Richard Luchini is the principal advisor at Luchini Financial LLC in Altoona, PA, holding Series 63 and Series 65 designations with 17 years of industry experience. He previously worked for Pruco Securities, LLC and Prudential Insurance Company of America from 2011 to 2022. He is also the creator and host of a financial podcast launched in 2023. Luchini Financial LLC provides wealth management, investment management, and financial planning services primarily to individuals, high-net-worth individuals, trusts, and estates. The firm manages approximately $14 million in discretionary assets and customizes portfolios using mutual funds, ETFs, and individual equities with a long-term investment orientation complemented by fundamental and technical analysis.

Thomas Criste is a financial advisor with Aspire Financial, Inc. in Ebensburg, PA, holding a Series 63 designation and over 31 years of industry experience. He has been with Aspire Financial since 2012 and is also an owner of Long, Mulhearn & Criste P.C., a certified public accounting firm. Aspire Financial is a small, state-registered advisory firm serving individual clients, including high-net-worth households, as well as pension and profit-sharing plans. The firm emphasizes individualized asset allocation focused on value, safety, and quality, with portfolio management conducted primarily on a non-discretionary basis.

Joseph Zappia is a financial advisor at Venn Wealth & Benefit Services, LLC with 9 years of industry experience. He holds a Series 65 designation and has worked at Venn Financial Solutions and Venn Wealth & Benefit Services since 2016. Outside of his advisory role, Mr. Zappia owns and operates Zappia Insurance, an insurance business established in 2005, and runs Zappia Multi-Media, where he works as a cinematographer and video editor. Venn Wealth & Benefit Services is an independent, fee-based Pennsylvania registered investment adviser that provides portfolio management, financial planning, and retirement plan consulting to individuals, trusts, and ERISA-qualified plans. The firm manages discretionary and non-discretionary accounts using unified managed accounts, model allocations, and third-party managers, while also offering ERISA fiduciary services to plan sponsors.

William Mulhearn is a financial advisor at Aspire Financial, Inc. with 37 years of industry experience. He holds a Series 63 designation and has worked at Aspire Financial since 2012. In addition to his advisory role, he is the owner of Long, Mulhearn & Criste P.C., a certified public accounting firm. Aspire Financial, Inc. is a small state-registered advisory firm serving individual clients, including high-net-worth households, as well as pension and profit-sharing plans. The firm emphasizes individualized asset allocation focused on value, safety, quality, and risk control, providing primarily non-discretionary portfolio management with client approval required for trades.

Patrick Long is a financial advisor at Aspire Financial, Inc. with 28 years of industry experience. He holds a Series 63 designation and has been with Aspire Financial since 2011. In addition to his advisory role, he owns and operates Long, Mulhearn & Criste P.C., a certified public accounting firm. Aspire Financial, Inc. is a small, state-registered advisory firm serving individual clients, including high-net-worth households, as well as pension and profit-sharing plans. The firm focuses on individualized asset allocation emphasizing value, safety, quality, and risk control, with portfolio management conducted primarily on a non-discretionary basis.

Robert Knox is a CFP® with 36 years of experience in financial planning and advisory services. He is affiliated with Venn Wealth & Benefit Services, LLC, where he has worked since 2008, and previously operated Knox Financial from 2005 to 2016. Outside of his advisory role, Mr. Knox owns and operates Venn Financial Solutions, a business offering insurance and financial planning services. Venn Wealth & Benefit Services is an independent, fee-based registered investment adviser serving individuals, trusts, and ERISA-qualified plans. The firm provides portfolio management, financial planning, and retirement plan consulting, utilizing unified managed accounts, pre-selected model allocations, and third-party manager recommendations.

Michael Schultz is a financial advisor at Venn Wealth & Benefit Services, LLC with 22 years of industry experience. He holds the Series 63 and Series 66 designations and has been with Venn Wealth since 2004. In addition to his advisory role, Mr. Schultz is licensed to sell insurance as an independent agent, dedicating up to 10% of his time to this activity. Venn Wealth & Benefit Services is an independent, fee-based registered investment adviser that provides portfolio management, financial planning, and retirement plan consulting to individuals, trusts, and ERISA-qualified plans. The firm manages both discretionary and non-discretionary assets and employs unified managed accounts and pre-selected model allocations, with ongoing supervision and quarterly reviews.

Stephen Shaffer is a CFP® professional with 14 years of industry experience, currently serving as a financial advisor at OneSeven. He previously worked at Latitude Advisors, LLC for 13 years and spent 24 years with United Airlines. Outside of advising, he is involved in life and health insurance sales, providing clients with coverage for health, disability, fixed annuities, and life insurance. OneSeven offers investment advisory services to individuals, high-net-worth clients, trusts, estates, businesses, and retirement plans. The firm employs a primarily long-term investment approach, utilizing diversified portfolios with access to alternatives and third-party management platforms, while also providing retirement-plan consulting through its affiliation with MGO Inc.

