Michael Payne is a financial advisor with Steeloaks Investment Advisers, Inc., holding Series 63 and Series 65 credentials and over 23 years of industry experience. He has been with Steeloaks Investment Advisers and Purshe Kaplan Sterling Investments since 2005. Steeloaks Investment Advisers provides discretionary investment management and consulting services to individuals, trusts, pension plans, endowments, foundations, public funds, and municipalities. The firm uses quantitative, technical, and passive investment strategies, focusing on diversified portfolios constructed primarily with exchange-traded funds and annual rebalancing.

Donald Kendrick is a financial advisor at Steeloaks Investment Advisers, Inc. in Weirton, WV, holding a Series 63 designation with 29 years of industry experience. He has been with Steeloaks since 1997. Steeloaks Investment Advisers provides discretionary investment management and consulting services to a range of clients including individuals, trusts, pension plans, endowments, public funds, and municipalities. The firm employs quantitative, technical, and passive investment strategies, focusing on diversified portfolios primarily constructed with exchange-traded funds and monitored through firm-specific historical research.

Dewey Guida is a financial advisor at SteelOaks Investment Advisers, Inc. with 26 years of industry experience. The firm provides discretionary investment management and consulting services to a range of clients including individuals, trusts, pension plans, endowments, and municipalities. SteelOaks emphasizes quantitative, technical, and passive investment strategies, primarily using diversified portfolios of exchange-traded funds rebalanced annually. The firm’s approach includes model portfolios based on historical research and serves both discretionary and non-discretionary accounts.

Sara Payne is a Series 66 licensed financial advisor with Steeloaks Investment Advisers, Inc., where she has worked since 1997. She has 27 years of industry experience. Steeloaks Investment Advisers provides discretionary investment management and consulting services to individuals, trusts, pension plans, endowments, public funds, and municipalities. The firm uses quantitative, technical, and passive investment strategies, primarily employing diversified portfolios with exchange-traded funds, and offers several model portfolios including equity allocations and balanced fixed-income strategies.

Paul Sweeney II is a financial advisor at Kingsview Wealth Management, LLC with 12 years of industry experience. He holds a Series 66 designation and previously worked at Edward Jones for 11 years. In addition to his advisory role, he serves in the Ohio Army National Guard. Kingsview Wealth Management is an SEC-registered, multi-advisor firm serving individuals, retirement plans, endowments, trusts, and municipal clients. The firm offers financial planning and asset management through a combination of internal portfolio strategies, third-party managers, and access to alternative investments.

Rick Prosser is a financial advisor with Sound Income Strategies, LLC, holding Series 63 and Series 65 credentials and bringing 10 years of industry experience. His prior work includes time at Cetera Advisors LLC and North American Financial, where he has been involved since 2015, primarily selling life and annuities. Sound Income Strategies serves a diverse client base including individuals, corporate and pension clients, and retirement plans, offering asset management, financial planning, and plan services. The firm emphasizes fixed-income and income-oriented investment strategies, combining fundamental and technical analysis with active portfolio management and allocates assets to third-party managers when appropriate.

Thomas Falter is a financial advisor at Sound Income Strategies, LLC with 42 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with firms including Pinnacle Investments, Essex Securities, and Cetera Advisors. Outside of his advisory work, he owns North American Sporting, a business licensed to sell firearms and provide concealed carry and home defense classes. Sound Income Strategies is a fee-based investment adviser serving individual, corporate, pension, and retirement plan clients through asset management, financial planning, and co‑/sub‑advisory arrangements. The firm focuses on fixed‑income and income‑oriented strategies with active portfolio management and offers specialized services including tailored family-office and special-needs planning.

Pamela Weaver is a financial advisor with ON Investment Management Company, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. She has worked at The ON Equity Sales Company and Ohio National Financial Services since 2018, and previously at Brokers International Financial Services. Weaver is also the owner of Smart Retirement Advisors and serves as a fixed annuity representative for the Greek Catholic Union. ON Investment Management Company is a multi-team SEC-registered adviser providing financial planning, portfolio management, and retirement-plan services to individuals, families, trusts, estates, charitable organizations, businesses, and ERISA plan sponsors. The firm offers comprehensive and modular plans, access to third-party investment programs, and combines discretionary and non-discretionary asset management.

