James Stahl is the sole advisor at Stahlvest, holding Series 63 and Series 65 licenses with 39 years of industry experience. He has worked at Purshe Kaplan Sterling Investments and Stahlvest, LLC since 2003. Stahl is also involved as a producer selling insurance products approved by PKS Insurance Agency. Stahlvest provides investment supervisory and management services to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. The firm employs a strategic asset-allocation, core-and-satellite approach using both passive index funds and selectively chosen active investments, managing globally diversified portfolios primarily on a discretionary basis.

Leslie Wolford is a financial advisor at DiNuzzo Private Wealth, Inc. with nine years of industry experience. She holds the CFP®, ChFC®, and Series 65 credentials. Leslie has been with DiNuzzo Private Wealth since 2016, with a brief tenure at Beaconsfield Financial Services Inc. in 2025. DiNuzzo Private Wealth offers discretionary investment management, financial planning, and retirement plan consulting to individuals, high-net-worth families, business owners, and institutional plan sponsors. The firm provides a range of services including wealth management, family office solutions, and an automated advisory platform, employing globally diversified, index-oriented portfolios and fiduciary services.

Robin Foreman is a CFP® with 39 years of industry experience. She is currently with Prospera Financial Services, Inc., where she has worked since 2017. Prior to this, she was involved with Summit Financial Group Inc and Summit Brokerage Services, Inc. in 2016–2017 and has operated Foreman Financial Group since 1999. Outside of her advisory role, she facilitates Financial Peace University and serves as a trustee and executor of an estate. Prospera Financial Services, Inc. is a multi-team firm serving individuals, corporate and charitable entities, and retirement plans, managing about $12.4 billion through approximately 207 advisors. The firm offers investment advisory and financial planning services via various platforms, combining firm models, third-party sub-advisers, and customizable allocations.

Millard Norris is a financial advisor at Royal Fund Management, LLC with 21 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Royal Fund Management since 2014, Nexus Financial Group since 2019, and previously operated Norris Financial Solutions. In addition to advisory work, he sells insurance products including annuities and health and Medicare supplements. Royal Fund Management serves individual investors, corporations, and retirement plans with portfolio management, financial planning, and pension consulting. The firm manages portfolios under written Investment Policy Statements and employs a range of strategies from conservative allocations to options writing, alongside offering both held-away advice and discretionary account management.

Kristina Dunn is a CFP®-designated financial advisor with 24 years of industry experience. She has been with Prospera Financial Services, Inc. since 2017 and also has longstanding ties with Foreman Financial Group dating back to 2001. Dunn serves as a board member and chairman of the finance committee for the Maryland Salem Children's Trust, a nonprofit organization. Prospera Financial Services, Inc. is a large multi-team firm serving individuals, corporations, charitable entities, and retirement plans, managing approximately $12.4 billion through around 207 advisors. The firm offers a range of advisory and financial planning services utilizing firm models, third-party sub-advisers, and customizable portfolio allocations across multiple platforms.

Barth Frankenberry Jr. is a financial advisor at Royal Fund Management, LLC with three years of industry experience. He holds a Series 65 credential and has operated the Frankenberry Insurance Group, a life and health insurance agency, since 2014. Royal Fund Management serves individual investors, corporations, and retirement plans by providing portfolio management, financial planning, and pension consulting. The firm constructs tailored investment portfolios using various analytical methods and manages assets across a range of strategies, serving approximately 83 advisors with about $1.55 billion in assets under management.

Jeffery Conner is a financial advisor with Latitude Advisors, LLC, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been with Latitude Advisors since 2009 and is also a principal and CPA at Fike, Conner and Associates, P.A. Outside of his advisory role, Conner serves as financial secretary for Mount Zion United Methodist Church and is president of Citizens Rights & Heritage Group, a nonprofit focused on public land use in Maryland. He is also vice chairperson of the Garrett County Planning Commission. Latitude Advisors serves individuals, high-net-worth clients, and various institutional and corporate clients, offering financial planning, discretionary portfolio management, and pension consulting services. The firm employs a range of proprietary and third-party model strategies with continuous account monitoring and rebalancing.

Harold Fike Jr. is a financial advisor at Latitude Advisors, LLC with 27 years of industry experience. He holds a Series 66 designation and has worked at Latitude Advisors since 2009. In addition to his advisory role, he is a principal at Fike, Conner and Associates, P.A., an accounting firm, and serves as treasurer for Cornerstone Baptist Church in Cumberland, MD. Latitude Advisors serves individuals, high-net-worth clients, and various institutional and corporate clients. The firm offers financial planning, discretionary portfolio management, third-party manager selection, and pension consulting, utilizing valuation-driven and momentum-based multi-asset model strategies supported by formal back-office partnerships and third-party signal providers.

Melissa Moyers is a financial advisor at Truist Advisory Services with 17 years of industry experience. She holds a Series 66 designation and has worked at Truist Investment Services, BB&T Securities, LLC, and BB&T Investment Services, Inc. since 2015. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors, participants, and charitable organizations. The firm uses a combination of discretionary manager relationships and non-discretionary consulting, supported by third-party platforms and AI-enabled research tools, to implement investment advice and manage client portfolios.

