Daniel Egan is a financial advisor at LPL Enterprise with a Series 66 designation and one year of industry experience. Prior to joining LPL Enterprise, he has been professionally involved as a musician, performing as a trumpet player with several orchestras including the Richmond Symphony Orchestra and the Houston Symphony. He also teaches music at the National Music Festival. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, access to model wealth portfolios, third-party asset management, and a range of brokerage and insurance products.

Paavan Kotini is the sole advisor at Kotini Capital Advisors LLC in Glen Allen, VA. He holds a Series 65 designation and has industry experience beginning in 2024, with prior roles including five years at CarMax and ongoing involvement in Kotini & Kotini LLC since 2011. Outside of advisory work, he is associated with an insurance company and a virtual family-office entity. Kotini Capital Advisors is an independent firm offering asset management and fee-based financial planning to individuals, high-net-worth clients, trusts, estates, foundations, endowments, corporations, and small businesses. The firm follows an institutional endowment model investment approach with broad diversification and includes alternative and less-liquid investments, implementing strategies through ETFs, mutual funds, separate accounts, and third-party managers.

David Luck is a CFP® professional with eight years of industry experience and is the sole advisor at Advisor Financial Services, Inc. He has been with the firm since 1995 and concurrently operates Luck & Company CPA PLLC, providing tax and accounting services to individuals and small businesses. Advisor Financial Services, Inc. is an independent SEC-registered investment adviser serving individuals, corporations, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm uses long-term, diversified strategies tailored to client goals and risk tolerance, supported by a technology-driven platform that integrates portfolio management with tax and accounting services.

Michael Greer is a financial advisor at Rise Wealth Partners LLC with 19 years of industry experience. His work history includes roles at Modern Capital Advisors, LLC, and Edward Jones, as well as operating Greer Financial Group, LLC. Outside of advisory work, he is involved in managing American Family Bio-Clean LLC and its franchise operations. Rise Wealth Partners LLC provides discretionary portfolio management and financial planning to individuals, trusts, estates, charitable organizations, and business entities. The firm employs model portfolios from third-party sub-advisers and offers asset-allocation review for held-away retirement plan assets, with investment advice tailored to client objectives and risk tolerance.

Jb Bryan is the principal of J. B. Bryan Financial Group, Inc., an independent advisory firm based in Richmond, VA. He holds Series 63 and Series 65 licenses and has 23 years of industry experience. Bryan has led his firm since 1995 and is also a licensed insurance agent for life, health, and property and casualty insurance. J. B. Bryan Financial Group serves a limited client roster that includes individuals, high-net-worth clients, trusts, corporate pension and profit-sharing plans, charitable organizations, and small businesses. The firm offers comprehensive financial planning, consulting, portfolio management, and insurance products, delivering non-discretionary advisory services combined with written plans and tailored recommendations.

James Thornton Jr. is a financial advisor at Fifth Pointe with Series 63 and Series 65 licenses and three years of industry experience. His prior roles include positions at Rocket Mortgage, Capital One, and Money Concepts Capital Corp. Outside of advisory services, he owns and operates an insurance agency offering property, casualty, and health insurance products. Fifth Pointe provides financial planning, consulting, portfolio management, and algorithm-driven robo-advisory services to a diverse client base, including individuals, high-net-worth clients, trusts, estates, and institutional entities. The firm combines traditional advisory services with affiliated insurance and mortgage offerings, seminars, and pension consulting.

Nathaniel Jackson is the sole advisor at Jay Blue Capital and holds a Series 65 designation. He has 11 years of experience working at The Collegiate School. Jay Blue Capital, LLC is a newly registered investment adviser that provides discretionary and non-discretionary portfolio management and investment advice to individuals and business entities. The firm uses Modern Portfolio Theory and the Capital Asset Pricing Model, combining fundamental and technical analysis to manage portfolios across four risk-based strategies, including an options-based Aggressive Growth strategy.

Stuart Hunsicker is the owner and managing member of Purpose Driven Wealth Advisors LLC in Richmond, VA. He holds the ChFC® designation and Series 65 and 66 licenses, with 11 years of industry experience. Prior to founding Purpose Driven Wealth Advisors in 2025, he operated Purpose Driven Retirement Planners since 2016. Purpose Driven Wealth Advisors provides discretionary and non-discretionary asset management, financial planning, and consulting services to individuals, high-net-worth individuals, and business entities, employing both in-house portfolio management and third-party manager referrals.

