Patrick Roberts is the sole advisor at P.F. Roberts & Associates, an independent firm, and holds a Series 63 designation with 24 years of industry experience. He has led P.F. Roberts & Associates since 2009. P.F. Roberts & Associates provides fee-based investment advice to individual investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporate clients. The firm employs a mix of fundamental and technical analysis and utilizes various strategies, including long-term buy-and-hold, short-term trading, short sales, and option writing, to address diverse client objectives.

Jeffrey Alderfer is a CFP® with 20 years of industry experience and is currently with Bastion Fiduciary. His prior roles include work at Cambridge Investment Research Advisors, Islamorada Investment Management, and operating his own firm, Alderfer Financial Planning LLC. He also has experience as a substitute teacher. Bastion Fiduciary provides discretionary investment management and financial planning services to individuals, high-net-worth clients, charitable organizations, and corporations. The firm employs an investment approach based on modern portfolio theory and fundamental analysis, offering tailored financial planning alongside portfolio management.

Andrew Mcdirmid is a financial advisor at Lodestone Wealth Management LLC with seven years of industry experience. He holds a Series 65 credential and previously worked at Eide Bailly LLP for five years. Outside of his advisory role, Mcdirmid assists with accounting, marketing, design, and strategic planning for an outdoor clothing retailer. Lodestone Wealth Management serves individuals, trusts, estates, pension and profit-sharing plans, charitable organizations, and business entities. The firm provides discretionary portfolio management and financial planning, typically using a mix of exchange-traded funds, mutual funds, individual equities, and fixed-income securities tailored to client profiles and investment restrictions.

Cale Smith is a financial advisor at Bastion Fiduciary with 17 years of industry experience. He holds a Series 65 designation and previously worked at Islamorada Investment Management, LLP for 16 years. Outside of his advisory role, he serves as the treasurer and finance committee chair on the board of the Florida Keys Electric Cooperative and as a director on the operating board of Mariner's Hospital. Bastion Fiduciary provides discretionary investment management and financial planning services to individuals, high-net-worth clients, charitable organizations, corporations, and pooled investment vehicles. The firm employs Modern Portfolio Theory and fundamental analysis to construct diversified portfolios and also serves as a sub-adviser and portfolio manager for registered investment companies and ETFs.

Stephen Schultz is a financial advisor at Bastion Fiduciary with a Series 65 credential and one year of industry experience. His prior work experience includes roles at CSC Global, Textron Electronic Systems, and Picket Fence Financial. Bastion Fiduciary, LLC provides discretionary investment management and financial planning services to individuals, high-net-worth individuals, charitable organizations, and corporations. The firm uses an investment approach based on modern portfolio theory and fundamental analysis, offering tailored financial planning and portfolio management services.

Samantha Santiago Paez is a financial advisor with Uyana Partners LLC, holding Series 63 and Series 66 designations and 15 years of industry experience. Her career includes roles at firms such as Orchard Securities, UBS International, and Beta Capital Securities. Outside of advising, she owns and operates Bastt Bakery, a small bakery under Florida’s Cottage Food law. Uyana Partners serves individual and corporate clients across wealth tiers, providing portfolio management, financial planning, and a technology-driven model portfolio program. The firm uses a combination of fundamental and technical analysis to build diversified portfolios and offers consolidated reporting and document-management services.

David Horseman Jr. is a financial advisor at Acrylic Financial, Inc. with five years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Acrylic Financial since 2020. In addition to his advisory role, he is a math teacher for Baltimore County Public Schools and provides private math tutoring services. Acrylic Financial provides portfolio management and financial planning to individuals, corporations, other advisers, and pooled investment vehicles. The firm uses a combination of asset allocation, fundamental and technical analysis, and both passive and active investment models, including proprietary momentum signals, to serve a diverse client base.

Anthony Romero is a financial advisor with Kovack Advisors, Inc. in Tavernier, Florida, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. He has worked at Kovack Securities, Inc. since 2007 and previously at LPL Financial and Asset & Financial Planning, Ltd. Romero serves as president and CEO of Romero Investment Advisors, LLC, dedicating a portion of his time to this separate investment-related business. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves individuals, including high-net-worth clients, pension and profit-sharing plans, charitable organizations, banks, and government entities, using a model-supported investment approach combined with advisor-managed solutions across multiple custodians and execution venues.

Arianna Matos is a Series 65-licensed advisor at Kestra Advisory with one year of industry experience. Her prior roles include positions at ALMA Wealth Management and Tulane Athletics. Outside of finance, she has experience running a small business related to crabbing. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a diverse range of institutional and individual clients, including plan sponsors. The firm offers services such as plan design, fiduciary oversight, and employee education, managing approximately $79.8 billion in assets and serving clients that include sovereign wealth funds.