Brian Kelly is a Certified Financial Planner (CFP®) with 33 years of industry experience. He is currently affiliated with &PARTNERS and has held prior roles at Wells Fargo Clearing, LPL Financial, and Wells Fargo Advisors. &PARTNERS serves a diverse client base including individuals, retirement plans, nonprofits, and sovereign wealth funds. The firm provides a mix of advisory and brokerage services using proprietary models alongside third-party managers, incorporating fundamental, technical, and quantitative analysis across a range of investment products.

Christina Crites is a financial advisor at &PARTNERS with eight years of industry experience. She holds a Series 66 designation and previously worked at Wells Fargo Clearing and LPL Financial. Outside of her advisory role, she provides personal care support to a family member. &PARTNERS serves a diverse client base including individuals, retirement plans, charitable organizations, and sovereign wealth funds. The firm offers investment advisory and brokerage services using a combination of proprietary and third-party investment models.

John Delaney is a financial advisor with Cetera who holds Series 63 and Series 65 designations and has 23 years of industry experience. He has been with Cetera and affiliated firms since 2007 and also serves as a trust officer at First United Bank & Trust. Outside of his advisory role, he is chairman of the Cumberland Housing Alliance and vice chairman of the Housing Authority City of Cumberland. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers diversified portfolio management and financial planning services with a multi-manager platform that includes both affiliated and third-party managers.

Julie Baker is a financial advisor with LPL Financial in Frostburg, MD, holding Series 63 and Series 66 licenses and bringing 33 years of industry experience. She has been with LPL Financial, formerly Linsco/Private Ledger Corp., since 2002. In addition to her advisory role, she operates a CPA practice providing tax preparation and accounting services and is a notary for her clients. LPL Financial serves a wide range of clients, including individuals, retirement plans, banks, and charitable organizations, offering financial planning, advisory programs, and brokerage services through a national network of investment adviser representatives. The firm provides both discretionary and non-discretionary management and utilizes model portfolios, research, and various investment strategies supported by technology and third-party subadvisors.

Heather Clark is a Series 66-licensed financial advisor with RBC Capital Markets in Cumberland, MD, where she has worked since 2013. She has 24 years of industry experience. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, corporations, and charitable organizations. The firm offers multiple advisory programs tailored to clients’ risk profiles, combining in‑house and third‑party investment managers with various portfolio management and financial planning services.

Larry Boggs is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 51 years of industry experience. He previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC, serving clients for a combined 12 years before joining LPL Financial in 2021. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and nonprofit organizations. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Brendan Whiteman is a financial advisor with RBC Capital Markets, holding a Series 66 designation and two years of industry experience. His work history includes roles at RBC Capital Markets as well as positions in education and retail. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and nonprofit organizations. The firm offers a range of advisory programs and portfolio management services tailored to clients’ risk profiles, utilizing both in-house and third-party investment managers.

John Persons is a financial advisor at Wells Fargo Clearing with 26 years of industry experience. He holds Series 63 and Series 65 designations and has been with Wells Fargo since 2016. Outside of his advisory role, he is the owner of Persons Sport Horses LLC, a business focused on investment decisions related to sport horses. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research and analytics.

Molly Beeman is a financial advisor with LPL Financial, holding a Series 66 designation and 13 years of industry experience. She has worked at LPL Financial since 2018 and previously held positions at Wells Fargo Clearing and Wells Fargo Advisors, LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, supported by model portfolios, third-party subadvisors, and research from LPL Research.

Adam Mabee is a financial advisor with Edward Jones in Cumberland, MD, holding CFP® and Series 66 designations and bringing six years of industry experience. He has been with Edward Jones since 2019, following three years at Timbrook Automotive Group. Outside of his advisory role, his household operates a short-term rental Airbnb in Frostburg, MD, managed by his wife. Edward Jones is a wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Amy Snyder is a financial advisor with RBC Capital Markets in Cumberland, MD, holding Series 63 and Series 66 designations and bringing 24 years of industry experience. She has been with RBC Capital Markets since 2013. RBC Wealth Management, a division of RBC Capital Markets LLC, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers a variety of wrap fee advisory programs and tailors investment strategies through a combination of in-house and third-party managers, providing both discretionary and non-discretionary portfolio management along with financial planning and brokerage services.

Douglas Kramer is a financial advisor with Edward Jones in Frostburg, MD, holding Series 63 and Series 66 licenses and bringing 34 years of industry experience. He has been with Edward Jones since 1992. Outside of his advisory role, Kramer serves as a director for the Foundation for Frostburg, a nonprofit organization. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, managing approximately $1.01 trillion in assets through a nationwide network of advisors and branch offices.

