Tj Binkowski is a financial advisor at Narrow Road Asset Management with three years of industry experience. He holds a Series 66 designation and has held positions at firms including Edward Jones and Raymond James Financial Services Advisors, Inc. Prior to his financial career, he served six years in the U.S. Army. Binkowski also contributes written content to Seeking Alpha. Narrow Road Asset Management provides discretionary portfolio management primarily to individual and high-net-worth clients. The firm uses a systematic, data-driven investment approach called the Narrow Road Adaptive Capital Strategy, which combines quantitative and fundamental analysis to manage exposure and mitigate downside volatility.

Kathy Ellis is a CFP® with 32 years of industry experience and currently practices at Ellis Financial Planning. Her prior roles include positions at Raymond James Financial and Ellis and Company Retirement Strategist. She serves as a volunteer board member for the Austin Peay State University College of Business Advisory Board and is on the finance committee at Lone Oak Baptist Church. Ellis Financial Planning provides personalized financial planning and asset management services to individuals, families, trusts, and retirement plans, emphasizing a planning-first approach and diversified, allocation-driven portfolios. The firm serves roughly 330 clients with a team of four advisors and offers tiered service programs tailored to client needs.

Nicholas Meriwether is a financial advisor at Financial Planning Center, LLP with 28 years of industry experience. He holds the ChFC® and Series 63 designations and has worked at Financial Planning Center since 2008, as well as at A&M Brokerage, LLC from 2007 to 2019. Outside of his advisory role, he is involved in insurance services through his self-employed activities. Financial Planning Center, LLP provides fee-based financial planning and consulting to individual clients, focusing on tailored financial plans and documented investment policy statements. The firm refers clients to third-party money managers for asset management and serves primarily as a liaison rather than exercising discretionary portfolio management.

Rae Anne Reynolds is a CFP® and holds a Series 66 license with five years of industry experience. She is currently with Financial Planning Center, LLP and has prior experience at Raymond James Financial Services and Dowdy Wealth Services. Outside of advisory work, she is also an independent insurance agent focused on life insurance and annuity sales. Financial Planning Center, LLP provides fee-based financial planning and consulting services to individual clients, emphasizing tailored financial plans and documented investment policy statements. The firm typically refers clients to third-party money managers for ongoing asset management and acts as a liaison rather than exercising discretionary portfolio management.

James Alfonso is a financial advisor at ELLIS Financial Planning with 11 years of industry experience. He holds the Series 66 designation and has previously worked at UBS, RBC Capital Markets, LLC., and Raymond James Financial Services. Alfonso is also involved with Ellis & Company, a support company based in Clarksville, TN. ELLIS Financial Planning provides personalized financial planning and asset management to individuals, families, trusts, estates, and retirement plans. The firm uses a structured four-step process and emphasizes long-term, allocation-driven portfolios that include diversified mutual funds, ETFs, equities, fixed income, and select alternative investments.

Michele Wieber is a financial advisor with ELLIS Financial Planning in Clarksville, TN, holding a Series 66 designation and 15 years of industry experience. Her prior work includes roles at Merrill Lynch and Raymond James Financial Services. She serves as Education Committee Chair for Immaculate Conception Catholic Church. ELLIS Financial Planning provides personalized financial planning and asset management to individuals, families, trusts, and other entities. The firm follows a structured four-step process and emphasizes long-term, allocation-driven portfolios using diversified mutual funds, ETFs, and other investment vehicles.

Eric Ellis is a financial advisor at ELLIS Financial Planning with 17 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Raymond James Financial Services Advisors Inc. and Ellis & Company Retirement Strategists. He serves on the Board of Directors for Chapel Hill Christian Academy in Clarksville, TN. ELLIS Financial Planning provides personalized financial planning and asset management to individuals, families, trusts, and other entities. The firm follows a structured four-step process focused on long-term, allocation-driven portfolios and serves a high number of clients through a standardized service model.

