Michael Adams is a financial advisor at Equity Services, Inc. with five years of industry experience. He holds the Series 66 designation and previously worked at Pruco Securities, LLC and Prudential Insurance Company of America. Outside of his advisory role, he owns rental property in Canonsburg, Pennsylvania. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm combines long-term investment strategies with options for shorter-term trading, utilizing multiple advisory platforms and third-party asset managers.

Nicholas Battaglia is a CFP® with 10 years of industry experience, currently affiliated with United Planners Financial Services of America as a Limited Partner. His prior experience includes roles at Grove Point Advisors LLC and AssetMark Financial Holdings, among others. He operates a business under the name Battaglia Associates Wealth Advisors. United Planners Financial Services is a national wealth-management enterprise serving a broad range of clients, including individuals, retirement plans, corporations, trusts, estates, and institutional investors. The firm offers advisory and brokerage services through independent Investment Adviser Representatives and manages assets primarily on a non-discretionary basis.

Nicholas Poulos is a financial advisor with OSAIC Institutions, INC. holding the ChFC® designation and Series 63 and 65 licenses, with 36 years of industry experience. He has worked at several firms including Mid Penn Bank, Infinex Investments, Cetera, Riverview Bank, Sorrento Pacific Financial, and CBT Bank. Poulos serves as a board member of the Salvation Army, assisting with fundraisers since 2019. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, retirement plans, trusts, estates, and corporate clients through a large network of investment adviser representatives. The firm offers customized advisory services, financial planning, ERISA plan services, wrap programs, and access to alternative investments, operating a hybrid adviser/broker-dealer model with notable emphasis on client choice in transaction authority.

Christina Bater is a CFP® and Series 65 license holder with five years of industry experience. She is currently with Corient, where she has worked since 2023, and previously spent twelve years at Barrett Asset Management, LLC. Corient provides investment advisory and financial planning services to a diverse client base, including individuals, high-net-worth clients, trusts, pension and profit-sharing plans, charitable organizations, and corporate entities. The firm employs a goals-based, team investment approach, integrating in-house strategies with third-party managers and utilizing risk management tools and alternative investment options.

Ashton Immel is a financial advisor at Creative Planning with 12 years of industry experience. He previously worked at Financial Abundance for 14 years before joining Creative Planning in 2025. Immel holds a Series 65 credential and is also licensed as an insurance agent, servicing existing insurance contracts. Creative Planning provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, foundations, trusts, and retirement plans. The firm employs a financial planning–led investment process focused on low-cost indexing and buy-and-hold strategies, while offering supplemental approaches such as direct indexing and tax-loss harvesting.

John Battaglia is a financial advisor with United Planners' Financial Services of America and holds Series 63 and Series 66 registrations. He has 32 years of industry experience and has worked at firms including H. Beck, Inc., ARIS Wealth Services Inc, and AssetMark, Inc. Battaglia is also the owner of Battaglia Associates Wealth Advisors and John S. Battaglia, Jr., which involves non-variable insurance activities. United Planners Financial Services is a national wealth-management enterprise serving a diverse client base through independent Investment Adviser Representatives. The firm manages approximately $12.77 billion in assets and offers advisory and brokerage services using multiple custodians and platform programs, with a significant portion of assets managed on a non-discretionary basis.

Rubin Nichols is a financial advisor at Creative Planning with 18 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Financial Abundance, Inc. and Entrepreneur Development Inc. Nichols is also licensed as an insurance agent, providing service on existing insurance contracts. Creative Planning offers investment advisory and financial planning services to a diverse client base, including individuals, corporations, foundations, and retirement plans. The firm manages approximately $217 billion in client assets and employs a financial planning-led investment approach that incorporates low-cost indexing, buy-and-hold strategies, and supplemental investment techniques, supported by a broad range of affiliated non-investment businesses.

