Scott Test is a financial advisor with Vicus Capital, Inc. in Curwensville, PA, holding a Series 66 credential and ten years of industry experience. He has worked with Vicus Capital and affiliated firms since 2017, including DeFrate & Paavola LLC dba Alta Wealth Partner, where he currently serves as Vice President of Planning. Outside of his advisory roles, Scott is an assistant coach for a local recreational soccer league. Vicus Capital provides investment management and financial planning services to individuals, businesses, trusts, and employee benefit plan sponsors. The firm employs a variety of investment strategies and emphasizes retirement-plan consulting and fiduciary services, offering access to multiple implementation options and third-party managers.

Michael Adams is a financial advisor at Equity Services, Inc. with five years of industry experience. He holds the Series 66 designation and previously worked at Pruco Securities, LLC and Prudential Insurance Company of America. Outside of his advisory role, he owns rental property in Canonsburg, Pennsylvania. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm combines long-term investment strategies with options for shorter-term trading, utilizing multiple advisory platforms and third-party asset managers.

Nicholas Poulos is a financial advisor with OSAIC Institutions, INC. holding the ChFC® designation and Series 63 and 65 licenses, with 36 years of industry experience. He has worked at several firms including Mid Penn Bank, Infinex Investments, Cetera, Riverview Bank, Sorrento Pacific Financial, and CBT Bank. Poulos serves as a board member of the Salvation Army, assisting with fundraisers since 2019. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, retirement plans, trusts, estates, and corporate clients through a large network of investment adviser representatives. The firm offers customized advisory services, financial planning, ERISA plan services, wrap programs, and access to alternative investments, operating a hybrid adviser/broker-dealer model with notable emphasis on client choice in transaction authority.

Gregory Blaschak is a financial advisor with GWN Securities Inc., holding Series 63 and Series 65 credentials and over 34 years of industry experience. He has been with GWN Securities since 2008 and also works with LSA Securities/Allstate Financial Services, where he has been active since 2006. He is involved in the sales of fixed annuities, life insurance, and long-term care products. GWN Securities provides investment advisory and related services to individual and corporate clients through various managed account programs, financial planning, and third-party manager selection. The firm offers discretionary portfolio management and model portfolios using a blend of affiliated and unaffiliated sub-advisers, incorporating both traditional and tactical investment strategies.

Marina Stephens is a financial advisor with OSAIC Institutions, Inc., holding Series 63 and Series 65 credentials and 14 years of industry experience. Her prior work includes roles at Infinex Investments, Inc. and First Commonwealth Bank. Outside of finance, she owns a taxidermy service and bartends at the Sons and Daughters of Italy Club. OSAIC Institutions, Inc. serves individuals, retirement plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm combines advisory and broker-dealer functions, offering customized services and access to alternative investments and lending solutions.

Derek Walker is a financial advisor with Eagle Strategies (NY Life) who holds Series 63 and Series 65 credentials and has 28 years of industry experience. He has been with Eagle Strategies since 2019 and has operated Walker Financial Services since 2001. Outside of his advisory work, Walker serves as an elected official in the Pennsylvania General Assembly and is an adjunct instructor of statistics at Penn State DuBois. Eagle Strategies serves a diverse client base including individual investors, defined contribution and benefit plans, and charitable and corporate clients. The firm provides financial planning, investment management, and retirement-plan advisory services mainly through non-discretionary advisory relationships, with a focus on tailored recommendations and fiduciary responsibilities for retirement investors.

Frank Sherick is a financial advisor with OSAIC, holding a Series 63 designation and 26 years of industry experience. He previously worked at FSC Securities Corporation for 14 years before joining OSAIC in 2023. Outside of his advising role, Sherick offers tax preparation services and provides trust education and client referrals through his sole proprietorship, Sherick Financial Group. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations. The firm uses a variety of tools and platforms to deliver integrated brokerage and advisory services, combining proprietary asset allocation methods with access to third-party money managers and managed account solutions.

Melvin Roberts is a financial advisor at MassMutual Investors Services with 28 years of industry experience. He holds the ChFC® designation and Series 63 license. Prior to joining MassMutual in 2017, he worked at MetLife Securities Inc. for 19 years. Outside of his advisory role, he is a partner in a property and casualty business and serves as president of a family camp. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual that provides ongoing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm employs collaborative, annual planning processes using approved analytical tools and offers a range of programs including estate-settlement and employer-sponsored planning.

Emily Ting is a financial advisor with Ameriprise Financial Services, holding Series 63 and Series 66 credentials and three years of industry experience. Her prior work includes roles at OSAIC, Securities America, Inc., and CNB Bank. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning through written Recommendation Reports and ongoing advice on income sources and tax-aware withdrawal strategies.

Robert Buell is a financial advisor with LPL Financial in Curwensville, PA, holding Series 63 and Series 66 licenses and having 29 years of industry experience. He previously worked at IC Advisory Services, Inc. and The Investment Center, Inc., and has been associated with AFLAC since 1997. Buell also operates as an independent agent offering fixed and equity-indexed annuities through several insurance companies. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of investment solutions including third-party asset management, model portfolios, and institutional platforms, supporting its network of over 22,800 advisors.

Gene Wardo is a financial advisor with Osaic, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. His career includes roles at Securities America Advisors, Investacorp, LPL, and Invest Financial Corporation, as well as operating his own firm, Wardo Financial Services Inc., since 1997. Outside of finance, he is the owner of Big Rock Swing And Ping, an automated golf driving range, and B&G Trees, a tree service business, and serves on the board of Moshannon Valley Partnership, which assists businesses relocating to or expanding in the region. Osaic Wealth, Inc. serves a broad range of retail and institutional clients through a large network of affiliated financial advisers, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm employs asset-allocation tools and automated rebalancing to construct diversified portfolios and supports multiple advisory platforms and legacy programs.

Craig Moore is a financial advisor with Cambridge Investment Research Advisors and holds the Series 63 and Series 65 licenses. He has 15 years of industry experience, including prior roles at PNC Investments. Moore serves as a board member and supervisory committee member of Timebrland Federal Credit Union, a nonprofit entity. Cambridge Investment Research Advisors is a large SEC-registered firm serving individual, institutional, and retirement-plan clients with a range of financial planning and investment management services. The firm delivers solutions through a network of independent professionals, employing both proprietary and third-party strategies across multiple platform arrangements.