Arie Korving is a CFP® with over 31 years of experience in the financial industry. He is currently a principal at Courage Korving Miller Partners, LLC, where he has worked since 2022, and previously operated Korving & Company LLC since 2010. Courage Korving Miller Partners, LLC provides discretionary and non-discretionary investment advisory services, financial planning, and retirement plan consulting to individuals, charitable organizations, and pension and profit-sharing plans. The firm customizes portfolios using a variety of investment strategies and analytical methods, and offers ongoing monitoring and reporting while generally recommending Schwab or Fidelity as custodians.

Ella Bourne is a financial advisor with Courage Korving Miller Partners, LLC, holding a Series 66 designation and 19 years of industry experience. She has worked at Korving & Company LLC since 2010 and joined Courage Korving Miller Partners in 2022. Courage Korving Miller Partners provides discretionary and non-discretionary investment advisory services, financial planning, and retirement plan consulting to individuals, charitable organizations, and pension and profit-sharing plans. The firm tailors portfolios using a range of investment strategies and typically recommends Schwab or Fidelity as custodians while offering ongoing monitoring and reporting.

Roy Runyon is a financial advisor at River Crescent Advisors, LLC with six years of industry experience. He holds a Series 65 designation and previously worked at Beacon Harbor Wealth Advisors, Inc. and The Gartman Letter L.C. Runyon serves on the Board of Trustees for Nansemond-Suffolk Academy. River Crescent Advisors, LLC provides discretionary wealth management and financial planning services to individuals, high-net-worth clients, trusts, estates, businesses, and retirement plans. The firm manages approximately $122.7 million in client assets and employs a fundamental, long-term investment approach using diversified model portfolios tailored to client goals and risk tolerances.

Stephen Korving is a CFP® with 21 years of industry experience and currently a principal at Courage Korving Miller Partners, LLC. He has been with Korving & Company LLC since 2010 and joined Courage Korving Miller Partners in 2022. Courage Korving Miller Partners provides investment advisory services, financial planning, and retirement plan consulting to individuals, charitable organizations, and pension and profit-sharing plans. The firm customizes portfolios using a variety of analytical methods and strategies, and offers ongoing monitoring and reporting while typically recommending Schwab or Fidelity as custodians.

Tyler Dunn is a CFP® with three years of industry experience, currently advising at River Crescent Advisors, LLC. His prior experience includes roles at PBMares Wealth Management, The Citadel, Acap SME, LLC, and Randolph-Macon College. Outside of his advisory work, he serves as a pitching coach for the Randolph-Macon baseball team. River Crescent Advisors provides discretionary investment management and financial planning to individuals, high-net-worth clients, trusts, estates, businesses, and retirement plans. The firm employs a fundamental analysis-based investment approach focused on long-term strategies while allowing for shorter-term adjustments, and it offers a wrap fee program that consolidates transaction costs into a single advisory fee.

Arcelia Wicker is a financial advisor at Bay Capital Advisors, LLC with three years of industry experience. She holds the ChFC® designation and the Series 65 license. Prior to joining Bay Capital Advisors, she served in the United States Navy for seven years. Bay Capital Advisors is a fee-only advisory firm serving individual and high-net-worth clients, as well as business and charitable entities. The firm employs a top-down macroeconomic and fundamental analysis approach combined with a core-satellite implementation, managing approximately $196 million across about 175 client relationships.

Carter Moss is a financial advisor at MissionSquare Retirement with 18 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at ICMA Retirement Corporation since 2014. MissionSquare Retirement serves state and local government employers, their employees, and certain nonprofits by administering deferred compensation and qualified retirement plans. The firm offers plan administration, recordkeeping, education, and Guided Pathways Advisory Services, which include discretionary Managed Accounts and nondiscretionary Fund Advice with investment strategies developed by Morningstar Investment Management.

Pamela Mcwhorter is a financial advisor with NFSG Corporation, holding Series 63 and Series 65 designations and over 42 years of industry experience. Her prior roles include positions at Newbridge Securities Corp, Edward Jones, and Wells Fargo Advisors. She serves on the advisory board of the Virginia Medical Freedom Alliance, which focuses on medical legislation affecting children and young adults. NFSG Corporation provides investment advisory and financial planning services to a diverse client base, including individuals, pension plans, trusts, and charitable organizations. The firm offers both discretionary and non-discretionary asset management, utilizing a variety of investment instruments and employing internal portfolio management alongside third-party asset manager arrangements.

