Patrick Roberts is the sole advisor at P.F. Roberts & Associates, an independent firm, and holds a Series 63 designation with 24 years of industry experience. He has led P.F. Roberts & Associates since 2009. P.F. Roberts & Associates provides fee-based investment advice to individual investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporate clients. The firm employs a mix of fundamental and technical analysis and utilizes various strategies, including long-term buy-and-hold, short-term trading, short sales, and option writing, to address diverse client objectives.

Andrew Mcdirmid is a financial advisor at Lodestone Wealth Management LLC with seven years of industry experience. He holds a Series 65 credential and previously worked at Eide Bailly LLP for five years. Outside of his advisory role, Mcdirmid assists with accounting, marketing, design, and strategic planning for an outdoor clothing retailer. Lodestone Wealth Management serves individuals, trusts, estates, pension and profit-sharing plans, charitable organizations, and business entities. The firm provides discretionary portfolio management and financial planning, typically using a mix of exchange-traded funds, mutual funds, individual equities, and fixed-income securities tailored to client profiles and investment restrictions.

Jeffrey Alderfer is a CFP® and holds a Series 65 license with 19 years of industry experience. He is currently with Bastion Fiduciary and Islamorada Investment Management since 2023. His prior experience includes roles at Cambridge Investment Research Advisors, KCA Wealth Management, and Concourse Financial Group Securities. Outside of financial advising, he has worked as a substitute teacher. Bastion Fiduciary provides discretionary investment management and financial planning services to individuals, high-net-worth clients, charitable organizations, corporations, and pooled investment vehicles. The firm also serves as a sub-adviser and portfolio manager to an investment company and ETFs, employing Modern Portfolio Theory and fundamental analysis to construct diversified portfolios tailored to client suitability and tax considerations.

John Rotonti Jr. is a financial advisor at Bastion Fiduciary in New Orleans, LA, holding Series 63 and Series 65 licenses with one year of industry experience. Prior to joining Bastion Fiduciary and Islamorada Investment Management in 2024, he spent nine years at The Motley Fool. Bastion Fiduciary provides discretionary investment management and financial planning services to individuals, high-net-worth clients, charitable organizations, corporations, and pooled investment vehicles. The firm employs Modern Portfolio Theory and fundamental analysis to construct diversified portfolios using common stocks, mutual funds, and ETFs, and also serves as a sub-adviser and portfolio manager for investment funds and ETFs.

Samantha Santiago Paez is a financial advisor with Uyana Partners LLC, holding Series 63 and Series 66 designations and 15 years of industry experience. Her career includes roles at firms such as Orchard Securities, UBS International, and Beta Capital Securities. Outside of advising, she owns and operates Bastt Bakery, a small bakery under Florida’s Cottage Food law. Uyana Partners serves individual and corporate clients across wealth tiers, providing portfolio management, financial planning, and a technology-driven model portfolio program. The firm uses a combination of fundamental and technical analysis to build diversified portfolios and offers consolidated reporting and document-management services.

Cale Smith is a financial advisor at Bastion Fiduciary with 17 years of industry experience. He holds a Series 65 designation and previously worked at Islamorada Investment Management, LLP for 16 years. Outside of his advisory role, he serves as the treasurer and finance committee chair on the board of the Florida Keys Electric Cooperative and as a director on the operating board of Mariner's Hospital. Bastion Fiduciary provides discretionary investment management and financial planning services to individuals, high-net-worth clients, charitable organizations, corporations, and pooled investment vehicles. The firm employs Modern Portfolio Theory and fundamental analysis to construct diversified portfolios and also serves as a sub-adviser and portfolio manager for registered investment companies and ETFs.

David Horseman Jr. is a financial advisor at Acrylic Financial, Inc. with five years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Acrylic Financial since 2020. Outside of his advisory role, he is a math teacher in the Baltimore County Public Schools and provides private math tutoring. Acrylic Financial offers portfolio management and financial planning services to individuals, corporations, and pooled investment vehicles. The firm employs a combination of asset allocation, fundamental and technical analysis, and modern portfolio theory in its investment approach, using both passive and active models.

Anthony Romero is a financial advisor at Kovack Advisors, Inc. with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Kovack Securities, Inc. since 2007. Outside of his advisory role, he serves as President and CEO of Romero Investment Advisors, LLC. Kovack Advisors, Inc. is an SEC-registered enterprise investment adviser serving a diverse client base that includes individuals, corporations, pension plans, and banking institutions. The firm’s investment approach centers on diversified asset-class exposure primarily through mutual funds and ETFs, complemented by third-party manager recommendations and ongoing portfolio monitoring.

Jack Dalton is a financial advisor at Empower Advisory Group with one year of industry experience. He holds Series 63 and Series 65 licenses and has prior experience at Trinity Wealth Securities, Florida Financial Advisors, and other firms. Outside of financial services, he has worked in construction and the boat rental business. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and certain retail brokerage account holders, using an integrated service model tied to Empower’s administrative platforms.

