Sawyer Brown is a financial advisor at Financial Concepts with three years of industry experience. He holds a Series 65 designation and has professional experience across education and transition services prior to joining Financial Concepts. Financial Concepts is a team-based firm that provides discretionary investment supervisory services, financial planning, and pension consulting to individuals, charitable organizations, and small businesses. The firm employs a buy-and-hold investment approach focused on growth, growth-and-income, and balanced portfolios, with ongoing monitoring and quarterly reviews.

Jason Spears is a financial advisor with Beam Wealth Advisors, Inc. in Columbus, MS, holding Series 63 and Series 65 licenses and over 23 years of industry experience. He has worked at Purshe Kaplan Sterling Investments, Securities America Inc, and JDS Wealth Strategies. Outside of his advisory role, Spears is active in community organizations, serving as a Den Leader for a local Boy Scout pack, coaching competitive youth soccer, participating on the Columbus Redevelopment Authority board, and holding a political office on the City Council of Columbus. Beam Wealth Advisors, Inc. is a multi-team registered investment adviser with 27 advisors managing approximately $1.6 billion in client assets. The firm serves individuals, businesses, trusts, estates, and retirement plans through wealth management, financial planning, portfolio management, and ERISA/plan sponsor consulting, using an investment approach based on Modern and Post-Modern Portfolio Theory and behavioral finance.

Scott Ferguson is a financial advisor with Financial Concepts in Columbus, MS, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. He has worked at Financial Concepts since 2012, with a brief period at National Planning Corporation from 2015 to 2017. Ferguson serves as board president of the United Way of Lowndes County. Financial Concepts provides discretionary investment supervisory services, financial planning, and pension consulting to individuals, charitable organizations, and small businesses. The firm emphasizes a buy-and-hold equity strategy to address inflation risk and incorporates behavior coaching to discourage market timing, managing portfolios primarily through mutual funds and SEI model allocations.

Kristen Kunz is a Series 65-licensed financial advisor with Financial Concepts, based in Columbus, MS, and has two years of industry experience. She has been with Financial Concepts since 2020 and previously worked at Mississippi University for Women and Lake Lowndes State Park. Financial Concepts is a team firm providing discretionary investment supervisory services, financial planning, and pension consulting to individuals, charitable organizations, and small businesses. The firm employs a buy-and-hold investment approach focused on growth, growth-and-income, and balanced portfolios, emphasizing equities as an inflation hedge and tailoring portfolio changes to client circumstances rather than market timing.

Felice Olmos is a Series 65-licensed advisor with Financial Concepts in Columbus, MS, bringing three years of industry experience. She has worked at Financial Concepts since 2020, including her current role beginning in 2025, with prior experience at Nicholas Air and United Exchange Corp. Financial Concepts is a team-based firm that provides discretionary investment supervisory services, financial planning, and pension consulting to individuals, charitable organizations, and small businesses. The firm employs a buy-and-hold strategy focused on growth and balanced mutual fund allocations, emphasizing equity investments as inflation hedges.

Joseph Reed is a financial advisor with IFG Advisory, LLC and holds Series 63 and Series 65 credentials. He has four years of industry experience, including roles at LPL Financial and Lincoln Financial Securities. Outside of financial services, he is the owner of Worn Tools Woodworking LLC. IFG Advisory, LLC offers investment advisory and financial planning services to a diverse client base, including individuals, trusts, estates, corporations, and retirement plans. The firm customizes investment strategies using various analytical approaches and manages a broad range of asset types while also providing specialized services such as real estate analysis and retirement plan consulting.

Morgan Nickels is a CFP® professional with 21 years of industry experience, currently affiliated with IFG Advisory, LLC. He has previously worked at Householder Group Estate & Retirement Specialists and LPL Financial, LLC. Nickels also operates L.H. Nickels & Associates and is involved in fixed insurance products as an agent. IFG Advisory, LLC serves a broad range of clients including individuals, high-net-worth clients, trusts, charitable and corporate entities, and retirement plans. The firm offers portfolio management, financial planning, and retirement plan consulting, using a combination of fundamental, technical, and cyclical analysis along with a variety of investment management strategies.

