As a faith-filled parent, you want to make smart financial decisions that reflect your values, honor your priorities, and provide a secure foundation for your family. At WorthyNest®, I help parents like you bring clarity and confidence to finances so you can focus on what matters most. My love for personal finance started early—I was a middle schooler flipping through Money Magazine for fun. That passion led me to earn an accounting degree from Saint Louis University and spend years working with families at Deloitte Tax and Matter Family Office before founding WorthyNest®. Professionally, I’ve also written Redefining Family Wealth and launched the Beyond Budgets® podcast to help others approach financial stewardship with intention. On a personal level, my husband Bryan and I are raising three boys, which means I deeply understand the balancing act parents face when managing family life and finances. With over 20 years of experience, I specialize in helping parents like you align your finances with values through holistic financial planning and investing. Together, we’ll create a plan to meet today’s challenges while building a brighter future for your family.

Jeffrey Keister is a financial advisor at JK PWA LLC in Englewood, FL, holding the ChFC® designation and Series 66 license with 20 years of industry experience. He previously worked at LPL Financial from 2010 to 2019 before continuing his practice at JK PWA LLC. JK PWA LLC provides fee-based investment advisory and portfolio management services to individual and high-net-worth clients, employing a tactical allocation strategy that incorporates fundamental, technical, and cyclical analysis. The firm primarily operates on a non-discretionary basis, managing approximately $13.2 million in client assets without exercising trading authority.

Chad Michaels is a CFP® with 11 years of industry experience, currently serving as an advisor at Spyrnal Financial Group. He previously worked at Axa Advisors, LLC for five years before joining Spyrnal Wealth Management and Spyrnal & Associates, Inc. Michaels also acts as an insurance agent for Spyrnal & Associates, dedicating part of his time to insurance-related client services. Spyrnal Wealth Management serves individual and high-net-worth clients by providing investment management, comprehensive financial planning, and referrals to third-party money managers. The firm employs a client-specific investment approach using discretionary management, model portfolios, and outside managers, integrating fundamental, technical, and cyclical analysis in its security selection.

Julie Toelle is a financial advisor at Somerset Group LLC with 12 years of industry experience. She has been with Somerset Group since 2011. The firm serves individual clients, families, and select institutions, providing discretionary and non-discretionary portfolio management and financial planning through customized separately managed accounts and discrete investment strategies. Its investment approach combines security-specific research and technical analysis across various strategies, including total-return core portfolios, tactical asset allocation, dividend-growth equity, and structured fixed income.

Jack Drapkin is a financial advisor with Spyrnal Financial Group holding a Series 65 designation. He has one year of industry experience and previously worked in real estate with Keller Williams Hudson Valley United and held roles outside financial services including at Coffee Smoke LLC and in professional soccer with Major League Soccer and the San Jose Earthquakes. Spyrnal Wealth Management provides investment management, financial planning, and advisory services primarily to individual and high-net-worth clients, using model-based managed accounts and UMA platforms. The firm employs a discretionary approach with individualized investment plans based on client objectives, risk tolerance, and time horizon, incorporating fundamental, technical, and cyclical analysis.

Austin Lowder is a financial advisor at Markowski Investments with two years of industry experience. He holds a Series 65 designation and has worked in various roles including at Gasparilla Tennis Club and Wake Forest University. Markowski Investments provides personal financial planning and discretionary portfolio management to individuals, families, trusts, charitable organizations, small businesses, and retirement plans, managing roughly $474 million in client assets. The firm uses a disciplined investment process that combines strategic asset allocation with tactical adjustments, maintaining primarily long-term holdings.

Kati Hays is a financial advisor with WealthBridge Capital Management, LLC in Englewood, FL. She holds the Series 66 designation and has four years of industry experience, including three years at Edward Jones and seven years with America At Play, Inc. WealthBridge Capital Management serves individuals, high-net-worth clients, trusts, and estates with comprehensive wealth management, financial planning, and discretionary portfolio management. The firm emphasizes long-term, tax-aware portfolios primarily using low-cost ETFs and mutual funds, combined with fundamental, technical, and cyclical analysis, and offers public educational seminars on financial topics.

