Will Nordt is a CERTIFIED FINANCIAL PLANNER™ professional and an IRS Enrolled Agent at Virginia Asset Management in Midlothian, Virginia & Charlottesville, Virginia. He is the firm's only Enrolled Agent, and he works with Richmond and Charlottesville-area corporate executives, business owners, and high-income families whose financial lives have grown complicated enough that taxes drive most of the important decisions. The Enrolled Agent credential is the highest tax designation the IRS awards, and it is uncommon among financial advisors. Will does not prepare tax returns. He reads them. He models what a decision will cost before it gets made, and he coordinates directly with a client's CPA so the plan and the filing agree. As an Enrolled Agent, he is also authorized to represent clients before the IRS. That matters because of a gap most people do not notice until it costs them money. The financial advisor never sees the tax return. The CPA never sees the portfolio. Both are competent, and the plan still leaks, because nobody is holding both documents at once. Executives and equity-compensated professionals. When to exercise incentive stock options and how to manage alternative minimum tax exposure. What to do when RSUs vest and the default withholding falls short. Whether to participate in an ESPP. Deferred compensation elections that come due in November with real consequences and no guidance attached. How to diversify out of a concentrated position in employer stock without triggering an avoidable bill. Multi-year Roth conversion and charitable planning modeled against an actual return rather than an estimated bracket. Business owners. Entity and compensation structure, retirement plan design, key employee retention strategies, and preparing a company for a marketable sale, planned against the owner's personal balance sheet instead of treated as a separate exercise. Families managing complexity. Households come to Will at pivotal moments: a promotion, a liquidity event, an inheritance, a business sale, the approach of retirement. For many of these clients he serves as the family's CFO, the single point of coordination across investments, tax strategy, estate documents, and insurance. Will is a member of the Estate Planning Council of Richmond, Virginia, one of the oldest estate planning councils in continuous operation in the country, and a member of the Financial Services Institute. He began his career on the tax side at Hantzmon Wiebel LLP in Charlottesville before joining Virginia Asset Management in 2021. Will earned a bachelor's degree in Applied Statistics and Economics from the University of Virginia, where he served as a Young Life leader at Journey Middle School in Albemarle County. He and his wife, Grace, live in Richmond with their miniature Australian Shepherd, Birdie. They are active members of City Church of Richmond. Outside of work, Will enjoys golf, good bourbon, and cheering on UVA Men's Basketball and Manchester United. Cetera Investment Advisers serves a diverse client base including individuals, high-net-worth, institutional, and retirement-plan clients through a large network of independent advisors. The firm offers a range of portfolio management, financial planning, and fiduciary services, combining advisor-managed accounts and third-party solutions, supported by its institutional structure and retirement capabilities. Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification mark CFP® in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks. As an Enrolled Agent (EA), William R. Nordt is admitted to provide tax advice and representation before the IRS. Tax advisory services provided by William R. Nordt are offered through a separate entity independent of Cetera and Virginia Asset Management. Any tax advice contained herein is based on current federal tax law and is provided for informational purposes only, based on the facts as presented. This advice may change if additional information becomes available or if applicable law changes. No assurance is given that the IRS or any taxing authority will agree with the conclusions expressed. Cetera Wealth Services, LLC exclusively provides investment products and services through its representatives. Although Cetera does not provide tax or legal advice, or supervise tax, accounting or legal services, Cetera representatives may offer these services through their independent outside business. Securities offered through Cetera Wealth Services, LLC, member FINRA/SIPC. Advisory services offered through Cetera Investment Advisers LLC, a registered investment adviser. Cetera is under separate ownership from any other named entity. Virginia Asset Management is independently owned and operated.

Daniel Douglas is a financial advisor at Empire Wealth Management, LLC in Moseley, VA, holding Series 63 and Series 66 licenses with 17 years of industry experience. He has been with Empire Wealth Management since 2010, serving as the sole advisor at the firm. Empire Wealth Management is a small, independent registered investment adviser providing discretionary and non-discretionary portfolio management and comprehensive financial planning to individuals, high-net-worth clients, businesses, charities, and small employer-sponsored retirement plans. The firm employs a combination of Modern Portfolio Theory, long-term purchase strategies, and technical analysis to tailor investment allocations based on client objectives, time horizons, and risk tolerance.