Trevor Maxwell is a financial advisor at Cape Investment Advisory, Inc. with six years of industry experience. He holds Series 63 and Series 65 licenses and previously served 20 years in the United States Navy. Outside of his advisory role, he is a co-founder of Baker/Max LLC. Cape Investment Advisory provides discretionary and non-discretionary investment management, financial planning, and retirement plan advisory services to individuals, trusts, corporations, and qualified plans. The firm supports about 1,624 clients through approximately 40 advisors and employs a flexible investment approach that includes fundamental, technical, and macroeconomic analysis.

Christopher Doyle is a financial advisor with Kingswood Wealth Advisors, LLC, holding a Series 63 designation and 39 years of industry experience. His career includes roles at Kingswood Capital Partners, Benchmark Investments Inc., and Securities America Inc. Kingswood Wealth Advisors, LLC offers investment advisory and consulting services to individuals, corporations, pension and ERISA plans, and institutional investors. The firm employs an open-architecture approach, tailoring strategies to client objectives and risk tolerance while conducting due diligence and monitoring of third-party managers.

Andrew Gregory is a financial advisor with Steward Partners Investment Advisory, LLC, holding a Series 66 designation and 20 years of industry experience. Prior to joining Steward Partners in 2024, he worked at Freedom Street Partners, LLC, Raymond James Financial Services Advisors Inc., and Edward Jones. He is a partner and owner of several business entities including Freedom Street Partners, LLC, where he is involved in recruiting and operations, and a passive owner of an AI investment firm. Steward Partners Investment Advisory, LLC is an enterprise-scale SEC-registered RIA managing approximately $36.7 billion in regulatory assets. The firm serves individuals, pension and profit-sharing plans, corporations, trusts, estates, and charitable organizations, offering a range of investment advisory and financial planning services supported by multiple portfolio management options and third-party money managers.

Meghan Councill is a Series 66-licensed financial advisor with Davenport & Company LLC, where she has worked since 2011 and has 15 years of industry experience. She serves on the Board of Directors for the Obici Healthcare Foundation, participating in multiple committees including Investment, Audit, Governance, and the Executive Board as Secretary. Davenport & Company serves individual and institutional clients, offering a range of asset management, brokerage, and advisory services with a platform that includes separately managed accounts and mutual funds.

Robert Estes is a financial advisor at Steward Partners Investment Advisory, LLC with 19 years of industry experience. He holds a Series 66 credential and has previously worked at Freedom Street Partners and Edward Jones. Outside of his advisory role, Estes serves as president of the North Suffolk Rotary club, where he manages weekly meetings and collaborates with board members. Steward Partners Investment Advisory, LLC is an SEC-registered enterprise-scale RIA managing approximately $36.7 billion in assets. The firm serves individuals, including high-net-worth clients, as well as pension plans, corporations, trusts, estates, and charitable organizations, providing a range of advisory, planning, and portfolio management solutions.

Margaret Wiley is a financial advisor with Steward Partners Investment Advisory, LLC, holding a Series 66 designation and 16 years of industry experience. She has previously worked at Raymond James Financial Services Advisors Inc. and Edward Jones. Wiley owns multiple businesses, including FSP Enterprise, LLC and Margaret N. Wiley, LLC, which serve as support and holding companies. Steward Partners Investment Advisory, LLC is an enterprise-scale SEC-registered RIA managing approximately $36.7 billion in assets. The firm serves individuals, pension plans, corporations, trusts, estates, and charitable organizations, offering a range of investment advisory and financial planning services through both proprietary and third-party managed solutions.

Todd Eichman is a Certified Financial Planner (CFP®) with 27 years of industry experience. He has been with Kestra Advisory Services since 2016 and has prior experience at Sterling Asset Management and Securities America. Eichman is also involved with Sterling Benefits Holdings, Inc., a holding company related to the administrative operations of his affiliated firms. Kestra Advisory Services provides investment advisory and retirement-plan consulting to institutional and individual clients, offering services such as fiduciary consulting, plan design, employee education, and advisor-managed accounts. The firm serves a broad client base, including large institutional investors, and employs a range of management platforms and third-party solutions.

