Richard Luchini is the principal advisor at Luchini Financial LLC in Altoona, PA, holding Series 63 and Series 65 designations with 17 years of industry experience. He previously worked for Pruco Securities, LLC and Prudential Insurance Company of America from 2011 to 2022. He is also the creator and host of a financial podcast launched in 2023. Luchini Financial LLC provides wealth management, investment management, and financial planning services primarily to individuals, high-net-worth individuals, trusts, and estates. The firm manages approximately $14 million in discretionary assets and customizes portfolios using mutual funds, ETFs, and individual equities with a long-term investment orientation complemented by fundamental and technical analysis.

Stephen Shaffer is a CFP® professional with 14 years of industry experience, currently serving as a financial advisor at OneSeven. He previously worked at Latitude Advisors, LLC for 13 years and spent 24 years with United Airlines. Outside of advising, he is involved in life and health insurance sales, providing clients with coverage for health, disability, fixed annuities, and life insurance. OneSeven offers investment advisory services to individuals, high-net-worth clients, trusts, estates, businesses, and retirement plans. The firm employs a primarily long-term investment approach, utilizing diversified portfolios with access to alternatives and third-party management platforms, while also providing retirement-plan consulting through its affiliation with MGO Inc.

Madison Ford is a financial advisor at SPC with a Series 66 designation and one year of industry experience. Prior to joining SPC, Madison held positions at Parkland Securities, LLC and Illinois Mutual. Outside of finance, Madison has diverse work experience including roles in education and retail. SPC provides investment management, financial planning, and retirement-plan advisory services to a broad client base including individual investors, employer-sponsored retirement plans, charitable organizations, and corporate clients. The firm supports a large advisory network and offers tailored, discretionary investment advice through various account programs, notably the SIGMA Managed Account.

Nicholas Battaglia is a CFP® with 10 years of industry experience, currently affiliated with United Planners Financial Services of America as a Limited Partner. He previously worked at Grove Point Advisors LLC and AssetMark Financial Holdings, among other firms. Battaglia operates a marketing DBA, Battaglia Associates Wealth Advisors, and is also active as a non-variable insurance agent. United Planners Financial Services is a national wealth-management enterprise serving a diverse client base including individuals, retirement plans, corporations, and institutional clients. The firm offers advisory and brokerage services primarily delivered through independent representatives, with a focus on client-directed, non-discretionary account management.

John Battaglia is a financial advisor with UNITED PLANNERS' FINANCIAL SERVICES of AMERICA, holding Series 66 and Series 63 licenses and bringing 32 years of industry experience. He has been associated with United Planners since 2024 and also owns Battaglia Associates Wealth Advisors. United Planners Financial Services is a national wealth-management enterprise serving a diverse client base that includes individual investors, retirement plans, corporations, trusts, estates, and institutional clients. The firm delivers advisory and brokerage services through independent representatives using multiple custodians, third-party money managers, and platform programs.

Caden Auker is a financial advisor at Principal Financial Services with one year of industry experience. He holds a Series 66 designation and has prior work experience at Principal Life Insurance Co and Principal Securities. Outside of advisory work, he is involved in writing outside insurance policies, including life, disability, long-term care, health, medical, dental, and annuities for both group and individual clients. Principal Securities provides brokerage and registered investment advisory services to a wide range of clients, including individual investors, retirement plans, trusts, and active-duty military personnel. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Mark Ford is a financial advisor with SPC in Altoona, PA, holding Series 63 and Series 65 credentials and over 33 years of industry experience. He has worked at Parkland Securities since 2014 and has been with SPC since 2004. Ford serves as Vice President and board member of the Altoona Chapter of AMBUCS, a nonprofit organization that assists people with mobility disabilities. SPC provides investment management, financial planning, and retirement-plan advisory services to a diverse client base that includes individual investors, employer-sponsored plans, charitable organizations, and corporate clients. The firm supports a large advisory network and delivers tailored, discretionary investment advice primarily through managed account programs and third-party partnerships.

Michael Eckenrode is a financial advisor at Cetera with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Cetera and Summit Financial Group, among other firms. Outside of his advisory role, he serves as an auditor for East Carroll Township and is involved with a minor construction business and nonprofit camp treasury duties. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a variety of portfolio management and financial planning services, leveraging a multi-manager platform with discretionary and non-discretionary authorities across diverse program structures.

