Hi, I'm Steve. I've loved financial planning ever since I was a kid watching the ticker tape on CNBC as my mom, a homemaker learned about finances herself. I grew up in a very frugal household who taught me about working hard and saving for the future. My mother was a homemaker or "domestic engineer" as she calls it and my father was a federal employee. I was fortunate to be introduced to Rita Abel and become the owner of her small, family owned financial planning firm in 2019. Today we work with approximately 60 families. What makes us unique is our passion to be "accountability partner's" for our clients to ensure they take care of the important financial matters in their lives. We are part financial advisors and party financial therapists for our married couples but most importantly we are organized, proactive and have a passion for financial planning. Looking forward to meeting and if you want to know more, I encourage you to read our google reviews online. Just search "Abel Financial Reviews" in google.

Daryan Lenz is a CFP®-designated financial advisor with 15 years of industry experience. He is the sole advisor at Lenz Integrity Financial, an independent firm he has been affiliated with since 2016. Lenz Integrity Financial serves individual, high-net-worth, and charitable organization clients, offering discretionary portfolio management and standalone financial planning. The firm’s investment approach combines modern portfolio theory with other strategies such as technical analysis, model allocations, and option strategies, typically using exchange-traded funds and model portfolios.

Diepriye Briggs is a financial advisor at Gramel Capital Management LLC with 19 years of industry experience. He holds a Series 66 designation and has worked at Gramel Capital since 2008, following previous roles at Ameriprise Financial Services and OGR Investment & Trust Co Ltd. Briggs also serves as a director of a Nigerian investment adviser. Gramel Capital Management serves individual investors, pension and profit-sharing plans, corporations, trusts, estates, and charitable organizations by providing financial planning and discretionary portfolio management. The firm employs a generally conservative investment strategy based on fundamental security analysis, tailored to each client’s financial situation and risk tolerance.

Thomas Reilly is a financial advisor at Pine Tree Financial Services, Inc. He holds Series 63 and Series 65 designations and has three years of industry experience. He has been associated with Pine Tree Financial Services, Inc. since 1982. Pine Tree Financial Services, Inc. is an independent registered investment adviser that manages balanced equity and fixed-income portfolios for individuals and small businesses. The firm emphasizes investing in companies with durable revenue streams and growing profitability, manages all accounts on a non-discretionary basis, and serves a client base that includes significant non-U.S. exposure.

Jeffery Holmes is a financial advisor at Investream, holding a Series 66 designation with seven years of industry experience. His prior roles include positions at Morgan Stanley, Merrill, and General Dynamic Information Technology. Outside of his advisory work, he is also a licensed real estate agent. Investream is an independent, single-advisor firm serving individual and high-net-worth clients by providing ongoing portfolio management and preparing tailored Investment Policy Statements. The firm uses a multi-method investment approach, including charting, fundamental and technical analysis, modern portfolio theory, and options strategies, offering both discretionary and non-discretionary account management.

D'urville Christopher Sr. is affiliated with DAC Financial Advisors, Inc. and holds a Series 65 credential. He has experience working with various organizations, including American Military University, Purdue Global Law School, and the U.S. Navy, where he served for 24 years. He is also involved with One Christopher Group, Inc. and World Financial Group Insurance Agency. DAC Financial Advisors, Inc. is a fee-based registered investment adviser that provides portfolio advisory, financial planning, and consulting services to individuals, families, trusts, retirement plans, and other entities. The firm focuses on non-discretionary portfolio oversight, recommending independent third-party investment managers, and offering flexible financial planning arrangements.

Anvar Izbakiev is a CFP® professional with seven years of experience in financial advising. He is the sole advisor at Serenity Wealth Advisors LLC in Baltimore, MD. In addition to his advisory role, Izbakiev owns Ameritax Accounting and Finance, Inc., where he provides accounting and tax preparation services. He also owns a logistics company that offers dispatching services to truck drivers. Serenity Wealth Advisors serves individuals, high-net-worth clients, corporations, and employer plan sponsors with financial planning and employee benefit plan services. The firm employs a primarily passive investment approach focusing on low-cost index mutual funds and ETFs, alongside a variety of planning engagement options including subscription, fixed-fee, and hourly consultations.