Robert Aborn Jr. is a financial advisor with Portfolio Medics, LLC, holding a Series 66 designation and seven years of industry experience. His prior roles include positions at Edward Jones and Katmai Government Services, as well as serving as an instructor at Eastern Gateway Community College’s business department. Outside of advising, he also works as an insurance agent for Millennium Brokerage. Portfolio Medics provides investment advisory and financial planning services primarily to individuals, high-net-worth clients, small businesses, retirement plans, and charitable organizations. The firm offers customized portfolios combining fundamental, technical, and cyclical analysis and serves a client base focused on retail and small-business relationships.

Kristen Painter is a financial advisor at PNC Wealth Management with one year of industry experience. She holds a Series 66 designation and has been with PNC Bank since 2016. PNC Wealth Management offers retail brokerage and advisory services through model-based investment programs, including an invitation-only digital portfolio solution that uses algorithmic risk assessment and approved model strategies managed internally or by third parties.

John Cucarese is a financial advisor with Eagle Strategies (NY Life) in Steubenville, OH, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. He has worked at New York Life and its affiliated subsidiaries since 2005 and operates his own firm, John Cucarese Financial Services, which brokers non-registered insurance products and sells New York Life products. He volunteers with the Highmark Caring Place Gala, assisting with an annual fundraiser for a child bereavement organization. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated advisers. The firm emphasizes tailored advice, offers multiple program types including fee-based and co-advisory solutions, and manages a significant portion of assets on a non-discretionary basis.

Cole Tegano is a financial advisor at Cambridge Investment Research Advisors with two years of industry experience. He holds a Series 66 designation and has worked previously at Arias Agencies and DoorDash. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement advisory services through independent Financial Professionals, utilizing proprietary and third-party strategies across multiple platforms.

Nikolas Kamarados is a financial advisor with LPL Enterprise holding Series 63 and Series 65 credentials and 28 years of industry experience. He previously worked at Pruco Securities, LLC for 26 years before joining LPL Enterprise in 2024. Outside of his advisory role, he serves as a general health insurance agent. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities through a large network of investment adviser representatives. The firm emphasizes model-driven investment implementation using portfolios developed internally and by third-party strategists, alongside offering access to third-party asset managers and affiliated trust and insurance services.

Henry Snyder is a financial advisor with LPL Financial, holding a Series 63 designation and bringing 37 years of industry experience. He has worked at LPL Financial since 2023 and previously held roles at USA Financial Securities, THE O.N. Equity Sales Company, and has operated Snyder Wealth Management since 1991. Snyder is also licensed as a non-variable insurance agent, offering life, health, disability, long-term care insurance, and fixed annuities. LPL Financial is a national broker-dealer and SEC-registered investment adviser that delivers advisory and brokerage services through a large network of investment adviser representatives. The firm serves individuals, retirement plans, banks, trust companies, and institutions, providing a range of financial planning and investment management solutions that include model portfolios, third-party asset management, and institutional platforms.

Charles Mccoy II is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 39 years of industry experience. He has been affiliated with Cetera and its related entities since 2015. In addition to his advisory role, Mccoy is involved in insurance sales, including life, health, disability, annuities, and long-term care products, through separate businesses. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a variety of portfolio management and financial planning services, executed across multiple program structures and custodial relationships.

Eugene Zrinyi Jr. is a financial professional with 27 years of industry experience, currently affiliated with Cetera. He holds Series 63 and Series 66 credentials and has previously worked at firms including Scottrade and Equitable Advisors. Outside of his advisory role, he is active in his community as a board member of the Follansbee and Jefferson County Chambers of Commerce and the United Way of Jefferson County, and serves as an ambassador for the Jefferson County Chamber of Commerce. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and consulting services across multiple program structures, supported by a multi-manager platform and over $256 billion in assets under management.