Stafford Lawrence is a financial advisor at Flaharty Asset Management, LLC in Punta Gorda, FL, holding a Series 66 designation with eight years of industry experience. His prior roles include positions at Modern Wealth Management, LLC, LPL Financial, Bank of America, N.A., and Merrill. Flaharty Asset Management serves individual investors, high net worth clients, retirement plans, and institutions through a team of ten advisors managing approximately $901.6 million. The firm employs a top-down, strategic asset-allocation approach tailored to clients’ time horizons and risk tolerances, utilizing a broad range of investment instruments and offering services including discretionary portfolio management, financial planning, and retirement plan consulting.

Mathew Lepak is a financial advisor at Flaharty Asset Management, LLC with 23 years of industry experience. He holds the Series 63, Series 65, and Series 66 designations. His prior roles include positions at LPL Financial, Charles Schwab, and TD Ameritrade. Lepak is based in Punta Gorda, Florida. Flaharty Asset Management serves individual investors, high net worth clients, retirement plans, and institutions through a 10-advisor team managing approximately $901.6 million in assets. The firm employs a top-down, strategic asset allocation approach tailored to clients' time horizons and risk tolerances, offering services such as discretionary portfolio management, financial planning, and retirement plan consulting.

Douglas Lane is a financial advisor with Douglas C. Lane & Associates, holding a Series 65 designation and 10 years of industry experience. He previously worked at DCLA Partners LLC from 2016 to 2020. Douglas C. Lane & Associates provides wealth management and discretionary portfolio management services to high-net-worth individuals, families, trusts, endowments, corporations, pension and retirement plans, foundations, and other institutions. The firm emphasizes proprietary fundamental research and a flexible core investment strategy across company sizes and sectors, offering customized portfolios, financial planning, and access to third-party cash, credit, and insurance solutions.

Dawn Van Dyck is a financial advisor with MissionSquare Retirement in Punta Gorda, FL, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. Her prior roles include positions at ICMA-RC Services, LLC, Edward Jones, SWBC Retirement Plan Services, and Farmer & Betts. MissionSquare Retirement serves state and local government employers, employees, and certain nonprofit entities by administering deferred compensation and qualified retirement plans, offering plan administration, recordkeeping, education, and Guided Pathways Advisory Services. The firm’s investment advice is developed by Morningstar Investment Management and delivered through multiple channels, supporting over 40,000 participants within a multi-team advisory structure.

Mendy Morgan is a financial advisor with The AmeriFlex Group, holding Series 63, 65, and 66 licenses and over 21 years of industry experience. Morgan’s career includes roles at Cambridge Investment Research, OSAIC, SagePoint Financial, Summit Financial Group, Cetera Advisor Networks, Royal Securities, and Merrill. The AmeriFlex Group is an SEC-registered investment adviser serving individuals, corporations, and retirement plans through a network of advisory affiliates. The firm offers portfolio management, financial planning, third-party manager selection, and retirement plan consulting, utilizing a variety of wrap and non-wrap solutions and customizing advice to client profiles.

Robert Lane is a financial advisor with Douglas C. Lane & Associates in Boca Grande, FL, holding Series 63 and Series 65 licenses and with 29 years of industry experience. He has worked in various capacities at Morgan Stanley and its affiliates from 1991 to the present. Douglas C. Lane & Associates provides wealth management and discretionary portfolio management services to high-net-worth individuals, families, institutions, and other entities. The firm emphasizes customized portfolios focused on individual equities and fixed income, with a long-term investment approach supported by proprietary fundamental research.