Rebecca Stevens is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and seven years of industry experience. Prior to joining Cambridge in 2022, she worked at Morgan Stanley and Morgan Stanley Private Bank from 2019 to 2022. Outside of her advisory role, she has been a part-time yoga teacher since 2014. Cambridge Investment Research Advisors is a large SEC-registered adviser serving a diverse client base that includes individuals, pension plans, charitable organizations, and trusts. The firm provides financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals, offering a range of portfolio management strategies across multiple custody platforms.

James Ellis is a financial advisor with Cambridge Investment Research Advisors in Altoona, PA, holding Series 63 and Series 65 licenses and 26 years of industry experience. He has been with Cambridge Investment Research Advisors and Cambridge Investment Research, Inc. since 2011. Outside of his advisory role, he is the owner of AZJE LLC, a personal investment-related entity. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base, including individuals, retirement plans, charitable organizations, and trusts. The firm offers services through a network of independent Financial Professionals and provides a range of investment management and financial planning solutions tailored to client objectives, with both proprietary and third-party strategies available.

John Fiore is a financial advisor with Cetera and holds a Series 66 credential. He has three years of industry experience, including prior roles at Raymond James Financial. Outside of his advisory work, he owns Fiore Private Wealth, LLC, a business operating as a DBA for financial services. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients through a large nationwide network. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform with both discretionary and non-discretionary program options.

Eric Irwin is a financial advisor with Raymond James Financial in Altoona, PA, holding Series 63 and Series 65 licenses and with 26 years of industry experience. He has been with Raymond James Financial Services, Inc. since 2000 and practices as a CPA, owning an accounting business that prepares individual tax returns. Additionally, he works as an insurance agent selling fixed annuities and life insurance through fraternal organizations. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm offers tailored, non-discretionary planning and employs various analytical tools to support client goals, while also supporting municipal and public finance services through its unique affiliations.

James Isola is a financial advisor with Raymond James Financial in Altoona, PA, holding a Series 63 credential and bringing 29 years of industry experience. His prior work includes eight years at Wells Fargo Clearing Services/Advisors LLC. Outside of advisory roles, he is engaged in client services and administration at Fulton Financial Advisors. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, corporations, and institutional clients. The firm uses fact-finding and analytical tools to tailor non-discretionary planning and consulting to client goals and supports a broad network of advisors and affiliated firms.

Amy Seltzer is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. She has worked with Cambridge Investment Research Advisors since 2011 and has operated Seltzer Financial Strategies since 2004. Outside of her advisory work, she serves as co-treasurer of the Agudath Achim Sisterhood and is a board trustee of The Georgio Foundation. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base that includes individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, retirement plan advisory, and financial-wellness services through a network of independent professionals using a range of portfolio management approaches and custody arrangements.

Keith Becker is a financial advisor with Primerica Advisors in Altoona, PA, holding Series 63 and Series 65 credentials and 26 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 1999. Outside of his advisory role, he is involved in the sale of loan products and home-related services through affiliates of Primerica. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, which offers model-driven strategies and a limited number of discretionary separately managed account options to individual and high-net-worth clients. The firm curates third-party asset managers and delegates trading responsibilities to BNY Mellon Advisors, operating primarily on a percentage-based tiered wrap fee structure.

John Fleming is a financial advisor with Cetera, holding the CFP® and ChFC® designations and over 40 years of industry experience. He previously worked at First Allied Securities, Inc. and First Allied Advisory Services, Inc., and has been involved with VIP Ventures, LLC for more than two decades. Outside of his advisory work, he operates a law office providing attorney and paralegal services. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to various program structures and third-party managers.

Michael Irwin is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds Series 63 and Series 65 credentials and has 27 years of industry experience. His career includes roles at Jersey Shore State Bank and NSS Group, alongside a long tenure at Raymond James Financial. Outside of his advisory work, he is an owner of a support company and is involved in various non-investment-related business activities. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, institutional clients, and charitable organizations. The firm offers tailored non-discretionary planning and consulting using risk profiling and analytical modeling, and supports clients in implementing recommendations through multiple advisory programs.

Joseph Zerbee is a financial advisor with Osaic Wealth, Inc. in Altoona, PA, holding Series 63 and Series 65 licenses and 20 years of industry experience. His prior roles include positions at Securities America Advisors, Inc. and Securities America, Inc., where he worked for a total of 18 years. Outside of his advisory work, Zerbee is also involved as an insurance agent, selling fixed annuities and life insurance products. Osaic Wealth, Inc. serves a wide range of retail and institutional clients, including high-net-worth individuals, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services with a diverse investment platform that incorporates firm-provided tools for asset allocation, risk assessment, and automated rebalancing across multiple asset classes and account structures.

