David Bonski is a financial advisor at Blue Horizon Wealth Management, LLC in Johnstown, PA, holding a Series 65 designation with 13 years of industry experience. He has been retired since 2012. Blue Horizon Wealth Management provides financial planning and investment management advice to individuals, high-net-worth clients, trusts, estates, and charitable organizations. The firm employs a strategic buy-hold-and-rebalance approach with model portfolios ranging from capital preservation to aggressive growth, and it offers fee-only, hourly advisory services without discretionary trading authority or custody of client assets.

Thomas Criste is a financial advisor at Aspire Financial, Inc. with 32 years of industry experience. He holds a Series 63 designation and has worked at Aspire Financial since 2012. Additionally, he is the owner of Long, Mulhearn & Criste P.C., a certified public accounting firm. Aspire Financial, Inc. is a state-registered adviser with three advisors managing approximately $41.2 million across about 209 accounts. The firm serves individual clients, including high-net-worth households, as well as pension and profit-sharing plans, focusing on individualized asset allocation emphasizing value, safety, quality, and risk control through a primarily non-discretionary portfolio management approach.

William Mulhearn is a financial advisor at Aspire Financial, Inc. with 37 years of industry experience. He holds a Series 63 designation and has worked at Aspire Financial since 2012. In addition to his advisory role, he is the owner of Long, Mulhearn & Criste P.C., a certified public accounting firm. Aspire Financial, Inc. is a small state-registered advisory firm serving individual clients, including high-net-worth households, as well as pension and profit-sharing plans. The firm emphasizes individualized asset allocation focused on value, safety, quality, and risk control, providing primarily non-discretionary portfolio management with client approval required for trades.

Patrick Long is a financial advisor at Aspire Financial, Inc. with 28 years of industry experience. He holds a Series 63 designation and has been with Aspire Financial since 2011. In addition to his advisory role, he owns and operates Long, Mulhearn & Criste P.C., a certified public accounting firm. Aspire Financial, Inc. is a small, state-registered advisory firm serving individual clients, including high-net-worth households, as well as pension and profit-sharing plans. The firm focuses on individualized asset allocation emphasizing value, safety, quality, and risk control, with portfolio management conducted primarily on a non-discretionary basis.

Christian Konicky is a financial advisor at Atlas Private Wealth Advisors in Johnstown, PA, holding a Series 66 designation with three years of industry experience. His prior work includes roles at LPL Financial and Paul Carpenter Capital Advisors. Before entering the financial industry, he held various positions in the hospitality sector. Atlas Private Wealth Advisors is a multi-advisor registered investment adviser serving individuals, high-net-worth clients, charitable organizations, and small businesses. The firm manages approximately $688 million in client assets across a 13-advisor team, offering discretionary and non-discretionary portfolio management, financial planning, and access to multiple LPL-sponsored program platforms.

Paul Carpenter is a CFP® and PFS™ with 37 years of industry experience. He is currently with Atlas Private Wealth Advisors and has previously worked at LPL Financial LLC and Avantax-related firms. Outside of his financial advisory work, he is a part-time drummer and musician. Atlas Private Wealth Advisors is a multi-advisor registered investment adviser serving individuals, high-net-worth clients, charitable organizations, and small businesses. The firm manages approximately $688 million in client assets and offers tailored portfolio management and financial planning through a mix of advisor-driven and model-based strategies.

Samuel Catanese is a Series 65-licensed advisor with eight years of industry experience, currently with Wealth Advisors Network, Inc. He has been associated with Catanese & Vulcan since 1976. Outside of his advisory role, he serves as Treasurer and Board Member for both the Murtha Foundation and the Camp Catanese Foundation. Wealth Advisors Network provides comprehensive wealth-care services to individuals, trusts, charitable organizations, closely held businesses, and retirement plans, offering portfolio management and financial planning through discretionary and non-discretionary programs. The firm emphasizes diversification and active management, using various investment vehicles and risk profiling to align portfolios with client objectives.

Dennis Brawley is a CFP® professional with 12 years of industry experience, currently serving at Boldin Advisors. He previously worked for Wells Fargo Advisors for 10 years before joining Boldin Advisors in 2025. Boldin Advisors provides financial planning and consulting services to individuals, trusts, estates, and small businesses, focusing on low-cost, diversified indexed funds and ETFs with a long-term buy-and-hold strategy. The firm operates with a six-advisor team across seven offices and offers planning on fixed, hourly, or annual terms without managing client portfolios or charging percentage-of-AUM fees.

Matthew Di Francesco is a financial advisor at Cornerstone Planning Group in Johnstown, PA, holding a Series 66 designation with 21 years of industry experience. His prior roles include work at Summit Brokerage Services Inc and Summit Financial Group. Outside of advising, he owns a business providing business and life coaching services and serves on the board of the Greater Johnstown Tennis Association. Cornerstone Planning Group serves individuals, businesses, and institutions with discretionary portfolio management, financial planning, and retirement-plan consulting. The firm emphasizes a low-cost, passive investment approach guided by client objectives and offers ERISA fiduciary consulting and customizable financial planning engagements.

Zachary Craig is a financial advisor at CWA Asset Management Group with 17 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Capital Wealth Advisors, LLC and Cetera Investment Services LLC. CWA Asset Management Group provides investment advisory and financial planning services to individual and high-net-worth clients, family offices, trusts, foundations, pension plans, and other institutional investors. The firm uses proprietary research and models, including active and quantitative strategies with elements such as artificial intelligence and tax-aware techniques, to manage globally diversified portfolios tailored to client objectives.