Vincent Jiovenetta is a CFP® with nine years of industry experience, currently serving as an advisor at Kestra Advisory. His prior experience includes roles at Commonwealth Financial Network, Morgan Stanley, and leadership at Alma Wealth. Outside of his financial advisory work, he performs as a singer with the band Too Big Brothersx, playing gigs in the Florida Keys. Kestra Advisory Services offers investment advisory and retirement-plan consulting to a diverse client base, including plan sponsors and institutional investors. The firm provides a range of services such as fiduciary consulting, plan design, employee education, and access to multiple management platforms and third-party solutions.

Joseph Jiovenetta is a financial advisor with Kestra Advisory who holds the Series 63 and Series 65 credentials and has 41 years of industry experience. His prior roles include positions at Alma Wealth, Commonwealth Financial Network, Morgan Stanley Private Bank, and ValMark Advisers. He is based in Islamorada, Florida. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a broad mix of institutional and individual clients, including plan sponsors. The firm offers services such as fiduciary consulting, plan design, employee education, and access to multiple management platforms, serving clients ranging from individual investors to sovereign wealth funds.

William Ockerlund is a financial advisor at Raymond James Financial with 43 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at firms including Wells Fargo Clearing and Ockerlund Capital & Wealth Management. Outside of his advisory role, he owns businesses related to vintage automobiles and aviation and serves as an independent contractor for a non-investment support company. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary advice using analytical tools and supports municipal and public finance work through a municipal advisor affiliation.

Leonard Santangelo Jr. is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has worked at Morgan Stanley and its affiliated entities since 2008, including Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Outside of his advisory role, he is a partner in business ventures related to boat rentals and other enterprises in Islamorada, Florida. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a broad range of advisory programs and tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services through various financial plans and investment programs.

Alissa Whittle is a financial advisor with LPL Financial in Tavernier, FL, holding a Series 66 designation and six years of industry experience. Her prior work includes roles at Mountain Top Group LLC and Waddell & Reed, Inc. She is involved in multiple insurance-related activities alongside her advisory work. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations. The firm offers a range of advisory programs and financial planning services supported by research and model portfolios, providing both discretionary and non-discretionary management options.

Peter Smilovsky is a financial advisor at Cetera with 23 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Avantax Advisory Services and Avantax Investment Services prior to joining Cetera. Outside of advising, he operates Cambio Taxes, a tax preparation business, and serves as a pole worker for Monroe County elections. Cetera Investment Advisers LLC is an SEC-registered firm serving individual investors, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers.

Darin Carroll is a CFP® professional with 24 years of industry experience, currently with LPL Financial since 2021. He previously worked at Waddell & Reed, Inc. for eight years and has been involved with Mountain Top Group LLC since 2019. Carroll also operates an insurance brokerage general agency as part of his business activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base, including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios, third-party research, and advanced technologies across discretionary and non-discretionary management strategies.

Jeffrey Davis is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds Series 63 and Series 66 designations and has 29 years of industry experience. His career includes roles at Cantella & Co., Inc., Raymond James Financial Services, Inc., and High Country Wealth Management. He is also an officer and president of Tidewater Wealth Strategies, LLC, a support company for one of Raymond James’s branches. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and corporate clients. The firm offers tailored, non-discretionary planning and consulting, employing analytical tools and technology, including artificial intelligence, to support client goals.

Brian Sukay is a financial advisor at Wells Fargo Advisors with 36 years of industry experience. He holds Series 63 and Series 66 credentials and has been associated with Wells Fargo and its affiliates since 2014. Outside of his advisory role, he has ownership interests in investment-related businesses and manages rental properties in Greensburg, Pennsylvania, some jointly with his spouse. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutions. The firm offers a broad planning menu and integrates advisory services with banking, lending, trustee services, and affiliated fund strategies.

Ralph Autuore is a Wealth Management Advisor with Merrill Lynch Wealth Management. He leads The Autuore Oakley Group, a team with over 30 years of combined experience serving a diverse client base across New Jersey and the East Coast. Ralph focuses on developing personalized financial strategies that address wealth preservation and growth, retirement income, income generation, and wealth transfer. He works closely with business owners, C-suite executives, retirees, young professionals, and specialized communities to tailor comprehensive plans that align with clients’ risk tolerance, liquidity needs, and time horizons. Ralph holds a Bachelor of Science degree in Accounting and Business Administration from the University of Connecticut. He maintains several professional credentials, including Certified Financial Planner (CFP), Certified 401(k) Professional (CKP), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), Retirement Benefits Consultant (RBC), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). His approach is founded on understanding clients’ individual circumstances, addressing concerns about risk, and fostering long-term trust. Ralph serves on the Cooper University Hospital Foundation Board and resides in Brigantine, New Jersey, with his wife Barbara and their two children.