David Miller is a financial advisor at Ameriprise with 40 years of industry experience. He has been with Ameriprise and its predecessor firms since 1985. Outside of his advisory role, he manages his own business, David G. Miller Group LLC. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis delivered through a centralized consulting team to support clients’ retirement planning.

Robert Lieb is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has worked at Pruco Securities, LLC since 1996 and joined LPL Enterprise in 2024. Lieb also operates as a sole proprietor financial planner in Port Matilda, PA. LPL Enterprise serves a diverse client base including individuals, high-net-worth clients, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, consulting, access to model wealth portfolio programs, third-party asset management, and a range of brokerage and insurance products through its integrated advisory and brokerage platform.

Randy Miles Sr. is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He has been with Cambridge Investment Research Advisors since 2005 and with Cambridge Investment Research, Inc. since 2001. Outside of his advisory role, he is also an independent insurance agent for various companies through Miles Financial Services Inc. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts, offering financial planning, investment management, and retirement advisory services through a network of independent financial professionals. The firm utilizes multiple investment platforms and proprietary as well as third-party strategies, with options for discretionary and non-discretionary management tailored to client objectives.

Clifford Cashman is a financial advisor at OSAIC with 56 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Everbank, Securities America, and founded The Cashman Financial Group Inc., where he serves as CEO. Cashman is also involved as a board member with GBU Financial Life and leads Coach4Retirees Inc., a retirement services marketing firm. OSAIC serves a diverse client base including individual investors, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services through a large network of advisers, utilizing asset-allocation tools and access to third-party money managers across multiple platforms.

Michael Webb is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. His prior roles include positions at M&T Securities, Infinex Investments, Inc., and First Commonwealth Bank. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm provides financial planning, advisory programs, retirement plan consulting, and brokerage services through a national network of investment adviser representatives.

Timothy Melbinger is a financial professional with one year of experience, currently affiliated with Cetera. He holds the Series 66 designation and has worked at Cetera and VIP Financial Matters, LLC since 2025. Outside of finance, he has been teaching piano lessons since 2008. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform with over 10,000 advisors and more than $256 billion in assets under management.

Brian Hall is a financial advisor at Raymond James Financial with 19 years of industry experience. He holds a Series 66 designation and has been with Raymond James Financial and affiliated entities since 2007. Hall serves as Treasurer and board member for the nonprofit Arc of Blair County. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, institutions, and charitable organizations. The firm emphasizes tailored, non-discretionary planning and consulting using risk profiling and analytical tools, and supports its clients through a broad network of advisors and advisory programs.

Nicholas Sefchok is a CFA® charterholder with 10 years of industry experience, currently serving as a financial advisor at Cambridge Investment Research Advisors since 2022. His prior experience includes roles at Pensionmark Financial Group and JJAN Financial. Outside of his advisory work, he is involved with multiple business ventures, including ownership of a wealth advisory firm and investment in a startup educational business. Cambridge Investment Research Advisors is an SEC-registered firm serving a diverse client base that includes individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals utilizing a range of portfolio management strategies and platform options.

Andrew Boyd is a financial advisor with Cetera, holding Series 63 and Series 65 designations and 13 years of industry experience. He has worked at Cetera Wealth Services since 2019 and previously at Willis Towers Watson and Summit Financial Group. Outside of his advisory role, Boyd serves as treasurer for Ligonier Church of the Brethren, managing the church’s finances and bookkeeping. Cetera Investment Advisers LLC serves a diverse client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and consulting services through a large network of independent advisors and features a multi-manager platform with access to various investment strategies and third-party managers.

Robert Donlan is a financial advisor at LPL Financial with 28 years of industry experience. He holds the Series 63 and Series 65 licenses and has previously worked at Cadaret, Grant & Co., Inc., among other firms. Donlan is involved in several insurance-related business activities through entities including Allan Hancock Agency, Inc. and Hancock Capital Management, Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services supported by both discretionary and non-discretionary management and research from multiple sources.

Robert Hawkins is a financial advisor at Osaic Wealth, Inc. with 44 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Securities America Advisors, Inc. and Investacorp Advisory Services. Hawkins is a member and owner of Hawk Financial Group LLC, a financial services business, though he is not currently engaged in advisory activities through that entity. Osaic Wealth, Inc. serves a broad range of retail and institutional clients, including high-net-worth individuals, pension plans, corporations, and charitable organizations, through a large network of affiliated advisers. The firm provides integrated brokerage and advisory services, utilizing asset-allocation tools and multiple investment platforms to manage diversified portfolios on both discretionary and non-discretionary bases.