Gregory Blaschak is a financial advisor with GWN Securities Inc., holding Series 63 and Series 65 credentials and over 34 years of industry experience. He has been with GWN Securities since 2008 and also works with LSA Securities/Allstate Financial Services, where he has been active since 2006. He is involved in the sales of fixed annuities, life insurance, and long-term care products. GWN Securities provides investment advisory and related services to individual and corporate clients through various managed account programs, financial planning, and third-party manager selection. The firm offers discretionary portfolio management and model portfolios using a blend of affiliated and unaffiliated sub-advisers, incorporating both traditional and tactical investment strategies.

Marina Stephens is a financial advisor at OSAIC Institutions, INC. with 13 years of industry experience. She holds Series 63 and Series 65 credentials and has worked with First Commonwealth Bank and Infinex Investments, Inc. Outside of finance, she owns a taxidermy business and is involved with the Sons and Daughters of Italy Club. OSAIC Institutions, INC. serves individuals, retirement plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm offers customized advisory services and combines a hybrid adviser/broker-dealer structure with access to alternative investments and lending solutions.

Debra Seaward is a financial advisor at Creative Planning with 15 years of industry experience. She holds the ChFC® and Series 66 designations. Prior to joining Creative Planning in 2025, she spent 15 years at Financial Abundance. Outside of advisory services, she is also licensed as an insurance agent and manages existing insurance contracts. Creative Planning provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, foundations, trusts, and retirement plans. The firm employs a financial planning–led investment process emphasizing low-cost indexing and buy-and-hold strategies, supported by a large advisory team and a range of affiliated non-investment businesses such as an affiliated law firm, trust company, and retirement plan recordkeeping services.

Derek Walker is a financial advisor with Eagle Strategies (NY Life) who holds Series 63 and Series 65 credentials and has 28 years of industry experience. He has been with Eagle Strategies since 2019 and has operated Walker Financial Services since 2001. Outside of his advisory work, Walker serves as an elected official in the Pennsylvania General Assembly and is an adjunct instructor of statistics at Penn State DuBois. Eagle Strategies serves a diverse client base including individual investors, defined contribution and benefit plans, and charitable and corporate clients. The firm provides financial planning, investment management, and retirement-plan advisory services mainly through non-discretionary advisory relationships, with a focus on tailored recommendations and fiduciary responsibilities for retirement investors.

Eric Updegrove is a financial advisor with Ameriprise in State College, PA, holding a Series 66 designation and four years of industry experience. He has worked at Ameriprise since 2018 and previously held roles at American Income Life and Advantage Solutions, Inc. Outside of his advisory work, Updegrove coaches alpine ski racing for the Tussey Mountain Ski Corp. Ameriprise offers retirement-income planning services primarily for individuals with at least $1 million in net investable assets, providing written recommendation reports that incorporate income sources, Social Security options, and tax-efficient withdrawal strategies. The firm uses a combination of research, modeling, and algorithmic automation to generate personalized retirement recommendations.

Frank Sherick is a financial advisor with OSAIC, holding a Series 63 designation and 26 years of industry experience. He previously worked at FSC Securities Corporation for 14 years before joining OSAIC in 2023. Outside of his advising role, Sherick offers tax preparation services and provides trust education and client referrals through his sole proprietorship, Sherick Financial Group. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations. The firm uses a variety of tools and platforms to deliver integrated brokerage and advisory services, combining proprietary asset allocation methods with access to third-party money managers and managed account solutions.

Melvin Roberts is a financial advisor with Mass Mutual Investors Services, holding the ChFC® designation and Series 63 license, and has 27 years of industry experience. He previously worked at Metlife Securities Inc. for 19 years before joining MassMutual Life Insurance Co. and Mass Mutual Investors Services in 2017. Outside of his advisory role, he is a partner in a property and casualty business and serves as president of a family camp. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm uses firm-approved software and a collaborative approach to deliver written financial recommendations tailored to client goals.

Emily Ting is a financial advisor with Ameriprise Financial Services, holding Series 63 and Series 66 credentials and three years of industry experience. Her prior work includes roles at OSAIC, Securities America, Inc., and CNB Bank. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning through written Recommendation Reports and ongoing advice on income sources and tax-aware withdrawal strategies.