Noreen Burtner is a CFP® with 16 years of industry experience, currently serving as a financial advisor at Facet since 2020. She previously worked at TIAA for five years. Facet serves individual members across a broad range of wealth levels, providing tiered, subscription-based financial planning and implementation services. The firm delivers holistic financial planning through a Total Financial Life Resources framework and utilizes primarily ETF-based discretionary asset-allocation programs.

Robert Kennedy is a financial advisor at BFC Planning, Inc. with 24 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses. Prior to joining BFC Planning in 2019, he has also been involved with Securities Management & Research, Inc. and American National Insurance. Outside of his advisory role, he serves as president of R P Kennedy & Co., a consulting firm providing business consulting, expert witness testimony, and recruiting services. BFC Planning, Inc. serves a diverse client base including individuals, corporations, banks, pension and profit-sharing plans, trusts, and estates through a network of approximately 200 investment adviser representatives. The firm offers a range of services such as financial planning, portfolio management, and referrals to outside money managers, employing various platform arrangements and investment strategies.

Alisha Schweizer is a financial advisor with Avantax Planning Partners, Inc. in Springfield, TN, holding a Series 66 designation and 12 years of industry experience. Her career includes roles at multiple Cetera entities since 2024 and prior experience with R&R Wealth Management, Jannsen Wealth Management, and 1st Global Advisors. She also has experience in equity and fixed indexed annuity sales and fixed insurance products. Avantax Planning Partners, Inc. provides portfolio management, financial planning, and managed retirement plan services to individuals, pension and profit-sharing plans, charitable organizations, and businesses. The firm primarily serves clients through a network of CPA firms and registered advisors, offering tax-intelligent strategies, discretionary account management, and access to affiliated broker-dealer and trust services.

Jeremy Corley is a financial advisor with Csenge Advisory Group, LLC and holds a Series 66 designation. He has 26 years of industry experience and has worked at firms including Compass Advisory Partners LLC and FSC Securities Corporation. Corley is also an owner of Corley & Kent LLP, a financial advisory and insurance business. Csenge Advisory Group serves charitable organizations, corporations, business entities, and individual clients, including high-net-worth families, providing asset management, financial planning, and corporate retirement plan consulting. The firm employs a top-down investment process combining fundamental and technical analysis with a relative-strength methodology to construct portfolios primarily using mutual funds and ETFs.

John Hamric is a Series 65-licensed advisor with First Advisors National, LLC, based in Clarksville, TN, and has eight years of industry experience. He has worked at Trad NA since 2015, where he serves as a program manager in environmental services. Additionally, he is an insurance agent with MPG Wealth. First Advisors National provides investment management, asset allocation advice, and retirement plan consulting primarily to individual clients, including ERISA plan participants. The firm utilizes third-party money managers and combines tactical and strategic asset allocation methodologies, typically managing accounts on a discretionary basis.

John Kent is a financial advisor with Csenge Advisory Group, LLC, holding a Series 66 designation and 23 years of industry experience. His career includes roles at Integrity Alliance, Lion Street Financial, Corley & Kent LLP, Compass Advisory Partners, and FSC Securities Corporation. Outside of advisory work, he serves on the board of Lincoln Industrial Park Corp. and is involved in farmland and construction project management. Csenge Advisory Group serves charitable organizations, corporations, business entities, and individual clients, including high-net-worth families. The firm offers asset management, asset-allocation advice, financial planning, and retirement plan consulting, employing a top-down investment process that integrates fundamental and technical analysis to manage risk and volatility.

Max Ferrel is a financial advisor at First Command Advisory Services with Series 65 and Series 63 licenses and one year of industry experience. His prior experience includes service in the United States Army and work with Veterans Realty Services. First Command Advisory Services is an SEC-registered investment adviser that serves individuals, corporate, and charitable clients, with a special focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs, delivering investment management through a centralized Investment Management Team and Wealth Portfolio Managers who select and monitor model portfolios and third-party managers.

