Michael Payne is a financial advisor with Steeloaks Investment Advisers, Inc., holding Series 63 and Series 65 credentials and over 23 years of industry experience. He has been with Steeloaks Investment Advisers and Purshe Kaplan Sterling Investments since 2005. Steeloaks Investment Advisers provides discretionary investment management and consulting services to individuals, trusts, pension plans, endowments, foundations, public funds, and municipalities. The firm uses quantitative, technical, and passive investment strategies, focusing on diversified portfolios constructed primarily with exchange-traded funds and annual rebalancing.

Donald Kendrick is a financial advisor at Steeloaks Investment Advisers, Inc. in Weirton, WV, holding a Series 63 designation with 29 years of industry experience. He has been with Steeloaks since 1997. Steeloaks Investment Advisers provides discretionary investment management and consulting services to a range of clients including individuals, trusts, pension plans, endowments, public funds, and municipalities. The firm employs quantitative, technical, and passive investment strategies, focusing on diversified portfolios primarily constructed with exchange-traded funds and monitored through firm-specific historical research.

Dewey Guida is a financial advisor at SteelOaks Investment Advisers, Inc. with 26 years of industry experience. The firm provides discretionary investment management and consulting services to a range of clients including individuals, trusts, pension plans, endowments, and municipalities. SteelOaks emphasizes quantitative, technical, and passive investment strategies, primarily using diversified portfolios of exchange-traded funds rebalanced annually. The firm’s approach includes model portfolios based on historical research and serves both discretionary and non-discretionary accounts.

Sara Payne is a Series 66 licensed financial advisor with Steeloaks Investment Advisers, Inc., where she has worked since 1997. She has 27 years of industry experience. Steeloaks Investment Advisers provides discretionary investment management and consulting services to individuals, trusts, pension plans, endowments, public funds, and municipalities. The firm uses quantitative, technical, and passive investment strategies, primarily employing diversified portfolios with exchange-traded funds, and offers several model portfolios including equity allocations and balanced fixed-income strategies.

Paul Sweeney II is a financial advisor at Kingsview Wealth Management, LLC with 12 years of industry experience. He previously worked at Edward Jones for 11 years and serves in the Ohio Army National Guard. Outside of financial advising, he owns and operates real estate rental properties. Kingsview Wealth Management serves a diverse client base including individuals, retirement plans, trusts, and corporate entities, providing wealth management, financial planning, and asset management services through a network of advisers and an internal portfolio management group.

Rick Prosser is a financial advisor with Sound Income Strategies, LLC, holding Series 63 and Series 65 licenses and bringing nine years of industry experience. His prior roles include positions at Cetera Advisors LLC, Investors Capital Corporation, and North American Financial, where he also works as an insurance agent selling life and annuities. Sound Income Strategies, LLC manages approximately $4.0 billion in client assets and serves a diverse client base including individuals, pension plans, trusts, estates, and corporations. The firm emphasizes fixed-income analysis combined with equity review and offers a range of services including discretionary asset management, financial planning, ERISA plan services, and insurance planning through affiliated channels.

Thomas Falter is a financial advisor at Sound Income Strategies, LLC with 41 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at several firms including Pinnacle Investments, Essex Securities, Cetera Advisors, and Investors Capital Corp. Outside of his advisory role, he owns North American Sporting, a business licensed to sell firearms and provide concealed carry classes. Sound Income Strategies, LLC manages approximately $4.0 billion in client assets and serves a diverse client base including individuals, pension plans, trusts, and corporations. The firm focuses on customized managed portfolios with an emphasis on fixed-income analysis and equity review, offering both discretionary and non-discretionary services.

