Lynn Phillips Gaines is a CFP® with 44 years of industry experience, currently serving at Phillips Wealth Planners LLC since 2022. She previously worked at Raymond James Financial Services Advisors, Inc. for 13 years and operated Phillips Financial and Lynn Phillips Inc. for over a decade. Outside of advisory work, she owns and partners in several businesses, including Early Building Construction, LLC and Endeavour Enterprises, LLC. Phillips Wealth Planners provides discretionary wealth management, financial planning, and retirement plan advisory services to individuals, high-net-worth clients, families, trusts, estates, and small businesses. The firm employs a primarily long-term investment approach tailored to client goals, utilizing fundamental and technical analysis, and offers customized portfolios including equities, ETFs, bonds, and mutual funds.

Lauren Black is a CFP® professional with 14 years of industry experience, currently serving as an advisor at Phillips Wealth Planners LLC since 2022. Her prior experience includes roles at Raymond James Financial Services Advisors and Phillips Financial. She is involved with the nonprofit Bridges Out of Poverty as Treasurer and holds several board positions in local educational organizations. Phillips Wealth Planners provides discretionary wealth management, financial planning, and retirement plan advisory services to individuals, families, trusts, estates, and small businesses. The firm employs a primarily long-term investment approach with strategic asset allocation, internal due diligence, and ongoing portfolio monitoring.

Andrew George Sr. is a financial advisor at Savvy with 10 years of industry experience. He holds the Series 63, Series 65, and Series 66 designations. His prior work includes roles at Cetera, Regions Bank, and Raymond James Financial. Savvy serves individuals, trusts, estates, businesses, ERISA plan sponsors, and charitable organizations by providing customized investment and financial planning services. The firm employs a primarily index-based, long-term approach enhanced by third-party sub-advisers, fintech tools, and an in-house tax preparation and estate planning support.

Elton Thomas III is a Certified Financial Planner (CFP®) with 25 years of industry experience. He has been with VALIC Financial Advisors since 2003 and also holds the Series 66 designation. Outside of his advisory work, he serves on the Finance Committee of the First United Methodist Church in Columbus, MS. VALIC Financial Advisors is an SEC-registered investment adviser and FINRA-member broker-dealer serving primarily U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm offers wrap programs, portfolio management, and financial planning services through a large network of advisors, leveraging centralized technology and third-party model managers.

Ronald Kelley is a financial advisor at VALIC Financial Advisors with Series 66 credentials and less than one year of industry experience. Prior to joining VALIC, he held various positions including roles at Cannon Motor Company and Mississippi State University. VALIC Financial Advisors primarily serves U.S. individuals, including high net worth clients and employer-sponsored retirement participants, offering portfolio management, financial planning, and consulting through a large network of advisors. The firm utilizes discretionary unified managed accounts and incorporates tax-aware and ESG overlay services using Envestnet’s platform.

Aaron Jones is a ChFC® credentialed financial advisor with 15 years of industry experience. He has worked at Eagle Strategies (NY Life) since 2018 and has been affiliated with Nylife Securities LLC and New York Life Insurance Company since 2013. Jones serves as Vice President on the board of the Local Learning Community Foundation, which focuses on empowering families and youth in the community. Eagle Strategies provides financial planning, investment management, and retirement-plan advisory services to individual and institutional clients. The firm offers a range of program types and emphasizes tailored recommendations, managing the majority of its assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Robert Crosland III is a CFP® professional with 35 years of experience in the financial services industry. He is affiliated with Commonwealth Financial Network and is the owner of Crosland Wealth Management, Inc., where he has worked since 2010. His practice includes fixed insurance sales conducted at his branch location. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients, providing a range of advisory programs, including discretionary model portfolios and personalized investment solutions. The firm supports its advisors with operations, technology, compliance, and practice-management services.

Katrina Yarbrough is a financial advisor with Empower Advisory Group in Starkville, MS, holding Series 66 and Series 63 licenses and bringing 12 years of industry experience. She previously worked for ET George Investment Management, LLC for five years before joining Ameriprise Financial Services, Inc., where she spent eight years. Outside of her advisory role, she serves as Secretary on the Board of Directors for the Shockwave Starkville Swim Team. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage clients, using an integrated model tied to Empower’s recordkeeping and administrative platforms.

Matthew Bowen is a CFP® and ChFC® with four years of industry experience. He has been with Edward Jones since 2022 and previously worked at Sedgwick Claims Management Services, Inc., Reynolds, Bone & Griesbeck, PLC, and Scott & Pohlman, PC. Outside of his advisory role, he is a partner in a property rehabilitation business and in a catering enterprise. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm operates a nationwide network of financial advisors and provides services under a fiduciary standard.

Sarah Denley is a financial advisor with LPL Financial in Starkville, MS, holding a Series 66 designation and one year of industry experience. Her prior work includes roles at Cadence Bank, MWA Financial Services, and Modern Woodmen of America. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions through a broad network of investment adviser representatives. The firm offers a range of financial planning and asset management solutions, including model portfolios and institutional platforms.

Curtis Mcneal is a CFP®-certified financial advisor with Ameriprise in Starkville, MS, bringing 37 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he is president and owner of LifePath Corporation and LifePath Legacy LLC, where he manages leadership, strategic planning, and business operations. He also maintains a small acreage farm, earning income through equipment operation. Ameriprise offers a retirement-income planning service targeting individuals nearing or in retirement with substantial investable assets. The firm provides detailed, research-based recommendation reports that incorporate tax-smart strategies and adaptive withdrawal planning, supported by a centralized consulting team and algorithmic tools.