Stephen Trojan is the founder and president of Flatiron Wealth Advisors, LLC, an independent advisory firm based in Henrico, VA. He holds Series 63 and Series 65 licenses and has 16 years of industry experience. Prior to founding Flatiron Wealth Advisors in 2021, he worked at H.D. Vest Advisory Services and H.D. Vest Investment Services for over a decade. He also leads Flatiron Advisors Tax & Accounting, a separate tax and accounting practice he founded in 2002. Flatiron Wealth Advisors provides financial planning and discretionary portfolio management primarily to individual clients, as well as corporations and businesses. The firm emphasizes a Modern Portfolio Theory approach using passive index mutual funds and ETFs, and it offers educational seminars for groups.

John Hopkins is a CFP® and holds a Series 66 designation with 12 years of industry experience. He has worked at Swift Creek Wealth Management since 2019 and previously spent seven years at Summit Financial Planning. Swift Creek Wealth Management provides discretionary portfolio management and financial planning services primarily to individual clients, including both non-high-net-worth and high-net-worth households, as well as occasionally advising other advisers. The firm employs tailored investment strategies using mutual funds and exchange-traded funds, with accounts typically managed on a discretionary basis and reviewed regularly.

Bradley Carnahan is the principal of Carnahan Capital Management, LLC, an independent registered investment adviser based in Midlothian, VA. He holds the Series 65 designation and has three years of industry experience. Prior to founding his firm in 2023, he worked at Markel Group for four years and Cherry Bekaert LLP for another four years. Carnahan Capital Management provides discretionary asset management services to individuals, high-net-worth clients, trusts, foundations, and business entities. The firm emphasizes a bottom-up stock selection process with fundamental and qualitative analysis, focusing on longer-term holdings combined with periodic rebalancing and risk monitoring.

Randy Kolenda is a financial advisor at NorthStar Wealth Management LLC with 15 years of industry experience. He holds the Series 66 designation and has worked at firms including Resurgent Financial Advisors LLC, Kingswood Capital Partners, Hayden Royal, and Wells Fargo Clearing. NorthStar Wealth Management LLC provides discretionary portfolio management and financial planning services to individual and high-net-worth clients. The firm employs a blend of fundamental and technical analysis with modern portfolio theory to build long-term, risk-aligned portfolios and offers an invitation-only Comprehensive Financial Leadership program that coordinates specialists to address complex client needs.

Being the son of a CPA, I have always had a keen interest in finance. Along with my other two siblings, I spent a few tax seasons in my father’s office helping where I could and learning the basics of the tax universe. After my time at Virginia Tech, I spent 5 years in Northern Virginia in the hospitality industry, from country clubs to selling wine (fun!!). After the arrival of my first daughter, my wife, Emily, and I returned to our roots in Richmond. I joined his father at his firm in 2018 and made quick work of learning the financial planning world. My goal is to take the questions and stress out of my clients' financial situation, so they can live the life they’ve always wanted. I believe that everyone should have access to a financial planner, whether they have substantial assets, or are just starting to save. You’ve got questions, the Hussmen have the answers!

John Nielsen is a CFA® charterholder with six years of industry experience. He is affiliated with Thetford Investment Management, Inc., where he has been associated with related entities since 1986. Thetford Investment Management provides fee-only portfolio management primarily to individual and high-net-worth clients, as well as trusts, charitable institutions, foundations, and certain business entities. The firm employs a value discipline for equities using fundamental analysis and a conservative, tax-aware approach to fixed income, with notable use of closed-end funds to capture discounts and access specialized asset classes.

Lisa Robinson is a CFP® professional and the sole advisor at Robinson Nelson with one year of industry experience. She previously worked at World Financial Group for seven years and holds current roles outside of investment advising as a senior product manager at United Health Group/Optum and a licensed real estate salesperson. Robinson Nelson is an independent registered investment adviser serving individuals, trusts, estates, business owners, and qualified retirement plans. The firm offers discretionary asset management, financial planning, and ERISA plan services with a focus on institutional retirement-plan consulting and pension advisory work.