Robert Lieb is a financial advisor at LPL Enterprise with 29 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked for Pruco Securities, LLC for 28 years. Lieb also operates as a sole proprietor offering financial planning and property and casualty services in Port Matilda, PA. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities. The firm uses model-driven portfolio management and offers access to third-party asset managers, along with affiliated trust custody, insurance services, and a collateralized lending program.

Janet Palmatier is a financial advisor at Ameriprise with 23 years of industry experience. She holds the Series 66 designation and has been with Ameriprise and its affiliates since 2005. Outside of her advisory role, she serves on the Board of Directors and as a Consistory member of Faith United Church of Christ. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Robert Hawkins is a financial advisor at Osaic Wealth, Inc. with 44 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Securities America Advisors, Inc. and Investacorp Advisory Services. Hawkins is a member and owner of Hawk Financial Group LLC, a financial services business, though he is not currently engaged in advisory activities through that entity. Osaic Wealth, Inc. serves a broad range of retail and institutional clients, including high-net-worth individuals, pension plans, corporations, and charitable organizations, through a large network of affiliated advisers. The firm provides integrated brokerage and advisory services, utilizing asset-allocation tools and multiple investment platforms to manage diversified portfolios on both discretionary and non-discretionary bases.

Richard Branco Jr. is a financial advisor with Ameriprise in State College, PA, holding Series 63 and Series 65 licenses and 35 years of industry experience. He previously worked at TIAA and TIAA-CREF for 21 years before joining Ameriprise in 2026. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendations and ongoing retirement-income planning focused on reliable income sources and tax-aware withdrawal strategies.

Tracey Childers Gummo is a CFP® certified financial advisor with 33 years of industry experience. She is currently with Cetera and has previously worked with Voya Financial Advisors and LFM Wealth Management. Outside of her advisory role, she is active in several nonprofit organizations, including serving as treasurer for the State College Order of the Eastern Star and as a board member and treasurer for the nonprofit All The Beautiful Things. Cetera Investment Advisers LLC is an SEC-registered firm that serves a diverse client base including individuals, retirement plans, and institutional accounts. The firm offers a multi-manager platform enabling advisors to implement a range of investment strategies with discretionary and non-discretionary options across various program structures.

Gene Wardo is a financial advisor with Osaic, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. His career includes roles at Securities America Advisors, Investacorp, LPL, and Invest Financial Corporation, as well as operating his own firm, Wardo Financial Services Inc., since 1997. Outside of finance, he is the owner of Big Rock Swing And Ping, an automated golf driving range, and B&G Trees, a tree service business, and serves on the board of Moshannon Valley Partnership, which assists businesses relocating to or expanding in the region. Osaic Wealth, Inc. serves a broad range of retail and institutional clients through a large network of affiliated financial advisers, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm employs asset-allocation tools and automated rebalancing to construct diversified portfolios and supports multiple advisory platforms and legacy programs.

Craig Moore is a financial advisor with Cambridge Investment Research Advisors and holds the Series 63 and Series 65 licenses. He has 15 years of industry experience, including prior roles at PNC Investments. Moore serves as a board member and supervisory committee member of Timebrland Federal Credit Union, a nonprofit entity. Cambridge Investment Research Advisors is a large SEC-registered firm serving individual, institutional, and retirement-plan clients with a range of financial planning and investment management services. The firm delivers solutions through a network of independent professionals, employing both proprietary and third-party strategies across multiple platform arrangements.

Brian Guglielmi is a financial advisor at Ameriprise with 25 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at TIAA and TIAA-CREF for 17 years, as well as an earlier tenure at Ameriprise. Outside of advisory work, he is the owner of G&G Enterprises, LLC, a business involved in real estate. Ameriprise Financial Services is a large advisory firm serving both individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service. The firm’s approach includes written recommendation reports and ongoing advice focused on income reliability and tax-aware withdrawal strategies, supported by proprietary research and algorithmic tools.