Shaun Blakeslee is a financial advisor at Alton Point Advisors, LLC with 18 years of industry experience. He holds a Series 66 designation and has worked at firms including LPL Financial and PNC Investments. Outside of advising, he hosts an educational and entertainment podcast covering topics such as money, business, entrepreneurship, and finance. Alton Point Advisors, LLC is a small, independent firm founded in 2022 that provides discretionary asset management and hourly financial planning primarily for individual clients. The firm uses a combination of fundamental, technical, charting, and cyclical analysis to develop tailored investment strategies and conducts quarterly reviews for rebalancing and tax-loss harvesting.

Philippe Deumaga is a Series 65-licensed financial advisor at AGIOS Capital LLC with experience spanning several firms since 2016, including AceCore Global and Imperial Investment Holdings. He is based in Pikesville, Maryland, and began his tenure at AGIOS Capital in 2026. AGIOS Capital LLC is a newly registered Maryland investment adviser that plans to offer discretionary and non-discretionary portfolio management, comprehensive financial planning, and advisory services to retail, high-net-worth, institutional, and international clients. The firm utilizes a multi-asset, research-driven investment approach tailored to each client and incorporates a variety of asset classes and strategies including equities, fixed income, alternatives, and derivatives, with internal governance procedures and client authorization requirements for certain activities.

My path to founding Groff Wealth Management began during the most difficult chapter of my life. Watching my father battle brain cancer was a profound lesson in how quickly circumstances can change. In the wake of his passing, I saw the need for the families I serve to live life now instead of one day. Over and over I see families with the means but lacking the permission to spend and enjoy their lives. Most firms are built to scale, often at the expense of the client experience. I chose a different path. I intentionally serve a limited number of families. By staying small, I can provide a concierge-level service that larger firms have a hard time matching. For the widow/ widower: I carry the mental load. Whether it’s navigating complex employer benefits, handling the paperwork of loss, or ensuring your legacy is secure, I am in the trenches with you so you have the space to heal. For the Retiree: You’ve worked hard to build your resources. I ensure those resources are aligned with your values, allowing you to stop worrying about the "what-ifs" and start living your life to the fullest. A Personal Commitment: When you call, I answer. Whether I’m in the office or coaching my kids’ sports teams, my clients have a direct line to me. You aren't a line item on a balance sheet, you are a family I have committed to protect. My mission is to provide the clarity you need to move forward with confidence. If you’re looking for a partner to help carry the weight of your financial life so you can focus on what truly matters, I’d be honored to talk.

John Amos is a financial advisor with McClelland Wesley Wealth Management in Parkton, MD. He holds Series 63, 65, and 66 licenses and has 22 years of industry experience. He has been with McClelland Wesley Wealth Management since 2014. Outside of his advisory role, he plans to establish an insurance agency separate from his RIA. McClelland Wesley Wealth Management provides portfolio management and financial planning services to individuals, high-net-worth clients, pension and profit-sharing plans, and charitable organizations. The firm uses a combination of charting, fundamental, technical, cyclical, and quantitative analysis within a modern portfolio theory framework and serves both retail and institutional clients, including pension consulting.

Patrick Tuma is a CFP® professional with 23 years of experience in financial advising. He has worked at Financial Dimensions, Inc. from 1997 to 2024 and has been the principal of Tuma Financial, LLC since 2016. In addition to his advisory role, he also practices as an accountant, providing services outside the advisory business. Tuma Financial, LLC offers portfolio management and financial planning primarily to individual and high-net-worth clients. The firm uses fundamental analysis and modern portfolio theory for asset allocation and security selection, combining long-term strategies with options trading while maintaining documented risk tolerances and quarterly account reviews.

Maureen Mcshane is a financial advisor at Capital Investment Management Inc. with 20 years of industry experience. She holds a Series 66 designation and has worked at Capital Investment Management since 2007, following a prior role at H. Beck, Inc. Mcshane is also licensed as an independent insurance agent. Capital Investment Management provides non-discretionary investment supervisory services primarily to individuals and high-net-worth clients, including trusts, estates, IRAs, and 401(k) accounts. The firm’s approach centers on diversified, risk-based allocations implemented mainly through mutual funds and Modern Portfolio Theory, with ongoing client approval of investment actions.

