Alexander Fratti is a CFA charterholder and principal of Fratti Investment Management in State College, PA, with four years of industry experience. His prior roles include positions at RKL, Boyer & Ritter, Alvarez & Marsal, VRC, and Wells Fargo. Outside of investment advisory, he manages a management consulting business serving private companies. Fratti Investment Management provides discretionary investment supervisory services to individuals, high-net-worth clients, trusts, charitable organizations, banks, and small businesses. The firm employs a bottom-up, fundamentals-driven investment process focused on U.S. exchange-listed equities, emphasizing a contrarian, concentrated core strategy primarily targeting small- and micro-cap securities.

Nicholas Phelps is a CFP® professional and the sole advisor at Phelps Financial Advisors in State College, PA, with 15 years of experience. He has solely operated his independent practice since 2011. Phelps Financial Advisors offers fee-only financial planning and investment advice to individuals, families, and small business owners. The firm emphasizes strategic asset allocation with a long-term, buy-and-hold approach, providing comprehensive planning services without discretionary portfolio management or asset-based fees.

Curtis Borden is the sole advisor at Borden Portfolio Management in Bellefonte, PA. He holds the Series 66 designation and has 27 years of experience managing his independent advisory firm. Borden Portfolio Management provides discretionary asset management and related services primarily to individual investors with portfolios generally exceeding $50,000. The firm employs an asset-allocation approach focused on diversified portfolios using ETFs and individual securities, with attention to personalized investment policies and ongoing portfolio monitoring.

Mary Chuhinka Kurtz is a financial advisor with TLC Group Investment Advisors, LLC in State College, PA, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. She has worked at Leigh Baldwin & Co., LLC and TLC Group Investment Advisors since 2006. Outside of advising, she is the sole owner of Leeward Wealth Inc., a fixed insurance and annuities business. TLC Group Investment Advisors provides investment management and consulting services to individuals, pension plans, trusts, charitable organizations, and businesses. The firm uses a combination of fundamental and technical analysis along with due diligence of third-party managers to manage client portfolios across various asset classes.

Kristen Coombs is a CFP® with 22 years of industry experience, currently serving as a financial advisor at Invested Advisors. She previously worked at H. Beck, Inc. for seven years before founding Kristen Coombs Financial Advisors. Outside of her advisory role, she oversees an investment trust account as a trustee and is involved in insurance sales, including non-variable insurance and fixed annuities. Invested Advisors provides financial planning, investment management, and retirement-plan consulting to individuals, high-net-worth clients, and businesses. The firm emphasizes goal-driven portfolio construction tailored to each client’s objectives and time horizon, often utilizing independent third-party managers and specialist strategies.

Blair Hefkin is a CFP® and holds a Series 65 license with five years of industry experience. Blair is affiliated with Invested Advisors and has previously worked at Kristen Coombs Financial Advisors, H. Beck, Inc., and Home Advisor. Invested Advisors provides financial planning, investment management, and retirement plan consulting services to individuals, high-net-worth clients, and businesses. The firm focuses on goal-based financial life plans, incorporating tax considerations and utilizing sub-advisers or third-party managers for specialized strategies.

Judy Loy is a ChFC® credentialed financial advisor with Nestlerode & Loy, Inc. in State College, PA, bringing 33 years of industry experience. She has been with Nestlerode & Co., Inc. since 1992. Outside of her advisory role, Loy serves as a director for the University Park Plaza Corporation and is a board member of the Mutual Benefit Group Insurance P & C Board of Directors; she also chairs the Centre County Hospital Authority. Nestlerode & Loy provides discretionary portfolio management and financial planning services to individual and institutional clients, managing approximately $200 million in assets. The firm employs a “Pay Attention” approach that integrates daily price monitoring, technical analysis, and fundamental research, while customizing accounts to client constraints and offering ESG investment options.

Rachel Klinger is a financial advisor at McCann Wealth Strategies, Inc. in State College, PA, holding a Series 66 designation with 20 years of industry experience. She has been with MCCANN Financial Services, Inc. and MCCANN Wealth Strategies, Inc. since 2011. In addition to advisory work, she serves as president of the firm’s insurance agency, engaging in the sale of insurance products. McCann Wealth Strategies serves individual clients, including high-net-worth individuals, as well as trusts, estates, and charitable organizations, providing discretionary asset management alongside financial planning and consultation services. The firm uses a range of analysis techniques and investment strategies, managing portfolios that may include stocks, bonds, ETFs, mutual funds, private funds, and cash equivalents, and routinely utilizes third-party sub-advisors while maintaining oversight.

Lisa Weaver is the sole advisor at World Capital Advisors, LLC, an independent firm based in State College, PA. She holds 14 years of industry experience and has been affiliated with Fleck & Associates since 2001. In addition to her advisory role, she is co-owner of Lifestyle Retirement Company, which provides third-party administration services to qualified employer retirement benefit plans. World Capital Advisors offers investment advice, asset management, and fee-based financial planning to individuals, trusts, estates, retirement accounts, qualified pension and profit plans, and business entities. The firm utilizes third-party managers and advisory programs, conducting annual reviews and employing a combination of fundamental, technical, and charting analyses.

John Arrington is a financial advisor with TLC Group Investment Advisors, LLC, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. He has been with TLC Group since 2017 and is also affiliated with Leigh Baldwin & Co., LLC. TLC Group Investment Advisors provides investment management and consulting services to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, corporations, and business entities. The firm manages approximately $168 million across discretionary and non-discretionary accounts, implementing portfolios primarily through mutual funds, ETFs, equities, and fixed income with ongoing monitoring and regular reviews.

