David Hartzell is the sole advisor at Cornell Capital Management, an independent firm based in Clarence Center, NY. He holds a Series 65 designation and has 26 years of experience with Cornell Capital Management. The firm serves a small group of primarily high-net-worth individuals, managing discretionary portfolios focused on equities and ETFs with a buy-and-hold, fundamental-analysis approach emphasizing dividend-paying stocks and sector ETFs. Cornell Capital Management offers tailored investment options and occasional limited financial planning services, with an emphasis on personalized client mandates and international diversification considerations.

Prior to founding Sherwood Financial Management, I spent my career at a local wealth management firm for 24+ years working with clients as they near retirement. As a fee-only advisor, I cultivate long-term relationships advising individuals, spouses, partners, and extended families on personal financial planning, investment management and wealth accumulation strategies, and guiding them through their retirement years. By educating, providing perspective, and maintaining investment discipline, I strive to help you maximize your resources, identify those areas that may deserve additional attention, and encourage you to pursue the things you enjoy. I live in Clarence with my husband and our children - two maturing, young men - one in college and the other in high school. We share an interest in I am currently a member of three leading organizations in the financial planning industry, XYPN, NAPFA, and the FPA. XYPN - XY Planning Network, a leading organization of fee-only advisors who go above and beyond to serve you and don't sell product. National Association of Personal Financial Advisors (NAPFA) is a committed group of fee-only, fiduciary financial advisors who continuously strive to provide financial planning services to their clients with excellence. Financial Planning Association (FPA) the leading membership organization for CERTIFIED FINANCIAL PLANNER™ professionals and those engaged in the financial planning process. I serve on the local FPA of WNY chapter’s board to help guide the chapter and the program committee to help deliver stimulating and relevant content to our membership.

Charles Sauberan is a CFP® certificant and Series 63 license holder with over 35 years in the financial services industry. He is the principal advisor at Sauberan & Company, LLC, an independent firm based in Lockport, NY. His career includes extensive experience at Conn General Life Insurance Company prior to founding his current firm. Sauberan & Company provides fee-only financial planning and discretionary investment management to individuals, families, and small businesses, typically serving clients with at least $200,000 in investable assets. The firm employs a macroeconomic, top-down fundamental analysis with a long-term buy-and-hold strategy focusing on capital preservation and market risk reduction.

Matthew Krajna is a CFA® charterholder with four years of industry experience. He has been with Alpine Advisory Partners, LLC since 2026 and previously worked at Nottingham Advisors for 14 years. He serves as an adjunct lecturer at the University of Buffalo. Alpine Advisory Partners is a fee-only independent investment adviser offering investment management, financial planning, sub-advisory services, and retirement plan management to individuals, high-net-worth clients, trusts, employer-sponsored plans, corporations, and other advisers. The firm employs diversified asset allocation and model portfolios based on modern portfolio theory, blending passive and active investments with periodic rebalancing, and also provides ERISA 3(38) investment management and sub-advisory services.

Joseph Raimond is the principal of Raimond Wealth Management LLC, an independent firm based in Getzville, NY. He holds a CFP designation and has 4 years of experience as a financial advisor, following a 26-year career as an engineer with the U.S. Department of Housing and Urban Development. Raimond Wealth Management provides discretionary investment management and comprehensive financial planning primarily for individuals, high-net-worth clients, trusts, and estates. The firm employs a core-and-satellite investment approach based on Modern Portfolio Theory, using diversified index funds and ETFs alongside select individual securities, with continuous portfolio monitoring and rebalancing.

Katherine Christoferson is a financial advisor with McCollum Christoferson Group, LLC in Amherst, NY. She holds Series 63 and Series 65 licenses and has eight years of industry experience, having been with her current firm since 2015. McCollum Christoferson Group provides discretionary investment management to individuals, including high-net-worth clients, as well as pension and profit-sharing plans, trusts, estates, charitable organizations, and business entities. The firm combines fundamental and technical analysis to guide investment decisions, primarily allocating to individual equities while incorporating ETFs and mutual funds as appropriate.

