Scott Test is a financial advisor with Vicus Capital, Inc. in Curwensville, PA, holding a Series 66 credential and ten years of industry experience. He has worked with Vicus Capital and affiliated firms since 2017, including DeFrate & Paavola LLC dba Alta Wealth Partner, where he currently serves as Vice President of Planning. Outside of his advisory roles, Scott is an assistant coach for a local recreational soccer league. Vicus Capital provides investment management and financial planning services to individuals, businesses, trusts, and employee benefit plan sponsors. The firm employs a variety of investment strategies and emphasizes retirement-plan consulting and fiduciary services, offering access to multiple implementation options and third-party managers.

Michael Adams is a financial advisor at Equity Services, Inc. with five years of industry experience. He holds the Series 66 designation and previously worked at Pruco Securities, LLC and Prudential Insurance Company of America. Outside of his advisory role, he owns rental property in Canonsburg, Pennsylvania. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm combines long-term investment strategies with options for shorter-term trading, utilizing multiple advisory platforms and third-party asset managers.

Nicholas Poulos is a financial advisor at OSAIC Institutions, INC. with 35 years of industry experience. He holds a ChFC® designation along with Series 63 and Series 65 licenses. His prior roles include positions at Mid Penn Bank, Infinex Investments, Cetera, Riverview Bank, Sorrento Pacific Financial, and CBT Bank. He serves as a board member of the Salvation Army, assisting with fundraising efforts since 2019. OSAIC Institutions serves individuals, charitable organizations, corporations, and retirement plans by offering advisory and brokerage services through customized engagements and a variety of investment and lending solutions. The firm’s approach includes both discretionary and non-discretionary asset management, supported by a network of investment adviser representatives who utilize fundamental and technical analysis and third-party due diligence for alternative investments.

Gregory Blaschak is a financial advisor with GWN Securities Inc. in West Decatur, PA, holding Series 63 and Series 65 licenses and with 33 years of industry experience. He has been with GWN Securities since 2008 and also works with LSA Securities/Allstate Financial Services. Outside of advisory roles, he is involved in the sales of fixed annuities, life insurance, and long-term care products. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients, including high-net-worth individuals. The firm manages approximately $3.65 billion across over 37,000 accounts and offers a range of managed-account programs and model portfolios through a large network of advisors.

Marina Stephens is a financial advisor with OSAIC Institutions, INC. She holds Series 63 and Series 65 licenses and has 13 years of industry experience. Her work history includes roles at First Commonwealth Bank and Infinex Investments, Inc. Outside of finance, she owns a taxidermy business and bartends for the Sons and Daughters of Italy Club. OSAIC Institutions serves individuals, charitable organizations, corporations, and retirement plans through a range of advisory and brokerage services. The firm offers customized financial planning and investment solutions, including access to alternative investments and lending options, delivered primarily through a network of investment adviser representatives.

Derek Walker is a financial advisor with Eagle Strategies (NY Life) who holds Series 63 and Series 65 credentials and has 28 years of industry experience. He has been with Eagle Strategies since 2019 and has operated Walker Financial Services since 2001. Outside of his advisory work, Walker serves as an elected official in the Pennsylvania General Assembly and is an adjunct instructor of statistics at Penn State DuBois. Eagle Strategies serves a diverse client base including individual investors, defined contribution and benefit plans, and charitable and corporate clients. The firm provides financial planning, investment management, and retirement-plan advisory services mainly through non-discretionary advisory relationships, with a focus on tailored recommendations and fiduciary responsibilities for retirement investors.

Frank Sherick is a financial advisor with OSAIC, holding a Series 63 designation and 26 years of industry experience. He previously worked at FSC Securities Corporation for 14 years before joining OSAIC in 2023. Outside of his advising role, Sherick offers tax preparation services and provides trust education and client referrals through his sole proprietorship, Sherick Financial Group. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations. The firm uses a variety of tools and platforms to deliver integrated brokerage and advisory services, combining proprietary asset allocation methods with access to third-party money managers and managed account solutions.

Melvin Roberts is a financial advisor with Mass Mutual Investors Services, holding the ChFC® designation and Series 63 license, and has 27 years of industry experience. He previously worked at Metlife Securities Inc. for 19 years before joining MassMutual Life Insurance Co. and Mass Mutual Investors Services in 2017. Outside of his advisory role, he is a partner in a property and casualty business and serves as president of a family camp. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm uses firm-approved software and a collaborative approach to deliver written financial recommendations tailored to client goals.

Emily Ting is a financial advisor at Ameriprise Financial Services with three years of industry experience. She holds Series 66 and Series 63 credentials. Prior to joining Ameriprise in 2025, she worked at OSAIC, Securities America, Inc., and CNB Bank. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendations and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Robert Buell is a financial advisor with LPL Financial in Curwensville, PA, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. His prior experience includes long-term roles with IC Advisory Services, Inc., The Investment Center, Inc., and AFLAC. Buell also operates as an independent agent offering fixed and equity-indexed annuities through various insurance providers. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, corporations, and charitable organizations nationwide. The firm provides a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios and research from multiple sources to support diversified investment strategies.

Gene Wardo is a financial advisor with Osaic, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. His career includes roles at Securities America Advisors, Investacorp, LPL, and Invest Financial Corporation, as well as operating his own firm, Wardo Financial Services Inc., since 1997. Outside of finance, he is the owner of Big Rock Swing And Ping, an automated golf driving range, and B&G Trees, a tree service business, and serves on the board of Moshannon Valley Partnership, which assists businesses relocating to or expanding in the region. Osaic Wealth, Inc. serves a broad range of retail and institutional clients through a large network of affiliated financial advisers, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm employs asset-allocation tools and automated rebalancing to construct diversified portfolios and supports multiple advisory platforms and legacy programs.

Craig Moore is a financial advisor with Cambridge Investment Research Advisors and holds the Series 63 and Series 65 licenses. He has 15 years of industry experience, including prior roles at PNC Investments. Moore serves as a board member and supervisory committee member of Timebrland Federal Credit Union, a nonprofit entity. Cambridge Investment Research Advisors is a large SEC-registered firm serving individual, institutional, and retirement-plan clients with a range of financial planning and investment management services. The firm delivers solutions through a network of independent professionals, employing both proprietary and third-party strategies across multiple platform arrangements.