Danette Starks is a financial advisor at IFG Advisory, LLC with 24 years of industry experience. She holds Series 63 and Series 66 credentials and has worked at IFG Advisory since 2024. Her prior experience includes roles at Householder Group Estate & Retirement Specialists and LPL Financial. IFG Advisory serves a diverse client base including individuals, high-net-worth clients, trusts, and retirement plans. The firm offers portfolio management, financial planning, and retirement consulting, using a combination of fundamental, technical, and cyclical analysis, and manages held-away assets to align with clients’ objectives.

Dennis Holliman is a financial advisor with Silver Oak Securities, Inc. He holds a Series 63 designation and has 39 years of industry experience. His prior roles include positions at Householder Group Estate & Retirement Specialists, LPL Financial, and L.H. Nickels & Associates. Outside of his advisory work, he serves as president of Holliman Group LLC, which manages his life insurance business, and is co-partner in family entities focused on estate and tax planning. Silver Oak Securities, Inc. serves individuals, pension and profit-sharing plans, corporations, trusts, estates, and other business entities through a network of over 100 financial professionals managing approximately $2.4 billion in discretionary assets. The firm offers various advisory programs tailored to client objectives, emphasizing discretionary investment management using both individual securities and strategist models supported by proprietary technology and operational processes.

Ernest Blackburn is a financial advisor with IFG Advisory, LLC, holding Series 63 and Series 65 credentials and over 31 years of industry experience. His career includes roles at Householder Group Estate & Retirement Specialists and LPL Financial, as well as a long tenure at L.H. Nickels & Associates. He is involved in selling fixed life and health insurance products through his affiliated business. IFG Advisory, LLC serves a diverse client base including individuals, high-net-worth clients, trusts, and retirement plans, offering comprehensive portfolio management and financial planning. The firm employs a multi-faceted investment approach using fundamental, technical, and cyclical analysis, and provides specialized services such as real estate planning and business valuation.

John Prince is a financial advisor at ValMark Advisers, Inc. with four years of industry experience. He holds Series 63 and Series 65 licenses and serves as Vice President and Director of Tax at T.E. Lott & Company, where he has worked since 1993. Prior to joining ValMark Advisers, he was affiliated with CenterPoint Advantage, LLC. ValMark Advisers provides investment management, financial planning, and retirement plan advisory services to individuals, plan sponsors, and institutions through a network of approximately 280 advisors. The firm emphasizes diversified, goal-based model portfolios using mutual funds, ETFs, and third-party managers, supported by proprietary platforms and a range of fee-based planning and consulting services.

Suzette Bates is a financial advisor with IFG Advisory, LLC and holds a Series 66 designation. She has 18 years of industry experience, including roles with LPL Financial and Householder Group Estate & Retirement Specialists. In addition to her advisory work, she is a commissioned Notary Public in Mississippi. IFG Advisory, LLC provides investment advisory and financial planning services to individuals, trusts, estates, corporations, and retirement plans. The firm employs a variety of investment approaches and offers portfolio management, consulting, and specialized planning services, utilizing sub-advisors and third-party models to implement client strategies.

Tracey Bryan is a CFP® with 19 years of industry experience, currently serving as a financial advisor at IFG Advisory, LLC. She has worked with Nickels Wealth Management and LPL Financial since 2016 and was previously with Householder Group Estate & Retirement Specialists. Bryan is also a commissioned notary public. IFG Advisory, LLC provides advisory services to a diverse client base including individuals, high-net-worth clients, trusts, charitable and corporate entities, and retirement plans. The firm offers comprehensive portfolio management, financial planning, and retirement plan consulting, utilizing a combination of fundamental, technical, and cyclical analysis along with various management and advisory resources.

Alex Holliman is a financial advisor with Silver Oak Securities, Inc. in Columbus, MS, holding Series 63 and Series 65 licenses and 20 years of industry experience. He has worked at several firms, including LPL Financial and Mutual Service Corporation. Outside of his advisory role, he is president of AJH Management LLC, which focuses on Medicare Supplements and fixed life insurance, and serves as office manager for Holliman Group LLC, an insurance business. Silver Oak Securities serves individuals, including high-net-worth clients, as well as pension plans, corporations, trusts, and estates through a network of over 100 financial professionals. The firm offers a range of advisory programs tailored to client objectives, combining discretionary management with operational features like ongoing model monitoring and automatic investment deployment.

