For Kurt, planning and investing are means to an end—after all, what’s the point of accumulating wealth for accumulation’s sake? His goal is for clients to fully enjoy their wealth both today and in the future. As such, he focuses first on helping clients map out their life, creating a detailed picture of their hopes, dreams, and wishes. Only after that big-picture plan is established does he dive into the details and identify prescriptive action steps. Then, and only then, does he discuss the best way to invest their money. This intentional order aims to ensure each strategy has a specific purpose, and that every decision the client makes is driving them closer to their long-term goals. Kurt enjoys working with young entrepreneurs and specialized professionals who are early in their careers. Many of his clients have never had a personalized financial plan, and they appreciate his fresh perspective. He challenges conventional wisdom, always seeking the “why” behind a strategy rather than simply accepting the status quo. In doing so, he often discovers additional avenues for growth, methods for clients to more efficiently achieve their goals, or ways to save on taxes. Kurt lives in Rochester, New York, with his wife Sarah and their two young children, Kai and Isla. They’re an active family that loves to be outside as much as possible, and when each of his kids turned three, Kurt taught them to ski—something he was very excited about, having started skiing himself at the age of two. They also enjoy cooking together, going on road trips, and watching movies.

Rajiv Dixit is a CFP® and holds a Series 66 license with 15 years of industry experience. He is currently the sole advisor at Serenity Capital Advisors Inc., a firm he joined in 2025 after working at Ralph Parks Investment Group LLC for 20 years. Serenity Capital Advisors provides discretionary portfolio management and financial planning services to individuals, high-net-worth clients, trusts, estates, corporations, and retirement plans. The firm offers tailored investment strategies combining technical charting with fundamental, cyclical, and economic analysis, and also delivers ERISA-focused retirement plan services with direct asset management.

John Howe is a CFP® professional with 14 years of industry experience, currently serving as the sole advisor at Hamewith Wealth. His previous roles include positions at Generation Capital Management, St. John Fisher University, LPL Financial, and Wells Fargo Clearing. Hamewith Wealth is an independent registered investment adviser that offers discretionary portfolio management, wealth management, and comprehensive financial planning to individuals, high-net-worth clients, and businesses. The firm’s investment approach combines passive and active fund strategies grounded in Modern Portfolio Theory, with options for ESG or values-based investments, and includes monitoring of held-away accounts and K-12 retirement plan advisory services.

Priscilla Baker Jones is a Certified Financial Planner® (CFP®) with 13 years of industry experience. She has been with Occam Capital Management, LLC since 1998, serving as its sole advisor. Occam Capital Management provides discretionary investment management and hourly consulting to individuals, high-net-worth clients, pensions, trusts, and estates. The firm applies a top-down analysis of global economic factors combined with a fundamental value approach to equities, alongside an investment-grade, laddered fixed-income strategy, focusing on long-term appreciation and income.

Christopher Coleman is a financial advisor at Fiduciary First Advising, LLC, holding a Series 66 designation with six years of industry experience. His prior experience includes roles at Sage, Rutty & Co., Inc., and consulting work. Fiduciary First Advising, LLC is an independent advisory firm serving individuals, high-net-worth clients, and businesses with tailored investment management and comprehensive financial planning. The firm uses a primarily passive investment approach based on Modern Portfolio Theory, managing discretionary portfolios with index mutual funds and ETFs, and integrates planning with regular monitoring and updates.

Brian Imrich is a CFP® with 18 years of industry experience. He has been with GPS Financial, LLC since 2017 and previously worked at Cambridge Investment Research Advisors and Cambridge Investment Research, Inc. Outside of his advisory work, he serves as treasurer for Victory Boys Youth Lacrosse, a community organization. GPS Financial, LLC serves individual and high-net-worth clients by combining financial planning and discretionary portfolio management, focusing on goal-based planning, capital preservation, and asset allocation. The firm manages approximately $57.8 million in assets for about 269 clients, primarily using ETFs and mutual funds, with investment decisions executed through custodial platforms like Schwab and Betterment.