David Caldwell is a financial advisor at Harvest Capital Assets, LLC with six years of industry experience. He holds a Series 65 designation and has been with Harvest Capital Assets since 2015. Harvest Capital Assets, LLC provides discretionary and non-discretionary portfolio management and advisory services to individual and high-net-worth clients. The firm tailors portfolios to client goals and risk tolerance, employing a variety of investment vehicles and strategies, including individual securities, private placements, and venture capital, and manages all client assets in-house.

Sanford Seide is a financial advisor at Osaic Wealth, Inc. with 43 years of industry experience. He holds a Series 63 designation and has worked previously at FSC Securities Corporation and Mollot & Hardy Inc. In addition to his advisory work, he teaches community education programs in various school districts. Osaic Wealth, Inc. is an SEC-registered investment adviser and FINRA member broker-dealer serving a broad client base including individuals, pension plans, corporations, and charitable organizations. The firm offers a range of advisory and brokerage services supported by technology-driven investment processes and access to multiple custodial platforms.

William Deacon is a CFP® professional with 12 years of industry experience, currently serving at McCollum Christoferson Group, LLC since 2015. He holds Series 63 and Series 65 licenses. McCollum Christoferson Group provides discretionary investment management to individuals, including high-net-worth clients, as well as pension and profit-sharing plans, trusts, estates, charitable organizations, and business entities. The firm combines fundamental and technical analysis with a focus on individual equities and increasing use of ETFs and mutual funds, customizing portfolios to client risk tolerance and objectives.

Matthew Johnson is a CFA® charterholder and holds a Series 65 license, with three years of industry experience. He has been with McCollum Christoferson Group, LLC since 2022. Prior to his advisory role, his work history includes positions at Office Max, Target, and Canisius College. McCollum Christoferson Group provides discretionary investment management to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and business entities. The firm combines fundamental and technical analysis to manage portfolios primarily focused on individual equities, with increasing use of ETFs and mutual funds, tailoring strategies to client risk tolerance and objectives.

Daniel Webster is a financial advisor at Orchestral Financial Group Inc. in Amherst, NY, with four years of industry experience. He holds a Series 65 designation and has worked at Orchestral Financial Group since 2019. Webster also co-founded Environmentally Helpful Products LLC, an unrelated business venture established in 2007. Orchestral Financial Group provides financial planning and discretionary portfolio management primarily for individual investors, trusts, and estates, as well as advisory services for employer-sponsored benefit plans. The firm employs a top-down macroeconomic and firm-level fundamental analysis approach combined with technical analysis to construct diversified portfolios across multiple asset classes.

Alexander Skabry is a financial advisor at Harvest Capital Assets, LLC with 15 years of industry experience. He holds the Series 66 designation and has been with Harvest Capital Assets since 2010. The firm provides discretionary and non-discretionary portfolio management and advisory services to individual and high-net-worth clients, tailoring portfolios to client goals and employing a variety of investment strategies and vehicles. Harvest Capital Assets manages all client assets internally and offers access to private placements, venture capital, and higher-risk trading strategies without an account minimum.

Robert Florian is a CFP®-credentialed financial advisor with Florian Financial Group LLC in Williamsville, NY, bringing 30 years with the firm and four years of industry experience. He is involved in a wellness app partnership called Well Fit Plus, which focuses on app functionality and marketing. Florian Financial Group LLC manages approximately $215 million for about 245 clients, including individuals, families, trusts, charitable organizations, and retirement plans. The firm offers discretionary portfolio management, written financial planning, and ERISA advisory services using tactical asset allocation and risk-managed strategies informed by third-party research.