Anthony Piglowski is a financial advisor with Steward Partners Investment Advisory, LLC, holding Series 63 and Series 66 licenses and eight years of industry experience. His prior roles include positions at Raymond James Financial Services Advisers, Wells Fargo, KeyBank, and Boetger Retirement Plan Services. He serves on the boards of the United Way of South Hampton Roads, Suffolk Humane Society, and Hampton Roads Chamber of Commerce. Steward Partners Investment Advisory, LLC is an enterprise-scale SEC-registered RIA managing approximately $36.7 billion in regulatory assets. The firm provides investment advisory, financial planning, pension consulting, and managed account programs to individuals, pension plans, corporations, trusts, estates, and charitable organizations through both discretionary and non-discretionary portfolio management solutions.

David Love is a financial advisor with Davenport & Company LLC in Suffolk, VA. He holds Series 63 and Series 65 credentials and has 38 years of industry experience. He has been with Davenport & Company since 2012. Outside of his advisory work, he serves as a board member for both the YMCA and the Suffolk Center for Cultural Arts. Davenport & Company serves individual and institutional clients by offering asset management, retail brokerage, fixed income, investment banking, and advisory services. The firm structures its asset management around portfolio manager teams and research committees, providing a range of separately managed accounts, mutual funds, and municipal bond strategies.

Kristen Gardner is a financial advisor with Truist Advisory Services, holding Series 63 and Series 66 licenses and possessing 14 years of industry experience. She has worked at Truist Advisory Services and its affiliated entities since 2015, including Bb&T Securities. Gardner is a member of Suffolk Business Women, an organization focused on networking and supporting business professionals in the Suffolk area. Truist Advisory Services provides investment consulting and advisory services to individuals, corporations, retirement plan sponsors, and charitable organizations, utilizing a combination of discretionary and non-discretionary strategies supported by third-party platforms and manager due diligence.

Heather Wineman is a financial advisor at LPL Financial with 10 years of industry experience. She holds the Series 66 designation and has previously worked at UBS Financial Services, Wells Fargo Advisors, and Wells Fargo Clearing. Outside of her advisory work, she is involved in yoga instruction and personal training, owning Barefoot Balance LLC and working with several fitness and wellness businesses. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, corporations, and charitable organizations through a network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing research and model portfolios from multiple sources and employing both discretionary and non-discretionary management approaches.

Mark Mcgahee is a CFP® with 33 years of experience in the financial services industry. He is currently affiliated with OSAIC and has held roles at Securities America Advisors, Inc. and Nansemond River Financial Services, where he is also the owner. Mcgahee writes a financial column for the Suffolk News Herald. OSAIC serves a diverse range of retail and institutional clients through a large network of advisers, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm employs various asset-allocation tools and supports both discretionary and non-discretionary portfolio management.

Shandre Harasty is a CFP® professional with 17 years of industry experience, currently serving at Edward Jones since 2008. She holds the Series 66 designation and is based in Suffolk, VA. Outside of her advisory role, she is president of the Christian Women's Business Network of Hampton Roads and a member of the Supplemental Retirement Board. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a variety of advisory programs, including managed solutions and separately managed accounts. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of over 23,000 financial advisors.

Amy Tucker is a CFP® professional with nine years of industry experience, currently advising at Edward Jones since 2016. Prior to joining Edward Jones, she worked at World Financial Group and was a Notary Signing Agent. She also has experience with Beloved Africa, an outside activity spanning four years. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages over $1 trillion in assets and offers a range of advisory programs and investment solutions, supported by a nationwide network of financial advisors and branch offices.

Michael Chinn is a financial advisor at LPL Financial with 28 years of industry experience. He previously worked at Nationwide and Nationwide Securities, Inc. for 12 years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and brokerage services, with discretionary and non-discretionary management supported by research and model portfolios.

Steve Koziol is a financial advisor at OSAIC with 19 years of industry experience. He holds Series 63 and Series 66 credentials. Prior to joining OSAIC in 2025, he worked for Lincoln Financial Advisors from 2012 to 2025. OSAIC serves a broad range of retail and institutional clients, including individual investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services utilizing asset-allocation tools, risk-tolerance questionnaires, and access to third-party money managers across various investment products.

Richard Dipasquale is a ChFC®-designated financial advisor with 53 years of industry experience, currently serving at MassMutual Investors Services since 1994. He holds a Series 63 license and has a background in life and health insurance sales as an agent. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual that provides financial planning and asset management to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative annual planning engagements utilizing firm-approved analytical tools and a range of investment and planning services.

