David Wassmuth is a financial advisor at Central Point Wealth Management LLC with two years of industry experience. He holds a Series 65 designation and has served as a program manager in the United States Air Force since 2005. Central Point Wealth Management is a small independent firm offering financial planning, asset management, and hourly consulting services to individuals, trusts, estates, charitable organizations, and business entities. The firm emphasizes tailored plans and ongoing monitoring, primarily managing client assets on a non-discretionary basis while also providing discretionary services where authorized.

Matthew Will is a CFP® professional with 17 years of experience in financial advising. He is currently the sole advisor at Wealth Accel, an independent firm where he has worked since 2015, including a four-year period at Birchcreek Wealth Management. Wealth Accel provides comprehensive wealth management services to individuals, high-net-worth clients, and small businesses, integrating investment management with personalized financial planning. The firm uses an evidence-based, rules-based investment approach that emphasizes diversification, cost and tax awareness, and systematic rebalancing, with portfolios that may include ETFs, mutual funds, individual securities, alternative investments, and private opportunities.

Ronald Alban is a financial advisor at Alban Investment Management, LLC with 23 years of industry experience. He holds a Series 65 designation and has been with Alban Investment Management since 2002. Alban Investment Management provides discretionary investment management and advisory services to individuals, families, trusts, and small businesses. The firm employs a combination of fundamental, cyclical, and long-term trend analysis to manage diversified portfolios using low-cost ETFs and discount execution, with quarterly reviews and performance reporting.

Elizabeth Li is a CFP® professional based in Dayton, Ohio, with 23 years of industry experience. She is the principal and managing member of EHMLI Investment Advisors LLC and has worked with Royal Alliance Associates, Inc. since 2003. Li also provides business and individual tax preparation and planning services through her accounting practice and serves as an adjunct instructor in economics and finance at Northern Kentucky University. EHMLI Investment Advisors specializes in investment advisory and financial planning services primarily for individual clients, managing approximately $31 million across 84 accounts. The firm integrates investment advice with tax and financial planning and is distinctive for its formal affiliation with an accounting practice and an insurance-licensed affiliate, offering a multi-disciplinary service model.

Premal Patel is a financial advisor at GreenRock Advisory LLC with 14 years of industry experience. He holds a Series 65 designation and has been with GreenRock Advisory since 2011. In addition to his advisory role, he works in a support capacity within a healthcare services business. GreenRock Advisory LLC offers discretionary investment management and financial planning services to individuals, high-net-worth clients, trusts, estates, charitable organizations, and business entities. The firm employs a customized investment approach that integrates a macro “top-down” fundamental framework with technical, sentiment, and behavioral analysis, utilizing a broad range of investment instruments and strategies.

MY MISSION The first time I remember standing up for injustice was on the playground during 2nd grade recess. A couple of bullies were picking on a scared girl. I marched up and gave these bullies a piece of my mind and the girl and I become best friends. After entering the Financial Services industry in 2007, I quickly realized there were many “bullies” that used their knowledge to intimidate clients into pricey products and services. What About Us Financial was founded in 2019 to stand up against the status quo in Financial Services. We are the 99% that deserve our own beautifully successful life. Money is power. It brings us security and confidence. Saving and investing is not only for the rich. We can all prosper and thrive through thoughtful budgeting, savings and investing. This is my mission in life – to empower the underserved so they may obtain financial freedom and success. MY EXPERIENCE I’m a CERTIFIED FINANCIAL PLANNERTM Professional (CFP®), a Chartered Retirement Planning Counselor (CRPC®), and hold a Masters in Business Administration (MBA) in Management Innovation & Change. I have the letters to demonstrate knowledge, but it is more important to convey my heart to demonstrate compassion. I am a Fiduciary, which is the highest standard of client care. I must always act in the client’s best interest, even when it’s in opposition to mine. (This is big stuff! Do some Googling to see the efforts to hold all advisors to this standard. They have failed, so it’s still a scary world.) MY OFFICE My office is located inside my home in Bellbrook, Ohio. I see no reason to tax environmental (and personal) resources to open a fancy office space. We can meet at your favorite coffee shop, restaurant, office or kitchen table. And there is always video conferencing through Zoom, FaceTime or Skype.

Gary Downie is the sole advisor at Wealth Pinnacle, Inc. in Centerville, Ohio, holding the CFA® designation and Series 66 license with 21 years of industry experience. He has led Wealth Pinnacle since 2007. Wealth Pinnacle provides investment supervisory services, financial planning, and consultations to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and businesses. The firm employs an individualized approach to asset allocation and portfolio management, incorporating fundamental, economic, technical, credit, and yield-curve analysis, and serves a boutique client base including corporate and business clients.