Madison Ford is a financial advisor at SPC with a Series 66 designation and one year of industry experience. Prior to joining SPC, Madison held positions at Parkland Securities, LLC and Illinois Mutual. Outside of finance, Madison has diverse work experience including roles in education and retail. SPC provides investment management, financial planning, and retirement-plan advisory services to a broad client base including individual investors, employer-sponsored retirement plans, charitable organizations, and corporate clients. The firm supports a large advisory network and offers tailored, discretionary investment advice through various account programs, notably the SIGMA Managed Account.

Caden Auker is a financial advisor at Principal Financial Services with one year of industry experience. He holds a Series 66 designation and has prior work experience at Principal Life Insurance Co and Principal Securities. Outside of advisory work, he is involved in writing outside insurance policies, including life, disability, long-term care, health, medical, dental, and annuities for both group and individual clients. Principal Securities provides brokerage and registered investment advisory services to a wide range of clients, including individual investors, retirement plans, trusts, and active-duty military personnel. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Mark Ford is a financial advisor with SPC in Altoona, PA, holding Series 63 and Series 65 credentials and over 33 years of industry experience. He has worked at Parkland Securities since 2014 and has been with SPC since 2004. Ford serves as Vice President and board member of the Altoona Chapter of AMBUCS, a nonprofit organization that assists people with mobility disabilities. SPC provides investment management, financial planning, and retirement-plan advisory services to a diverse client base that includes individual investors, employer-sponsored plans, charitable organizations, and corporate clients. The firm supports a large advisory network and delivers tailored, discretionary investment advice primarily through managed account programs and third-party partnerships.

Michael Eckenrode is a financial advisor at Cetera with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Cetera and Summit Financial Group, among other firms. Outside of his advisory role, he serves as an auditor for East Carroll Township and is involved with a minor construction business and nonprofit camp treasury duties. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a variety of portfolio management and financial planning services, leveraging a multi-manager platform with discretionary and non-discretionary authorities across diverse program structures.

Kenneth Noll is a CFP® professional affiliated with LPL Financial, with 36 years of industry experience. He previously spent 26 years at NEXT Financial Group, Inc. and is also involved with Noll Farms, a family business operating since 1970. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad range of clients, including individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a variety of advisory programs and financial planning services supported by research and model portfolios from multiple sources.

Robert Maruca is a Series 66-licensed financial advisor with 12 years of industry experience. He is currently with LPL Financial, where he has worked since 2023, following nine years at Allegheny Investments Ltd. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, providing both discretionary and non-discretionary management along with research-supported model portfolios.

Christopher Davis is a financial advisor with LPL Financial in Altoona, PA, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. He previously worked at Cetera Investment Services LLC from 2014 to 2017. Outside of advisory services, he is involved in non-variable insurance as an agent, focusing on fixed life, fixed annuity, and health Medicare supplements. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by internal and third-party research.

Rebecca Stevens is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and seven years of industry experience. Prior to joining Cambridge in 2022, she worked at Morgan Stanley and Morgan Stanley Private Bank from 2019 to 2022. Outside of her advisory role, she has been a part-time yoga teacher since 2014. Cambridge Investment Research Advisors is a large SEC-registered adviser serving a diverse client base that includes individuals, pension plans, charitable organizations, and trusts. The firm provides financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals, offering a range of portfolio management strategies across multiple custody platforms.

James Ellis is a financial advisor with Cambridge Investment Research Advisors in Altoona, PA, holding Series 63 and Series 65 licenses and 26 years of industry experience. He has been with Cambridge Investment Research Advisors and Cambridge Investment Research, Inc. since 2011. Outside of his advisory role, he is the owner of AZJE LLC, a personal investment-related entity. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base, including individuals, retirement plans, charitable organizations, and trusts. The firm offers services through a network of independent Financial Professionals and provides a range of investment management and financial planning solutions tailored to client objectives, with both proprietary and third-party strategies available.

John Fiore is a financial advisor with Cetera and holds a Series 66 credential. He has three years of industry experience, including prior roles at Raymond James Financial. Outside of his advisory work, he owns Fiore Private Wealth, LLC, a business operating as a DBA for financial services. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients through a large nationwide network. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform with both discretionary and non-discretionary program options.

Eric Irwin is a financial advisor with Raymond James Financial in Altoona, PA, holding Series 63 and Series 65 licenses and with 26 years of industry experience. He has been with Raymond James Financial Services, Inc. since 2000 and practices as a CPA, owning an accounting business that prepares individual tax returns. Additionally, he works as an insurance agent selling fixed annuities and life insurance through fraternal organizations. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm offers tailored, non-discretionary planning and employs various analytical tools to support client goals, while also supporting municipal and public finance services through its unique affiliations.

Edward Maruca is a financial advisor with LPL Financial in Ebensburg, PA, holding a Series 63 designation and 43 years of industry experience. Prior to joining LPL Financial in 2023, he spent 42 years at Allegheny Investments, Ltd. Outside of his advisory work, he is involved with Foster Financial Services Inc., a home-based business used for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios and research from internal and third-party sources.