Matthew Chlopek is a financial advisor at Valley Oak Investment Strategies LLC with eight years of industry experience. He holds a Series 66 designation and has worked at firms including Merrill and Fidelity Investments. He is also licensed as an insurance agent. Valley Oak Investment Strategies provides investment management, comprehensive financial planning, and consulting services primarily to business owners, families, and institutional retirement plans. The firm uses model portfolios, sub-advisers, and a model marketplace, and offers retirement plan consulting along with fiduciary services.

James Szeszulski is a financial advisor with Money Concepts Capital Corp, holding a Series 66 designation and over 21 years of industry experience. He has been with Money Concepts Capital Corp since 2004. Outside of his advisory role, he owns Guidance Strategic Partners Group, LLC, an investment-related business, and is involved in health insurance and group benefits through Medlink and Bryne Insurance Group. Money Concepts Advisory Service provides portfolio management, financial planning, and consulting services to individuals, pension and profit-sharing plans, trusts, charitable organizations, and corporations. The firm employs a range of managed programs using model portfolios, third-party sub-advisers, and a combination of fundamental and technical analysis to manage assets for approximately 14,700 clients.

Thomas Faber II is a CFP®-certified financial advisor with 11 years of industry experience. He is currently with Independent Advisor Alliance, LLC and has also been affiliated with LPL Financial since 2019. His prior experience includes two years at Ameriprise Financial Services, Inc. Faber maintains multiple business activities related to investment advisory services under Independent Advisor Alliance and its DBAs. Independent Advisor Alliance serves a diverse client base including individuals, small businesses, charitable organizations, and retirement plans, providing asset management, financial planning, and retirement consulting. The firm delivers discretionary and non-discretionary portfolio management and utilizes various analytical techniques and technology platforms to support client services.

Steven West is a financial advisor at Edward Jones with nine years of industry experience. He holds the CFP® designation and Series 66 license. Prior to joining Edward Jones in 2017, he worked for the Tampa Bay Buccaneers from 2013 to 2017. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, including both discretionary and non-discretionary options, supported by a nationwide network of more than 23,700 financial advisors.

Sean Twombly is a Benefits & Planning Consultant in Executive Services at Fidelity Investments. He works with corporate executives to improve how their employer-sponsored retirement plans fit within a broader financial strategy, utilizing holistic planning and collaboration to support better-informed decisions. Sean has been with Fidelity Investments since 2021, initially serving as an Investment Solutions Representative before advancing to his current role in 2023. Prior to that, he worked as a Registered Administrative Assistant at Reliance Wealth Management in 2020. Outside of his professional work, Sean has interests that include art, cars, golf, hiking, movies, and pets.

Theodore Mulligan is a CFP® professional with nine years of industry experience, currently with Raymond James Financial Services Advisors, Inc. He has held positions at Financial Strategies Retirement Partners, Acorn Financial, and Commonwealth Financial Network. His outside activities include fixed insurance sales. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports a large advisor network with specialized programs like municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

John Peluso is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with Wells Fargo Advisors Financial Network LLC since 2011. Outside of his advisory role, he owns Jack Peluso Lighthouse Advisors Inc., a business related to investment activities. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, offering investment and financial planning services to individuals, trusts, and institutions. The firm provides a broad range of planning services, including specialized areas such as business-owner transition and sports & entertainment planning, using proprietary research and planning tools.

Alexander King is a financial advisor at Ameriprise with a Series 66 designation and one year of industry experience. Prior to joining Ameriprise, he worked at Guidance in Giving and held positions at Ave Maria University and Donahue Academy/St. John Neumann. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement planning advice focused on income sources and tax-aware withdrawal strategies.

Christian Butler is a financial advisor with Edward Jones, holding a Series 66 designation and beginning his advisory career in 2025. Prior to joining Edward Jones, he worked at Hertz and was involved with Ignatius Bookfairs, as well as having experience with Ave Maria University and Outlook Farm and Eatery. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including a wide range of households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a variety of investment strategies and affiliated financial services through a large network of advisors and branch offices.

Jose Noarbe Moliner is a financial advisor at UBS Financial Services with 14 years of industry experience. He holds a Series 66 designation and has been with UBS since 2011. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, employing proprietary research and model-based asset allocations to tailor strategies to client goals and risk tolerances.

Keith Hower is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. His prior roles include positions at Cetera Advisor Networks and VOYA Financial Advisors, as well as operating Hower Financial, LLC since 2006. He is also an ambassador for Six Zero, a role he holds outside of his advisory work. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management access, and institutional platforms, supporting its network of over 22,800 advisors and managing more than $819 billion in discretionary assets.

Norman Killop III is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. He has been with Morgan Stanley and its affiliates since 2009, including a role at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individuals and institutional clients, providing a wide range of advisory programs and tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers financial plans directly and through employer corporate agreements.