Dana Harris is a financial advisor at Edward Jones with Series 66 credentials and one year of industry experience. Prior to joining Edward Jones, Dana worked in healthcare-related roles at UPMC Altoona Regional Health Services Inc and Nemours Children's Hospital. Dana is a Woman of Impact Nominee involved with the American Heart Association, participating in fundraising efforts through their online donation portal. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of advisory programs and affiliated investment options. The firm manages approximately $1.01 trillion in assets and operates through a large nationwide network of financial advisors and branch offices.

Gerald Rose is a financial advisor with Cambridge Investment Research Advisors, holding the ChFC® designation and Series 63 and 65 licenses. He has 35 years of industry experience, including prior roles at Cadaret, Grant & Co., Inc. and CUSO Financial Services, Lp. Rose serves as president of the Westwood Water Company and is a committee member and volunteer at St. Therese Church in Altoona, PA. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a wide range of clients, including individuals, pension plans, and charitable organizations. The firm provides financial planning, investment management, and retirement plan advisory services through a network of independent financial professionals, offering both proprietary and third-party investment strategies tailored to client objectives.

Matthew Schultz is a Series 66-credentialed financial advisor with seven years of industry experience. He is currently with LPL Enterprise and has previously worked at The Prudential Insurance Company of America, Pruco Securities, LLC, and Wells Fargo Advisors and Clearing. Earlier in his career, Schultz held roles at Clarion University of Pennsylvania and its Recreational Center. LPL Enterprise, LLC serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, advisory, and brokerage services through a platform that integrates advisor programs with insurance and lending products.

Jason Miller is a financial advisor with Ameriprise in Tyrone, PA, holding a Series 66 designation and 22 years of industry experience. He has been with Ameriprise and its affiliated entities since 2000 and currently owns and manages an Ameriprise Financial franchise previously operated by his father. In addition to his advisory work, he serves as a deacon in his local church. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning focused on dependable income sources and tax-aware withdrawal strategies. The firm’s services combine proprietary investment research and third-party data, with recommendations implemented on a non-discretionary basis by clients or their advisors.

Brian Kelly is a financial advisor with Primerica Advisors in Altoona, PA, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. He has been with Primerica Advisors since 2015 and has prior experience with Pennsylvania Grain Processing, LLC. Outside of advisory work, he is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management primarily through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed account options. The firm curates third-party asset managers and implements models via BNY Mellon Advisors, offering a tiered wrap fee structure and maintaining oversight of its investment offerings.

Gene Wardo is a financial advisor with Osaic, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. His career includes roles at Securities America Advisors, Investacorp, LPL, and Invest Financial Corporation, as well as operating his own firm, Wardo Financial Services Inc., since 1997. Outside of finance, he is the owner of Big Rock Swing And Ping, an automated golf driving range, and B&G Trees, a tree service business, and serves on the board of Moshannon Valley Partnership, which assists businesses relocating to or expanding in the region. Osaic Wealth, Inc. serves a broad range of retail and institutional clients through a large network of affiliated financial advisers, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm employs asset-allocation tools and automated rebalancing to construct diversified portfolios and supports multiple advisory platforms and legacy programs.

Stephen Perove is a financial advisor at LPL Financial with 46 years of industry experience. He has worked at LPL Financial since 2025 and previously spent over 30 years at Cadaret, Grant & Co., Inc. He has operated Perove Wealth Management since 2012. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services with both discretionary and non-discretionary management options.

Bud Boom is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and 20 years of industry experience. He has been with Cambridge in various capacities since 2006. Outside of his advisory role, Boom serves as chairman of the board for the Northern Blair County Regional Sewer Authority and is a trustee for Camp Anderson Corporation, a nonprofit assisting Boy Scouts in a three-county area. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing multiple platform arrangements and both proprietary and unaffiliated investment strategies.

Colin Wetzel is a Certified Financial Planner (CFP®) at Raymond James Financial with 14 years of industry experience. He has worked at Raymond James since 2021 and previously held roles at Morgan Stanley and Stifel Nicolaus. Outside of his advisory work, Wetzel is also an associate at King Financial Partners in State College, PA, where he provides Certified Financial Planner services. Raymond James Financial Services Advisors, Inc. offers financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, corporations, and institutions. The firm provides non-discretionary planning tailored to client goals, utilizing advanced analytical tools, and supports advisory programs alongside institutional consulting and portfolio management.

