Daniel Lowry is the principal of Lowry Financial Services, an independent firm based in Tierra Verde, Florida. He holds the ChFC® designation and a Series 63 license and has 42 years of experience in the financial industry. Prior to founding his current firm in 2023, he was with Commonwealth Financial Network for 19 years and has been operating under his own DBA since 1983. Outside of advisory services, he is also a licensed insurance agent involved in the sale of life and health insurance as well as annuities. Lowry Financial Services is a sole-proprietorship providing portfolio management and pension consulting to individuals, high-net-worth clients, pension and profit-sharing plans, and charitable organizations. The firm uses a disciplined, long-term investment approach and offers pension plan consulting and insurance-related advice through its principal’s separate insurance licensing.

William Carambelas is a financial advisor at Alpha Omega Financial in Bradenton, FL, holding the CFP®, ChFC®, and Series 66 designations with 16 years of industry experience. He has worked with various Alpha Omega Financial entities since 2011. Alpha Omega Financial provides financial planning and portfolio management services to individuals, trusts, estates, charitable organizations, and corporations. The firm utilizes a combination of fundamental, technical, and charting analysis to construct diversified portfolios across multiple asset classes, emphasizing risk management tailored to client risk tolerance.

Paul Koepfer is a CFP® professional with over 53 years of experience in the financial advisory industry. He is the sole advisor at Summit Financial Advisors, an independent firm he has been associated with since 1996. Koepfer previously worked at Cadaret, Grant & Co., Inc. and currently holds a Series 63 license. Summit Financial Advisors provides financial planning, investment consulting, and qualified retirement plan consulting to individuals, trusts, estates, charitable organizations, corporations, and other business entities. The firm employs a tactical asset allocation strategy based on Modern Portfolio Theory and tools such as Frontier Analytic and Morningstar, delivering non‑discretionary advice through consultations and periodic reports.

Hi, my name is C Garrett Moore. I am carrying on a family tradition of over 30 years of helping people get retired, and stay retired. Since taking the reins in 2017, I transformed the business into a fully independent fiduciary firm so that I can put my clients first and do what's best for them. I also obtained the CERTIFIED FINANCIAL PLANNER™ and Chartered Financial Consultant® designations which exemplify my commitment to the highest standards of integrity and professionalism. I help pre-retirees plan for their upcoming financial independence, and young professional families get their financial lives simplified and on track towards the life they want. When I'm not working with clients, you can find me chasing down our two beautifully crazy boys, Gavin and Gabriel.

Dikran Kadagian is the sole advisor at Tactical Investments, an independent firm based in Longboat Key, FL. He holds Series 63 and Series 65 licenses and has 16 years of industry experience, including seven years at H2 Investments. In addition to his financial advisory work, Mr. Kadagian is president of Project Shift, a documentary film and book production company, where he directs, edits, and writes. Tactical Investments provides discretionary active portfolio management to accredited and high-net-worth individuals, trusts, foundations, and select institutional clients. The firm offers dividend-oriented balanced allocations and a proprietary ETF-focused trading program that combines fundamental and technical analysis with a computer-based system to manage portfolios using a range of ETF strategies.

Anthony Razzano is a financial advisor at Razzano Investment Management with 12 years of industry experience. He holds a Series 65 designation and operates an accounting practice, working as a CPA with individuals, corporations, and partnerships. He is also a certified NFL agent and a published author. Razzano Investment Management provides investment advisory services to individual and small business clients, focusing on portfolio management and financial planning across a range of asset classes. The firm uses quantitative analysis and market-timing inputs to inform recommendations and operates on a non-discretionary basis, with an affiliated accounting practice offering integrated tax and accounting services.

David Appleby is a financial advisor at Assurity Wealth Management in Bradenton, FL, holding the ChFC® designation and Series 65 license with 18 years of industry experience. He has been involved with Beesure Wealth Management, Inc. since 2007 and serves as president of Beesure Services, Inc., a tax and insurance services company. Appleby also leads Appex Investment Group, Inc., a real estate holding company. Assurity Wealth Management provides discretionary portfolio management, oversight of third-party managed accounts, and financial planning services to individuals, trusts, and estates. The firm employs a primarily long-term, fundamental investment approach complemented by technical indicators, strategic asset allocation, and ongoing portfolio monitoring tailored to client objectives and risk tolerance.

Mauricio Reyes is a financial advisor at Quality Financial Planning LLC in Bradenton, FL, holding a Series 65 designation with four years of industry experience. He is also president of Reyes Benefits Inc., an insurance agency, where he has been involved in insurance product sales since 2009. Quality Financial Planning LLC provides discretionary asset management and financial planning services to individuals, high-net-worth clients, business entities, and retirement plan sponsors. The firm offers customized investment programs and pension consulting, including ERISA 3(21) and 3(38) advisory services, with accounts managed on a discretionary basis and reviewed quarterly.

Mihail Dobrinov is a CFA charterholder with three years of industry experience, currently serving as the sole advisor at Trimon Capital. He previously worked at Principal Global Investors for eight years before joining Trimon Capital Management. Trimon Capital provides discretionary portfolio management and advisory services to individuals, institutions, and charitable organizations, employing model portfolios and integrated planning. The firm’s investment approach incorporates technical, fundamental, and cyclical analysis combined with Modern Portfolio Theory, and it utilizes derivatives and active trading strategies where appropriate.

Nicolina Stewart is a ChFC® credentialed financial advisor with 11 years of industry experience. She has been with Cma Advisors, Inc. since 2014 and also operates CMA Solutions And Consulting, Inc., which provides tax preparation, accounting, and bookkeeping services. CMA Advisors, Inc. is a state-registered investment adviser offering comprehensive financial planning and discretionary investment management. The firm uses fundamental analysis and Modern Portfolio Theory to guide investment recommendations and operates a distinctive structure by coordinating financial planning with a separate CPA practice.