Jeffrey Nedley is a financial advisor with Robert Baird & Co. in Steubenville, OH, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. His prior roles include positions at PNC Investments and JJB Hilliard W.L. Lyons LLC. Outside of his advisory work, he is also a landlord. He is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, and institutional clients. The group offers customized financial planning and portfolio management services, utilizing a range of investment strategies and overlays to align with client goals and risk tolerances.

Nicholas Mamula Jr. is a financial advisor with OSAIC in Steubenville, OH, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He worked at SagePoint Financial, Inc. for 14 years before joining OSAIC in 2023. Outside of his advisory role, he serves as a court-appointed trustee for a testamentary trust and engages in independent insurance sales. OSAIC serves a diverse client base including individual investors, institutions, and charitable organizations through a large network of advisers and multiple advisory platforms. The firm provides integrated brokerage and advisory services with portfolio construction supported by firm-provided tools and access to third-party money managers.

George Crim II is a financial advisor at Cetera with 36 years of industry experience. He holds the Series 63 and Series 65 licenses and previously worked at Concourse Financial Group Securities Inc and Stifel. He also operates Crim Investments, an independent financial services business. Cetera Investment Advisers LLC is a nationwide SEC-registered adviser serving individual, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with over 10,000 advisors and approximately $256 billion in assets under management.

Heather Reynolds is a financial advisor with Robert W. Baird & Co. in Steubenville, Ohio, holding a Series 66 designation and six years of industry experience. Her prior roles include positions at LPL Financial, Grove Point Advisors LLC, Cetera Advisor Networks, Station Capital, and Brentwood Bank. She is part of The DDK Group within Baird’s Private Wealth Management department, which serves individuals, corporate clients, pension and profit-sharing plans, and charitable organizations. The firm utilizes a range of investment strategies including separately managed accounts, tax management, and model-traded portfolios, supported by internal research and technology, with approximately $394 billion in regulatory assets under management as of December 2025.

Christian Hoffman is a financial advisor at Cetera with a Series 66 designation and less than one year of industry experience. His prior work includes roles at Cetera Wealth Services, LLC, Tri State Financial Services, and Steubenville City Schools, along with ongoing full-time college studies. Cetera Investment Advisers LLC serves a wide range of clients, including individuals, retirement plans, corporate and charitable clients, and institutional accounts, offering diverse portfolio management and financial planning services through a large network of independent advisors.

Kenneth Perkins is a financial advisor with Cetera, holding a Series 63 designation and bringing 39 years of industry experience. He has been with Cetera and its affiliate Cetera Wealth Services, LLC since 2013. Outside of advising, Perkins serves on the boards of several local organizations, including the Jefferson Soil and Water Conservation District and the Steubenville Cultural Trust. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and consulting services through a large network of advisors, utilizing a multi-manager platform with varying program structures and investment options.

Susan Pevac is a financial advisor at Cambridge Investment Research Advisors with 20 years of industry experience. She holds a Series 66 designation and has worked previously at Edward Jones, STIFEL, and First Allied Advisory Services. Pevac is also an independent insurance agent with various companies. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement advisory through a network of independent professionals, utilizing a range of portfolio management strategies and platform arrangements tailored to client objectives.

Justin Tegano is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 designations and bringing 30 years of industry experience. He has been with Cambridge since 2013. Outside of his advisory role, Tegano is an independent insurance agent and also receives gas royalties as a landowner. Cambridge Investment Research Advisors serves a diverse client base that includes individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing a range of portfolio management strategies and platform arrangements tailored to client needs.