Craig Moore is a financial advisor with Cambridge Investment Research Advisors and holds the Series 63 and Series 65 licenses. He has 15 years of industry experience, including prior roles at PNC Investments. Moore serves as a board member and supervisory committee member of Timebrland Federal Credit Union, a nonprofit entity. Cambridge Investment Research Advisors is a large SEC-registered firm serving individual, institutional, and retirement-plan clients with a range of financial planning and investment management services. The firm delivers solutions through a network of independent professionals, employing both proprietary and third-party strategies across multiple platform arrangements.

Michael Harris is a financial advisor at Edward Jones in Altoona, PA, holding a Series 66 designation with 14 years of industry experience. He has been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including both high-net-worth and non-high-net-worth households, pension and profit-sharing plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of more than 23,700 advisors and offers a range of discretionary and non-discretionary investment strategies, affiliated mutual funds, and tax-efficient services under a fiduciary standard.

David Neumann is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 credential and 12 years of industry experience. He has been with Cambridge since 2016. Outside his advisory role, he is the managing member of Neumann Financial LLC and also operates as an independent insurance agent. Cambridge Investment Research Advisors is a large SEC-registered firm serving individuals, retirement plans, charitable organizations, and trusts through a network of independent Financial Professionals. The firm offers financial planning, investment management, and retirement plan advisory services with a range of portfolio management options and a combination of proprietary and third-party investment strategies.

Jeffrey Smithbower is a financial advisor at Edward Jones in Altoona, PA, with eight years of industry experience. He holds a Series 66 credential and has worked previously at Conemaugh Health Systems and Glendale School District. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a large network of financial advisors and branch offices nationwide.

Theresa Riley is a financial advisor with LPL Financial, holding a Series 63 designation and 26 years of industry experience. She has been with Linsco/Private Ledger Corp. since 2004. Riley is involved in a private financial entity, Fusco Riley Financial, LLC, and operates under the DBA Fusco Riley Reismeier Financial Group. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network. The firm offers a range of financial planning and advisory services, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Walter Sedlock III is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 21 years of industry experience. He has previously worked at Cadaret, Grant & Co., Inc. and has maintained long-term engagements with Hancock Capital Management, Inc., The Hancock Group Inc., Hancock Associates, Inc., and Allan Hancock Agency Inc. Outside of his role at LPL Financial, he continues to provide limited services through his independent firm, Hancock Capital Management, Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management with access to model portfolios, research, and various institutional client solutions.

George Delbaggio Jr. is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and 29 years of industry experience. He has worked at Cetera since 2015, including Cetera Wealth Services, LLC since 2019, and was previously with Summit Financial Group Inc. Outside of his advisor role, he owns Periwinkle Stables, LLC, a horse barn managed for his family’s use. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers various portfolio management and financial planning services, utilizing a multi-manager platform with discretionary and non-discretionary program options.

Robert Muri is a financial advisor with Mass Mutual Investors Services in Altoona, PA, holding a Series 63 designation and 30 years of industry experience. His career includes 21 years at Metlife Securities Inc. and nine years with MassMutual Life Insurance Company and Mass Mutual Investors Services. He is also an agent involved in fixed annuities. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, wrap and money-manager programs, and educational seminars.

John Zerbee is a financial advisor at OSAIC with 35 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Everbank, Securities America Advisors, Inc., and Cashman Financial Group Inc. In addition to his advisory work, he is involved in activities related to health product distribution through Shaklee Nutritional Products. OSAIC serves a diverse client base, including individual investors, pension plans, corporations, and charitable organizations, offering a range of integrated brokerage, advisory, and financial planning services. The firm employs sophisticated portfolio construction tools and supports multiple advisory platforms and third-party managed account solutions.

Paige Mccreary is a financial advisor at Raymond James Financial with 10 years of industry experience. She holds the Series 66 designation and has worked at Fulton Bank since 2019. Her other business activity includes a role as a financial advisor with Fulton Financial Advisors. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and corporate clients. The firm employs tailored, non-discretionary planning and uses analytical tools such as risk profiling and probability modeling to support client goals.

Craig Kilmer is a financial advisor with LPL Financial and holds a Series 63 designation. He has 40 years of industry experience, including prior roles at Cadaret, Grant & Co., Inc., and Principal Life Insurance Company. He is also involved with Hancock Associates Inc., The Hancock Group Inc., and Hancock Capital Management, Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.