Lori Bayba is a financial advisor at Moors & Cabot, Inc. with 38 years of industry experience. She holds Series 63 and Series 65 credentials and has worked at several firms, including Cetera Investment Advisers, LLC, Cetera Financial Specialists LLC, and Advisors for Financial Independence. Moors & Cabot serves retail and high-net-worth individuals as well as corporations, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm offers investment management through its Portfolio Management Program, fee-based financial planning, and consulting, with tailored portfolio strategies using asset allocation, fundamental and technical analysis, and quantitative techniques.

Wendy Jankoski is a financial advisor at Compound Planning, Inc. with 23 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked for Wealth Architects LLC for 21 years before joining Compound Planning in 2025. Compound Planning serves individuals, high-net-worth families, businesses, retirement plans, and financial intermediaries through discretionary portfolio management, financial planning, and institutional advisory services. The firm employs risk-based model allocations tailored to client goals and offers both direct investment management and a turnkey asset management program that includes alternatives such as private REITs and private credit.

Brendan Lewis is a financial advisor at Prospera Financial Services, Inc. with 27 years of industry experience. He holds a Series 66 designation and has worked previously at firms including Wells Fargo Advisors Financial Network, Edward Jones, Summit Financial Group, and Cetera Advisor Networks. Lewis is also the managing principal of Reed Wealth Management, a wealth management firm focusing on life, long-term care, annuities, and securities. Prospera Financial Services is a multi-team advisory firm with over 270 advisors managing approximately $14.4 billion in client assets. The firm serves individuals, retirement plans, trusts, estates, charitable organizations, and business entities through financial planning and portfolio management, offering both discretionary and non-discretionary account management across multiple advisory platforms.

Todd Mauerman is a financial advisor with Moors & Cabot, Inc. in Englewood, Florida. He holds Series 63 and Series 65 licenses and has 33 years of industry experience, including 13 years at Merrill and over 10 years at Moors & Cabot. Outside of his advisory role, he owns a family business related to the seasonal rental of a vacation home in Port Charlotte, Florida. Moors & Cabot serves retail and high-net-worth individuals, corporations, pension and profit-sharing plans, trusts, estates, and charitable organizations by providing investment management, financial planning, and consulting services. The firm uses a variety of strategies tailored to client objectives and risk tolerances and offers discretionary and non-discretionary service arrangements.

Angela Chaney is a financial advisor with Aprio Wealth Management, LLC and holds a Series 65 designation. She has three years of industry experience and has previously worked at Aronson LLC and CohnReznick LLP. Outside of her advisory role, Chaney serves on the Board of Directors and Finance Committee for Rockville Economic Development, Inc., a public-private partnership focused on local economic growth. Aprio Wealth Management provides discretionary and non-discretionary investment advisory services to individuals, qualified retirement plans, trusts, estates, charitable organizations, and business entities. The firm employs asset allocation combined with techniques such as dollar-cost averaging and technical analysis, offering continuous account monitoring and coordinating with affiliated CPA services.

Christopher Juall is a financial advisor at Moors & Cabot, Inc. with 34 years of industry experience. He has been with Moors & Cabot since 1999. Outside of advisory services, he owns Lazy Products, LLC, which sells water floats, and manages TQC Education, LLC, an online boating course provider. Moors & Cabot serves retail and high-net-worth individuals, as well as corporations, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm offers customized investment management and financial planning services utilizing various analytical strategies and may allocate client portfolios to third-party or affiliated sub-advisors.

Adriana Depalma is a financial advisor with Steward Partners Investment Advisory, LLC and holds a Series 66 designation. She has 24 years of industry experience, including roles at Steward Partners Investment Solutions, Steward Partners Global Advisory, and Raymond James Financial Services. Steward Partners Investment Advisory, LLC is an SEC-registered enterprise RIA managing approximately $36.7 billion in regulatory assets. The firm serves a diverse client base including individuals, institutions, and charitable organizations, offering a range of investment advisory, financial planning, and managed account solutions.