John Chiavetta is a ChFC® credentialed financial advisor with 39 years of industry experience, currently serving at GWN Securities Inc. since 2004. Outside of his advisory role, he serves as financial secretary for the Parish of Our Lady PNCC and participates as a committee member of the OLMC Cemetery Association in Brant, NY. GWN Securities provides investment advisory and related services to individual and corporate clients through managed account programs, financial planning, and introductions to third-party managers. The firm utilizes a combination of affiliated and unaffiliated sub-advisers and model-based allocations, with a notable focus on market-timing and momentum-based trading strategies in its legacy programs.

Stephanie O'dell is a financial advisor with HSBC Securities (USA) Inc. in Silver Creek, NY, holding Series 66 and Series 63 credentials and 19 years of industry experience. She has been with HSBC Securities and its affiliate HSBC Bank USA, N.A. since 2014. HSBC Securities (USA) Inc. offers a range of managed account programs serving individuals, retirement accounts, charitable organizations, and corporations. The firm employs a structured investment process with multiple risk profiles and combines strategic and tactical asset-allocation advice, providing both client-directed and discretionary portfolio management options.

Romer Mendez is a financial advisor with LPL Financial in Silver Creek, NY, holding Series 63 and Series 66 credentials and 14 years of industry experience. His prior roles include positions at M&T Bank, M&T Securities, and Axa Advisors. Outside of his advisory work, he is involved with WNY Flag Football, a local sports organization. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning, portfolio management, and institutional platforms, supporting advisers with tools including model portfolios, third-party subadvisors, and technology-driven research.

John Cuddihy is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and over 35 years of industry experience. His prior roles include positions at INVEST Financial Corporation, HSBC Securities (USA) Inc., Key Investment Services LLC, and KeyBanc Capital Markets Inc. He is also involved in an investment-related side business under Anderson Cuddihy Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services through a large network of investment adviser representatives. The firm serves individuals, retirement plan participants, banks, trust companies, and institutions, offering a range of financial planning, portfolio management, and institutional platforms.

Monica Loretto is a financial advisor with UBS Financial Services in North Collins, NY, holding a Series 63 designation and 26 years of industry experience. She has been with UBS since 1997. Outside of her advisory role, she is involved in the sales and servicing of recreational vehicles through Meyers RV Superstore. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management offerings tailored to clients’ goals and risk tolerances.

Richard Andersen is a financial advisor with LPL Financial in Gowanda, NY, holding Series 63 and Series 66 designations and 20 years of industry experience. His prior experience includes roles at INVEST Financial Corporation and Waddell & Reed. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, with advice delivered through a large network of investment adviser representatives.