You make good money. You have a plan somewhere. What you are not sure about is whether anyone is actually watching the whole thing. Right now, you probably have an advisor for investments, a CPA for taxes, and maybe an attorney for estate documents. None of them talk to each other. You are the one in the middle, repeating your situation to three people who each see one slice of it. I build the financial plan, and I prepare and file your tax return myself. Same person, same conversation. The tax decision and the planning decision get made together, by someone who can see how one moves the other. Most advisors hand you off to a CPA who has never seen your plan. I do not hand you off. I work with dual-income parents, director level and up, two demanding careers, kids at home, and a financial life that has gotten more complicated than you have time for. Equity comp you have not fully sorted out. College creeping up. Estate documents written before your last job change. All of it in motion at once, and no one holding it together. What I give you back is time. One relationship instead of many. One person who knows the whole story, so you stop being the project manager of your own financial life. None of these pieces is that hard on its own. The coordination is what you do not have the hours for. That is the part I take off your plate. I am raising four kids of my own, including a set of triplets, so I plan from inside this life stage, not from a brochure. I know what it costs, in money and in attention, to do this well. If you are tired of being the one who holds it all together, reach out. I will tell you honestly whether I am the right fit.

Sean Sparkman is a financial advisor with Foundations Investment Advisors LLC and holds a Series 65 designation. He has six years of industry experience, including prior roles at Insight Folios and American Income Life. Outside of his advisory work, he is a partner in Highground Gaming LLC, which organizes board game events and produces related content on YouTube. Foundations Investment Advisors LLC provides financial planning and portfolio management to a diverse client base, including individual and high-net-worth clients, retirement plans, and registered investment companies, utilizing a mix of fundamental, technical, and cyclical analysis alongside third-party sub-advisers.

Louis Bader is a CFP®-credentialed financial advisor with 18 years of industry experience, currently serving at J.P. Morgan Securities. He has worked at J.P. Morgan Securities since 2013. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors.

Eldin Foco is a financial advisor at Sterling Advisory Group LLC with 18 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at several firms including CIG Capital Advisors and Cco Investment Services Corp. since 2012. Sterling Advisory Group provides portfolio management, financial planning, and retirement-plan consulting to individuals, families, trusts, foundations, businesses, and employer-sponsored plans. The firm manages client accounts on a tailored basis and also serves institutional clients, offering a range of strategic investment models that emphasize asset allocation, diversification, and Shariah-compliant selection.

Daniel Shub is a financial advisor at Octo Capital, LLC with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has been managing Octo Capital since 2015. In addition to his advisory role, he is the managing member of Shub & Company LLC, a life and health insurance agency, and Gold Star Insurance Group LLC, a property and casualty insurance agency. Octo Capital provides investment advisory, portfolio management, financial planning, and consulting services to individuals, families, retirement plans, trusts, foundations, and charitable organizations. The firm’s investment approach is long-term and based on Modern Portfolio Theory, utilizing diversified allocations primarily through mutual funds and ETFs, with discretionary portfolio management and regular monitoring.

Peter Mc Caffrey is a financial advisor at Sound Financial Planning LLC in Bloomfield Hills, MI. He holds a Series 65 designation and has one year of industry experience. Outside of financial advising, he has been a professional cellist with the Detroit Symphony Orchestra since 2012. Sound Financial Planning LLC provides fee-only, advice-only financial planning to individuals and high-net-worth clients, focusing on diversified, passive investment strategies and comprehensive financial planning without managing client assets or exercising investment discretion.

Kevin Radell is a CFP® professional with 20 years of experience in financial advising. He is the principal at Predmore Advisors LLC and has previously worked at Morgan Stanley and The Prudential Insurance Company of America. Outside of his advisory role, he is involved in fine art sales through Predmore Fine Art LLC and provides business consulting via Predmore Holdings Inc. Predmore Advisors LLC primarily manages pooled vehicles and institutional assets while also serving individual clients. The firm offers investment advisory services including retirement strategy analysis, cash-flow budgeting, diversification and insurance recommendations, and tax and estate planning, generally on a non-discretionary basis.

Bassam Salem is a financial advisor at Objective Investments, LLC with 39 years of industry experience. He holds Series 63 and Series 65 designations and has been with Objective Investments since 2018. Prior to that, he worked at InvestShares Advisor Group Inc. and InvestShares from 2016 to 2018. Objective Investments provides fee-based investment management services to individuals, high-net-worth clients, corporations, and qualified retirement plans. The firm offers both discretionary and non-discretionary portfolio management, employs a variety of investment strategies, and provides specialized services to employer-sponsored retirement plans as a limited-scope ERISA 3(21) fiduciary.

Robert Boutin is a financial advisor at Physicians' Financial L.C. in Northville, MI, with 15 years of industry experience. He holds a Series 66 designation and has been affiliated with Physicians' Financial L.C. and Midwest Financial Education L.C. since 2011. Physicians' Financial L.C. provides personal wealth planning primarily for medical professionals, combining investment management with income tax planning, life and disability insurance, and financial counseling. The firm employs a long-term, disciplined investment approach using diversified, risk-based model portfolios and offers a combination of advisory, insurance, and tax services within a single practice.

Kevin Barry is a financial advisor at KB Wealth Management, LLC in Bloomfield Hills, MI, holding a Series 66 designation with 18 years of industry experience. He worked at Oppenheimer & Co. Inc. for 10 years before founding KB Wealth Management in 2019. KB Wealth Management serves individuals, high-net-worth clients, and business entities with tailored financial planning, portfolio management, and qualified retirement plan consulting. The firm employs asset allocation, fundamental analysis, and modern portfolio theory to construct portfolios and offers retirement plan consulting and ERISA 3(21) fiduciary services uncommon among firms of its size.

