Frederick Costantino Jr. is a CFP® with 10 years of experience in the financial advisory industry. He is the sole advisor at Imperative Wealth Planning, an independent fee-only firm, and has prior work experience at S.E.E.D. Planning Group, LLC. Outside of his advisory role, he is involved with BC Homes, LLC. Imperative Wealth Planning provides investment management and comprehensive financial planning services to individual and high-net-worth clients. The firm employs an investment approach that combines asset allocation, Modern Portfolio Theory, and a mix of active and passive strategies, including the use of third-party model marketplaces and Outside Managers.

Robert Wilkes Jr. is the owner of The Robert J. Wilkes Planning Forum and holds the ChFC® designation along with Series 63 and Series 65 licenses. He has 51 years of experience in financial planning and investment management, with prior roles at Fortune Financial Services, Inc., and H.Beck, Inc. He is also a partner at the Wilkes Johnson Comprehensive Planning Institute, which provides financial planning and insurance services. The Robert J. Wilkes Planning Forum offers comprehensive financial planning and investment management services, including insurance needs analysis and estate-planning education. The firm manages diversified portfolios using fundamental and technical analysis on a non-discretionary basis, with client trade authorization and custodial statements provided by SEI Private Trust Company.

Christopher Bracco is an independent financial advisor at Omnes Wealth Management LLC with one year of industry experience. He holds Series 65 and Series 66 licenses and previously worked at Equitable Advisors. Outside of finance, he serves as an investigator with the Binghamton Police Department and owns a consulting business providing advice on K-9 units for local police agencies. Omnes Wealth Management LLC serves individuals and high-net-worth clients with wealth management, discretionary investment management, financial planning, and retirement-account advice. The firm primarily constructs portfolios using low-cost mutual funds and ETFs, employing fundamental analysis with a long-term, diversified investment approach tailored to client goals and risk tolerance.

Brian Voss is the principal advisor at Voss Wealth Management in Endicott, NY, with 23 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at NBT Capital Management Inc. and LPL Financial. Voss serves as a board member of Dollars for Scholars, where he helps coordinate scholarship scoring. Voss Wealth Management serves individuals and high-net-worth clients, offering both discretionary and non-discretionary investment management alongside financial planning. The firm uses diversified, risk-based model portfolios primarily composed of no-load mutual funds and ETFs, with tailored strategies based on clients’ financial situations and goals.

Gregory Lesko is a Series 66-licensed financial advisor with 31 years of industry experience. He has been with Lesko Securities Inc. since 2002 and currently operates out of Vestal, NY. Lesko Securities, Inc. provides portfolio management and financial planning services to individuals, trusts, estates, charities, pension and profit-sharing plans, and businesses. The firm manages approximately $597 million in client assets, employs a range of analytical methods, and operates on a non-discretionary basis with individualized Investment Policy Statements for each client.

Alex Ierardi is a financial advisor at S.E.E.D. Planning Group, LLC in Binghamton, NY, with one year of industry experience. He holds a Series 65 designation and previously worked at SUNY Geneseo and The Krebs. S.E.E.D. Planning Group serves individuals, trusts, estates, businesses, non-profits, and retirement plans, offering wealth management, investment management, and consulting services. The firm employs fundamental analysis with a long-term strategy, constructing diversified portfolios that incorporate tax planning and client values.

Bradley Eaton is a financial advisor at S.E.E.D. Planning Group, LLC with five years of industry experience. He holds Series 63 and Series 65 registrations. Prior to joining S.E.E.D. Planning Group, he worked at NBT Bank for ten years and has been associated with M&T Bank for over 25 years. S.E.E.D. Planning Group provides wealth management, investment advice, and consulting services to individuals, trusts, estates, businesses, non-profits, and retirement plans. The firm employs fundamental analysis and a primarily long-term investment strategy while integrating tax planning and client values into portfolio construction through its investment division, Sift Investment Management.

Hannah Burchell is a financial advisor at S.E.E.D. Planning Group, LLC with four years of industry experience. She holds a Series 65 credential and has worked in various capacities, including at Bloom Tax Partners, LLC, where she provides tax planning and preparation services. S.E.E.D. Planning Group offers wealth management and investment consulting to individuals, trusts, businesses, non-profits, and retirement plans. The firm employs a values-based financial planning approach and integrates tax and estate planning with portfolio management, using diversified equity and fixed-income investments through its Sift Investment Management division.

Lindsay Spauster is a financial advisor with Lesko Securities Inc. in Vestal, NY, holding a Series 66 designation and six years of industry experience. She has worked at Lesko Securities since 2019 and previously was employed at Ross Stores from 2016 to 2019. Lesko Securities Inc. provides portfolio management and financial planning to individuals, trusts, estates, pension plans, charities, and corporate clients. The firm uses a range of analytical approaches and offers both long- and short-term trading strategies, managing assets primarily on a non-discretionary basis.

Walter Girnis is a financial advisor at Faithward Advisors, LLC with 25 years of industry experience. He holds Series 63, 65, and 66 licenses and has worked at firms including American Portfolios Financial Services, Cardinal Financial Partners, and IBN Financial Services. Outside of his advisory role, he owns a property and casualty, fixed rate life, and annuities insurance business. Faithward Advisors provides personalized investment advisory services to individuals, non-profit organizations, pension and profit-sharing plans, trusts, estates, and business entities. The firm uses Modern Portfolio Theory combined with fundamental, quantitative, and qualitative analysis, and offers a Biblically Responsible Investing policy aligned with Christian values.