James Rooker is a financial advisor at Benjamin F. Edwards & Company, Inc. with 38 years of industry experience. He holds Series 63 and Series 66 designations and previously worked at Wells Fargo Clearing, Wells Fargo Advisors LLC, and A. G. Edwards & Sons, Inc. His current tenure at Benjamin F. Edwards & Company began in 2021. Benjamin F. Edwards & Company is an integrated broker-dealer and SEC-registered investment adviser serving individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate clients through more than 500 advisors. The firm offers a range of services including advisory programs, financial planning, retirement plan consulting, investment management, brokerage, insurance products, and M&A advisory services.

Jim Ford Jr. is a financial advisor with Benjamin F. Edwards & Company, Inc., holding Series 63 and Series 66 credentials and over 40 years of industry experience. His prior firms include Wells Fargo Clearing, Wells Fargo Advisors LLC, and A.G. Edwards & Sons, Inc. Outside of his advisory work, he manages oil and gas exploration through Ford Exploration, Inc., oversees timber management at Hutchinson Farms, and maintains copyrights to original literary works via SAWAN LLC. Benjamin F. Edwards & Company is an integrated broker-dealer and SEC-registered investment adviser serving individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate clients through more than 500 advisors. The firm offers a range of services including wrap-fee advisory programs, financial planning, retirement consulting, investment management, brokerage, insurance products, and certain M&A advisory services, combining proprietary strategies with third-party models.

Joshua Read is a financial advisor at Edward Jones with 11 years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2015. Outside of his advisory work, he owns and operates Read Family Investments LLC, a real estate business in Columbus, MS. Edward Jones is a wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and tax-efficient solutions, supported by a nationwide network of advisors and branch offices.

Tony Jackson is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. His prior roles include positions at Wells Fargo Advisors LLC, Morgan Keegan & Company, Inc., AmSouth Investment Services, Inc., and UBS Financial Services. Outside of finance, he owns a tanning salon business that is managed by his wife and part-time staff. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm offers a broad range of brokerage and advisory solutions supported by research and analytics, managing approximately $671 billion in assets through a network of over 14,000 financial advisors.

Stevan Black Jr. is a financial advisor with Wells Fargo Clearing in Columbus, MS, holding Series 63 and Series 65 designations and 28 years of industry experience. He previously worked at Ameriprise Financial Services, Inc. for seven years before joining Wells Fargo in 2019. Outside of his advisory role, he owns and operates a competitive cheerleading and tumbling gym called Gametime Athletics. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, serving as an ERISA fiduciary and providing a broader range of financial products, including insurance-related vehicles and bank deposit sweep options.

John Rollins is a financial advisor with Cetera who holds a Series 66 designation and has 12 years of industry experience. His work history includes roles at LPL Financial and Cadence Bank before joining Cetera in 2020. Cetera Investment Advisers LLC is an SEC-registered adviser that serves individuals, employer-sponsored retirement plans, corporate and charitable clients, as well as institutional accounts. The firm offers a broad range of investment management and financial planning services through a large network of independent advisors, utilizing multi-manager platforms and various program structures tailored to client needs.

Ross Land is a financial advisor at Cetera with a Series 66 designation and one year of industry experience. His prior work includes roles at Regions Bank and Robroy Industries. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers multiple portfolio management and financial planning services through a nationwide network of independent advisors and utilizes a multi-manager platform with access to affiliated and third-party investment managers.

Jeffrey Chase is a Series 66-credentialed financial advisor at Stifel with 14 years of industry experience. He has been with Stifel since 2015 and also has a prior affiliation with Sterne Agee beginning in 2011. Stifel serves a broad range of clients, including individual, institutional, and charitable organizations, offering both brokerage and investment advisory services. The firm employs a proprietary methodology developed by its Investment Strategy Group for investment analysis and allocation guidance.

Michael Covington is a financial advisor at LPL Financial in Columbus, MS, holding Series 63 and Series 65 credentials with 10 years of industry experience. His prior roles include positions at Raymond James & Associates, Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, Hornor Townsend & Kent Inc, and Penn Mutual Life Insurance Company. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting advisors with a variety of discretionary and non-discretionary investment strategies.