Fred Nabors is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 66 credentials and 35 years of industry experience. He previously worked at Metlife Securities Inc. for 27 years before joining Mass Mutual Life Insurance Company and Mass Mutual Investors Services. Outside of his advisory work, he is a member of Magnolia Aviation LLC, a personal airplane rental business. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser offering financial planning and asset management services to individuals, business owners, trusts, and charitable organizations. The firm provides collaborative, goal-oriented planning using firm-approved analytical tools, with optional implementation through brokerage or insurance arrangements.

Brian Lesley is a CFP® with 27 years of industry experience, currently serving as a financial advisor at LPL Financial since 2012. His prior roles include positions at Wells Fargo Clearing, Morgan Keegan & Company, LLC, and Amsouth Investment Management Company LLC. Outside of his advisory work, he is involved as a financial consultant with Renasant Financial. LPL Financial is a national broker‑dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of investment solutions, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Kelly Cutshall is a financial advisor with Ameriprise in Starkville, MS, holding a Series 66 designation and 14 years of industry experience. She has been with Ameriprise and its affiliate since 2011. Outside of her advisory role, Cutshall manages her own tax preparation business, Kelly H Cutshall CPA PLLC. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with specific asset requirements, providing written recommendation reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and algorithmic automation to deliver tailored, non-discretionary retirement income advice.

Lawrence Mullins is a financial advisor with LPL Financial in Starkville, MS, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has been with LPL Financial since 2003. Mullins serves as a board member of the Mississippi Home Corporation, a nonprofit focused on housing for low to moderate income residents. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network to individuals, retirement plans, banks, and institutions. The firm offers a range of financial planning and investment management solutions, utilizing both proprietary research and third-party strategies.

Jerry Toney is a financial advisor with LPL Financial who holds the CFP® and Series 63 designations and has 28 years of industry experience. He has worked at LPL Financial since 2012 and has also been affiliated with Cadence Bank since 2007. Outside of his advisory work, he serves as a board member for West Side Funds and manages a home-based business entity. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of investment adviser representatives. The firm serves individuals, retirement plan participants, banks, trust companies, and institutions, offering a range of financial planning and investment management solutions, including model portfolios and third-party asset management.

Gregory Bowen is a financial advisor with Edward Jones in Starkville, MS, holding a Series 66 designation and accumulating 14 years of industry experience. He has been with Edward Jones since 2011. Outside of his advisory role, he is involved as a trustee of a family trust and a member of Bowen Properties LLC, which manages timberland and commercial rental properties. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a nationwide network of more than 23,700 financial advisors.

Diane Bardon is a financial advisor with LPL Financial in Starkville, MS, holding a Series 66 designation and 11 years of industry experience. She has been with LPL Financial since 2015 and has also worked at Cadence Bank, NA since 1998. Bardon is involved with Cadence Investment Services and serves as an administrative assistant at Cadence Bank. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers a range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides access to financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by technology tools and oversight of substantial discretionary assets across a large advisor network.

William Disbrow is a financial advisor with LPL Financial based in Starkville, MS. He holds the Series 66 designation and has three years of industry experience. Prior to joining LPL Financial, he worked at Cadence Bank and currently holds a role at Renasant Bank. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides a range of advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, combining scale with a broad set of financial services.

Mitchell Griffin is a financial advisor at Cetera with 27 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at firms including AXA Advisors, LPL Financial, and CB&S Financial Services. Outside of his advisory work, Griffin serves as a board member of the Fellowship of Christian Athletes and as a deacon at 1st Baptist Church in Columbus, MS. Cetera Investment Advisers LLC is an SEC-registered firm that provides a multi-manager platform serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and consulting services with access to affiliated and third-party money managers.

Carrie Beth Randall is a CFP® professional with 22 years of industry experience, currently serving at Ameriprise since 2005. She holds Series 66 registration and is based in Starkville, MS. Randall is president of C.B. Randall Management, LLC, overseeing business administration, and serves on the boards of the SOAR Community Foundation and the Financial Planning Association of Mississippi. Ameriprise provides retirement-income planning services aimed at individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Douglas Davis is a financial advisor with Wells Fargo Advisors in Starkville, Mississippi, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He has been with Wells Fargo Advisors Financial Network LLC since 2010. Outside of his primary role, he owns and operates Davis Investment Strategies, LLC, an investment-related business based in Lake Oswego, Oregon. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo. The firm provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options and integrating advisory services with other financial products through a network of over 3,700 advisors.

Catherine Robinson is a CFP® with 10 years of experience, currently serving as a financial advisor at LPL Financial. She also holds a vice president role at Cadence Bank and works as an adjunct lecturer at Mississippi University for Women. Additionally, she serves on the board of the Woodard Hines Educational Foundation. LPL Financial is a national broker-dealer and SEC-registered investment adviser that supports individuals, retirement plan participants, banks, trust companies, and institutions with a range of financial planning and asset management services. The firm offers a variety of advisory approaches, including model portfolios and third-party subadvisors, supported by research and technology tools.

Rebecca Maurer is a Series 66-licensed financial advisor with 18 years of industry experience. She has worked at Mass Mutual Investors Services since 2017 and previously held positions at MassMutual Life Insurance Company and MetLife Securities. In addition to her advisory role, she collects renewal commissions for Medicare, life, and dental insurance policies. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm structures financial planning as annual, collaborative engagements using advanced analytical tools and offers a range of specialized planning programs, including a recent Divorce Planning service.