Richard Defluri is a financial advisor with Abundance Wealth Counselors, LLC in State College, PA, holding 25 years of industry experience. He has been with Abundance Wealth Counselors since 2002. Outside of his advisory role, he manages Abundance Risk Management, LLC, which handles insurance-related product revenues, and serves as president of Thoroughbred Aviation, Ltd., a non-investment related enterprise. Abundance Wealth Counselors provides private wealth management in a family-office setting primarily for individuals and families with significant investible assets, as well as businesses, retirement plans, and charitable organizations. The firm integrates investment management with tax, estate, retirement, and risk management services, offering discretionary management through separately managed accounts and access to affiliated private funds.

Alexis Cunningham is a CFP® and holds a Series 65 license with five years of industry experience. She has worked at McClarren Financial Advisors since 2021 and has prior experience at Paris Companies and The Knee Center for Study of Occupational Regulation. McClarren Financial Advisors is a fee-only firm serving individuals and families, including high-net-worth clients, with a broad range of financial planning and investment advisory services. The firm emphasizes tax-aware, personalized asset allocation and uses a fixed retainer fee structure rather than percentage-of-assets fees.

Jennifer Anderson is a financial advisor at McClarren Financial Advisors in State College, PA, with 18 years at the firm and 11 years of industry experience. She holds a Series 65 designation. McClarren Financial Advisors is a fee-only firm serving individuals and families, including high-net-worth clients, offering comprehensive financial planning and investment advisory services. The firm emphasizes tax-aware, long-term investment strategies and integrates tax planning, estate review, insurance analysis, and retirement and small-business planning into its approach.

Sean Walker is a financial advisor at Abundance Wealth Counselors, LLC, holding a Series 65 designation with five years of industry experience. Prior to joining Abundance Wealth Counselors in 2021, he worked at Hoffman Leakey Architects, SeaWalker Consulting, G.M. McCrossin, and Penn State University. Abundance Wealth Counselors provides private wealth management in a family-office setting primarily for individuals and families with significant investible assets. The firm offers coordinated services including investment management, tax, estate, and business planning, managing client accounts mainly on a discretionary basis while providing access to private placements and pooled investment vehicles.

Ruby Weidler is a CFP® with two years of experience, currently serving as a financial advisor at McClarren Financial Advisors. Her prior work includes roles in higher education and manufacturing. She assists with bookkeeping and administrative tasks for a family business on a limited basis. McClarren Financial Advisors is a fee-only firm in State College, PA, serving individuals and families, including high-net-worth clients, with holistic financial planning and investment advisory services. The firm emphasizes personalized, tax-aware asset allocations, uses a fixed retainer fee structure, and integrates tax planning and credential depth within its team.

Dina Roan is a financial advisor at McClarren Financial Advisors with one year of industry experience. She holds Series 65 and Series 63 registrations. Prior to joining McClarren Financial Advisors, she worked at Mariner Wealth Advisors and Johnson Brothers Accounting. McClarren Financial Advisors is a fee-only firm serving individuals and families, including high-net-worth clients, with comprehensive financial planning and investment advisory services. The firm offers personalized, tax-aware asset allocations and integrates tax planning with investment advice using a fixed retainer fee structure.

Joshua Purdy is a CFP® and Series 65-registered advisor with six years of industry experience. He has worked at McClarren Financial Advisors since 2019 and previously was with State Farm from 2017 to 2019. Prior to his financial career, he served six years in the Pennsylvania Army National Guard. McClarren Financial Advisors is a fee-only firm serving individuals and families, including high-net-worth clients, offering comprehensive financial planning and investment advisory services. The firm uses a fixed retainer fee structure and emphasizes tax-aware, fundamental analysis-driven investment strategies across personalized portfolios.

Ann Mallison is a financial advisor with Abundance Wealth Counselors, LLC in State College, PA, with six years of industry experience. She has been with Abundance since 2019 and previously held multiple roles at The Pennsylvania State University. Abundance Wealth Counselors provides private wealth management primarily for individuals and families with significant investible assets, as well as businesses, retirement plans, estates, and trusts. The firm offers discretionary investment management coordinated with tax, estate, and risk-management services, utilizing a combination of global equities, fixed income, mutual funds, and ETFs through separately managed accounts and affiliated private funds.

Michael Sunderland is a financial advisor at Beacon Wealth Consultants, Inc. with eight years of industry experience. He holds a Series 65 designation and has worked at Beacon since 2017, following a year at 21:5 Financial Network. Beacon Wealth Consultants serves individuals, trusts, estates, charitable organizations, business entities, and plan sponsors with comprehensive wealth management, financial planning, investment management, estate administration, and retirement plan consulting. The firm employs a structured discovery process and an internal investment committee to tailor client strategies and emphasizes faith-based, Biblically Responsible Investment screening on a best-efforts basis.

Gregory Reeder is a CFP® and holds a Series 65 license with 12 years of industry experience. He has been with McClarren Financial Advisors since 2015. McClarren Financial Advisors is a fee-only firm serving individuals and families, including high-net-worth clients, with comprehensive financial planning and investment advisory services. The firm employs a personalized, tax-aware approach to asset allocation and offers integrated tax and financial planning without charging percentage-of-assets-under-management fees.