Bryant Rippy is a Series 66-licensed financial advisor with one year of industry experience, currently affiliated with Money Concepts Capital Corp. His prior experience includes roles at F & M Wealth Management, F & M Bank, and Raymond James Financial Services. Outside of securities, he is a salaried employee at True North Wealth Group, dedicating significant time to this non-investment-related activity. Money Concepts Capital Corp serves approximately 14,700 clients through 431 advisors, offering portfolio management, financial planning, and consulting to individuals, pension plans, trusts, charitable organizations, and corporations. The firm employs a variety of managed programs and account structures, utilizing model portfolios, third-party sub-advisers, and modern portfolio theory for asset allocation and account rebalancing.

Kelvin Bishop is a financial advisor with Money Concepts Capital Corp, holding a Series 66 designation and 19 years of industry experience. He has been with Money Concepts Capital Corp since 2006 and is also a managing member of the CPA firm Harting, Bishop & Arrendale, PLLC. Outside of his advisory and accounting roles, he serves as treasurer for The Cleveland 100, a nonprofit organization, and is a trustee and finance committee member for the Cleveland Bradley County Public Library. Money Concepts Advisory Service (MCAS) provides portfolio management, financial planning, and consulting services to individuals, pension and profit-sharing plans, trusts, charitable organizations, and corporations. The firm employs a variety of managed programs and portfolio strategies, blending fundamental and technical analysis with modern portfolio theory to serve approximately 14,700 clients.

Zachary Walden is a financial advisor with First Command Advisory Services, holding Series 63 and Series 65 designations and 16 years of industry experience. He has worked with First Command in various capacities since 2009. He is also the owner of Zach Walden Wealth Management, an LLC used for tax filing purposes. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs, using a centralized Investment Management Team to design and manage portfolios.

Alexander Weaver is a financial advisor with First Command Advisory Services holding Series 63 and Series 65 licenses. He has one year of industry experience and previously served five years in the United States Navy. First Command Advisory Services is an SEC-registered investment adviser that serves individuals, corporate, and charitable clients, with a particular focus on active-duty service members and their families. The firm offers financial planning and a range of wrap-fee asset management programs, using model portfolios managed by a centralized Investment Management Team and Wealth Portfolio Managers.

William Woodruff is a financial advisor at First Command Advisory Services with Series 63 and Series 65 credentials and one year of industry experience. Prior to joining First Command, he worked at Textron for 13 years and held roles at WingXpand and related First Command entities. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and various wrap-fee asset management programs, utilizing a centralized Investment Management Team to design and manage model portfolios with discretionary authority.

Susan Moore is an advisor at Hornor, Townsend & Kent, LLC, holding Series 65 and Series 63 licenses. She has one year of experience in financial advising and over ten years in insurance sales and service with Penn Mutual Life Insurance Company. Moore also works as an insurance agent through 1847Financial, focusing on insurance brokerage and Penn Mutual life products. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans by providing advisory programs, financial planning, and retirement plan consulting. The firm operates as both an SEC-registered adviser and FINRA-member broker-dealer, offering a range of investment management services supported by third-party asset managers and various account options.

Ross Peay Jr. is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and seven years of industry experience. He has worked at Raymond James since 2019 and was previously with Thurman Campbell Group, PLC. Outside of his advisory role, he is employed as an associate at Peay and Company. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, pension plans, corporations, charitable organizations, and institutional clients. The firm offers tailored non-discretionary planning and uses analytical tools to support its recommendations, serving a broad client base through a large advisor network and affiliated advisory firms.

Matthew Gallowitz is a financial advisor with Edward Jones in Springfield, TN, holding Series 66 and Series 63 licenses and three years of industry experience. His prior roles include positions at Thrivent Financial, Enfield Management, the Robertson County school system, and UBS. Outside of his advisory work, he participates in his community by playing Santa Claus at an apartment complex. Edward Jones is a full-service wealth management firm serving individual and institutional clients with both discretionary and non-discretionary investment strategies. The firm manages approximately $1.01 trillion in assets and supports clients through a large nationwide network of advisors and branch offices.

Landon Brake is a financial advisor at Ameriprise with 43 years of industry experience. He holds Series 63 and Series 66 designations and has been with Ameriprise and its affiliated entities since 2012. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets. The firm provides written Recommendation Reports based on research, modeling, and tax-efficiency analysis, delivered through a centralized consulting team in partnership with client advisors.