Noah Johnson is affiliated with Clifford Alan Inc. and holds a Series 65 designation. He has been with Clifford Alan Inc. for one year and has over a decade of experience at Cole Income Tax Service. Additionally, he has been involved with Johnson Brothers Food Forest for more than a decade. Clifford Alan Inc. provides discretionary asset management and financial planning services to individuals, high-net-worth clients, and business entities, with investment strategies focused on fundamental analysis and longer-term purchases.

Joseph Pecoraro is a financial advisor with Forza Wealth Advisory Services LLC in Penfield, NY, holding a Series 65 designation and four years of industry experience. He has been associated with Forza Wealth Advisory Services LLC and Consiliarium Group LLC since 2016. His business activities include limited socialized broker commissions related to medical products. Forza Wealth Advisory Services LLC provides portfolio management and financial planning to individual clients, including high-net-worth individuals. The firm uses a variety of analytical methods and investment strategies on a mostly non-discretionary basis, serving a small client base with personalized oversight.

Amy Ryan is a financial advisor at Upstate Advisers Inc with two years of industry experience. She holds the Series 63, Series 66, and Series 65 licenses. Prior to joining Upstate Advisers, Amy worked at RDG Capital Management LLC and LPL Financial, and she is also the owner of MADE ESSENTIALS LLC, a business based in Pittsford, NY. Upstate Advisers Inc provides discretionary portfolio management and integrated financial planning to private clients, along with consulting and fiduciary services for employer-sponsored retirement plans. The firm employs a long-term, research-based core-and-satellite investment approach focused on diversification and low-cost index funds.

Edmond Gorges is the sole advisor at Gorges Capital Management LLC in Rochester, NY, holding a Series 65 designation with no prior advisory industry experience. His work background includes roles at TransUnion, Measured, Goodway Group, and Dentsu International. Gorges Capital Management provides discretionary investment management to individuals, including high-net-worth clients, as well as trusts and family investment entities through a three-model separately managed account program. The firm focuses on ETF-only, income-oriented strategies using covered-call and put-writing exposures, and manages portfolios with flexible asset allocation bands rather than fixed weights.

Miles Sharpe is a financial advisor with Fawley Wealth International, an independent firm, holding a Series 65 designation and three years of industry experience. He previously worked at Whitney & Company and Napier Sharpe Wealth Management, and maintains a consulting role with the UK-based MNA Partnership. Sharpe also serves as a Course Associate for Insurance and Retirement Planning at Columbia University. Fawley Wealth International provides portfolio management and financial planning primarily to individuals and high-net-worth clients, focusing on diversified investments including mutual funds, ETFs, equities, fixed income, and non-U.S. securities. The firm employs a long-term investment approach combining cyclical and fundamental analysis with modern portfolio theory and offers discretionary management with regular reviews through a designated institutional custodian.

Philip Weisberg is a CFP® and holds a Series 65 license, operating Weisberg Financial Services in Pittsford, NY. He has 14 years of experience with the firm, which he founded in 2012. The practice is a single-advisor independent firm serving primarily individual clients. Weisberg Financial Services serves about 60–65 individual clients and one corporate client on a pro bono basis. The firm employs a low-cost, flat-fee model without percentage-of-assets charges, managing portfolios through a discount brokerage platform using equities, ETFs, and no-load mutual funds, with an emphasis on tax-aware strategies and daily account monitoring.

Brian Drumm is a financial advisor with Primetime Wealth Management in Pittsford, NY, holding Series 63 and Series 65 licenses and having 13 years of industry experience. He previously worked at Edward Jones for five years before founding Primetime Wealth Management in 2019. Outside of his advisory work, Drumm is the owner of a real estate LLC. Primetime Wealth Management is an independent registered investment adviser serving individuals, trusts, estates, charitable organizations, business entities, and pension/profit-sharing plan clients. The firm focuses on strategic asset allocation, primarily using equities and exchange-traded funds, and offers both ongoing portfolio management and stand-alone financial planning.

