John Cunningham is a native Louisvillian and a sixth-generation Kentuckian. He believes a successful client partnership is built upon two key principles: putting clients’ interest first and providing exceptional personal service. He has built his reputation as a trusted advisor by serving his clients with integrity and honesty and becoming their primary resource for family finances. His process focuses on creating lasting income streams for their clients to facilitate their desired lifestyle and creating the discipline and time horizon necessary for risk assets to perform. Three distinct categories John emphasizes with clients are cash management, wealth management, and family legacy planning. He strives to meet the complex, ever-changing, and often unique, needs of families with wealth. Throughout his career, John has demonstrated a strong commitment to both community and the arts. He serves on the board of the Louisville Orchestra, Assumption High School Investment Committee, is an Elder at Second Presbyterian Church, and is an active member of the Rotary Club of Louisville and the Financial Planning Association.

Elijah has been a fee-only financial planner for over eight years. In 2025, he started Essa Financial to provide transparent and client-centric financial advice to folks in the Louisville community and beyond. As a teacher, Elijah’s favorite part about being a financial planner is communicating complex planning topics to clients in ways that are more easily understood. He enjoys the education aspect of being a planner, especially in a one-on-one environment. He values deep relationships with clients, and is always willing to listen and learn. He also believes exceptional client service (and swift communication) is the cornerstone of financial planning. Elijah is actively involved in the profession. He is an active volunteer with the National Association of Personal Financial Advisors (NAPFA), having previously served on their Genesis board for young advisors for five years and currently serving on the South Region board as the Membership Chair. He also reviews scholarship applications for the CFP Board Center for Financial Planning, which provides assistance to qualified candidates for the CFP® exam. In addition to his role as a planner, Elijah teaches part-time as an adjunct professor at the University of Louisville. Elijah resides in Louisville with his wife, Sarah, and dogs, Landon and Korra. Aside from financial planning and teaching, Elijah spends his time frequenting local coffee shops, running (short distances) around his neighborhood, playing video games, watching the Minnesota Timberwolves, and of course, spending time with friends and family.

Anita Loy is a CFP®-certified financial advisor with 23 years of industry experience, currently practicing at Inspire Private Wealth Management. She previously worked for Money Concepts Capital Corp and has been involved with Inspire Executive Operations since 2013. In addition to her advisory work, she teaches and coaches adult education courses at various colleges and universities. Inspire Private Wealth Management serves individuals, business entities, trusts, estates, charitable organizations, and retirement plans through discretionary investment management, retirement plan consulting, and financial planning. The firm focuses on customized portfolio allocations using equities, fixed income, mutual funds, and ETFs, and also provides services to corporate and institutional plan sponsors, including ERISA fiduciary responsibilities.

Andrew Sloan is a Certified Financial Planner™ (CFP®) with 11 years of industry experience. He has operated Bluegrass Financial Planning, LLC in Louisville, KY since 2013. Outside of his advisory role, he coaches field hockey part-time at the Christian Academy of Louisville. Bluegrass Financial Planning primarily serves individual clients, offering comprehensive financial planning, discretionary investment management, and tax planning and preparation services. The firm follows a fundamental, long-term buy-and-hold investment approach focused on asset allocation and low-cost index funds, managing approximately $56.2 million on a discretionary basis for about 73 clients.

Edward Nelson is a ChFC® credentialed financial advisor with 18 years of industry experience. He has worked at Clear Trace, LLC since 2007 and previously spent 11 years with Zeiders Enterprises, Inc. His background includes management consulting and information technology. Clear Trace, LLC offers personal financial planning, investment management, and education services to individuals, families, trusts, estates, and certain business entities. The firm employs strategic asset allocation and fundamental analysis to build diversified portfolios, utilizing model portfolios, automated tax-loss harvesting, and discretionary account management.

We could use this space to talk all about how great we are. But the decision you are making is not about us, it's about you. I'd rather tell you why we do what we do and why our clients work with us: https://www.carriagehouseplanning.com/about-chp

Richard Terlau is a CFP®-certified financial advisor with 19 years of industry experience. He is the principal of Investment Answers in Louisville, KY, and has held leadership roles in related enterprises including Brookstone Financial, LLC and Investment Answers Media, Inc., where he oversees the development of educational financial content. Investment Answers provides discretionary and non-discretionary portfolio management primarily for individual and high-net-worth clients, utilizing a combination of technical and fundamental analysis with long- and short-term trading strategies. The firm employs three model portfolios tailored to client goals and risk tolerance, conducting regular portfolio reviews and delivering monthly statements.