Sara Crain is a financial advisor at Edward Jones with the Series 66 designation and four years of industry experience. Prior to joining Edward Jones in 2022, she worked at Old Point National Bank for three years and was involved in the food service industry with Vinny's Pizza and Pasta and Rita's Italian Ice. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of over 23,700 financial advisors, offering a range of advisory programs, investment strategies, and affiliated financial services.

Phillip Frix is a financial advisor at Edward Jones with Series 63 and Series 66 credentials and 32 years of industry experience, all of which he has spent with Edward Jones. He serves as Vice President of Finance for the Isle of Wight Volunteer Rescue Squad, where he advises on financial matters. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Jason Rebbe is a financial advisor at Raymond James Financial with 23 years of industry experience. He previously worked at Edward Jones from 2003 to 2019 before joining Raymond James in 2019. Outside of advising, he serves as president of Nottoway Financial Group LLC and is treasurer for the Sussex/Southampton Little League Baseball board. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm uses tailored, non-discretionary planning and analytical tools to support client goals and offers specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Andrew Mcculley is a financial advisor at LPL Financial with seven years of industry experience. He has worked at LPL Financial since 2018 and previously held roles at Bronco Federal Credit Union and the College of William and Mary. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Kenneth Mcgahee II is a financial advisor at OSAIC with three years of industry experience. He holds Series 65 and Series 63 designations. Prior to joining OSAIC, he worked at Securities America Advisors and Securities America, Inc., and before entering the financial industry, he spent seven years with First Team Automotive. Mcgahee is also involved in insurance sales and service through Nansemond River Financial Services. OSAIC Wealth, Inc. serves a wide range of retail and institutional clients through a large network of affiliated advisers and offers integrated brokerage and investment advisory services. The firm employs diverse investment strategies and platforms, including asset-allocation tools and third-party solutions, to manage portfolios across various asset classes.

Brandon Zenisek is a financial advisor at Edward Jones with a Series 66 designation and one year of industry experience. Prior to joining Edward Jones, he held positions at City Wide and was self-employed, in addition to work in the wellness and retail sectors. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a nationwide network of financial advisors and branch offices.

James Stephenson is a financial advisor with Primerica Advisors in Windsor, VA, holding Series 63 and Series 65 licenses and 39 years of industry experience. He has been associated with Primerica Advisors and Primerica Financial Services since 1987 and operated his own practice, James Russell Stephenson, since 1999. Outside of advisory work, he is a co-owner of MH Holland Farm, committing a small portion of his time monthly. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm employs model-driven investment strategies managed by third parties and supports trading and custody through BNY Mellon Advisors and Pershing.

John Crain is a financial advisor at Edward Jones with seven years of industry experience. He holds a Series 66 designation and has worked at Edward Jones since 2018. Prior to his career in finance, he spent 18 years at Smith Turf & Irrigation Co., LLC. Outside of advising, he occasionally provides disc jockey services for children’s and social events. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of discretionary and non-discretionary investment strategies, supported by a large nationwide network of financial advisors and branch offices.

Randall Carr is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 designations and possessing 31 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2009 to 2016. Carr serves as co-trustee for his father's investment-related trust in Windsor, VA. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and other sources.

Leah Beth Williams is a financial advisor with LPL Financial in Franklin, VA, holding Series 63 and Series 66 licenses and 23 years of industry experience. Prior to joining LPL Financial in 2013, she worked for Bronco Federal Credit Union for 17 years. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting with access to model portfolios and research from multiple sources.

Justin Sorensen is a financial advisor at Edward Jones in Suffolk, VA, holding a Series 66 designation with 16 years of industry experience. He has been with Edward Jones since 2009. Outside of advising, he is involved in green energy startups and is a co-owner or manager of several small business ventures. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of investment strategies and advisory services, supported by a large national network of advisors and branch offices.

Elaine Fenters is a financial advisor at Wells Fargo Clearing with 12 years of industry experience. She holds a Series 66 designation and has worked at Wells Fargo Clearing since 2016, following nine years at WELLS FARGO Advisors, LLC. Outside of finance, she has been an instructor and choreographer at the Contemporary School of Dance since 2003. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advisory options. The firm’s approach is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Courtney Thompson is a financial advisor at Edward Jones in Suffolk, VA, holding a Series 66 designation with two years of industry experience. Prior to joining Edward Jones in 2018, Thompson worked in the hospitality and catering industries. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment strategies through a nationwide network of financial advisors and branch offices.

