James Durso is a financial advisor at Blackridge Asset Management, LLC with 42 years of industry experience. He holds the Series 63 and Series 65 credentials. His prior work includes roles at Cadaret, Grant & Co., Inc. and Invest Financial Corporation. Outside of advising, he operates a separate financial advisory business and serves as a notary public in New York. Blackridge Asset Management provides financial planning, investment management, and consulting services to individuals, high-net-worth clients, trusts, estates, corporations, retirement plans, and charitable organizations. The firm offers tailored portfolio management through a network of advisers and utilizes affiliated platforms for portfolio management and trading.

Richard Lavoie is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and 23 years of industry experience. He has been with Commonwealth since 2014 and currently operates StillWater Planning Group. Outside of advisory work, he is involved in fixed insurance sales and owns several private entities related to securities and real estate management. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs and comprehensive back-office support, allowing advisors discretion in portfolio construction alongside managed model portfolios and personalized investment solutions.

Austin Allen is a financial advisor at Empower Advisory Group with three years of industry experience. He holds the Series 63 and Series 66 designations and previously worked at Eagle Insurance and Strategic Financial Solutions. Before entering the financial industry, he spent five years working in junior and high schools. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm’s approach includes point-in-time financial plans and optional managed account solutions, integrating closely with Empower’s recordkeeping and administrative platforms.

Paul Kato II is a financial advisor with Principal Financial Services, holding a Series 66 designation and two years of industry experience. Prior to joining Principal Securities and Principal Life Insurance Company in 2025, he worked at Equitable Advisors and spent over two decades at Avantor. In addition to his advisory role, he is involved in outside sales of various insurance products including life, disability income, annuities, health, long-term care, dental, Medicare, and medical insurance. Principal Securities offers brokerage and registered investment advisory services to a diverse client base, including individuals, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty military personnel. The firm’s advisory services feature direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Joseph Hayes is a financial advisor with Principal Financial Services and holds a Series 66 designation. He has two years of industry experience, with prior roles at Equitable Advisors, Starbridge Inc, and Principal Life Insurance Co. Outside of his advisory duties, he serves as a board member of Compeer Rochester, a nonprofit organization, and volunteers with The Dove Block Project, a community arts center in Geneva, NY. Principal Securities provides brokerage and registered investment advisory services to a diverse client base including individuals, retirement plans, trusts, and corporations. The firm offers direct advisory programs, financial planning, and access to third‑party money manager solutions through various advisory and promoter arrangements.

Pamela Tierney is a financial advisor with Guardian Life in Geneva, NY, holding a Series 63 designation and over 31 years of industry experience. She has been with Guardian Life since 1999 and also has a longstanding affiliation with Pony Express & Company since 1993. Beyond her advisory role, she serves as an estate administrator for her family and manages a cottage rental through Airbnb. Guardian Life’s subsidiary, Park Avenue® Wealth Management, provides investment advisory and brokerage services to individuals, retirement plan sponsors, and charitable organizations, combining advisor-led discretionary management with model-based strategies and offering access to insurance products, alternative investments, and various financial planning solutions.

Gregory Schmitter is a financial advisor at Edward Jones in Seneca Falls, NY, holding a Series 66 designation with one year of industry experience. Prior to joining the firm, he served with the New York State Police for 18 years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Michelle Raymond is a financial advisor at Morgan Stanley with Series 63 and Series 66 designations and 15 years of industry experience. She has worked with Morgan Stanley since 2009 and specifically with Morgan Stanley Private Bank, National Association since 2015. Outside of her advisory role, she organizes community donation drives through the youth and community organization Hwa Rang Kwan in Geneva, New York. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services through Financial Advisors and its Estate Planning Strategies Group.

Henry Sandlas V is a CFP® and Series 66-registered financial advisor with Edward Jones, based in Seneca Falls, NY. He has seven years of industry experience, including positions at Lockheed Martin Corporation and JMS Industries Inc. Prior to his financial services career, he attended Cedarville University. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages over $1 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Scott Ditzell is a financial advisor with Mass Mutual Investors Services, holding the Series 63 designation and 15 years of industry experience. He has been with Mass Mutual Investors Services since 2010 and has worked with MassMutual Life Insurance Co since 2009. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, wrap programs, money-manager programs, and educational seminars, structuring financial planning as annual, collaborative relationships with clients.