Jamie Singleton is a financial advisor with Cambridge Investment Research Advisors in Springfield, TN, holding Series 63 and Series 65 credentials and 20 years of industry experience. He has been with Cambridge Investment Research Advisors and Cambridge Investment Research, Inc. since 2016. In addition to his advisory role, he serves as president of Singleton Financial Services LLC, which provides tax preparation and accounting services. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing a range of portfolio management strategies across multiple platforms.

David Maybee is a Series 66 licensed financial advisor with one year of industry experience. He is currently with Merrill and has prior experience at Bank of America, J.P. Morgan Securities, and JPMorgan Chase Bank. His background includes service in the Marine Corps from 2016 to 2020. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jenna Hokanson is a CFP® with 11 years of industry experience, currently serving as a financial advisor at LPL Financial since 2024. Prior to joining LPL, she spent nine years at UBS FS. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Elisabeth Ervin is a financial advisor with OSAIC, holding Series 65 and Series 63 credentials and five years of industry experience. She previously worked at Woodbury Financial Services Inc. for six years and has operated a sole proprietorship insurance agency under O'Rear & Associates for ten years. She also serves as chairperson of the Cheatham County Democratic Party. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and charitable clients through a large network of advisers and advisory platforms. The firm provides integrated brokerage and investment advisory services, using asset-allocation tools and third-party solutions to manage portfolios across various asset classes.

Justin Aldred is a financial advisor at Raymond James Financial Services Advisors, Inc. He holds the Series 66 designation and has nine years of industry experience. Prior to joining Raymond James in 2024, he spent seven years at Edward Jones and one year at T-Mobile. Aldred is also the president of Aldred Wealth Management, a support company he owns in Clarksville, TN. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm provides non-discretionary planning tailored to client goals and supports specialized areas such as municipal and public finance.

Jane Swartz is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and 10 years of industry experience. She has worked with Struble Financial Group since 2017 and has previously been associated with Dowdy Financial Group and Ellis & Struble Retirement Strategists. Outside of advisory work, she serves as a branch manager for Struble and Company Financial Life Planners. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional entities. The firm offers tailored, non-discretionary planning using analytical tools and supports various advisory programs and institutional consulting services.

Terry Jones is a CFP® with 25 years of industry experience, currently serving as a financial advisor at Edward Jones since 2000. He is based in Springfield, TN, and holds a Series 63 license. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a nationwide network of over 23,700 financial advisors. The firm manages approximately $1.01 trillion in assets and provides both discretionary and non-discretionary investment solutions, operating under a fiduciary standard.

James Gurman is a financial advisor with Ameriprise Financial Services, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. He has worked at Ameriprise since 2016. Outside of his advisory role, Gurman serves on the Board of Directors of the Catholic Business League as a Career Transition Team Leader. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients, with a specialized Premier Retirement Income service that provides written recommendations and annual planning advice focused on income sources and tax-aware withdrawal strategies for clients near or in retirement.

Mark Pinkleton is a financial advisor with Ameriprise, holding a Series 63 designation and 32 years of industry experience. He has worked at Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Ameriprise provides retirement-income planning services targeted at individuals approaching or in retirement with significant investable assets, offering written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in a centralized consulting approach, serving clients through a broad range of advisory, brokerage, and insurance solutions.

Charles Rogers is a financial advisor at Edward Jones in Springfield, TN, holding a Series 66 designation with 12 years of industry experience. He has been with Edward Jones since 2013. Outside the financial industry, Rogers is involved in agricultural business activities as Secretary and Treasurer of Rogers Farms, Inc. in Auburn, KY. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and corporate entities. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Lawrence Yingling Jr. is a financial advisor with Mass Mutual Investors Services holding the ChFC® designation and a Series 63 license, with 25 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and previously spent 17 years with METLIFE Securities Inc. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, using firm-approved tools and structured engagements to provide written recommendations without discretionary authority.