Gregory Metcalf is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and over 35 years of industry experience. Prior to his tenure at Cambridge, he worked at First Allied Advisory Services and First Allied Securities. Outside of his advisory role, Metcalf is active in several community and fraternal organizations, serving on the board of the Ancient Accepted Scottish Rite and holding leadership roles within local Masonic lodges and the Jefferson County Democrat Party. He is also a coach at Franciscan University of Steubenville. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts by providing financial planning, investment management, and retirement plan advisory services through a network of independent financial professionals. The firm offers multiple investment implementation options, including proprietary and third-party model strategies, and maintains institutional features such as advisor transition support and formal compliance processes.

James Kolb is a financial advisor at J.P. Morgan Securities with 24 years of industry experience. He holds a Series 66 designation and has been with J.P. Morgan Securities since 2012. Prior to that, he was involved with JkOlB Enterprises, LLC for two years. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines institutional advisory services with affiliated brokerage, distribution, and investment management capabilities.

David Cowden is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. He has worked at Cambridge Investment Research Advisors, MSI Financial Services, and MetLife Investment Fund Services. Outside of his advisory role, he coaches baseball at Weirton High School and serves as a benefits coordinator for Trinity Health System. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions supported by technology and a large network of advisors.

James Wingett is a financial advisor with Robert Baird & Co. in Steubenville, Ohio, holding a Series 66 designation and 19 years of industry experience. He has worked at Robert Baird & Co. since 2019 and concurrently at JJB Hilliard WL Lyons LLC since 2016. Outside of his advisory role, Wingett serves as an assistant girls varsity basketball coach at Madena High School and is a volunteer board member of Rotary of Steubenville and United Way of Jefferson County. The DDK Group, part of Robert W. Baird & Co.’s Private Wealth Management department, serves individual, corporate, pension, and charitable clients through a variety of financial planning and portfolio management services. The firm uses a combination of manager-traded and model-traded strategies, ongoing manager monitoring, and internal research tools, and reported approximately $394 billion in regulatory assets under management as of December 31, 2025.

Melanie Harless is a financial advisor at Robert Baird & Co. with 32 years of industry experience. She holds the Series 63 designation and has worked at Robert Baird & Co. since 2019. Prior to that, she spent over 30 years at J.J.B. Hilliard, W.L. Lyons, Inc. and Hilliard Lyons. Robert Baird & Co. is an institutional firm whose DDK Group serves individuals, corporate and business clients, pensions, profit-sharing plans, and charitable organizations. The firm offers a broad range of financial planning, portfolio management, and advisory services, supported by internal research, manager selection, and various investment strategies.

Misti Spring Reader is a financial advisor with Edward Jones in Steubenville, Ohio, holding a Series 66 designation and 17 years of industry experience. She has been with Edward Jones since 2008. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering advisory programs with approximately $1.01 trillion in assets under management through a large nationwide network of financial advisors and branch offices. The firm provides a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, and operates under a fiduciary standard.

Craig Petrella II is a financial advisor with LPL Financial in Steubenville, Ohio, holding a Series 63 designation and 17 years of industry experience. His prior work includes roles at Woodbury Financial Services and multiple business ventures dating back over a decade, including ownership of a retail mattress store. Petrella is involved in several entrepreneurial activities outside of advising. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory services including financial planning and access to third-party asset management, supported by model portfolios and technology tools for advisor research and operations.

Gary Richards is a financial advisor with Robert Baird & Co. in Steubenville, OH, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has worked with J.J.B. Hilliard W.L. Lyons from 1992 to 2018 and continued with its successor firm until joining Robert Baird & Co. in 2019. Robert Baird & Co.’s DDK Group serves individuals, families, pensions, corporations, and institutional clients, providing financial planning and portfolio management tailored to client goals and risk tolerances. The group offers a range of investment strategies and services, including discretionary and non-discretionary management, SMA programs, and overlay services.

Matthew Mamula is a financial advisor at Osaic with Series 63 and Series 65 credentials and two years of industry experience. Prior to joining Osaic, he worked in various roles including at Toffinos Italian Deli and Bakery and Coastal Carolina University. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services with a range of investment options and employs firm-provided tools to construct and manage portfolios across multiple platforms.