Joshua Barrett is a financial advisor at Barrett Wealth Management in Rochester, NY, holding Series 63 and Series 66 licenses with seven years of industry experience. He has been associated with Barrett Capital Management, Inc. since 2003. Barrett Wealth Management offers discretionary and non-discretionary portfolio management and goals-based financial planning to individuals, high-net-worth clients, trusts, estates, and institutional clients such as charitable organizations and pension or profit-sharing plans. The firm employs a long-term, value-oriented investment approach focused on minimizing expenses and typically operates under written discretionary authority with regular account reviews.

Elizabeth Barrett is a CFP® and holds a Series 66 license with five years of industry experience. She is currently with Highroad Wealth Advisers, LLC, an independent firm based in Rochester, NY. Prior to this, she has worked at Apex Wealth Advisers LLC and Armbruster Capital Management, Inc. Highroad Wealth Advisers provides portfolio management and retirement-rollover advice primarily to individual and high-net-worth clients. The firm uses client-specific strategies involving mutual funds, ETFs, equities, fixed income, REITs, and insurance products, managing assets directly with accounts custodied at Schwab Institutional.

Barbara Clemons is a CFP® and ChFC® with 30 years of experience in the financial services industry. She is the principal of Clemons Financial Education Company, an independent firm she founded in 2026 after 14 years at LPL Financial and Esl Investment Services LLC. Clemons Financial Education Company provides project-based and hourly financial planning services to individuals, including retirement planning, insurance, cash flow, employee benefits, college savings, and estate/incapacity planning. The firm also offers pro bono group educational seminars on personal finance and delivers written financial plans without managing client assets or charging fees based on assets under management.

Alex Zazubec is a financial advisor at Highland Wealth Advisory LLC in Rochester, NY, holding Series 63 and Series 66 licenses with four years of industry experience. He has been with Highland Wealth Advisory since 2010. Highland Wealth Advisory provides portfolio management and financial planning services to individuals, high-net-worth clients, pension and profit-sharing plans, and foundations or charities. The firm employs a range of analytical techniques and trading strategies, including options writing, and manages a notable level of employer retirement plan assets.

Annie Mcquilken is a CFP® and holds a Series 65 license, with 21 years of experience in financial advising. She has been the sole advisor and owner of Forever Financial Advisors, LLC since 2005, operating as an independent, fee-only practice in Fairport, NY. Forever Financial Advisors serves individuals, small-business owners, and institutional clients by providing comprehensive financial planning and investment management. The firm employs a Modern Portfolio Theory approach to build diversified portfolios using mutual funds and ETFs, with ongoing monitoring and occasional tactical adjustments, while also emphasizing client education through publishing and public seminars.

Jonathan Thomas is a CFP® and holds a Series 65 license with eight years of industry experience. He is the sole advisor at JQL Wealth, an independent firm he founded in 2026. Prior to JQL Wealth, Thomas worked at LVW Advisors LLC, McKinley Carter Wealth Services, Inc., and PNC Wealth Management. JQL Wealth is a fee-only registered investment adviser serving individuals, high-net-worth clients, and businesses. The firm uses a blend of passive and active strategies based on asset-allocation targets and client risk tolerance, managing accounts primarily on a discretionary basis.

Daniel Kelley is a financial advisor at Clover Leaf Financial LLC with 18 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with firms including LPL Financial, Cetera Advisor Networks, and J.P. Morgan Securities. Clover Leaf Financial LLC provides investment advisory and financial planning services to individuals, high-net-worth clients, families, trusts, small businesses, and retirement plan sponsors. The firm follows a disciplined, research-based investment process that emphasizes long-term strategic asset allocation using diversified, low-cost ETFs, along with fundamental analysis, quantitative modeling, periodic rebalancing, and tax-aware techniques.