Brandon Combs is a Series 66-credentialed financial advisor with Edward Jones, based in Cumberland, MD. He has 18 years of industry experience, including 15 years at M&T Securities prior to joining Edward Jones in 2023. Outside of his advisory role, he manages a rental property in Cumberland. Edward Jones is a full-service wealth management firm serving millions of individual and institutional clients, offering a range of advisory programs and investment solutions supported by a nationwide network of over 23,000 financial advisors.

Mirjhana Buck is a financial advisor at LPL Financial with 22 years of industry experience. She holds Series 63 and Series 66 credentials and previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC for a combined total of 17 years. In addition to her advisory role, she is also a certified notary public. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base, including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Michael Kalloz is a Certified Financial Planner® (CFP®) with 17 years of industry experience. He has been with Stifel Nicolaus & Co. Inc. since 2013. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm’s investment approach is guided by a proprietary methodology developed by its Investment Strategy Group, which uses forward-looking capital market assumptions and probabilistic modeling.

Patsy Stullenbarger is a financial advisor with LPL Financial and holds the CFP® designation, along with Series 63 and Series 65 licenses. She has 38 years of industry experience, including prior roles at Wells Fargo Advisors LLC and Wells Fargo Clearing. Stullenbarger also serves as a notary in Cumberland, MD. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a variety of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by research and a range of investment strategies.

Joshua Broadwater is a financial advisor with Edward Jones, holding a Series 66 designation and two years of industry experience. Prior to joining Edward Jones in 2023, he worked at Northrop Grumman for ten years. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory strategies and affiliated investment products supported by a large nationwide network of financial advisors and branch offices.

Shannon Seaders is a financial advisor at Stifel with a Series 66 designation and 10 years of industry experience. She has been with Stifel Nicolaus since 2016. Outside of her advisory work, she owns and operates Samadhi, a business focused on yoga instruction and candlemaking. Stifel serves a broad range of clients including individuals, institutions, and charitable organizations, offering both brokerage and investment advisory services. The firm’s investment guidance is based on a proprietary methodology developed by its Investment Strategy Group, which provides asset allocation and planning analyses for client use.

Andrew Lenda is a financial advisor at STIFEL with 19 years of industry experience and holds the Series 66 designation. He has worked at Stifel Nicolaus & Co Inc since 2018 and previously was with Morgan Stanley Private Bank, National Association from 2015 to 2018. STIFEL serves a broad range of clients including individuals, institutional clients, charitable organizations, and municipal entities. The firm offers brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Rodney Barker is a financial advisor at Edward Jones with 12 years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2014. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Christopher Mathews is a CFP® professional with 33 years of industry experience. He is currently with Wells Fargo Clearing and previously worked at First Peoples Community FCU and LPL Financial for 15 years. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broader investment menu that includes insurance-related vehicles and bank deposit sweep options.

Patrick Cunningham is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and 34 years of industry experience. He has been with LPL Financial since 2002. Outside of his advisory work, he provides notary services on a voluntary basis for clients. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network of representatives. The firm offers a range of advisory programs, financial planning services, and brokerage solutions, utilizing both discretionary and non-discretionary management supported by internal and third-party research.

Kyle Adams is a financial advisor at Edward Jones in Frostburg, MD, holding a Series 66 designation with one year of industry experience. Prior to joining Edward Jones in 2025, he served 12 years in the United States Air Force and currently participates in the Air Force Reserve as a Combat Rescue Officer. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Gary Lindner is a financial advisor with Edward Jones in Cumberland, MD, holding a Series 66 designation and 12 years of industry experience. He has been with Edward Jones since 2013. Outside of his advisory role, Lindner is involved with Scotty's Investigations, a private security business based in Cumberland. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies and is noted for its extensive national network of financial advisors and branch offices.

Gregory Ma Bee Jr. is a financial advisor at Edward Jones with 21 years of industry experience. He has been with Edward Jones since 2004 and holds the Series 63 and Series 66 designations. Outside of his advisory role, he is involved in a real estate investment project focused on property flipping. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions supported by a nationwide network of more than 23,000 financial advisors.

Philip Kochman is a financial advisor at Stifel with five years of industry experience. He holds a Series 66 designation and previously worked at ABN AMRO Securities (USA) LLC. Outside of his advisory role, he owns a residential condo in Florida. Stifel serves a diverse client base including individuals, institutions, and municipal entities, offering brokerage and investment advisory services supported by proprietary analysis and a range of financial planning options.

Aaron Strawderman is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has been with LPL Financial and First Peoples Community Credit Union since 2010. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs, financial planning, and brokerage services with both discretionary and non-discretionary management options.

Jeffrey Bennett is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 27 years of industry experience. He has worked at M&T Securities, Inc. since 2000 and joined LPL Financial in 2021. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, providing both discretionary and non-discretionary management supported by proprietary and third-party research.

Jason Burkett is a financial advisor with Edward Jones in Cumberland, MD, holding Series 63 and Series 66 designations. He has 24 years of industry experience and has been with Edward Jones since 2001. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a network of over 23,700 advisors and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.