Richard Gillikin is the founder and sole advisor at GilliKin Advisors Limited, an independent firm based in Farmington Hills, MI. He holds a Series 65 designation and has 12 years of experience in investment advisory services. In addition to his advisory role, Gillikin has been president of Gillikin & Associates, CPA, PC since 1982, a public accounting firm specializing in tax and financial statement services. GilliKin Advisors Limited provides personalized investment advisory and portfolio management services to a small group of individual clients, overseeing approximately $26.4 million across 21 accounts. The firm operates on a primarily non-discretionary basis and integrates investment guidance with tax and accounting considerations.

Scott Heath is the founder and sole advisor of Heath Capital Management, Inc. in Bloomfield Hills, MI. He holds the CFP® designation along with Series 63 and 65 licenses and has 26 years of industry experience. Heath has managed his firm since its inception in 1996. Heath Capital Management provides discretionary investment supervisory services to individuals, corporations, and pension and profit-sharing plans. The firm employs risk-sensitive active bond and equity strategies with a focus on bottom-up stock selection and manages a broad range of taxable and tax-exempt portfolios, including municipal and mortgage-backed securities as well as various international and small-cap equity strategies.

Jefferson Martin is a financial advisor at Mirror Lake Wealth Management, LLC with Series 63 and Series 65 credentials and one year of industry experience. He has prior experience as a self-employed professional and at Marsak Capital Management, LLC. Outside of investment advising, he is an active insurance agent operating a sole proprietorship in Bloomfield Hills, Michigan. Mirror Lake Wealth Management provides asset management services primarily to high-net-worth individuals, using a combination of fundamental, technical, and cyclical analysis. The firm offers discretionary and non-discretionary portfolio management with a focus on customized client goals and risk tolerance.

George Calvert is a CFP® professional with 16 years of industry experience, operating as the sole advisor at Calvert Planning Corporation in Troy, MI. He has led Calvert Planning Corporation since 1998. Outside of his advisory work, he serves as a non-voting board member of Windy Acquisition, LLC, a role he has held since 2006. Calvert Planning Corporation provides investment management, retirement planning, and comprehensive financial planning services to individuals, trusts, pension and profit-sharing plans, estates, charitable organizations, and businesses. The firm’s non-discretionary investment approach emphasizes asset allocation using primarily no-load mutual funds and ETFs, supported by fundamental research and occasional technical analysis.

Richard Probst is a CFP®-designated financial advisor with 45 years of industry experience. He has been with Fountainhead Financial Management, Inc. since 1998 and previously worked at Linsco/Private Ledger Corp. He is involved in a family business focused on agricultural and food processing byproduct and waste recycling, providing management and business advice. Fountainhead Financial Management, Inc. is an independent firm offering financial planning services on a fixed fee or hourly basis.

Omar Ezz is a CFP® with 13 years of industry experience, currently serving as the sole advisor at Olive Tree Asset Management since 2020. His prior experience includes roles at Blue Chip Partners, General Motors, and the University of Virginia. In addition to his advisory work, he maintains a full-time corporate finance position outside the firm. Olive Tree Asset Management is an independent, state-registered advisory firm providing individualized portfolio management and comprehensive financial planning to households and institutional clients. The firm combines fundamental analysis and modern portfolio theory, blending passive and active strategies to tailor portfolios, and offers services including retirement, college savings, tax, and estate planning, along with employee benefit plan consulting and participant education.

Michael Cho is a financial advisor at Armor Wealth Strategies, LLC with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Cutter & Company, Inc and Morgan Stanley Smith Barney LLC. Outside of advising, Cho serves as a fencing referee and volunteers as treasurer for the Disability Network of Oakland and Macomb Counties. Armor Wealth Strategies is a small advisory firm serving individual and high-net-worth clients with discretionary asset management, comprehensive financial planning, and ERISA 3(21) retirement-plan advisory services. The firm tailors portfolios to client goals and risk tolerances, employing a range of investment strategies and providing ongoing monitoring and quarterly reviews.

Jeffrey Grad is the principal of Grad Wealth Management PLLC in Livonia, MI, where he has worked since 2024. He holds a Series 66 designation and has six years of industry experience. Prior to founding his firm, he worked at Founders Financial Securities, LLC for five years. Outside of advisory work, he owns Grad & Shoemaker, PC, a tax and accounting practice. Grad Wealth Management provides financial planning, consulting, and retirement plan services to individuals, high-net-worth clients, and business entities. The firm matches client objectives and risk profiles to third-party model portfolios, monitors those managers regularly, and offers written financial plans and hourly consulting engagements.

John Mcgonagle Jr. is a CFP® certificant and financial advisor with 16 years of industry experience. He has been with Asset Architects, LLC since 2015 and operates as a sole proprietor since 2014. In addition to his advisory role, he spends a significant portion of his time as a licensed insurance agent. Asset Architects, LLC is a solo, fee-based advisory firm serving individuals and high-net-worth clients by providing personalized financial planning and consulting. The firm arranges relationships with third-party money managers rather than directly managing client assets, and also offers commissioned insurance products as part of its services.

Thomas Horton is a CFP® professional with 16 years of industry experience. He has operated Horton Financial Planning LLC since 2004, serving clients from Farmington Hills, MI. Horton Financial Planning LLC is an independent, fee-only advisory firm that offers hourly, as-needed financial planning and investment advice primarily to individual clients. The firm emphasizes comprehensive planning and a long-term, buy-and-hold investment approach focused on passive, low-cost index funds with periodic rebalancing.