financial planning to individuals, high-net-worth clients, trusts, estates, and charitable organizations. The firm employs multiple analytical methods and trading strategies, tailoring investment plans documented in client-specific Investment Policy Statements.

Gregory Mclean is a financial advisor at Caruso McLean & Co., Inc. in Utica, NY, with 45 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Caruso McLean & Co., Inc. since 1988, as well as with Osaic Wealth, Inc. since 1989 and Empire Retirement Plans, LLC since 2025. Outside of his advisory roles, he serves as President of the Board of Trustees for the Thousand Island Land Trust, a nonprofit organization. Caruso McLean & Co., Inc. serves individual clients, trusts, pension and profit-sharing plans, charitable organizations, and business entities, offering asset management, consulting, and financial planning services. The firm employs five model portfolios based on modern portfolio theory, primarily investing in mutual funds and ETFs, and manages approximately $249 million in assets across about 104 client relationships.

Maxwell Moore is a financial advisor at Birch Wealth Management in Rome, NY, with three years of industry experience. He holds Series 65 and Series 63 licenses and has worked at firms including Citigroup and Manning & Napier. Birch Wealth Management provides discretionary portfolio management, financial planning, and consulting services to individual and high-net-worth clients. The firm uses a variety of analytical approaches and typically manages accounts on a discretionary basis, focusing on equities, ETFs, and money-market funds.

Kevin Conway is a financial advisor at Caruso McLean & Co., Inc. with 10 years of industry experience. He holds the Series 66 designation and has worked at Caruso McLean & Co., Inc. since 2013. Conway serves as associate treasurer on the Clinton Central School Foundation board and holds trustee and board member roles with several nonprofit organizations in the Utica, NY area. Caruso McLean & Co., Inc. serves individual clients, trusts, pension and profit-sharing plans, charitable organizations, and business entities. The firm uses modern portfolio theory to construct portfolios across five model allocations, primarily investing in mutual funds and ETFs, and manages both discretionary and non-discretionary accounts.

Stephen Caruso is a financial advisor with Caruso McLean & Co., Inc. in Utica, NY, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. He has been with Caruso McLean & Co., Inc. since 1996 and also works with Empire Retirement Plans, LLC. Caruso McLean & Co., Inc. serves individual clients, trusts, pension and profit-sharing plans, charitable organizations, and business entities, managing approximately $249 million in assets. The firm employs five model portfolios ranging from Conservative to Aggressive, applying modern portfolio theory with a focus on mutual funds and ETFs, and manages accounts primarily on a non-discretionary basis.

Wayne Brooks is a financial advisor with One Hopper Asset Management in Utica, NY, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has worked at One Hopper Asset Management since 2013 and has been associated with Leigh Baldwin & Co., LLC since 1997. Outside of his advisory role, he is a managing member of a car wash business partly owned by his son. One Hopper Asset Management provides discretionary asset management and financial planning services to individuals, businesses, retirement plans, and charitable institutions. The firm employs a combination of fundamental and technical analysis, using long- and short-term positions and options strategies, with ongoing portfolio management subject to written discretionary authority and regular account reviews.

Joseph Speciale is a financial advisor with One Hopper Asset Management in Utica, NY, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has worked at Leigh Baldwin & Co., L.L.C. since 2000 and joined One Hopper Asset Management in 2022. Outside of advising, he is the owner of Speciale Fireworks Inc., a retail fireworks business. One Hopper Asset Management provides discretionary asset management and financial planning services to individuals, businesses, retirement plans, and charitable institutions. The firm uses a combination of fundamental and technical analysis, incorporating long- and short-term positions and options strategies, with regular portfolio monitoring and client-imposed investment restrictions.

Iris Buczkowski is a financial advisor at Birch Wealth Management with 20 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Cadaret, Grant & Co., Inc., Alan R. Leist Planning Group, Inc., and Strategic Financial Services Inc. Outside of her advisory role, she is a notary public and an independent insurance agent. Birch Wealth Management serves individual and high-net-worth clients with discretionary portfolio management, financial planning, and consulting. The firm combines diversification principles with technical and fundamental analysis to deliver tailored investment solutions.

William Locke is a CFA® charterholder with Adirondack Financial Services Corp in Utica, NY, where he has worked since 2007. He has three years of industry experience. Adirondack Financial Services provides investment advisory and portfolio management services to individual and institutional clients, including companies, trusts, non-profit entities, and defined benefit plans. The firm employs a client-specific investment process that combines quantitative screening and qualitative review, managing approximately $412 million in assets.

John Clark is a CFA® charterholder with three years of industry experience. He has been with Adirondack Financial Services Corp since 2011. Adirondack Financial Services provides investment advisory and portfolio management services to individual and institutional clients, including companies, trusts, non-profit entities, and defined benefit plans. The firm employs a client-specific investment process that combines quantitative screening with qualitative manager and security review, managing approximately $412 million in assets.

Joseph Summa is a CFA® charterholder with 13 years of industry experience. He is an advisor at Ascent Wealth Partners, LLC and previously worked at Purshe Kaplan Sterling Investments from 2012 to 2017. Outside of his advisory role, he serves as a board member and treasurer of Teugega Country Club and is an adjunct professor at Utica College. Ascent Wealth Partners serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans with wealth management, discretionary portfolio management, financial planning, and retirement plan advisory services. The firm employs a primarily long-term investment approach that combines fundamental and technical analysis to build portfolios focused on large-cap equities and high-grade fixed income, supplemented by mutual funds, ETFs, and customized option strategies.

Shannon Cool is a financial advisor at Strategic Financial Services with one year of industry experience. She holds a Series 65 designation and previously worked at Chapter Aesthetic Studio, Mohawk Valley Community College, Hannaford Supermarkets, and Utica University. Strategic Financial Services provides wealth management, institutional advisory, fiduciary retirement plan services, and financial planning to individuals, families, trusts, corporations, not-for-profits, and employer retirement plans. The firm employs model-based investment strategies combined with fundamental analysis and uses digital planning tools to support its client programs.

Tobias Jeralds is a Series 65 credentialed advisor at Strategic Financial Services with one year of industry experience. Prior to joining the firm, he worked at Utica University and Irish Trucking. Strategic Financial Services advises individuals, families, institutions, corporations, and retirement plans through wealth management, institutional portfolio management, and retirement-plan advisory services. The firm employs a largely model-based investment approach with discretionary management, offering customized planning and fiduciary consulting tailored to various client types.

Douglas Bissonette is a financial advisor with Ascent Wealth Partners, LLC, where he has worked since 2014. He has six years of industry experience. Outside of his advisory role, he provides tax preparation services to clients. Ascent Wealth Partners serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans with wealth management, discretionary portfolio management, financial planning, and retirement plan advisory services. The firm employs a primarily long-term investment approach that combines fundamental and technical analysis, focusing on large-cap equities and high-grade fixed income, and uses customized option strategies.

Christopher Lai is a CFA® charterholder with nine years of industry experience. He has been with Ascent Wealth Partners, LLC since 2011. Ascent Wealth Partners advises individuals, trusts, estates, charitable organizations, businesses, and retirement plans, offering wealth management, discretionary portfolio management, financial planning, and retirement plan advisory services. The firm employs a primarily long-term investment approach that combines fundamental and technical analysis, focusing on large-cap equities and high-grade fixed income, and also utilizes customized option strategies.