Kitti Barker is a financial advisor with HYA Financial in Henrico, VA, holding a Series 66 designation and nine years of industry experience. Prior to founding HYA Financial, Barker briefly worked at Edward Jones and Intuit. Outside of financial advising, Barker is an independent tech representative for PING golf equipment, assisting consumers with club fittings. HYA Financial is an independent, fee-only registered investment adviser serving U.S. individuals, trusts, and other entities with portfolio management and financial planning services. The firm uses a top-down investment approach that emphasizes value, low-cost securities, diversification, and tax-aware strategies, including tax-loss harvesting and coordinated account treatment.

Peter Brearley is a financial advisor with Financial Advisors of Virginia, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has worked with multiple firms including Securities Service Network and Securities America, and has owned Financial Advisors of Virginia since 1998. Brearley also sells health, long-term care, and life insurance. Financial Advisors of Virginia provides tailored financial planning and investment management services to individuals, small businesses, trusts, estates, and retirement plans. The firm employs a strategic asset allocation approach with a buy-and-hold orientation, managing all accounts on a non-discretionary basis with quarterly reviews and client approval required before trades.

I specialize in navigating complex financial situations with clarity and confidence. I invest a substantial amount of time to fully understand each client’s unique goals and challenges - delivering thoughtful, tailored strategies that go far beyond a one-size-fits-all approach. I take an educational approach, with a goal of empowering the client to understand how their finances work and feel confident in the plan. Below is a glimpse into just a few of the complex, highly personalized planning journeys I’ve supported clients through. - Home purchase and sale analysis. - Whole life insurance review. - Tax planning. - Business planning. - Estate planning. - Employer stock benefits. Explain in plain English how an employer's Restricted Stock Units (RSU) plan or Employer Stock Purchase Plan (ESPP) work, including the tax implications of receiving benefits or selling stock. Create an investment plan for company stock, taking into account the size relative to total investment portfolio / net worth. - Funding child education costs (K-12 and/or College). - Manage inherited assets. Create a plan for distributing an Inherited IRA within the required window (10 years starting the year after death for a non-spouse beneficiary), considering the tax implications of withdrawals. Help direct funds towards the highest priority financial goals. - And much, much more! HOW I WORK: I offer advice without the need to manage investments. No account minimums. Expert planning, tailored to your needs – whether through hourly, project-based, or ongoing engagements. PLAN MORE, WORRY LESS. Career highlight... Helping clients achieve their financial and life goals, and along the way building a myriad of deeply personal and trusting relationships. Outside work hours, you will find me... Enjoying the great outdoors with my wife Kate, son Albert, and Standard Poodle Calvin. I do it all, but my first love is fly fishing. Education and Credentials - Bachelor of Science, The Ohio State University, with a concentration in Accounting - Certificate in Financial Planning, Bryant University Professional Organizations - Financial Planning Association (FPA) - National Association of Personal Financial Advisors (NAPFA) - XY Planning Network

I’m Taylor Jessee, founder of Impact Financial. Thanks for stopping by. You’d probably like to know a little bit more about me. Don’t worry. I won’t bore you with the basics you can easily find on LinkedIn or Facebook. After earning my CPA and CFP® certifications, and working for other financial advisory firms (of all sizes…big, medium, and small) for nearly a decade, I founded Impact Financial in 2022. Why, you ask? Don’t get me wrong; I learned a ton, worked with a lot of great people, and discovered my life’s calling. But in the back of my mind it felt like something was missing. I grew tired of the corporate grind. Tired of the endless pursuit of ‘more’ - more money, more prestige, more market share - when all I really wanted more of was life. So, with a wife and three young kids, I took a giant leap of faith to build Impact Financial. To build a company that views the financial advising profession as helping lifting a weight off someone’s shoulders so they can live out their own calling. To build a company that maintains high professional standards, while remaining down-to-earth and welcoming. To build a company that aims to make a positive impact in its clients’ lives and in the community. But that’s enough about me. Let's talk about your story!

