Ryan Layton is a CFA® charterholder and holds a Series 66 license with 13 years of industry experience. He has been the sole advisor at EmeraldSpark Investments since 2015. Ryan is also an adjunct professor and regularly participates in industry conferences and consulting with the CFA Institute. EmeraldSpark Investments provides personalized discretionary investment management and financial planning primarily for individual clients and offers 401(k) plan investment advisement to plan sponsors and participants. The firm combines Modern Portfolio Theory with behavioral finance in its investment process and is known for its educational outreach, including seminars, workshops, and no-cost financial planning services for clients.

Brian Ulch is a financial advisor at Aventail Wealth Management, LLC with 10 years of industry experience. He holds a Series 65 license and has been with Aventail Wealth Management since 2015. In addition to his advisory role, he is a licensed insurance agent in multiple states, working with clients on life, annuity, and long-term care insurance needs. Aventail Wealth Management is a fee-based registered investment adviser serving primarily individual clients, including high-net-worth households. The firm offers discretionary portfolio management, financial planning, and consulting services, using a structured investment approach that incorporates ETFs, mutual funds, and select individual securities guided by a written Investment Policy Statement.

Bryan Beamer is a financial advisor at IPLAN with 19 years of industry experience. He holds Series 63 and Series 65 designations and has worked at firms including Cambridge Investment Research Advisors and Ameriprise Financial Services. Beamer is also the owner and consultant of iGive, LLC, a charitable wealth coaching business that advises nonprofit organizations on improving donor participation. IPLAN serves individual and high-net-worth clients, investment companies, charitable organizations, and businesses, offering discretionary portfolio management and financial planning services. The firm utilizes a mostly passive investment approach based on modern portfolio theory, supplemented by cyclical and fundamental analysis, and integrates financial planning with insurance distribution.

Tyler Anderson is a financial advisor at Ingram Advisory Services, LLC with a Series 66 designation and less than one year of industry experience. Prior to joining the firm, he worked in educational roles at Polk State College and several local schools. Outside of finance, he has been involved with Lawn Sharks since 2019. Ingram Advisory Services provides financial planning, portfolio management, and pension consulting to individuals, retirement plans, trusts, estates, and business entities. The firm uses tailored investment strategies with model portfolios, mutual funds, and ETFs, and serves a high client load with a focus on retirement plan consulting and participant education.

Kevin Ashcraft is a Series 65-registered advisor with Ashcraft Wealth Advisors LLC in Auburndale, FL. He has professional experience in consulting and analytics roles spanning from 2016 to the present. Ashcraft Wealth Advisors provides discretionary portfolio management and financial planning services to individuals, trusts, estates, endowments, corporations, and retirement plans. The firm employs a customized, bottom-up investment approach focused on client-specific asset allocation and diversification, integrating tax and accounting considerations through its affiliation with a CPA practice.

Donna Seymour is a financial advisor with Ingram Advisory Services, LLC, holding Series 63 and Series 65 credentials and bringing 36 years of industry experience. Her work history includes roles at Centaurus Financial Inc. and Ingram Financial Group, Inc. Besides advisory duties, she serves as Owner and Chief Operational Officer of Ingram Financial Group, where she also works as an insurance agent offering fixed annuities. Ingram Advisory Services, LLC provides financial planning, portfolio management, and pension consulting to individuals, retirement plans, trusts, estates, and business entities. The firm customizes investment strategies based on client objectives and risk tolerances, offering services such as discretionary and non-discretionary portfolio management, employer retirement plan consulting, and participant education.

Paul Ashcraft is the principal of Ashcraft Wealth Advisors LLC, an independent firm based in Auburndale, FL. He holds a Series 65 designation and has 11 years of industry experience. Prior to founding Ashcraft Wealth Advisors in 2014, he established Ashcraft Business Advisors in 2010. Outside of his advisory work, he is a licensed insurance agent and serves as the registered agent for G & S Family Hospitality Services, Inc. Ashcraft Wealth Advisors provides discretionary portfolio management and financial planning services to individuals, trusts, estates, endowments, corporations, and retirement plans. The firm employs a customized, bottom-up investment approach focused on client-specific asset allocation and diversification, integrating fundamental analysis with limited technical analysis and external research.

