William Cameron is a CERTIFIED FINANCIAL PLANNER™ professional with 29 years of experience. He has been the sole advisor at Third Millennium Advisors, Inc. since founding the firm in 1997 in Barboursville, Virginia. Third Millennium Advisors is an independent, state-registered investment adviser serving a small roster of individual clients, both high-net-worth and non-high-net-worth. The firm provides discretionary portfolio management, financial planning, and consulting, employing a blend of fundamental, technical, quantitative, and qualitative analysis to develop personalized investment policies.

William Frazer III is a financial advisor with Principal Financial Services in Locust Grove, VA. He holds Series 63 and Series 65 designations and has 20 years of industry experience. Since 2013, he has been affiliated with Your Retirement Pathfinder, Principal Securities, and Principal Life Insurance Company. Outside of his advisory role, he serves as an elder and Bible teacher at Lake of the Woods Church, where he helps oversee local ministry activities including a homeless shelter and special programs for adults with special needs. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and military personnel. The firm offers direct advisory programs, financial planning, and access to third‑party money manager solutions, with investment implementation typically managed on a discretionary basis by these third parties.

Melissa Daily is a financial advisor with Guardian Life and Park Avenue Securities in Locust Grove, VA, holding Series 63 and Series 65 credentials with 35 years of industry experience. She has worked with Park Avenue Securities and Guardian Life Insurance Company since 1999. Park Avenue Securities LLC, a wholly owned subsidiary of The Guardian Life Insurance Company of America, offers brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm provides a range of financial planning and consulting services, combining advisor-led discretionary management with model-based strategies and access to proprietary and third-party advisory solutions.

David Parkinson is a CFA® charterholder with 23 years of industry experience. He is currently with Carson Wealth and CWM, LLC, having previously spent over three decades at Greylin Investment Management Inc. CWM, LLC is an SEC-registered investment adviser operating an enterprise platform with more than 650 advisors and approximately $50.6 billion under management. The firm offers discretionary asset management, financial planning, and retirement plan services, employing an Investment Committee that oversees model portfolios and delivers tailored investment solutions through a network of custodial and technology relationships.

Gregory Lohr is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has worked at MML Investors Services and Massachusetts Mutual Life Insurance Company before joining Commonwealth and founding Lohr & Company, LLC. Outside of advisory work, he is president and co-owner of Rehoboth Farms, LLC, which manages a private farm raising Angus steers and rents property as a wedding venue, and is co-owner of 4 Buckets Retirement, LLC, a book sales and intellectual property business. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients, providing a range of advisory programs, technology, and operational support. The firm offers discretionary model portfolios and customized investment solutions while operating as a platform provider for affiliated advisors.

Ethan Lohr is a CFP® with 10 years of industry experience, currently affiliated with Commonwealth Financial Network. He has worked at Commonwealth and Lohr & Company, LLC since 2020 and previously at Mass Mutual Investors Services from 2015 to 2020. Lohr is co-owner of 4 Buckets Retirement, LLC and author of the book "The Four Buckets." Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs, investment management, and practice-management support, allowing advisors discretion in portfolio construction alongside model portfolios managed by its Investment Management and Research team.

Joel Marks is a financial advisor with Ameriprise in Madison, VA, holding the ChFC® designation and Series 63 and 66 licenses. He has 49 years of industry experience and previously worked at firms including Cuna Mutual Group and Capital One Financial Advisors. Outside of his advisory role, he hosts the Money Success Radio Program and serves as an ordained minister providing pulpit supply. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service, which combines written recommendations with ongoing tax-aware withdrawal guidance.

Robert Butterworth is a financial advisor with Ameriprise in Madison, Virginia, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He has been with Ameriprise and its related entities since 2009. Outside of his advisory role, he has involvement in real estate ownership unrelated to investment activities. Ameriprise is an institutional firm serving clients, particularly those nearing or in retirement with significant investable assets, through its retirement-income planning service. The firm combines research, modeling, and tax-efficient strategies to deliver personalized, non-discretionary recommendations, supported by a centralized consulting team.

Jeffrey Earnhardt is a financial advisor with Edward Jones in Orange, Virginia, holding Series 63 and Series 66 credentials and possessing 27 years of industry experience. He has been with Edward D. Jones & Co., L.P. since 1998. Outside of his advisory role, he manages a real estate business called New Beginnings Properties. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment options, supported by a large network of financial advisors and branch offices nationwide.

Tyler Herring is a financial advisor at Edward Jones in Gordonsville, VA, holding the Series 66 designation with 10 years of industry experience, all spent at Edward Jones since 2016. Outside of his advisory work, he serves in leadership roles within the Church of Jesus Christ of Latter Day Saints and operates a short-term rental business at Wintergreen Resort, VA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households and charitable organizations. The firm offers a range of advisory programs with discretionary and non-discretionary strategies, supported by a large network of financial advisors and branch offices nationwide.

Shaylyne Gough is a financial advisor with Edward Jones in Orange, VA, holding Series 63 and Series 66 credentials and eight years of industry experience. She has been with Edward Jones since 2002. Outside of advising, she serves as an ambassador for Plexus, a health-related business based in Scottsdale, AZ. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households, corporate clients, and charitable organizations. The firm offers a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Robert Shreve is the sole advisor at KAIROS LLC, an independent firm based in Orange, VA. He holds Series 63 and Series 65 licenses and has 24 years of industry experience. His career includes long-term roles at both KAIROS LLC and The Mutual Life Insurance Company of New. KAIROS LLC provides portfolio management and advisory services primarily to individual clients, operating as a small independent firm with approximately $732,303 in assets under management. The firm emphasizes individualized portfolio management with formal disclosures on performance-based fees, personal trading, and governance practices.