Bryon Spicer is a financial advisor with Truvestments Capital LLC and holds Series 63 and Series 65 designations. He has 28 years of industry experience, including prior roles at Luminist Capital, LLC, and operating his own firms, Spicer Wealth Management and Spicer Financial Services, where he provides services such as tax preparation and insurance. Truvestments Capital LLC serves a diverse client base including individuals, trusts, private funds, and charitable organizations, offering asset management, financial planning, and sub-advisory services. The firm integrates fundamental, technical, and cyclical analysis in portfolio construction and acts as investment manager to a private fund focused on long-term Bitcoin holdings.

Hi, I’m Brian Tegtmeyer, CFP®, a flat-fee financial advisor based in Dublin, Ohio. I specialize in tax-smart planning for new retirees who want to make the most of the first 10 years of retirement, without compromising the rest. The first years of retirement are often your healthiest and most active, but they’re also when the biggest financial decisions happen: Social Security timing, Medicare enrollment, withdrawal strategies, Roth conversions, and more. The choices you make now will shape the rest of your retirement. With over 15 years of experience as a financial advisor, I’ve dedicated my career to helping new retirees make confident, tax-smart decisions during this pivotal window. Here’s what working together looks like: *Reduce lifetime taxes with proactive Roth conversions and withdrawal planning. *Create an income you can’t outlive. *Navigate Social Security and Medicare with clarity and confidence. *Keep your plan updated as life and tax laws change. I intentionally serve a limited number of families so every client receives high-touch, personal guidance directly from me. My flat annual fee means no commissions, no hidden costs, and no percentage-of-assets charges. You’ll always know exactly what you’re paying and exactly what you’re getting. I’ve seen too many retirees look back with regret, wishing they had enjoyed their healthiest years more fully. My mission is to make sure that doesn’t happen to you. When I’m not helping clients plan their retirement, I’m likely with my wife and our three kids, cheering at gymnastics, biking, playing pickleball, or schooling my kids in a game of four square.

Kevin O Connor is a financial advisor with Ram and Oak Investment Partners, LLC. He holds a Series 65 designation and has five years of industry experience. Prior to founding his current firm, he worked at Artifex Financial Group, LLC and Morgan Stanley Smith Barney. Ram and Oak Investment Partners LLC provides discretionary asset management and integrated financial planning services to individual and high-net-worth clients, combining fundamental and technical analysis to build client-specific strategies. The firm also offers tax-preparation services to advisory clients at no additional fee as an ancillary benefit.

Max Heintz is a CFP® professional with 24 years of experience in financial advising. He is the principal of MFH Investments Inc. in Dayton, OH, and has operated M.F. Heintz CPA, Inc. since 2001. Heintz holds both CPA and CFP credentials and divides his time between financial advisory and accounting services. MFH Investments, Inc. serves individual, business, and trust clients with financial planning and discretionary asset management, employing a combination of active equity analysis and passive investment strategies tailored to client risk tolerance. The firm integrates its advisory services with a related accounting practice, providing tax compliance and planning to overlapping clients.

William Marker is a CFP® and ChFC® credentialed financial advisor with eight years of industry experience. He has worked at Marker Financial LLC since 2024 and was previously associated with The Borland Group from 2010 to 2025. Borland Marker is a single-advisor independent registered investment adviser managing approximately $98 million for around 78 clients, serving individuals, trusts, estates, and business entities. The firm employs a client-specific, top-down investment approach blending fundamental and technical analysis, with a structured financial planning process that includes multi-decade projections and quarterly reviews.

Fiduciary Financial Advisor Serving Dayton, Ohio. Retirement Planning that stays in sync with your life. Providing fee-only wealth management, designed to handle the math so you can enjoy the music. Since 2015, I've helped families in Dayton and Southwest Ohio retire with confidence and arrange their investments to support lasting and tax-efficient retirement income. Before founding Stage Ready Financial Planning, I was a Financial Planner at a large financial company, where I realized that the families I was lucky to serve deserved a more personal and dynamic partnership. I wanted to help them orchestrate a plan that stays "in step" with their evolving retirement. With a background in music education and over a decade of experience in financial planning and wealth management, I'm a big believer that a confident retirement begins with understanding. I don’t just manage investments; I "handle the math" and always try to educate my clients so that they're empowered to make informed decisions about their money. In addition to my years of experience, I've earned a bachelors degree from Wright State University, a masters degree from the University of Houston, along with an Executive Certificate in Financial Planning from Xavier University. As a CERTIFIED FINANCIAL PLANNER® professional and a member of the XY Planning Network and NAPFA, I'm committed to the highest fiduciary standards. My wife Kristen and I live in Oakwood with our awesome (and loud) dachshund pups, Lily and Henry. When I’m not "at the podium" helping clients, you can find me enjoying music, lifting weights, dreaming about swimming in the ocean, grilling with friends, and spending time with my family.