Pamela Weaver is a financial advisor with On Investment Management CO, holding Series 63 and Series 66 licenses and having 26 years of industry experience. She has worked at The ON Equity Sales Company and Ohio National Financial Services since 2018 and previously at Brokers International Financial Services, LLC. from 2016 to 2018. Weaver is also the owner of Smart Retirement Advisors and serves as a fixed annuity representative for the Greek Catholic Union. On Investment Management CO is a multi-team SEC-registered investment adviser providing financial planning, portfolio management, and retirement-plan advisory services to individuals, families, trusts, charitable organizations, businesses, and ERISA plan sponsors. The firm offers comprehensive and modular financial plans and access to various third-party investment programs, with a business model that includes both discretionary and non-discretionary asset management.

Robert Aborn Jr. is a financial advisor with Portfolio Medics, LLC, holding a Series 66 designation and seven years of industry experience. His prior roles include positions at Edward Jones and Katmai Government Services, as well as serving as an instructor at Eastern Gateway Community College’s business department. Outside of advising, he also works as an insurance agent for Millennium Brokerage. Portfolio Medics provides investment advisory and financial planning services primarily to individuals, high-net-worth clients, small businesses, retirement plans, and charitable organizations. The firm offers customized portfolios combining fundamental, technical, and cyclical analysis and serves a client base focused on retail and small-business relationships.

Colleen Burgess is a financial advisor at The Huntington Investment Company with 18 years of industry experience. She holds Series 63 and Series 65 credentials and has worked at The Huntington Investment Company since 2015 and Ameriprise since 2026. The Huntington Investment Company serves individuals, charitable organizations, corporations, and other business entities with advisory and brokerage services. The firm uses an open-architecture model combining third-party sub-managers with proprietary private bank models and offers multiple wrap-fee programs on the Envestnet MAS platform.

Kristen Painter is a financial advisor at PNC Wealth Management with one year of industry experience. She holds a Series 66 designation and has been with PNC Bank since 2016. PNC Wealth Management offers retail brokerage and advisory services through model-based investment programs, including an invitation-only digital portfolio solution that uses algorithmic risk assessment and approved model strategies managed internally or by third parties.

John Cucarese is a financial advisor with Eagle Strategies (NY Life) in Steubenville, OH, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. He has worked at New York Life and its affiliated subsidiaries since 2005 and operates his own firm, John Cucarese Financial Services, which brokers non-registered insurance products and sells New York Life products. He volunteers with the Highmark Caring Place Gala, assisting with an annual fundraiser for a child bereavement organization. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated advisers. The firm emphasizes tailored advice, offers multiple program types including fee-based and co-advisory solutions, and manages a significant portion of assets on a non-discretionary basis.

Cole Tegano is a financial advisor at Cambridge Investment Research Advisors with two years of industry experience. He holds a Series 66 designation and has worked previously at Arias Agencies and DoorDash. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement advisory services through independent Financial Professionals, utilizing proprietary and third-party strategies across multiple platforms.

Nikolas Kamarados is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He previously worked at Pruco Securities, LLC for 26 years before joining LPL Enterprise in 2024. Outside of advising, he serves as a general health agent for non-variable insurance. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and other institutional clients. The firm provides advisory and brokerage services supported by an integrated platform that includes financial planning, model portfolios, third-party asset management, and insurance products.

Henry Snyder is a financial advisor with LPL Financial, holding a Series 63 license and 37 years of industry experience. He has been with LPL Financial since 2023 and previously worked at USA Financial Securities and THE O.N. Equity Sales Company. Snyder also operates Snyder Wealth Management, a business he has maintained since 1991. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, and institutions. The firm offers a range of advisory programs and financial planning services supported by model portfolios, third-party research, and technology-driven investment solutions.

Charles Mccoy II is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 39 years of industry experience. He has been affiliated with Cetera and its related entities since 2015. In addition to his advisory role, Mccoy is involved in insurance sales, including life, health, disability, annuities, and long-term care products, through separate businesses. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a variety of portfolio management and financial planning services, executed across multiple program structures and custodial relationships.