Patrick Lach is a CFP® and CFA® credentialed financial advisor with 14 years of industry experience. He is the sole advisor at Lach Financial in Louisville, KY. In addition to his advisory work, Lach serves as an Associate Professor of Finance at Indiana University Southeast and contributes to The Wall Street Journal. He also provides consulting related to textbook material and legal expert witness engagements. Lach Financial offers financial planning and portfolio management primarily for individual investors and trusts through ongoing discretionary planning and hourly consulting. The firm employs a long-term, passive buy-and-hold investment strategy based on academic research, utilizing no-load mutual funds and ETFs, including those from Dimensional Fund Advisors.

Charles Veeneman is the sole advisor at Best Investment Options, LLC in Louisville, KY, holding a Series 66 designation with 17 years of industry experience. Prior to founding his current firm in 2019, he spent 12 years with Cambridge Investment Research, Inc. and Cambridge Investment Research Advisors, Inc. He also serves as treasurer for the city of Northfield, KY, a position he has held since 2011, and operates two non-investment businesses: a CPA firm providing tax and audit services, and a bookkeeping services company. Best Investment Options, LLC manages discretionary investment portfolios for individual and trust clients, including high net worth individuals, using a tailored approach based on fundamental, technical, and economic analysis. The firm incorporates derivatives strategies such as equity puts and covered calls and maintains an affiliation with an accounting and tax practice under common ownership.

Gary Grimes is a financial advisor at Bloom Financial LLC with 10 years of industry experience. He holds a Series 66 designation and previously worked for Money Concepts Advisory Services and Money Concepts Capital Corp. Outside of his advisory role, he operates a tax and accounting services business under Tax Resolutions Services, LLC, and has served as a bankruptcy auditor for the U.S. Department of Justice’s Office of the U.S. Trustee since 2001. Bloom Financial LLC provides discretionary and non-discretionary asset management along with financial planning and consulting services. The firm employs an investment approach focused on asset allocation and modern portfolio theory, and utilizes third-party sub-advisors and model strategists to support client objectives.

Jeffrey Geiser is a financial advisor at Lightpath Wealth & Tax Advisors in Prospect, KY, holding a Series 65 designation with five years of industry experience. He is also the manager and member of Hatchfly Consulting LLC, an operating company without current active services. Lightpath Wealth & Tax Advisors serves individuals, trusts, estates, charitable organizations, and business entities by offering financial planning and consulting, coordinating investment management through third-party sub-advisers, and providing tax preparation and insurance services. The firm does not engage in discretionary portfolio management but facilitates client relationships with selected sub-advisers who execute trades and provide reporting.

Bradley Mattix is the sole advisor at Mattix Wealth Management LLC, an independent advisory firm based in Jeffersonville, IN. He holds a Series 65 designation and has 11 years of industry experience, including running his own sole proprietorship since 2016. Mattix Wealth Management serves individual and small-business clients through written financial planning and provides client education via newsletters and public workshops. The firm does not manage assets directly but refers clients to a preferred third-party money manager for ongoing portfolio management, while remaining involved in explaining strategies and assisting with implementation.

Mark Hoffman is a Series 65-registered financial advisor with Lanier Asset Management, LLC, based in Louisville, KY. He has over 17 years of experience with Lanier Asset Management and one year with Bleakley Financial Group, LLC dba OnePoint BFG Wealth Partners. Lanier Asset Management serves a diverse client base including individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm offers financial planning, consulting, and investment management using an open-architecture approach that integrates traditional securities with alternative assets, and is notable for managing private pooled real estate funds focused on assisted-living properties.

