Curtis Stoner is a financial advisor with Gradient Advisors, LLC and holds the Series 63 and Series 65 designations. He has two years of industry experience and has worked at firms including Senior Health and Wealth Solutions, The Prudential Insurance Company of America, and PRUCO Securities. He is also involved in operating Senior Health and Wealth Solutions, LLC, an insurance services business. Gradient Advisors, LLC provides investment management, financial planning, and consulting services to a diverse client base including individuals, retirement plans, trusts, estates, charitable organizations, and businesses. The firm operates through a network of Investment Advisor Representatives, offering mostly non-discretionary advice and employing various analytical approaches in portfolio management.

Thomas Lawrence is a financial advisor with Prospera Financial Services, Inc., holding Series 63 and Series 66 licenses and four years of industry experience. Before joining Prospera in 2025, he worked at Jackson National Life Distributors, LLC for three years and has held positions in various other industries including logistics and hospitality. Prospera Financial Services, Inc. is a multi-team advisory firm with 271 advisors managing approximately $14.4 billion in client assets. The firm serves individuals, retirement plans, trusts, estates, charitable organizations, and business entities, offering financial planning, portfolio management, and access to multiple advisory programs and platforms.

Daniel Mossakowski is a financial advisor with Prospera Financial Services, Inc., holding a Series 66 license and 15 years of industry experience. He has worked at Prospera since 2014 and previously at Edward Jones from 2011 to 2014. Outside of his advisory role, he is a general partner in FiveFourThree 1, LLC, a business that provides baseball and softball training services for youth and professional athletes. Prospera Financial Services is a multi-team advisory firm with 271 advisors managing approximately $14.4 billion in client assets. The firm serves individuals, retirement plans, trusts, estates, charitable organizations, and business entities, offering financial planning, portfolio management, and access to various advisory programs and platforms.

Kellen Beard is a Series 65-licensed financial advisor with nine years of industry experience. He is currently with United Advisor Group and has held prior roles at Virtue Capital Management and Jack Keeter & Associates. Outside of advising, Beard provides tax services as an independent tax associate and manages pharmacy operations as an account manager. United Advisor Group offers investment management, financial planning, consulting, and family office services to a diverse client base that includes individuals, small businesses, trusts, and charities. The firm employs a combination of strategic and tactical asset allocation alongside value investing and multiple analysis techniques to tailor portfolios according to clients’ risk tolerance, tax strategies, and time horizons.

Charlene Martin is a financial advisor with Money Concepts Capital Corp in Dickson, Tennessee, holding a Series 66 designation and 25 years of industry experience. She has been with Money Concepts Capital Corp and Heritage Solutions since 2006. Money Concepts Advisory Service (MCAS) offers portfolio management, financial planning, and consulting services to individuals, pension and profit-sharing plans, trusts, charitable organizations, and corporations. The firm employs a variety of managed programs and portfolio strategies, combining fundamental and technical analysis with modern portfolio theory to manage assets for a diverse client base.

James Harter is a ChFC®-designated financial advisor with 35 years of industry experience. He is affiliated with Equity Services, Inc. and National Life Group, both since 2014. Outside of his advisory role, he serves on the board of directors for Jeffco Flooring & Supply. Equity Services, Inc., operating as ESI Financial Advisors, offers financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm utilizes multiple advisory platforms and third-party asset managers to deliver a range of investment strategies, including both discretionary and non-discretionary management.

Kyle Scott is a financial advisor with Edward Jones in Dickson, TN, holding a Series 66 designation and eight years of industry experience. Prior to joining Edward Jones in 2018, he worked for Education Networks of America for eleven years. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Layla Slater is a financial advisor with LPL Financial, holding a Series 66 designation and 11 years of experience at the firm. She also operates Saving Abigail Grace, LLC, a for-profit business unrelated to investments. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions, offering a range of financial planning and investment management services through a large network of advisors.

Jackson Story is a financial advisor with Cetera, holding a Series 66 designation and four years of industry experience. His background includes roles at Cetera Wealth Services, Jack B. Turner and Associates, and Benefits, Inc., where he works as a benefits consultant specializing in employee benefits such as group health and disability insurance. He also has experience as a graduate assistant at the University of Tennessee at Martin. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management, financial planning, and retirement services, utilizing multiple program structures and a variety of third-party and affiliated investment managers.