Alan Mollot is a CFP® and ChFC® with 49 years of industry experience. He is a principal at Mollot & Hardy, Inc., where he has worked since 2008, and previously held roles at FSC Securities Corporation and Osaic Wealth, Inc. Outside of his advisory work, Mollot serves as president of the Forum Club, a social organization based in Buffalo, NY. Mollot & Hardy, Inc. provides investment management, financial planning, and retirement-plan services to individual and high-net-worth clients as well as retirement plan sponsors. The firm manages approximately $73.2 million in assets and offers portfolio management, fiduciary consulting, and written financial plans, utilizing mutual funds, ETFs, and third-party sub-advisers through platforms like Osaic Wealth.

James Hedges II is a financial advisor at Harvest Capital Assets, LLC with 17 years of industry experience. He holds a Series 66 designation and has previously worked at Wells Fargo Advisors and Wells Fargo Clearing Services. Harvest Capital Assets, LLC provides discretionary and non-discretionary portfolio management and advisory services to individual and high-net-worth clients. The firm manages all client assets in-house, employs a variety of investment strategies including private placements and venture capital, and operates without an account minimum.

Jeffrey May is a financial advisor at Florian Financial Group LLC with 18 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Charles Schwab for 12 years. Florian Financial Group serves individuals, families, trusts, charitable organizations, and employer-sponsored retirement plans by providing discretionary portfolio management, written financial planning, and retirement-plan advisory services. The firm uses tactical asset allocation and a risk-managed strategy based on proprietary market indicators, typically managing portfolios on a discretionary basis according to each client’s Investment Policy Statement.

David Ungaro is a financial advisor with Sovereign Asset Management in Amherst, NY, holding Series 63 and Series 66 licenses and bringing 35 years of industry experience. His career includes roles at Next Financial Group Inc and LPL Financial. Outside of advisory services, he is involved with The Money Men Inc, a business entity for tax and investment purposes. Sovereign Asset Management manages approximately $150.6 million for around 337 clients through a two-advisor team, offering discretionary portfolio management and financial planning primarily to high-net-worth individuals, corporations, and businesses. The firm employs a systematic investment approach centered on strategic asset allocation and efficient-frontier modeling, utilizing mutual funds, ETFs, and equities with periodic rebalancing.

Michael Birenbach is a CFP® professional with five years of industry experience at Orchestral Financial Group Inc., where he has worked since 2007. He is also licensed to sell life and long-term care insurance and provides tax preparation services seasonally. Orchestral Financial Group offers financial planning and discretionary portfolio management primarily for individual investors, trusts, and estates, as well as advisory services for employer-sponsored benefit plans. The firm employs a multi-asset class investment approach combining macroeconomic analysis, fundamental company research, and technical timing strategies.

Kenneth Wolf is a financial advisor with Sovereign Asset Management in Amherst, NY, holding Series 63 and Series 66 licenses and bringing 37 years of industry experience. His prior work includes roles at LPL Financial, Sovereign Asset Management, and Next Financial Group Inc. Outside of his advisory work, he has involvement with The Money Men, Inc. and Priority Financial Group. Sovereign Asset Management provides discretionary portfolio management and financial planning services to high-net-worth individuals, corporations, and businesses. The firm manages approximately $176 million in discretionary assets and employs a diversified, systematic investment approach using mutual funds, ETFs, and select equities tailored to client risk profiles and goals.

Steven Elwell is a CFP® professional with 11 years of experience, currently serving at Level Financial Advisors, Inc. in East Amherst, NY. He has been with the firm since 2007. Outside of his advisory role, he is a passive partner in Scott & Main LLC, a brewery and restaurant business. Level Financial Advisors serves individuals, families, trusts, nonprofits, and small-business retirement plans by providing financial planning, discretionary portfolio management, and 401(k) advisory services. The firm utilizes a diversified asset-allocation approach and offers tax-efficient strategies such as direct indexing and technology-assisted account aggregation, along with educational resources and a quarterly newsletter for clients and peers.