James Plummer is a financial advisor with Consolidated Portfolio Review Corp and holds Series 63 and Series 65 licenses, with 23 years of industry experience. He has previously worked at ILG Private Wealth, Inc., Csenge Advisory Group, FSC Securities Corporation, and USA Financial Securities LLC. Additionally, he is an insurance agent specializing in life insurance, long-term care, and annuities. Consolidated Portfolio Review Corp is an SEC-registered advisory firm serving individuals, high-net-worth clients, trusts, estates, charitable organizations, and retirement plans. The firm offers managed accounts, proprietary tactical ETF model portfolios, financial planning, and access to third-party sub-advisors, with investment strategies tailored by independent advisors using a variety of approaches and supported by affiliated financial entities and service providers.

Kayla Puchko Stephenson is a financial advisor with Primerica Advisors in Johnstown, PA, holding Series 63 and Series 65 credentials and bringing 16 years of industry experience. She has previously worked with The O.N. Equity Sales Company and Ohio National Financial Services for 12 years each and is currently affiliated with Park Avenue Securities and Guardian Life. Outside of her advisory role, she is involved with Puchko Financial Associates, Inc. Park Avenue Securities serves a diverse retail client base, offering brokerage and advisory services, financial planning, and retirement and business consulting. The firm employs a range of investment strategies through proprietary and third-party programs and manages approximately $15 billion in regulatory assets under management.

Christopher Mckissick is a financial advisor with OSAIC Institutions, INC., holding Series 63 and Series 66 designations and possessing 12 years of industry experience. He has worked with Infinex Investments, Inc. since 2015 and with FIRST Commonwealth Bank since 2007. He is also involved with the First Commonwealth Bank Trust Division outside of his advisory role. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA retirement plans, trusts, estates, and corporate clients. The firm offers customized advisory services and financial planning, operating a hybrid adviser/broker-dealer model with significant non-discretionary assets and access to alternative investments and lending solutions.

Matthew Fox is a financial advisor with Integrity Alliance, LLC in Johnstown, PA, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. His prior firms include Avantax and Cetera, among others. He is also the owner of Perspective Wealth Planning and Perspective Insurance Group, where he provides insurance and investment services. Integrity Alliance serves a diverse client base including individuals, charitable organizations, corporations, and retirement plans through a network of independent advisors. The firm offers comprehensive asset management, financial and retirement plan consulting, and access to various investment programs, utilizing both advisor-managed and model-based portfolio approaches.

Cady Rankin is a CFP® with 10 years of industry experience, currently advising at &PARTNERS. Prior to joining &PARTNERS, Cady held roles at Wells Fargo Advisors, LPL Financial, and Wells Fargo Clearing Services. Outside of advising, Cady serves on the advisory board for the College of Business, Engineering, Computing, and Analytics at Frostburg State University. &PARTNERS serves a diverse client base including high-net-worth individuals, retirement plans, charitable organizations, and corporations. The firm offers investment management, financial and tax planning, and retirement-plan consulting, utilizing both proprietary and third-party strategies with ongoing account monitoring.

Beth Rhodes is a financial advisor at &PARTNERS with 29 years of industry experience. She holds a Series 63 designation and has worked previously at Wells Fargo Clearing and Wells Fargo Advisors LLC. &PARTNERS serves a diverse range of individual and institutional clients, providing investment management, financial and tax planning, and retirement plan consulting through both discretionary and non-discretionary approaches. The firm integrates fundamental, technical, and quantitative analysis with proprietary and third-party strategies, and it offers services that include municipal advisory roles and subscription research products.

Natalie Yaksick is a financial advisor with Integrity Alliance, LLC and holds Series 63 and Series 65 licenses. She has 38 years of industry experience, including previous roles at LPL Financial LLC and Cetera Investment Services. Outside of her advisory work, she is involved with Yaksick Financial Services LLC, an insurance agency. Integrity Alliance serves a diverse client base with advisory and brokerage services through a large network of over 300 independent advisers managing approximately $5.4 billion in assets. The firm offers various investment approaches and portfolio management solutions, combining discretionary accounts, model portfolios, and third-party sub-advisers across multiple platforms.

Nathanael Shaffer is a financial advisor with OSAIC Institutions, Inc., holding Series 65 and Series 63 licenses and seven years of industry experience. He has a diverse work history including roles at UPS, Infinex Investments, Inc., 1st Summit Bank, and ownership of Ems Sub Shop. Outside of his advisory work, he continues to work as a loader at UPS. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA retirement plans, trusts, estates, and corporate clients through a large network of representatives. The firm offers customized advisory and financial planning services and operates a hybrid adviser/broker-dealer structure with access to alternative investments and a lending marketplace.

Anthony Di Paola is a Series 66-registered financial advisor with Eagle Strategies (NY Life) in Johnstown, PA, and has one year of industry experience. He is also associated with Anderson Financial Solutions, LLC, operating under that name to offer New York Life products and services. Outside of finance, he has worked at Rizzos Restaurant of Windber for six years. Eagle Strategies serves a broad mix of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated advisers. The firm offers multiple program types and emphasizes tailoring recommendations to client objectives and Plan Sponsor criteria.

Jamie Rutledge is a CFP® professional with 11 years of industry experience, currently affiliated with GWN Securities Inc. in Johnstown, PA, where he has worked since 2016. He also engages in the sale of insurance products, including life, long-term care, and annuities through FIG Marketing. GWN Securities provides investment advisory and related services to individual and corporate clients through various managed account programs, financial planning, and introductions to third-party managers. The firm utilizes a combination of affiliated and unaffiliated sub-advisers along with model-based portfolio allocations, incorporating both traditional asset allocation principles and tactical strategies such as market-timing and momentum-based approaches.