Marcus Warren is the principal advisor at Warren Wealth Management & Tax Planning Inc. in Louisville, KY, with 20 years of industry experience. He holds Series 63 and Series 65 licenses and has held roles at several firms, including Gradient Advisors, LLC and The Warren Investment Group, LLC. Outside of his advisory work, Warren serves on the boards of the WHAS Crusade for Children and the Financial Empowerment Academy and is an owner and insurance agent at Syndicate Ins Solutions Incorporated. Warren Wealth Management & Tax Planning Inc. offers investment management, financial and tax planning, and educational seminars to individuals, trusts, estates, charitable organizations, and businesses. The firm uses a combination of fundamental, technical, charting, and cyclical analysis, employing third-party model portfolios with discretionary oversight, and conducts quarterly account reviews and timely financial planning.

I came to the States from Cameroon at eight years old. Watching my mom run her own business while raising our family gave me my first real appreciation for entrepreneurship. I spent several years at JPMorgan Chase and PNC Bank, working alongside high-net-worth clients and foundations and learning how large institutions operate from the inside. I started PLC Wealth Partners to give advice with no products to sell. Today I focus on people approaching retirement who are the first in their family to build real wealth. They did everything right, but nobody in their family has retired at this level, so there is no one to ask what comes next. I help with retirement income, Social Security timing, 401(k) rollovers, tax planning, executive compensation, and supporting family, all in one plan. I studied finance at the University of Louisville, graduating summa cum laude. I live in Jeffersonville, Indiana with my wife, and I train for marathons and Ironman triathlons.

Todd Meador is a CFP® professional with 13 years of experience in financial advisory. He has been with T.K.M. Financial Services, LLC since 2017 and previously worked at Sterling Financial Group, Ltd. Todd is the host of the finance-focused podcast and radio show "A Nickel and a Plan" operated by his firm. He also owns related business entities including TKM Publishing, LLC and TKM Realty, LLC. T.K.M. Financial Services, LLC is an independent firm providing fee-based financial planning and discretionary portfolio management to individuals, business owners, and charitable organizations. The firm emphasizes asset allocation and fundamental analysis, focusing on long-term holdings with selective use of options, and manages approximately $28.3 million in client assets.

Jeffrey Adkins is the principal of JLA Capital, LLC, an independent advisory firm. He holds Series 63 and Series 65 licenses and has 32 years of industry experience, including 15 years at L.M. Kohn & Company before founding his current firm. JLA Capital provides portfolio management and investment planning services to individual clients, including high-net-worth households. The firm employs a variety of analytical methods and trading strategies, including complex options and both short- and long-term approaches, while maintaining a relatively small client base and conducting regular portfolio reviews.

Kevin Roberts is a CFP® professional with 16 years of industry experience. He is the principal advisor at Lifetime Wealth Design LLC and has prior experience with Prosperity Capital Advisors, LLC. Roberts serves as a board member of Transcend Credit Union and owns a Scooter's Coffee franchise in Louisville, KY. Lifetime Wealth Design LLC serves individuals, corporations, and other entities with financial planning, retirement plan review, and discretionary portfolio management. The firm focuses on asset allocation and individualized portfolio construction, offering both one-time plans and ongoing monitoring through a solo advisory practice.

Brandon Moody is a financial advisor at Thompson Investment Advisors in Louisville, KY, with 18 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Aquila Distributors, LLC for six years before joining Thompson Investment Advisors in 2021. Thompson Investment Advisors provides investment counsel and portfolio management to individuals and entities such as trusts, estates, charitable organizations, and corporations, primarily serving non-high-net-worth clients. The firm’s investment approach combines technical analysis with fundamental and cyclical factors and manages portfolios mainly on a discretionary basis with a focus on capital preservation during market declines.

Zachary Clark is a CFP® and Series 65 credentialed financial advisor with 14 years of industry experience. He operates Clark Financial Planning, an independent, solo advisory firm based in Louisville, KY. Clark has eight years of prior experience with Coats Financial Planning, Inc. He serves as an unpaid board member, Treasurer, and head of the Finance Committee for Couple to Couple League International, Inc. Clark Financial Planning provides personalized, fee-only financial planning and investment management services to individuals, trusts, estates, and small businesses. The firm employs a long-term, buy-and-hold strategy with diversified portfolios using no-load mutual funds and passive index ETFs, and engages clients through retainer and fixed-fee arrangements rather than traditional asset-based fees.