Ethan Callahan is a financial advisor with Sound Income Strategies, LLC and holds a Series 65 designation. He has been active in the industry since 2022, with prior experience at Bulletproof Financial, Inc. DBA PRES Financial, where he provided retirement advisory and fixed insurance sales. Sound Income Strategies serves a diverse client base including individuals, corporate and pension clients, and retirement plans through asset management, financial planning, and co-advisory arrangements. The firm emphasizes fixed-income and income-oriented investment strategies combined with fundamental and technical analysis.

Lisa Guthrie is a financial advisor with Latitude Advisors, LLC and holds a Series 63 designation. She has 26 years of industry experience and has also operated Guthrie & Co. PC, providing tax, accounting, and audit services since 1994. In addition to her advisory role, she is involved in insurance sales, focusing on life, health, and long-term care products. Latitude Advisors serves individual and business clients, offering financial planning, discretionary portfolio management, third-party manager selection, and pension consulting. The firm employs a combination of model-based strategies and fundamental/quantitative analysis, managing most client relationships on a discretionary basis.

Ryan Oswald is a financial advisor with Edward Jones in Wellsboro, PA, holding a Series 66 designation and eight years of industry experience. He has worked at Edward Jones since 2018 and previously held roles at Mountain Home Magazine and Pop's Culture Shoppe. Outside of his advisory work, he owns and maintains the building housing his Edward Jones office. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies supported by a large network of financial advisors and branch offices nationwide.

Philip Lett is a financial advisor at LPL Financial with 13 years of industry experience. He has held positions at Morgan Stanley, Merrill, and Fidelity Investments prior to joining LPL Financial and First Heritage Federal Credit Union in 2025. His credentials include the Series 63 and Series 66 licenses. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Scott Clark is a financial advisor with LPL Financial, holding Series 63, 65, and 66 licenses and over 34 years of industry experience. He has worked with firms including M&T Securities and Cetera, and currently serves as Vice President and Trust Officer at Citizens & Northern Bank. Outside of his advisory roles, he is a business owner of Coppersmith Valley, LLC. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios, third-party subadvisors, and proprietary research to support various investment strategies.

Brian Tevlin is a CFP® with 27 years of industry experience, currently advising at LPL Financial since 2023. He previously worked at Cetera and Cetera Investment Services LLC for over a decade and has been with Citizens And Northern Bank since 2005. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a broad range of financial planning and advisory programs, including discretionary and non-discretionary management supported by research and model portfolios.

Jerad Rosendahl is a financial advisor with LPL Financial in Mansfield, PA, holding CFP® and Series 66 credentials and possessing 18 years of industry experience. Before joining LPL Financial in 2018, he worked at Infinex Investments, Inc. and First Commonwealth Insurance Agency. He also serves in a financial institution duty role with Northwest Bank. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base, including individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm provides a variety of advisory programs and financial planning services supported by in-house and third-party research, offering both discretionary and non-discretionary management options.

Jeffrey Richardson II is a financial advisor with LPL Financial, holding Series 66 and Series 63 credentials and one year of industry experience. Prior to joining LPL Financial, he worked at Citizens & Northern Bank for five years and has experience with U.S. Bancorp Investments, U.S. Bank, and Sprint. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management approaches supported by internal and third-party research.

Edward Penner III is a financial advisor with LPL Financial, holding a Series 66 credential and nine years of industry experience. He previously worked at Cetera Investment Advisors and Cetera Investment Services for seven years and has served as a Trust Officer at Citizens & Northern Bank since 2016. In addition to his advisory role, he is involved in selling whole life, term, and long-term care insurance through Mass Mutual. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services, providing both discretionary and non-discretionary management alongside access to research and model portfolios.