Jack Dalton is a financial advisor at Empower Advisory Group with Series 65 and Series 63 licenses and one year of industry experience. His prior roles include positions at Trinity Wealth Securities, Florida Financial Advisors, and Empower Financial Services. Outside of advisory work, he has experience in construction and the service industry, including managing a jet ski and boat rental business. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and retail brokerage clients. The firm’s integrated approach focuses on long-term portfolio returns and annual rebalancing, operating within a large-scale platform connected to Empower’s recordkeeping and administrative services.

Vincent Jiovenetta is a CFP® certified financial advisor with nine years of industry experience. He is currently with Kestra Advisory Services, LLC and Kestra Investment Services, LLC, and previously worked at Commonwealth Financial Network, Morgan Stanley, and Alma Wealth. Outside of his advisory work, he performs as a singer at local venues in the Florida Keys. Kestra Advisory Services provides investment advisory and retirement plan consulting to institutional and individual clients, offering services that include plan design, fiduciary consulting, and employee education. The firm serves a diverse client base, including large institutional investors, and supports multiple management platforms and complex product access within a supervisory framework.

Joseph Jiovenetta is a financial advisor at Kestra Advisory with Series 63 and Series 65 credentials and 41 years of industry experience. His prior roles include positions at Morgan Stanley, Commonwealth Financial Network, Alma Wealth, ValMark Advisers, and LPL Financial. He is based in Islamorada, Florida, and has experience assessing clients’ insurance needs as an agent. Kestra Advisory Services provides investment advisory and retirement plan consulting to a diverse client base, including institutional and individual investors. The firm offers services such as plan design, fiduciary consulting, investment advice, and employee education, serving large institutional clients and maintaining extensive third-party relationships.

William Ockerlund is a financial advisor at Raymond James Financial with 43 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at firms including Wells Fargo Clearing and Ockerlund Capital & Wealth Management. Outside of his advisory role, he owns businesses related to vintage automobiles and aviation and serves as an independent contractor for a non-investment support company. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary advice using analytical tools and supports municipal and public finance work through a municipal advisor affiliation.

Leonard Santangelo Jr. is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has worked at Morgan Stanley and its affiliated entities since 2008, including Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Outside of his advisory role, he is a partner in business ventures related to boat rentals and other enterprises in Islamorada, Florida. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a broad range of advisory programs and tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services through various financial plans and investment programs.

Alissa Whittle is a financial advisor with LPL Financial where she has worked since 2021. She holds a Series 66 designation and has six years of industry experience. Prior to joining LPL Financial, she was associated with Mountain Top Group LLC and worked at Waddell & Reed, Inc. Whittle is also involved in non-investment activities as an insurance producer and agent with several firms. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by advanced operational tools and a large network of advisors.

Peter Smilovsky is a financial advisor at Cetera with 23 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Avantax Advisory Services and Avantax Investment Services prior to joining Cetera. Outside of advising, he operates Cambio Taxes, a tax preparation business, and serves as a pole worker for Monroe County elections. Cetera Investment Advisers LLC is an SEC-registered firm serving individual investors, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers.

Darin Carroll is a CFP® with 25 years of industry experience, currently affiliated with LPL Financial since 2021. He previously worked at Waddell & Reed, Inc., among other firms, and maintains a business entity for tax purposes through Mountain Top Group LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, utilizing model portfolios, third-party subadvisors, and customized strategies, supported by advanced operational tools.

Jeffrey Davis is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds Series 63 and Series 66 designations and has 29 years of industry experience. His career includes roles at Cantella & Co., Inc., Raymond James Financial Services, Inc., and High Country Wealth Management. He is also an officer and president of Tidewater Wealth Strategies, LLC, a support company for one of Raymond James’s branches. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and corporate clients. The firm offers tailored, non-discretionary planning and consulting, employing analytical tools and technology, including artificial intelligence, to support client goals.

Brian Sukay is a financial advisor at Wells Fargo Advisors with 37 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Morgan Stanley and UBS Financial Services. Sukay is based in Islamorada, Florida. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutions. The firm offers a broad range of financial planning services and uses proprietary research and planning tools to develop tailored recommendations for its clients.

Ralph Autuore is a Wealth Management Advisor with Merrill Lynch Wealth Management. He leads The Autuore Oakley Group, a team with over 30 years of combined experience serving a diverse client base across New Jersey and the East Coast. Ralph focuses on developing personalized financial strategies that address wealth preservation and growth, retirement income, income generation, and wealth transfer. He works closely with business owners, C-suite executives, retirees, young professionals, and specialized communities to tailor comprehensive plans that align with clients’ risk tolerance, liquidity needs, and time horizons. Ralph holds a Bachelor of Science degree in Accounting and Business Administration from the University of Connecticut. He maintains several professional credentials, including Certified Financial Planner (CFP), Certified 401(k) Professional (CKP), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), Retirement Benefits Consultant (RBC), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). His approach is founded on understanding clients’ individual circumstances, addressing concerns about risk, and fostering long-term trust. Ralph serves on the Cooper University Hospital Foundation Board and resides in Brigantine, New Jersey, with his wife Barbara and their two children.