Jessica Casey is a financial advisor at Five Lakes Advisory LLC with 11 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at JPMorgan Chase Bank NA and J.P. Morgan Securities from 2014 to 2025. Jessica also provides trustee services through a separate entity. Five Lakes Advisory is an independent registered investment adviser focused on financial consulting, investment research, and reporting for institutional and pooled-vehicle clients, as well as high-net-worth families, charities, and businesses. The firm emphasizes alternative investments and manager evaluation, relying on qualitative and quantitative research without discretionary trading authority.

Nicholas King is a financial advisor at Limiter Financial LLC with a Series 65 credential and one year of industry experience. His prior roles include positions at Kuba Ventures, VInvesto, Inc., TSW, and Taylor Hoffman Wealth Management. He is affiliated with Kuba Ventures, where he dedicates significant time. Limiter Financial provides discretionary and non-discretionary portfolio management and financial planning services to individuals, high-net-worth clients, and corporations. The firm employs a tailored approach combining fundamental analysis and modern portfolio theory, offering portfolio management with integrated financial planning at no additional cost.

Too often, people are given more complexity, more products, and more jargon when what they really need is someone who will listen carefully, explain things plainly, and help them make wise decisions about the life they are building. FirstFruits was created around a simple idea: money is a tool, not the goal. The real questions are bigger than investment returns: When can I retire? How can I care for my family? Can I give more generously? What is all this money actually for? I wanted to build a firm where those questions could be answered thoughtfully, without sales pressure or one-size-fits-all advice. That is why FirstFruits is intentionally small, independent, fee-only, and built around long-term relationships. I work with a limited number of families so I can fully know your story, understand what matters to you, and give you straight answers without unnecessary jargon. My office is in Richmond, Virginia, where I live with my wife and two boys (with a baby girl on the way), but I work remotely with clients across the country.

Planning for retirement is overwhelming. You deserve a financial plan that addresses your goals and concerns first – not one built around product sales or a managed investment portfolio. I provide transparent financial planning designed to help you make informed decisions with confidence, without a hidden agenda. My planning process is a comprehensive 60-day financial planning engagement for a flat fee of $3,000. During our time together, we'll evaluate every aspect of your financial life, including: - Retirement cash flow projections - Tax-efficient retirement withdrawal strategies - Roth conversion analysis - Social Security claiming strategies - Investment allocation review - Estate planning coordination - Insurance review - Actionable recommendations tailored to your goals At the end of the engagement, you'll receive a personalized financial plan with clear recommendations and a prioritized action plan you can implement immediately. Financial Planning First Clients simply want objective and informed financial advice. My process always begins as a standalone financial planning engagement. There is no obligation to move your investments or purchase any additional services. My goal is to provide practical, unbiased advice that helps you make better financial decisions. Investment Management—If You Want It For those who want professional investment management, I offer portfolio management and ongoing financial planning designed to keep your investment strategy aligned with your retirement and tax goals. This service is entirely optional and can range between $3,000 to no more than $7,200 depending on account size. We can discuss whether ongoing investment management makes sense for your situation after your financial plan is complete. Who I Work With I work best with people who are: - Within 10–15 years of retirement - Recently retired - Looking to reduce lifetime taxes in retirement - Wondering when to claim Social Security - Deciding how to draw income from retirement accounts - Seeking objective financial advice without sales pressure - Looking for a fiduciary financial planner who puts their interests first Why Clients Choose Me - Transparent flat-fee pricing - Fiduciary advice focused on your best interests – no commissions or product sales - Retirement and tax planning expertise - Personalized recommendations - Consistent communication and pre-scheduled meetings - Optional investment management for those who want ongoing support

Matthew Romeo is a CFP® professional based in Richmond, VA, with nine years of industry experience. He is the sole advisor at Kitchen Table Financial Planning, an independent firm he joined in 2026. His prior experience includes roles at Simplicity Wealth Management, Enriched Advice, SBK Financial, and Atlas Financial. Kitchen Table Financial Planning offers wealth management and financial planning services to individual and high-net-worth clients. The firm employs a diversified investment approach incorporating modern portfolio theory and fundamental analysis, providing both discretionary portfolio management and comprehensive financial plans with flexible fee structures.