Jeremy Kokemor is the founder of Right Tail Capital LLC, an independent advisory firm. He holds the CFA® designation and Series 63 license, and has 11 years of industry experience. Prior to establishing Right Tail Capital in 2022, he worked at Thompson, Siegel & Walmsley LLC and Private Advisors LLC. Right Tail Capital manages discretionary assets for individuals, trusts, estates, and corporate clients, employing fundamental analysis and asset allocation tailored to documented investment objectives. The firm distinguishes itself with a subscription newsletter and offers both traditional asset-based fees and a performance-based fee option for eligible clients.

Dee Slaughter is a financial advisor with Hunter Michael Investment Advisors Inc in Midlothian, VA, holding Series 63 and Series 65 designations and 27 years of industry experience. He has been with Hunter Michael Investment Advisors since 1998. In addition to his advisory role, he is also a licensed life and health insurance agent and involved in the sale of group annuity contracts for qualified retirement plans. Hunter Michael Investment Advisors provides pension and investment management consulting to individuals, retirement plan trustees, and other fiduciaries. The firm focuses on portfolio construction using mutual funds, ETFs, and external managers, emphasizing client priorities and typically offering non-discretionary advisory services.

Theodore Doll is a financial advisor with Health & Wealth Works LLC in Henrico, VA, holding a Series 66 designation and six years of industry experience. Prior to founding his independent firm in 2020, he worked at Axa Advisors and completed the Boston University Financial Planning Certificate Program. He also has experience as an independent insurance agent, engaging in insurance sales and service. Health & Wealth Works LLC serves individuals, small businesses, and employer-sponsored retirement plans by providing comprehensive financial planning, investment consultation, and portfolio management. The firm manages portfolios primarily on a non-discretionary basis, using a combination of fundamental and technical analysis, and offers complimentary educational workshops on personal finance and investing.

Boyce Reid is the sole advisor at BGR Advisors, an independent firm based in Midlothian, VA. He holds the CFA® designation and Series 65 license, with 25 years of industry experience. Reid has led BGR Advisors since 2007. BGR Advisors provides customized investment management primarily to high-net-worth individuals and related entities. The firm employs fundamental analysis to select securities and focuses on long-term investment horizons while managing a limited number of tailored accounts.

Danny Thompson is the principal of Thompson Financial Advisors in N. Chesterfield, VA, holding Series 63 and Series 65 licenses with four years of experience in financial advising. He has a long tenure at Great American Advisors, Inc. and Stuart Financial Corp., spanning over two decades. Outside of his advisory role, he owns and manages DTFinancial, an insurance business. Thompson Financial Advisors is a state-registered investment adviser serving institutional and private clients, including pension plans, foundations, trusts, and individuals. The firm combines portfolio management, financial planning, consulting, and an online robo-advisory service with significant involvement in insurance and mortgage brokerage activities.

John Polemis is a financial advisor at Sphinx Investments LLC with 12 years of industry experience. He holds Series 63 and Series 66 designations and has worked at firms including Park Avenue Securities and Guardian Life Insurance Company. Outside of his advisory role, he is involved in outside insurance sales. Sphinx Investments LLC provides discretionary portfolio management and financial planning to individual, high-net-worth, and institutional clients. The firm manages separate accounts and serves as adviser to the Sphinx Opportunity Fund II, employing fundamental analysis, modern portfolio theory, and a long-term trading approach that includes allocations to private funds and other less liquid investment vehicles.

Michael Grizzard is a financial advisor at Elemental Capital Management, LLC with 23 years of industry experience. He has been with Elemental Capital Management since 2008 and holds the Series 66 designation. Elemental Capital Management provides discretionary investment and wealth management services to individuals, trusts, estates, retirement plans, charitable organizations, and businesses. The firm employs a bottom-up, fundamental investment process and manages portfolios primarily on a discretionary basis, focusing on internally managed assets and transparency in performance reporting.