Steven Crane is a ChFC® credentialed financial advisor with one year of industry experience, currently serving as the principal at Financial Legacy Builders. He has a background that includes founding multiple ventures focused on veteran support, wellness coaching, and consulting. Crane is also an author and speaker, engaging in public education through books, articles, and media appearances. Financial Legacy Builders provides wealth management and financial planning services to individual and high-net-worth clients. The firm employs a combination of passive and active investment strategies based on asset allocation and Modern Portfolio Theory, and it operates discretionary relationships through third-party managers and model portfolios.

Michelle Ruddy is a CFP® with 27 years of industry experience. She is the principal of VWR Financial Advisory Services, where she has worked since 2008, and has prior experience with Silver Oak Securities, Inc. and Securities Service Network, Inc. Ruddy is also COO of Sapphire Income Solutions, LLC, an Ohio registered investment advisory firm. VWR Financial Advisory Services provides investment management and financial planning to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and business entities. The firm employs an active, tactical investment approach incorporating technical and fundamental analysis, with portfolio strategies that include mutual funds, ETFs, and ESG screening.

Elizabeth Bibeau Salinas is a financial advisor at Artifex Financial Group, LLC with a Series 65 license and two years of industry experience. She has worked at Artifex Financial Group since 2021 and has previously been employed at Soltis Investment Advisors and several other companies. Artifex Financial Group provides fee-only financial planning and investment management to individual and institutional clients, integrating financial planning into its investment process and emphasizing strategic asset allocation and global diversification. The firm operates a Private Direct Investments program and offers a combination of traditional advisory services with digital and sub-advised solutions.

Mark Demma is a financial advisor with Demma-Novak Wealth Management in Dayton, Ohio. He holds Series 63 and Series 66 licenses and has 24 years of industry experience. He has been with Demma Wealth Management since 2014. Demma-Novak Wealth Management provides wealth management and financial planning services primarily to individual clients, as well as trusts, estates, and business entities. The firm employs a globally diversified, low-cost asset allocation strategy focused on index funds and ETFs, with tailored portfolio construction and ongoing client coaching.

Joseph Doogan is a financial advisor with Fiduciary Wealth Group, LLC in Centerville, OH. He holds the Series 65 designation and has one year of industry experience, including a prior role at Fidelity Investments. Outside of his advisory work, he has experience with a variety of organizations, including York Golf Club and the OSU Office of Student Life. Fiduciary Wealth Group, LLC provides discretionary wealth management, financial planning, retirement plan consulting, and tax preparation services to individuals, high-net-worth clients, and pension/profit-sharing plans. The firm employs a strategic asset allocation approach using a core-and-satellite framework with both passive and actively managed funds, integrating investment management, tax services, and retirement-plan education.

Alexander Browning is a financial advisor at Artifex Financial Group, LLC with four years of industry experience. He holds a Series 65 designation and previously worked at Soltis Investment Advisors, Perry proTech, Cox Media Group, and Vivial, LLC. Artifex Financial Group provides fee-only financial planning and investment management to individual and institutional clients, integrating comprehensive financial planning with investment processes that emphasize strategic asset allocation and global diversification. The firm offers a range of services including retirement consulting, tax preparation, and a Private Direct Investments program requiring accredited client standards.

Christopher Demma is an investment advisor representative with Demma-Novak Wealth Management in Dayton, Ohio, holding Series 63 and Series 65 licenses and 11 years of industry experience. He has been with Demma Wealth Management since 2014. Outside of his advisory role, he works part-time as a restaurant waiter and bartender. Demma-Novak Wealth Management provides wealth management and financial planning services primarily to individual clients, as well as trusts, estates, and business entities. The firm emphasizes globally diversified asset allocation using low-cost index funds and ETFs, periodic rebalancing, and tailored strategies that may include third-party model portfolios and tactical adjustments.