Michael Seymour is a financial advisor with Ingram Advisory Services, LLC, holding Series 63 and Series 65 credentials and 38 years of industry experience. He has worked with Ingram Advisory Services and related entities since 2008. Outside of advisory work, he owns and operates Retirement Consultants Inc., a non-investment related business in Winter Haven, Florida. Ingram Advisory Services, LLC offers financial planning, portfolio management, and pension consulting to individuals, retirement plans, trusts, estates, and business entities. The firm customizes investment strategies using model portfolios, mutual funds, and ETFs while providing ongoing monitoring, rebalancing, and fiduciary rollover advice.

Jennifer Anderson is a financial advisor at Bay Colony Advisors with 22 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at firms including Cetera Financial Specialists LLC, Securities America, Inc., The Patriot Financial Group, LPL Financial, LLC, Integrated Wealth Concepts LLC, and Lincoln Financial Advisors Corp. Outside of her advisory role, she serves as a board member of Ashburnham Community Church. Bay Colony Advisors serves individual investors, high-net-worth families, trusts, retirement plans, and institutional clients by providing comprehensive financial planning, portfolio management, retirement plan consulting, and family office services. The firm combines fundamental investment analysis with access to model portfolios and third-party sub-advisers, and offers a blend of family-office services alongside institutional retirement fiduciary solutions.

Richard Mcadams is a financial advisor at Kingsbury Capital Investment Advisors LLC with 25 years of industry experience. He holds a Series 66 designation and has worked at firms including Cabot Lodge Securities LLC and Cambridge Investment Research Advisors Inc. He is also a partner and Chief Investment Officer at Legacy Capital Wealth Advisors, LLC. Kingsbury Capital Investment Advisors is an SEC-registered firm serving individuals, high-net-worth clients, trusts, corporations, and retirement plans. The firm offers portfolio management, financial planning, and institutional retirement advisory services, often managing accounts on a discretionary basis with a focus on client objectives and risk tolerances.

Elisabeth Davis is a financial advisor with Kingsbury Capital Investment Advisors LLC in Winter Haven, FL, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. Her career includes roles at Osaic Advisory Services, Cabot Lodge Securities LLC, and Cambridge Investment Research Advisors Inc. She serves as a board member of W Insurance Group. Kingsbury Capital Investment Advisors is an independent SEC-registered firm serving individuals, high-net-worth clients, trusts, corporations, and retirement plans. The firm provides discretionary and non-discretionary portfolio management, financial planning, and institutional retirement plan advisory services, employing diversified portfolios supported by quantitative optimization and third-party due diligence.

Jarrod Harrison is a financial advisor with MissionSquare Retirement, holding a Series 66 credential and five years of industry experience. His prior affiliations include Edward Jones, Wells Fargo, and Prudential Insurance Company of America. Outside of his advisory work, he co-owns and manages a residential short-term rental property in Champions Gate, Florida. MissionSquare Retirement serves state and local government employers, employees, and certain nonprofit entities by administering deferred compensation and qualified retirement plans. The firm offers Guided Pathways Advisory Services that include discretionary Managed Accounts and nondiscretionary Fund Advice, with investment advice and model portfolios developed by Morningstar Investment Management.

William Tatro is a Series 65 licensed financial advisor with five years of industry experience. He is affiliated with Foundations Investment Advisors LLC and has held roles at Bass Financial Advisors and Myfedretirementwerks Insurance Services, LLC. Outside of his advisory work, he serves as president of Bass Financial Advisors and is involved in insurance sales and benefits advising through Myfedretirementwerks Insurance Services. Foundations Investment Advisors is a multi-advisor firm managing approximately $10.1 billion for nearly 29,615 clients. The firm offers portfolio management, financial planning, retirement-plan support, and sub-advisory services to individuals, trusts, estates, and registered investment companies through a network of nearly 300 investment adviser representatives.