Hunter Haywood is a financial advisor at Equitable Advisors with eight years of industry experience. He holds Series 63 and Series 65 licenses and has been with Equitable Advisors since 2017, having previously worked at AXA Advisors. Outside of his advisory role, he is involved with Ducks Unlimited, assisting in organizing their annual fundraising event. Equitable Advisors serves individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients by providing financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as both an SEC-registered investment adviser and a broker-dealer, utilizing a variety of sponsored programs and endorsed third-party managers to deliver advisory and brokerage solutions.

Amy Belcher is a financial advisor at Cetera with 25 years of industry experience. She holds Series 63 and Series 66 designations and has worked at multiple Cetera entities since 2021, as well as at Voya Financial Advisors and Carson Wealth Management Group earlier in her career. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, employer-sponsored, corporate, charitable, and institutional clients through a network of independent advisors. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform that includes affiliated and third-party managers, with assets exceeding $256 billion under management.

Leigh Elder is a financial advisor at Wells Fargo Clearing with 12 years of industry experience. He holds the Series 66 designation and has worked at Wells Fargo Clearing since 2016, following three years at Wells Fargo Advisors, LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broader range of financial products such as insurance-related vehicles and bank deposit sweep options.

Jeffrey Scott is a Series 66 licensed financial advisor with Edward Jones in Smithfield, VA, where he has worked since 2017. He has eight years of industry experience and previously spent 12 years with Community Baseball, LLC dba Peninsula Pilots Baseball. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with diverse investment offerings, including wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a large nationwide network of financial advisors and branch offices.

Kyle Black is a financial advisor at Edward Jones in Franklin, VA, holding Series 63 and Series 66 licenses with 12 years of industry experience. His career includes roles at Wells Fargo Advisors LLC and Bank of America, N.A., before joining Edward Jones in 2019. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with a range of advisory programs and investment solutions. The firm is notable for its extensive nationwide network of advisors and branches, as well as its affiliated capabilities including trust services, mutual funds, and securities-based lending.

Julian Sanderson Jr. is a financial advisor at OSAIC with 36 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked for Securities America Advisors and Securities America, Inc. for ten years. In addition to his advisory role, he has been an insurance agent for Penn Mutual Life Insurance Co. since 2009. OSAIC serves a diverse client base including individual, high-net-worth, pension, and institutional investors through a large network of advisers and multiple advisory platforms. The firm offers integrated brokerage and advisory services, employing asset-allocation tools and third-party managers to construct and manage portfolios that include various asset classes.

Johanna Wiggins is a financial advisor at Edward Jones with four years of industry experience. She holds the Series 66 designation and previously worked at Colonial Farm Credit for 12 years before joining Edward Jones. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment solutions supported by a nationwide network of over 23,700 financial advisors.

Robert Johnson Jr. is a financial advisor with OSAIC, holding the CFP® and ChFC® designations and over 40 years of industry experience. He previously spent 12 years at Securities America Advisors, Inc. In addition to his advisory work, he serves as an executor for a family friend. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm provides integrated brokerage and investment advisory services with a focus on asset allocation, risk management, and access to third-party managed solutions.

Michelle Mccoy is a financial advisor at Edward Jones with a Series 66 designation and three years of industry experience. Her prior roles include positions at Bank of America NA, Merrill Lynch, Signature Financial Management/Brown Investment Advisory, and Godsey & Gibb Wealth Management. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

James Mcculley is a CFP®-certified financial advisor with 23 years of industry experience, currently with LPL Financial since 2009. He operates under the DBA Bronco Investment Strategies and McCulley Wealth Management. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network. The firm offers a broad range of financial planning and advisory programs with both discretionary and non-discretionary management.

Andrew Baillie is a financial advisor with OSAIC, holding Series 63 and Series 65 designations and carrying 17 years of industry experience. His prior roles include positions at Securities America Advisors, Cetera Advisors LLC, and Investors Capital Corporation. Outside of his advisory work, he is a shareholder in a hospitality group involved in the development of a restaurant facility in Virginia Beach. OSAIC serves a wide range of retail and institutional clients, offering integrated brokerage and investment advisory services through a large network of affiliated financial advisers and multiple advisory platforms. The firm employs various asset-allocation tools, risk assessments, and third-party solutions to construct diversified portfolios tailored to client needs.