Michael Mercer is a financial advisor with Primerica Advisors in West Point, GA, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. He has worked at PFS Investments Inc. since 2002 and Primerica Financial Services since 2001. In addition to his advisory role, Mercer is involved in the sale of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management primarily through its Lifetime Investment Program, offering model-delivery strategies and a limited number of separately managed accounts to individual and high-net-worth clients. The firm curates third-party asset managers and delegates trading responsibilities to BNY Mellon Advisors, operating under a tiered wrap-fee structure.

Michael Ingersoll is a financial advisor with Primerica Advisors who holds Series 63 and Series 65 credentials and has 36 years of industry experience. He has worked with Primerica Financial Services since 1991 and PFS Investments Inc. since 1989. In addition to his advisory role, Ingersoll receives non-investment related compensation through referrals for home security, automation products, and other home-related services. Primerica Advisors manages a wrap-fee asset management program primarily serving individual, corporate, and charitable clients. The firm uses model-delivery strategies overseen by unaffiliated asset managers and supports trade execution and custody through established partners, focusing on advisory services rather than institutional portfolio management.

Tracy Bryant is a financial advisor with Primerica Advisors in Atlanta, GA, holding Series 63 and Series 65 licenses and having five years of industry experience. Prior to joining Primerica Advisors in 2020, Bryant worked at Savannah River Nuclear Solutions from 2014 to 2018 and has been associated with Primerica Financial Services since 2008. Outside of advisory work, Bryant is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm uses a wrap-fee structure and independent due diligence to select third-party asset managers, delegating trading execution to BNY Mellon Advisors.

Larry Duncan is a financial advisor with Raymond James Financial in West Point, GA, holding Series 63 and Series 65 credentials and bringing 44 years of industry experience. He has been affiliated with Raymond James Financial and Client First Financial Services, LLC since 2010, where he is also the owner of Client First Financial Services. Duncan serves as a trustee for MissionSource Ministries, a nonprofit organization. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary planning and employs analytical tools to support client goals, maintaining specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.