Eugene Zrinyi Jr. is a financial professional with 27 years of industry experience, currently affiliated with Cetera. He holds Series 63 and Series 66 credentials and has previously worked at firms including Scottrade and Equitable Advisors. Outside of his advisory role, he is active in his community as a board member of the Follansbee and Jefferson County Chambers of Commerce and the United Way of Jefferson County, and serves as an ambassador for the Jefferson County Chamber of Commerce. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and consulting services across multiple program structures, supported by a multi-manager platform and over $256 billion in assets under management.

Jeffrey Nedley is a financial advisor with Robert Baird & Co. in Steubenville, OH, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. His prior roles include positions at PNC Investments and JJB Hilliard W.L. Lyons LLC. Outside of his advisory work, he is also a landlord. He is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, and institutional clients. The group offers customized financial planning and portfolio management services, utilizing a range of investment strategies and overlays to align with client goals and risk tolerances.

Nicholas Mamula Jr. is a financial advisor with OSAIC in Steubenville, OH, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He worked at SagePoint Financial, Inc. for 14 years before joining OSAIC in 2023. Outside of his advisory role, he serves as a court-appointed trustee for a testamentary trust and engages in independent insurance sales. OSAIC serves a diverse client base including individual investors, institutions, and charitable organizations through a large network of advisers and multiple advisory platforms. The firm provides integrated brokerage and advisory services with portfolio construction supported by firm-provided tools and access to third-party money managers.

George Crim II is a financial advisor at Cetera with 36 years of industry experience. He holds the Series 63 and Series 65 licenses and previously worked at Concourse Financial Group Securities Inc and Stifel. He also operates Crim Investments, an independent financial services business. Cetera Investment Advisers LLC is a nationwide SEC-registered adviser serving individual, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with over 10,000 advisors and approximately $256 billion in assets under management.

Heather Reynolds is a financial advisor with Robert W. Baird & Co. in Steubenville, Ohio, holding a Series 66 designation and six years of industry experience. Her prior roles include positions at LPL Financial, Grove Point Advisors LLC, Cetera Advisor Networks, Station Capital, and Brentwood Bank. She is part of The DDK Group within Baird’s Private Wealth Management department, which serves individuals, corporate clients, pension and profit-sharing plans, and charitable organizations. The firm utilizes a range of investment strategies including separately managed accounts, tax management, and model-traded portfolios, supported by internal research and technology, with approximately $394 billion in regulatory assets under management as of December 2025.

Kenneth Perkins is a financial advisor with Cetera, holding a Series 63 designation and bringing 39 years of industry experience. He has been with Cetera and its affiliate Cetera Wealth Services, LLC since 2013. Outside of advising, Perkins serves on the boards of several local organizations, including the Jefferson Soil and Water Conservation District and the Steubenville Cultural Trust. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and consulting services through a large network of advisors, utilizing a multi-manager platform with varying program structures and investment options.

Susan Pevac is a financial advisor at Cambridge Investment Research Advisors with 20 years of industry experience. She holds a Series 66 designation and has worked previously at Edward Jones, STIFEL, and First Allied Advisory Services. Pevac is also an independent insurance agent with various companies. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement advisory through a network of independent professionals, utilizing a range of portfolio management strategies and platform arrangements tailored to client objectives.

Justin Tegano is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 designations and bringing 30 years of industry experience. He has been with Cambridge since 2013. Outside of his advisory role, Tegano is an independent insurance agent and also receives gas royalties as a landowner. Cambridge Investment Research Advisors serves a diverse client base that includes individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing a range of portfolio management strategies and platform arrangements tailored to client needs.