Richard Pichura is a CFP® with 26 years of industry experience, currently serving as a financial advisor at Lesko Securities Inc. since 2008. He holds a Series 66 designation and is based in Vestal, NY. Lesko Securities, Inc. provides portfolio management and financial planning services to individuals, trusts, estates, charities, pension and profit-sharing plans, and businesses. The firm manages approximately $597 million in client assets using a range of analytical methods and invests primarily in mutual funds, fixed income, equities, ETFs, TIPS, and non-U.S. securities through both long- and short-term strategies.

Jackson Lesko is a financial advisor with Lesko Securities Inc. holding a Series 66 designation and two years of industry experience. His prior work includes roles outside of finance, such as at Waterman Broadcasting and Cake Monkey Bakery. Lesko Securities Inc. provides portfolio management and financial planning services to individuals, trusts, estates, charities, pension and profit-sharing plans, and businesses. The firm manages approximately $597 million in client assets, employs a range of analytical methods, and operates on a non-discretionary basis with a focus on individualized Investment Policy Statements.

Nikola Lalovic is a financial advisor at Lesko Securities Inc. with five years of industry experience. He holds the Series 66 designation and has been with Lesko Securities since 2016. Outside of his advisory role, Lalovic serves as Chief Operating Officer of Critical Consults, a telemedicine company providing specialist veterinary consultations, where he owns a 25% stake. Lesko Securities, Inc. offers portfolio management and financial planning services to individuals, trusts, estates, charities, pension and profit-sharing plans, and businesses. The firm manages approximately $597 million in client assets and uses a broad mix of analytical methods while operating on a non-discretionary basis.

Tyler Sherven is a financial advisor with S.E.E.D. Planning Group, LLC in Binghamton, NY, holding a Series 65 designation and four years of industry experience. He has worked at S.E.E.D. Planning Group since 2021 and has prior experience with Equitable Advisors and Community Options. Outside of advising, he serves as Secretary of the Board of Directors for Not Quite Right Media Inc., focusing on marketing and strategic planning. S.E.E.D. Planning Group offers wealth management, investment advice, and consulting services to individuals, trusts, estates, businesses, non-profits, and retirement plans. The firm employs a fundamental, long-term investment strategy with diversified portfolios constructed via ETFs, mutual funds, individual securities, and bonds, integrating tax planning and client values into portfolio management.

Nicholas Ippolito is a financial advisor with S.E.E.D. Planning Group, LLC, holding a Series 65 designation and one year of industry experience. Prior to joining S.E.E.D., he worked at Grossman St. Amour CPAs, PLLC for three years and has held positions at Aramark, Le Moyne College, Inn of the Seasons, and Pastabilities. S.E.E.D. Planning Group provides wealth management, investment management, and consulting services to individuals, trusts, businesses, non-profits, and retirement plans. The firm employs a values-based, long-term investment approach using diversified portfolios constructed with ETFs, mutual funds, equities, and bonds, integrating tax and estate planning into its services.

Richard Barber is a financial advisor with Lesko Securities Inc. in Vestal, NY, holding a Series 66 designation and 24 years of industry experience. His prior roles include positions at Visions Analysis LLC, Visions Federal Credit Union, and LPL Financial LLC. Lesko Securities, Inc. provides portfolio management and financial planning services to individuals, trusts, estates, charities, pension and profit-sharing plans, and businesses. The firm manages approximately $597 million in client assets, operating on a non-discretionary basis with a broad analytical investment approach across mutual funds, fixed income, equities, ETFs, TIPS, and non-U.S. securities.

Stephen Smith is a financial advisor at Lesko Securities Inc. with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Lesko Securities since 2002, following several years at Prudential Securities Incorporated. Lesko Securities Inc. provides portfolio management and financial planning services to individuals, trusts, estates, charities, pension and profit-sharing plans, and businesses. The firm manages approximately $597 million in client assets using a range of analytical methods and invests in mutual funds, fixed income, equities, ETFs, and other securities on a non-discretionary basis.

Jeffrey Chase is a financial advisor with S.E.E.D. Planning Group, LLC in Binghamton, NY, holding Series 63 and Series 66 credentials with 12 years of industry experience. His prior roles include positions at key Investment Services, LLC and Tiaa. S.E.E.D. Planning Group provides wealth management and investment advisory services to individuals, trusts, estates, businesses, non-profits, and retirement plans. The firm employs fundamental analysis and a long-term investment strategy, integrating tax and estate planning with diversified portfolio management through its investment division, Sift Investment Management.

William Hampton is a financial advisor at Lesko Securities Inc. in Vestal, NY, holding a Series 66 designation with 20 years of industry experience. He has been with Lesko Securities since 2005. Lesko Securities, Inc. provides portfolio management and financial planning services to individuals, trusts, estates, charities, pension and profit-sharing plans, and businesses. The firm manages approximately $597 million in client assets, employs a range of analytical methods, and operates on a non-discretionary basis with documented Investment Policy Statements for each client.

Daniel Kain is a financial advisor with S.E.E.D. Planning Group, LLC in Binghamton, NY, holding Series 63 and Series 65 credentials and 19 years of industry experience. He worked at Nationwide Investment Services Corporation for 15 years before joining S.E.E.D. Planning Group in 2021. S.E.E.D. Planning Group provides wealth management, investment advice, and consulting services to individuals, trusts, estates, businesses, non-profits, and retirement plans. The firm employs fundamental analysis and a long-term investment strategy through its Sift Investment Management division, offering diversified portfolios and integrating tax and estate planning into its investment process.