Brian Wee is a CFP® professional with 15 years of industry experience, currently serving as the principal of Homewood Capital Management East LLC since 2017. He previously worked at Homewood Capital Management, Inc. from 2013 to 2018. Outside of his advisory role, Brian is a licensed real estate agent and insurance agent based in Woodbine, MD. Homewood Capital Management East LLC provides portfolio management and financial planning services to individual clients, focusing on long-term, diversified investment strategies grounded in modern portfolio theory. The firm emphasizes documented risk tolerance and time horizons, offering both discretionary and non-discretionary management, with regular portfolio reviews.

Gregory Rhines is a financial advisor with Wealth Builders Financial Group LLC in Westminster, MD. He holds a Series 65 designation and has 21 years of experience in the industry. He has been with Wealth Builders Financial Group since 2005 and has operated Wealth Builders, Inc. since 1992. Outside of his advisory role, he serves as president of Wealth Builders CPA & Consultants, a management position he has held since 1992. Wealth Builders Financial Group is a fee-only registered investment adviser serving individuals, pension and profit-sharing plans, trusts and estates, and corporate/business entities. The firm uses fundamental security analysis and primarily recommends mutual funds for diversification, managing approximately $38 million in assets for nearly 500 clients.

Christopher Shematek is a CFP® and ChFC® with 27 years of industry experience. He has been with Cobalt Financial Partners LLC since 2005, concurrently affiliated with LPL Financial. Outside of his advisory work, he serves as the Business & Economics Department Chair and instructor at Glenelg Country School, where he teaches economics and business courses and supports student-run business projects. Cobalt Financial Partners provides portfolio management and financial planning to individuals, high-net-worth clients, business entities, and pension and profit-sharing plans. The firm focuses on asset allocation, rebalancing, and modern portfolio theory, generally operating on a non-discretionary basis and managing approximately $108 million primarily through mutual funds and ETFs.

Philip Snyder is the principal of Snyder Asset Management, LLC, an independent registered investment adviser based in Hunt Valley, MD. He holds the CFA® designation and Series 66 license, with 20 years of industry experience. Prior to founding his firm in 2017, he worked at LPL Financial for one year. Snyder Asset Management provides customized wealth management and comprehensive financial planning primarily for individual and high-net-worth clients. The firm offers discretionary portfolio management focused on long-term strategies, combining fundamental and technical analysis to build diversified portfolios that include mutual funds, ETFs, individual securities, and alternative investments.

Peter Mulaikal is the sole advisor at Hansa Investments LLC and holds Series 63 and Series 65 licenses, with 29 years of industry experience. Prior to founding Hansa Investments in 2017, he worked at H. Beck, Inc. for 12 years. He is also a member of Anesthesia Perioperative Services LLC, where he has served as an anesthesiologist since 2005. Hansa Investments LLC provides portfolio management and financial planning for individuals, including high-net-worth clients, and offers pension consulting for employee benefit plans. The firm employs a diverse investment approach incorporating multiple analysis methods and strategies, combining pension consulting with licensed insurance sales within a small independent advisory setting.

Thomas Bonvissuto is a CFP®, CFA®, and ChFC® credentialed advisor with 30 years of industry experience. He founded Intero Financial Planning, LLC in 2019 after previous roles including 18 years at Wilmington Trust Investment Advisors and six years at The Financial Consulate. Additionally, he serves as a trustee for Sheppard Pratt Investment Inc., reviewing investments on a monthly basis. Intero Financial Planning is an independent firm serving individual investors, pension and profit-sharing plans, charitable organizations, and business entities. The firm emphasizes financial planning as the basis for client work and manages portfolios using a range of model allocations, focusing on ETFs and mutual funds with a long-term, U.S.-biased investment approach.

Niall O'Malley is a Series 65-credentialed financial advisor with 20 years of experience at Blue Point Investment Management in Baltimore, MD. He serves on the advisory board of the CFA Society Baltimore and is a member of the investment committees for the Maryland Center for History & Culture and Boys' Latin School of Maryland, volunteering regularly in these roles. Blue Point Investment Management provides discretionary and non-discretionary portfolio management primarily for individuals, trusts, IRAs, endowments, and corporate clients. The firm employs a Growth-At-a-Reasonable-Price (GARP) investment approach within a global, equity-oriented framework emphasizing tax efficiency, diversification limits, and active downside-risk management.