I’m a CFA® Charterholder, CERTIFIED FINANCIAL PLANNER™, and Enrolled Agent with 20 years of experience in the financial industry. Prior to becoming a financial advisor, I served for a few years in the US Army's 75th Ranger Regiment. I'm a major believer in the old saying "a failure to plan is a plan to fail." That being said, plans needn't be complex or 400 pages long. More often, a simple, single-page plan that everyone can understand is more powerful. Some fun facts about me: Favorite Board Game: Stratego Favorite Hobbies: Kayaking, windsurfing (I'm working on it), swimming, or anything on the water. Favorite Day Trip: Fredericksburg, floating down the Rappahannock River and looking for otters and bald eagles. Education: BS in Commerce, University of Virginia

Deven Tasgaonkar is a financial advisor with Afflint Advisors, LLC, holding a Series 65 credential and five years of industry experience. He has held roles at Gartner since 2022, where he serves as VP of Machine Learning, and has prior experience with IBM. Outside of advisory work, he manages several real estate investment LLCs. Afflint Advisors provides discretionary investment management and research services to individuals and firms, including other advisers. The firm employs customized, systematic strategies using automation and a combination of fundamental and technical analysis, serving clients with a multi-year investment horizon and tolerance for volatility.

Matthew McKay is a financial advisor at McKay Wealth Management Group LLC with 19 years of industry experience. He holds a Series 66 designation and has led his firm since 2015. Outside of his advisory role, McKay serves as trustee of a family trust and is a partial owner of White Oak Lodging LLC. McKay Wealth Management Group LLC provides portfolio management and financial planning services to individuals, high-net-worth clients, trusts, businesses, and other entities. The firm employs a combination of fundamental and technical analysis within a modern portfolio theory framework and collaborates with an outsourced chief investment officer for asset allocation and model development while retaining fiduciary responsibility.

Joel Hughey is a financial advisor at Ark Financial Strategies LLC with nine years of industry experience. He previously worked at New York Life from 2015 to 2024. Outside of his advisory role, he serves as a board member for the Community Christian Center in Henrico, VA. Ark Financial Strategies LLC provides portfolio management and financial planning services to individuals and high-net-worth clients. The firm employs a variety of analytical methods and trading approaches, prepares Investment Policy Statements for each client, and typically operates with discretionary authority to implement agreed strategies.

Peter Byrd is a CFP® professional with two years of experience, currently serving as the sole advisor at Opulent Wealth in Richmond, VA. He previously worked at Agili P.C. for seven years and held a position with the City of Harrisonburg for two years. Opulent Wealth offers wealth management and financial planning services to individuals, including high-net-worth clients, and small-business plan sponsors. The firm employs a Core + Satellite investment approach, provides pension and retirement-plan consulting, and combines ongoing portfolio management with modular or comprehensive planning tailored to client needs.

Stuart Pierson is a financial advisor at Piedmont Capital Asset Management LLC in Richmond, VA, holding Series 63 and Series 65 licenses with 21 years of industry experience. He has been with Piedmont Capital since 2007. Piedmont Capital Asset Management provides discretionary portfolio management to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and business entities, including high-net-worth clients. The firm uses quantitative fund-screening tools combined with long-term allocation strategies and fixed-income techniques, managing portfolios under discretionary authority with regular reviews and rebalancing. Its small, adviser-managed practice oversees approximately $35 million for about 20 clients, emphasizing concentrated advisory relationships and operational features such as active use of the Pontera platform and a policy of not voting client proxies.

Ronald Borthwick Jr. is a financial advisor at Fatfire Financial with a Series 65 credential and has been in the industry since 2024. He previously worked at McKesson Corporation for nine years and has maintained an ongoing business interest in a craft beverage company, Corks and Kegs LLC, since 2007. Fatfire Financial is a fee-only advisory firm that provides comprehensive financial planning to individuals and high-net-worth clients without managing assets or accepting commissions. The firm employs a variety of analytical methods and offers both ongoing and project-based planning engagements, focusing on client-implemented advice rather than discretionary management.