Caitlin Olson is a financial advisor at Raymond James Financial Services Advisors, Inc. with seven years of industry experience. She holds a Series 66 designation and has previously worked at Ascent Wealth Advisory, LLC and Franklin Synergy Bank. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports clients through various advisory programs and institutional portfolio management.

Bethany Todzia is a financial advisor at Cetera with four years of industry experience and holds a Series 65 designation. She has previously worked at firms including Kraft Asset Management, Avantax Advisory Services, and Anchor Financial Group, where she also serves as a senior accountant providing tax preparation and financial planning services. Cetera Investment Advisers LLC is a large national advisory platform serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers various portfolio management and financial planning services through a multi-manager platform that includes affiliated and third-party managers.

Kevin Smith is a financial advisor at Cetera with 29 years of industry experience. He holds Series 63 and Series 66 licenses and has been associated with Cetera and Cetera Wealth Services since 2014. Outside of his advisory role, Smith serves on several nonprofit boards, including Developmental Services of Dickson County and the Goodlark Educational Foundation, and holds leadership roles in multiple benefits and insurance companies. Cetera Investment Advisers LLC is a nationwide SEC-registered adviser serving individual, corporate, and institutional clients through a network of over 10,000 advisors. The firm offers a range of portfolio management and retirement services, utilizing a multi-manager platform with access to affiliated and unaffiliated third-party managers across various program structures.

Hubert Redden is a ChFC® with 55 years of industry experience, currently with Mass Mutual Investors Services since 2017. He previously worked at Metlife Securities Inc. for over five decades. Outside of his advisory role, he serves as a board member for the charitable organization The Renaissance Center. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars with a focus on collaborative, goal-oriented planning.

Susan Why is a Series 66-registered financial advisor with Edward Jones in Dickson, TN, with three years of industry experience. She has been with Edward Jones since 2006. Outside of her advisory role, she is involved in managing office administration for Gregory's Maintenance Service, a handyman business in Nunnelly, TN. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment strategies. The firm is notable for its extensive advisor network and affiliated capabilities including trust services, mutual funds, and securities-based lending.

David Patterson is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has been with Primerica Advisors since 1999 and has worked with Primerica Financial Services since 1991. Outside of his advisory role, he serves as a partner and vice president of Promised Land 2.0 Inc., a non-investment-related business in Bon Aqua, Tennessee. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and a limited selection of discretionary separately managed accounts primarily for individual and high-net-worth clients. The firm curates third-party asset managers and employs a tiered wrap-fee structure distinct from fixed-fee billing options.

Matthew Wright is a financial advisor at Edward Jones in Dickson, TN, holding CFP® and Series 66 credentials with five years of industry experience. Prior to joining Edward Jones in 2021, he was with Radeas LLC for seven years. Outside of his advisory role, he owns and operates Grainger Solutions LLC, an IT consulting business. Edward Jones is a full-service wealth management firm serving both individual and institutional clients with a broad range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a large network of financial advisors and branch offices nationwide.

Collin James is a financial professional with Cetera, holding Series 65 and Series 63 licenses and bringing 10 years of industry experience. His background includes service with the United States Air Force and roles at Jack B. Turner and Associates, Inc., as well as Benefits Inc. Outside of his advisory work, he also acts as an insurance agent, selling life, health, disability, annuities, and long-term care products. Cetera Investment Advisers LLC is an SEC-registered firm that serves a wide range of clients, including individual investors, retirement plans, corporate and charitable organizations, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers and supports both discretionary and non-discretionary account structures.

Jason Betts is a financial advisor with Edward Jones in Dickson, TN, holding a Series 66 credential and one year of industry experience. Prior to joining Edward Jones, he worked in various roles including at the Water Authority of Dickson County and Johnson, Mirmiran & Thompson. He serves as Lead Pastor at Calvary Baptist Church, where he preaches and teaches weekly. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds. The firm supports over 23,700 advisors nationwide and manages approximately $1.01 trillion in assets under management.

Dinah Pate is a financial advisor at UBS Financial Services with 23 years of industry experience. She has been with UBS since 2000 and holds a Series 63 designation. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services, operating as a broker-dealer, investment adviser, and futures commission merchant.