Gregory Metcalf is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and over 35 years of industry experience. Prior to his tenure at Cambridge, he worked at First Allied Advisory Services and First Allied Securities. Outside of his advisory role, Metcalf is active in several community and fraternal organizations, serving on the board of the Ancient Accepted Scottish Rite and holding leadership roles within local Masonic lodges and the Jefferson County Democrat Party. He is also a coach at Franciscan University of Steubenville. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts by providing financial planning, investment management, and retirement plan advisory services through a network of independent financial professionals. The firm offers multiple investment implementation options, including proprietary and third-party model strategies, and maintains institutional features such as advisor transition support and formal compliance processes.

James Kolb is a financial advisor at J.P. Morgan Securities with 24 years of industry experience. He holds a Series 66 designation and has been with J.P. Morgan Securities since 2012. Prior to that, he was involved with JkOlB Enterprises, LLC for two years. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines institutional advisory services with affiliated brokerage, distribution, and investment management capabilities.

David Cowden is a financial advisor at Cambridge Investment Research Advisors with 35 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Cambridge since 2016. Outside of his advisory role, he serves as a baseball coach at Weirton High School and works as a benefits coordinator for Trinity Health System. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement advisory services through independent Financial Professionals, utilizing a variety of platform arrangements and both proprietary and third-party investment strategies.

James Wingett is a financial advisor with Robert Baird & Co. in Steubenville, Ohio, holding a Series 66 designation and 19 years of industry experience. He has worked at Robert Baird & Co. since 2019 and concurrently at JJB Hilliard WL Lyons LLC since 2016. Outside of his advisory role, Wingett serves as an assistant girls varsity basketball coach at Madena High School and is a volunteer board member of Rotary of Steubenville and United Way of Jefferson County. The DDK Group, part of Robert W. Baird & Co.’s Private Wealth Management department, serves individual, corporate, pension, and charitable clients through a variety of financial planning and portfolio management services. The firm uses a combination of manager-traded and model-traded strategies, ongoing manager monitoring, and internal research tools, and reported approximately $394 billion in regulatory assets under management as of December 31, 2025.

Melanie Harless is a financial advisor at Robert Baird & Co. with 31 years of industry experience. She holds a Series 63 designation and has worked at Robert Baird since 2019. Prior to that, she spent over three decades with J.J.B. Hilliard, W.L. Lyons, Inc. and Hilliard Lyons. She is part of The DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management practice that serves individuals, families, pensions, corporations, and charitable organizations. The group offers customized financial planning and portfolio management services, utilizing both in-house and third-party managers to implement a broad range of investment strategies.

Misti Spring Reader is a financial advisor with Edward Jones in Steubenville, Ohio, holding a Series 66 designation and 17 years of industry experience. She has been with Edward Jones since 2008. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering advisory programs with approximately $1.01 trillion in assets under management through a large nationwide network of financial advisors and branch offices. The firm provides a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, and operates under a fiduciary standard.

Craig Petrella II is a financial advisor with LPL Financial, holding a Series 63 designation and 16 years of industry experience. His prior work includes roles at Woodbury Financial Services and ongoing involvement in multiple business ventures, including ownership of a retail mattress store. LPL Financial serves a broad client base, including individuals, retirement plans, and institutional clients, offering financial planning, advisory programs, and brokerage services supported by proprietary research and third-party strategies.

Gary Richards is a financial advisor with Robert Baird & Co. in Steubenville, OH, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has worked with J.J.B. Hilliard W.L. Lyons from 1992 to 2018 and continued with its successor firm until joining Robert Baird & Co. in 2019. Robert Baird & Co.’s DDK Group serves individuals, families, pensions, corporations, and institutional clients, providing financial planning and portfolio management tailored to client goals and risk tolerances. The group offers a range of investment strategies and services, including discretionary and non-discretionary management, SMA programs, and overlay services.

Matthew Mamula is a financial advisor at Osaic with Series 63 and Series 65 credentials and two years of industry experience. Prior to joining Osaic, he worked in various roles including at Toffinos Italian Deli and Bakery and Coastal Carolina University. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services with a range of investment options and employs firm-provided tools to construct and manage portfolios across multiple platforms.