Edgar Thomas is a financial advisor at Tucker Asset Management LLC with 30 years of industry experience. He holds Series 63 and Series 66 credentials and has worked previously at Alternativ Wealth and Claraphi Advisory Network. In addition to his advisory role, he serves as president and CEO of Thomas Advisory Services, Inc., where he assists senior citizens with legal, tax, and healthcare document preparation. Tucker Asset Management serves individual and high-net-worth clients, as well as foundations, trusts, and charitable organizations, offering discretionary investment management, financial planning, and retirement plan advisory services. The firm employs a top-down, macroeconomic asset-allocation approach and offers access to alternative investments through integration with the CAIS platform.

Shabana Asif is a financial advisor with Level Four Advisory Services, holding Series 63 and Series 65 licenses and bringing 14 years of industry experience. She has previously worked with Bankers Life in various roles from 2006 to 2024. Additionally, she operates as an independent insurance agent through Level Four Insurance Agency. Level Four Advisory Services is an SEC-registered enterprise investment adviser managing approximately $5.32 billion across 115 advisors and serving a diverse client base including individuals, retirement plan sponsors, corporations, and charitable organizations. The firm offers fee-only financial planning, asset management, and retirement plan advisory services, utilizing model portfolios managed internally or through sub-advisers.

Maggie Yi is a financial advisor with Primerica Advisors, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. Her prior work includes roles at Park Avenue Securities, Guardian Life Insurance, and JPMorgan Chase. Primerica Advisors serves a diverse retail client base including individual and high-net-worth investors, charitable organizations, and corporate clients. The firm offers both brokerage and advisory services, employing a range of investment strategies through proprietary and third-party programs, along with financial and business consulting.

Bryan Hernandez is a financial advisor at Mercer Global Advisors Inc. with six years of industry experience. He holds a Series 66 designation and previously worked at JPMorgan Chase Bank and J.P. Morgan Securities. Hernandez also holds active life and variable annuity insurance licenses. Mercer Global Advisors provides investment advisory and planning services to a diverse client base including individuals, high-net-worth families, small business owners, corporate plan sponsors, and nonprofit organizations. The firm’s investment approach is based on Modern Portfolio Theory, employing globally diversified, risk-appropriate portfolios with multi-factor tilts and tax management where appropriate.

Mc Cree Stults is a financial advisor at Commonwealth Financial Network with five years of industry experience. He holds the Series 66 designation and has been with Commonwealth and J Phillips Investments since 2019. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their retail and institutional clients. The firm offers a variety of advisory programs and services, including wealth management and retirement plan consulting, and provides operational, trading, technology, and compliance support to affiliated advisors.

Yanira Guerrero is a financial advisor at Empower Advisory Group with four years of industry experience. She holds a Series 66 designation and previously worked at Bank of America, Merrill, Wells Fargo, and other firms. Outside of her advisory role, she is a wedding coordinator, managing logistics for clients on a part-time basis. Empower Advisory Group provides financial planning and investment management services primarily to employer-sponsored retirement plan sponsors and their participants, as well as retail IRA and brokerage clients. The firm’s integrated approach combines proprietary and third-party planning methodologies with recordkeeping and administrative platforms.

Jonathan Hunt is a CFP® and ChFC® with 24 years of industry experience. He has been with Independent Financial Partners since 2021 and previously worked for Northwestern Mutual in various capacities from 2008 to 2021. Outside of his advisory role, Hunt owns an insurance agency and is involved in travel consulting and photography. He also serves as secretary and treasurer of a homeowners association in Winter Haven, Florida. Independent Financial Partners is a nationwide enterprise supporting a multi-advisor platform with over 260 advisors and more than $12 billion in assets under management. The firm offers investment advisory, financial planning, trust, and retirement-plan services, with a notable focus on retirement-plan advisory and pension consulting.