Walter Myers is the sole advisor at Myers, Walter L, an independent registered investment advisory firm based in Wimauma, FL. He holds Series 63 and Series 65 designations and has 15 years of experience in the financial industry. Prior to founding his firm, Myers has been associated with LaSalle St Securities since 2001. Outside of his advisory role, he has worked as a cashier at Walmart. Walter L. Myers provides individualized investment supervisory services and written financial planning to individuals, trusts, and business clients. The firm employs a proprietary, technical-analysis based methodology focusing on value, safety, quality, and risk control in selecting equities, options, and mutual funds, serving a limited number of clients through a personalized approach.

Stephen Golia is a CFP® and holds a Series 65 license with 15 years of industry experience. He has operated S T Golia Planning, LLC since 2010 and previously worked at Hallock & Camarrota LLP for seven years. Before focusing on financial advising, he was an inactive attorney in Florida and New Jersey, specializing in tax and estate planning. S T Golia Planning, LLC serves a high-net-worth clientele exclusively through solicitation and referral services to the Soteria Wealth Management team at UBS under the AdviceLink program. The firm does not manage portfolios or take discretionary investment authority, referring clients to UBS for wealth management and related services.

Azul Galvez is the principal of Galvez Financial LLC, an independent advisory firm based in Parrish, Florida. Holding a Series 65 designation, Galvez has five years of industry experience and has worked at several financial and related firms before founding Galvez Financial. Galvez Financial LLC provides customized financial planning and discretionary portfolio management primarily for individuals, families, trusts, and high-net-worth clients. The firm offers a range of services including comprehensive financial planning, portfolio management, and an options-based income service, tailoring investment strategies to clients’ goals, risk tolerance, and time horizon.

Paul Zeitz is a financial advisor at Monarch Asset Management LLC with 13 years of industry experience. He has held Series 63 and Series 65 licenses and previously worked at Full Mana, LLC from 2017 to 2020. Monarch Asset Management provides discretionary portfolio management and investment supervisory services primarily to high-net-worth individuals and nonprofit organizations, managing approximately $75.6 million across about 58 client accounts. The firm’s investment approach emphasizes customized portfolios focused on individual bonds and large-cap domestic stocks, with limited use of ETFs and mutual funds for smaller or opportunistic allocations.

John McCarthy is a CFP® and ChFC® with 26 years of experience in financial advising. He has operated John T. McCarthy, LLC since 1999 as a single-advisor independent firm based in Long Boat Key, FL. John T. McCarthy, LLC provides investment advisory and financial planning services to individuals, trusts, and estates, focusing primarily on non-discretionary portfolio management. The firm offers ongoing plan reviews and employs alternative investment strategies, including the use of derivatives, which is uncommon among similar independent advisers.

Derek Williams is a CFP® professional with 24 years of experience in the financial services industry. He is the principal of Williams Wealth Management Group, Inc. and has been associated with LaSalle St. Securities, LLC since 2009. Outside of advisory work, he owns and operates a family beach bar/pub in Bradenton, FL. Williams Wealth Management Group provides investment advisory and planning services to a diverse client base, including individuals, retirement plans, trusts, and charitable organizations. The firm employs a proprietary Williams Wealth 360 process that integrates financial planning, portfolio management, and consulting with other professionals, and it is known for its focus on retirement-plan consulting and integrated 401(k) services.

Christopher Revak is a financial advisor with Your-Financial-Lifeguard in Bradenton, FL, holding the PFS™ designation along with Series 63 and Series 66 licenses. He has 12 years of industry experience and has operated his own entities providing consulting and tax preparation services since 2000. Revak also provides accounting services through an affiliated tax preparation business. Your-Financial-Lifeguard offers personalized financial planning and investment advisory services to individuals, high-net-worth clients, retirement plans, and business entities. The firm emphasizes asset allocation based on Modern Portfolio Theory and utilizes third-party managers for portfolio management, combining advisory services with accounting expertise and a technology-driven platform.

Adam Smith is a financial advisor with 25 years of industry experience. He is currently the principal of WaterShip Private Capital Management, LLC and also serves as managing partner of Private Financial Counsel, LLC, where he provides financial planning and insurance consulting. His prior experience includes roles at multiple advisory firms dating back to 2016. WaterShip Private Capital Management serves individuals, high-net-worth clients, corporations, and institutions with comprehensive financial planning, discretionary investment management, and retirement plan consulting. The firm integrates asset allocation and fundamental analysis in portfolio construction and offers ERISA-focused fiduciary retirement plan services alongside an affiliated insurance practice.

Raymond Virgilio is a financial advisor with Integrity Advisors in St. Petersburg, FL, holding Series 65 and Series 66 licenses and 21 years of industry experience. He has served as a supervisory auditor for the U.S. Department of Defense Contract Audit Agency since 2010 and has provided tax advice through his CPA practice since 1994. Integrity Advisors is an independent, state-registered firm that primarily serves individual and high-net-worth clients with portfolio management and financial planning. The firm employs a combination of fundamental, technical, and asset-allocation analysis, offering discretionary and non-discretionary management alongside tax and insurance services.

Mark Hammer is a financial advisor at Hammer and Company LLC with 22 years of industry experience. He holds a Series 65 designation and has worked at Morgan Stanley Smith Barney since 2009. Hammer and Company LLC provides fee-only discretionary portfolio management to individual and high-net-worth clients, utilizing a blend of fundamental and technical analysis alongside Modern Portfolio Theory to construct diversified portfolios aligned with client risk tolerance and investment horizons.