Michele Wilck is a financial advisor with LPL Financial in Geneva, NY, holding Series 63 and Series 65 licenses. She has 34 years of industry experience and has worked at LPL Financial since 2018. Her prior experience includes roles at Community Bank, NA, INVEST Financial Corp, and HSBC Securities (USA) Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a wide range of investment solutions, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Adam Rayburn is a financial advisor with Edward Jones in Geneva, NY. He holds a Series 66 designation and has seven years of industry experience, including prior work at Paychex Inc. since 2019, he has been with Edward Jones. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a broad range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a large nationwide network of financial advisors and branch offices.

Andrew Ward is a CFP® professional with 10 years of industry experience, currently affiliated with LPL Financial in Canandaigua, NY. His prior experience includes roles at ESL Investment Services, ESL Federal Credit Union, American Portfolios Financial Services, and KeyBank. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individual clients, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, utilizing model portfolios, third-party subadvisors, and customized strategies supported by technology tools.

David Deraddo is a CFP®-credentialed financial advisor with 14 years of industry experience. He is affiliated with LPL Financial and has worked there since 2011, concurrently serving at Lyons National Bank. He operates a DBA under the name LNB Financial Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and asset management solutions, leveraging technology and a broad platform that includes institutional programs and multiple investment strategies.

Jason Swartley is a financial advisor at OSAIC with 14 years of industry experience. His career includes roles at MML Investors Services, Hornor Townsend & Kent, and Securities America. Outside of advising, he serves as an elected committee member for the Seneca County Republican Party in the Town of Fayette. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations through a broad network of affiliated advisers. The firm offers integrated brokerage and advisory services with an investment approach that includes portfolio construction using asset-allocation tools, risk assessment, and automated rebalancing.

John Mccarthy is a financial advisor at LPL Financial with 34 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at Cadaret, Grant & Co., Inc., HSBC Securities (USA) Inc., and Citicorp Investment Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Dale Anderson is a financial advisor at OSAIC with 40 years of industry experience. He holds the Series 63 and Series 65 credentials and has worked at Securities America Advisors, Inc. and Anderson-Van Horne Associates Inc., where he serves as president overseeing insurance sales and service. Anderson is also vice president of Evolution Financial Advisors, Inc. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and corporate clients through an extensive network of affiliated advisers. The firm provides integrated brokerage and advisory services, employing asset-allocation tools and third-party platforms to construct diversified portfolios managed on discretionary or non-discretionary bases.

Andrew Coughlin is a financial advisor with LPL Financial in Seneca Falls, NY, holding a Series 66 designation and three years of industry experience. Prior to joining LPL Financial, he worked at MassMutual Life Insurance Co and Mass Mutual Investors Services. Outside of his advisory role, he owns and coaches at Full-Stretch Goalkeeping Academy, a sports and fitness business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Donald Rayburn Jr. is a Series 66-licensed financial advisor with Edward Jones in Geneva, NY, where he has worked since 2014, accumulating 11 years of industry experience. Outside of his advisory role, he owns and oversees Waters Edge Bed and Breakfast Resort and manages operations for North Shore Wellness Club. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary strategies, and offers affiliated mutual funds and a proprietary money market fund. The firm manages approximately $1.01 trillion in assets with a large network of advisors and branch offices nationwide.

Jeremy Fredenburg Sr. is a financial advisor at Ameriprise with 28 years of industry experience. He holds the ChFC® designation as well as Series 63 and Series 65 licenses. Prior to his current role, he worked at Ameriprise Financial Services, Inc. for 15 years. Outside of his advisory work, he owns WSGB, LLC, through which he engages in educating, coaching, consulting, and research on financial industry topics. Ameriprise offers a retirement-income planning service tailored to individuals approaching or in retirement with significant investable assets, combining research and modeling with tax-efficient strategies. The firm provides a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Anthony Bianchi is a financial advisor at Morgan Stanley with six years of industry experience. He holds a Series 66 designation and has worked at Merrill Lynch, Pierce, Fenner & Smith Incorporated before joining Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC. Outside of his advisory role, he serves as president of the Buffalo/Rochester VMI Alumni Association, organizing events and supporting alumni engagement. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer offering a broad range of advisory programs to individual and institutional clients, including tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and investment committee guidance to model client outcomes.

John Resch is a financial advisor at Morgan Stanley with 22 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2015. Outside of his advisory role, Resch serves as a board member and finance committee participant for the Victor Farmington Food Cupboard in Victor, New York. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a wide range of advisory programs to individuals and institutional clients, providing tailored financial planning and managing approximately $2.74 trillion in client assets.