Alicia Struble is a financial advisor at Raymond James Financial with 20 years of industry experience. She holds a Series 66 designation and has worked with Raymond James Financial and its affiliated entities since 2005, including a four-year period at S&E Inc. Outside of advising, she serves on the advisory board of the nonprofit Going Global and owns two support companies, Struble and Company Financial Life Planners and Struble Financial Group LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual and institutional clients, using tailored, non-discretionary planning supported by analytical tools and risk profiling. The firm also offers specialized services such as municipal and public-finance advisory and a SIMPLE IRA Employer Advisory & Consulting Services program.

Heather Tremaine is a financial advisor with Edward Jones in Springfield, TN, holding a Series 66 designation and three years of industry experience. She has been with Edward Jones since 2016. Tremaine is also a limited partner with Edward Jones. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households and corporate clients. The firm offers a range of advisory programs and investment strategies supported by a large nationwide network of financial advisors and branch offices.

Robert Vaught V is a Series 66 credentialed financial advisor with 14 years of industry experience. He has been with Cetera since 2013 and currently works in Springfield, TN. His spouse holds a minority ownership stake in a family farm partnership in Indiana. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and consulting services, utilizing a multi-manager platform with various program structures and custodial relationships.

Eva Newbold is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 licenses and 26 years of industry experience. Her prior work includes roles at Wells Fargo Advisors and Wells Fargo Clearing. She is currently based in Joelton, TN. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, institutions, and charitable organizations. The firm offers non-discretionary planning tailored to client goals and supports municipal advisory and SIMPLE IRA Employer Advisory programs.

Sarah Reeder is a financial advisor at Raymond James Financial with six years of industry experience. She holds the Series 66 designation and has been associated with Raymond James Financial Services Advisors, Inc. since 2020. In addition to her advisory role, she is an associate at Struble Financial Group and serves as a Registered Service Manager with Struble and Company Financial Life Planners. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, charitable organizations, and institutional clients. The firm utilizes risk profiling and analytical tools to tailor non-discretionary planning and investment consulting to client goals and supports these services through a large network of advisors and affiliated firms.

Ryland Smith is a financial advisor at Ameriprise with a Series 66 designation. He joined Ameriprise in 2024 and has held various positions across industries including consulting and education since 2016. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning with a focus on dependable income and tax-aware withdrawal strategies through its Premier Retirement Income service.

Dickey Knight is a financial advisor at Cetera with 16 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Cetera since 2016, concurrently serving at Regions Bank since 2006. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that includes affiliated and third-party managers, supporting both discretionary and non-discretionary accounts.

Aaron Slate is a Series 66-licensed financial advisor with Edward Jones in Greenbrier, TN, with nine years of industry experience. He has been with Edward Jones since 2017 and previously worked at Lipscomb University. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Jeffrey Burnett is a financial advisor with Ameriprise in Clarksville, TN, holding a Series 63 designation and bringing 29 years of industry experience. He has been with Ameriprise and its affiliated entities since 1996. Outside of his advisory role, Burnett serves as president on the boards of multiple nonprofit housing organizations in Louisville, KY, and volunteers as a city commissioner overseeing local infrastructure. He is also a longtime musician who performs periodically with a band. Ameriprise offers retirement-income planning services tailored for individuals approaching or in retirement with significant investable assets, combining research-driven recommendations and tax-efficient strategies delivered through a centralized consulting team. The firm provides a broad range of advisory, brokerage, and insurance solutions typical of a large institutional financial services provider.

Garrett Anderson is a financial advisor with Merrill holding a Series 66 designation. He has one year of experience in the industry, including roles at Bank of America, Merrill, and previous positions across various sectors. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Joseph Tucker is a CFP® professional with 20 years of experience, currently serving as a financial advisor at Edward Jones since 2005. In addition to his advisory role, he is involved in several entrepreneurial ventures, including owning a photography sales business and co-owning a boutique clothing and decor company as well as an e-commerce vintage electronics resale business. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages over $1 trillion in assets and offers a variety of investment strategies and affiliated services through a nationwide network of financial advisors.